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New York pols push e-bike battery regulations after deadly fires

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Following a series of deadly fires caused by faulty electric scooter batteries, a city councilor plans to introduce a new bill banning the sale of uncertified batteries.

Democrat Oswald Feliz’s neighborhood is among those that have seen fires break out as a result of faulty e-bike batteries. Several fires have turned deadly, including a fire on August 1 that trapped a 2-year-old girl and her mother in their apartment.

Fires related to e-bikes have killed nine people and injured 164 others over the past two years, according to FDNY — up from zero fatalities the previous two years.

To combat the problem, Feliz’s bill, which has yet to be introduced, would ban the sale of e-bikes that do not have batteries certified by a “nationally recognized testing laboratory” and would also ban the sale of bicycles with refurbished batteries. This is an alternative to a city proposal to ban vehicle storage in social housing.

Firefighters at the scene of a mass fire at 110 E. 129th St. in Manhattan on August 3, 2022.
Robert Mecea

“The increase in e-bike fires is concerning and it’s a problem that won’t go away on its own,” Feliz said. “This requires legislative action and that’s why I’m proud to introduce legislation that will help ensure batteries sold in New York are safe and don’t harm our hard-working families.”

Feliz is also working with Manhattan Councilwoman Gale Brewer, who has her own set of e-bike safety bills she plans to introduce.

Brewer’s bills would not only ban refurbished batteries, but also push delivery app companies to cover the costs of more legitimate and expensive hardware, Streetsblog reported on Aug. 17.

The councilwoman also scoured her district for potential garages to house a worker charging station, she told the Post.

NYC Electric Bike Fire Bill
A fire at 1400 Bergen St. may have been started by an electric bicycle, officials say.
Michael Dalton

“I can’t say I have it all figured out. We don’t want anyone getting hurt, that’s the goal,” she said.

NYCHA has pushed for a complete ban on vehicles in response to the fires, but Feliz and Brewer are seeking a lighter touch. Both officials oppose the ban, which the Bronx representative called “misguided.”

“Banning them is unlikely to help improve fire safety as some of the batteries are safe to use, but will instead cause economic harm to hard-working residents who depend on e-bikes to earn a living and support themselves. their families,” Feliz said.

British Cycling ‘strongly recommends’ that no one rides a bike during the Queen’s funeral

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Monday the 19th was set as the date for the Queen’s funeral and subsequently an impromptu bank holiday. Arrangements are being made quickly by businesses and organizations across the country, with many announcing that they will be closed for the day, including some holiday companies.

British Cycling today issued guidelines for event organizers who had scheduled races and events for Monday September 19, essentially advising them to cancel or postpone their events as a mark of respect for the death of the Queen Elizabeth II. They point out that official guidelines from the Royal Household are that there is no need to cancel sporting events during the period of mourning.

The Royal Household has advised that there is no obligation to cancel or postpone events during the period of national mourning, and this extends to all planned cycling events, clubs and community activities. Therefore, the decision to proceed with events or activities is at the discretion of individual organizers, volunteers, local authorities and landowners.

British Cycling goes on to offer advice on including a minute’s silence at the start of events taking place during the mourning period. In a paragraph titled “Events and Activities on the Day of the State Funeral“they advise events not to take place on the day of the funeral itself, but in addition to this advice to event organisers, British Cycling has gone further by ‘strongly recommending’ that no one should cycle at all during funeral times.

British Cycling strongly recommends that anyone cycling on the day of the state funeral do so outside the times of the funeral and associated processions, which will be confirmed later this week. Once published, we will share the details of these times on this page.

British cycling

The full text of British Cycling’s statement offering advice and recommendations for the day of the funeral can be read here

The full statement reads…

Following the death of Her Majesty The Queen yesterday afternoon, the Royal Household today issued guidelines for the period of national mourning, which will continue until the end of the day on State funeral.

You can read the full Royal Household advice here. An abbreviated summary for event organisers, volunteers and other sport stakeholders can be found below.

Events and activities during the period of national mourning

The Royal Household has advised that there is no obligation to cancel or postpone events during the period of national mourning, and this extends to all planned cycling events, clubs and community activities. Therefore, the decision to proceed with events or activities is at the discretion of individual organizers, volunteers, local authorities and landowners.

As a sign of respect and in keeping with the tone of national mourning, organizers may wish to observe a period of silence and/or play the national anthem at the start of events, and those in attendance may wish to wear black arm bands.

We urge all event organizers and volunteers to check with facility operators, local authorities and landowners – where applicable – for any changes to their own operations during the period of national mourning.

Riders competing internationally during the national mourning period may also wish to wear black armbands. This will be the case for all riders representing the Great Britain cycling team during this period.

Events and Activities on the Day of the State Funeral

As a mark of respect to Her late Majesty Queen Elizabeth II, British Cycling’s advice is that no official domestic activities should take place on the day of the state funeral, Monday September 19. This includes cycling sporting events, club rides, workouts, and community programs (such as Breeze rides).

British Cycling strongly recommends that anyone cycling on the day of the state funeral do so outside the times of the funeral and associated processions, which will be confirmed later this week. Once published, we will share the details of these times on this page.

As the day of the state funeral has been designated as a national holiday, in line with many other employers, British Cycling will close for the day.

Beaumont Trophy and Courlis Cup

Due to the reallocation of police resources this weekend in preparation for the state funeral, the Curlew Cup and Beaumont Trophy – which were due to take place on Sunday – have been postponed.

The two races, which are the final rounds of the men’s and women’s national road series respectively, will now take place on Sunday 9 October.

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Zero Motorcycles launches its all-new electric adventure bike, the DSR/X – and we tested it

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If battery-powered innovation is an art form, consider Zero Motorcycles the AI ​​of creation. For 15 years, the California-based electric motorcycle manufacturer has rolled out bike after bike that shatters the molds and expectations of what an electric vehicle is capable of. Today, Zero continues the march of progression with its latest release: the DSR/X Adventure Motorcycle.

“[It provides] the purest connection between rider and road I’ve ever experienced,” says Zero CEO Sam Paschel. But we didn’t want to take his word for it. new bike, I went to the brand’s headquarters in Scotts Valley (about 30 miles south of San Jose) to check it out for myself. Here are the biggest highlights, along with some notes from my test drive.

What sets the DSR/X apart from the adventure bike crowd?

At 550 pounds, the rugged yet nimble DSR/X is no joke: the all-new Z-Force 75-10X motor produces a staggering 166 foot-pounds of torque and the 17.3 kWh Z-Force PowerPack delivers power sufficient and the pinnacle of brand performance.

Like previous Zero models, the DSR/X uses the company’s Cypher III+ operating system to deliver the world’s purest adventure driving experience. However, unlike its other motorcycles, the DSR/X offers a few notable upgrades: the first is the all-new Bosch Motorcycle Stability Control (MSC) suite, which now features off-road capabilities, optimized specifically for responsiveness. of the electric Zero. powertrain. The technology is designed to provide stability and traction on any surface.

Zero Motorcycles

“This variation of our existing, patented design produces the highest torque and most precise motor we have ever produced,” says Paschel. “What it’s able to do, from a traction control perspective, when paired with our electric powertrain…it does things that you shouldn’t be able to do, it’s kind of magical. Let’s say you’re sitting on some gravel, and you open the throttle all the way – instead of spraying the person behind you, the bike just goes forward regardless of top speed It does things a bike shouldn’t not really be able to do.

Park Mode is the latest addition to the Cypher III+ operating system, bringing more adaptability to the Zero technology suite. It’s no secret that adventure bikes aren’t the lightest bikes on the market: to combat the heaviness of the DSR/X, Park mode allows slow-speed reverse and a crawl useful for maneuvering in narrow or steep spaces.

What else is remarkable about the DSR/X?

Along with improvements to traction control, stability and torque, the DSR/X also paves the way for advancements in design: the entire frame has been designed from the bottom up, to match the kind of riding that only adventure bikes can handle. The bike features increased ground clearance, nearly eight inches of hand-adjustable front suspension, and three integrated storage compartments that have a total of 7.4 gallons of built-in storage.

Close up view of the front of a dsrx motorcycle

Zero Motorcycles

front storage compartment on a zero dsrx motorcycle

Zero Motorcycles

For those planning their next long-distance adventure, the improvements in charging times and networks will be interesting: the DSR/X is equipped with the fastest level 1 and level 2 charging capabilities on the market, thanks to the battery of 6.6 kW onboard. RapidCharge system.

Zero has also partnered with Backcountry Discovery Routes (BDR), which should be familiar to anyone who has ridden off-road. BDR is North America’s leader in adventure mapping, off-road route creation, and adventure motorcycle defense, and through their partnership, Zero and BDR are helping identify where the bollards are. charging along routes that are already primed for electric off-road adventure. .

But what about range? How far will DSR/X go?

Zero says it put more than 100,000 engineering hours into the development of the DSR/X, and the dedication to craftsmanship shows it: the DSR/X’s on-road range is 180 miles in the city, and the bike is capable of reaching speeds of up to 85 mph on the highway.

“The average recreational on-road trip in the United States is less than 80 miles,” Paschel points out. “And anyone who rides or sees these bikes knows that a relatively small portion is taken on-road and off-road. And of that, it’s a very small number, three to five percent of these bikes, that are actually taken on these long point-to-point journeys.”

All that to say that while range will be a concern for the small percentage of riders who want to hop on a bike without a plan and get to, say, the tip of the Baja Peninsula on a whim, most cyclists will not. get close to running out of range on the DSR/X.

How much does DSR/X cost?

Innovation doesn’t come cheap. Out the door, you’ll shell out $24,495 for Zero’s new bike. While you’ll save money at the pump (since you won’t be using any more), there are other costs to consider. Similar to their four-wheeled counterparts, electric motorcycles generally come at a higher price.

For comparison, Harley Davidson‘s revolutionary Pan America 1250 internal combustion engine has a base price of $17,319, which is $7,176 less than the DSR/X. Perhaps the most well-known and respected motorcycle in the adventure business, the BMW R 1250 GS, has a base price of $17,995.

In other words, e-bikes can save you money down the line, but you’ll be paying for this technology up front.

How does the DSR/X actually like to ride?

It’s not often you find high weight and agility in the same package, but the DSR/X defies expectations when it comes to size and capability. Thanks to most of the weight located in the battery (and not in the traditional gas tank), the center of gravity of the DSR/X is much lower than a traditional gas bike, which gives stability to the driving.

a parked dsrx zero motorcycle

Zero Motorcycles

I tested the DSR/X on the winding back roads of Scotts Valley, where Zero is headquartered. We rode both paved and unpaved roads, and I felt the DSR/X really shine where the pavement ends and the gravel begins. The bike’s riding modes are finely tuned with notable differences between each: I found the Standard mode the most enjoyable for our riding conditions, with less engine braking and more power than the Eco, which is the default mode on the DSR/X .

person riding dsrx zero motorcycle on dirt road

Zero Motorcycles

two people riding dsrx zero motorcycles on the pavement

Zero Motorcycles

I have to mention that for shorter or shorter or less experienced riders, this bike is a lot to maneuver. As I mentioned, it weighs 550 pounds, with a standard seat height of 32.6 inches. Zero swapped out the seat for a low seat to help ease my 5’4″ frame, but even then I was barely able to touch the ground with either foot, and the weight made starting and stopping a bit difficult.

However, once I was on the road, I found riding the DSR/X to be one of the smoothest experiences I’ve had on a bike. Switching between riding modes on the go was smooth, and the increased torque made the climbs as fun as you can imagine. I was able to store plenty of accessories in the storage compartments, and after a few hours of riding, I had barely bitten into the range.

woman on dsrx zero motorcycle

Zero Motorcycles

The DSR/X is nimble and fast, yet tough enough for rough terrain and stretched enough for a long trail session. If I was planning a West Coast adventure—with smartly planned load stops—I’d choose this bike from any line.

If you’re interested in the first electric adventure motorcycle of its kind, you can buy one today from Zero Motorcycle or select retailers around the world. The DSR/X is available in Sage Green or Pearl White, with a base price of $24,495.

zero dsrx motorcycles

Zero Motorcycles

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What people say to the biker

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Rider contributor Scott A. Williams smiles with his BMW on a dirt road.

Back when BMW’s R nineT motorcycle was just released in the US, I was able to grab one for a test drive. The iconic boxer engine, well-sorted chassis and fabulous brakes wowed me through some gentle curves along Scantic Road and Crystal Lake Road in north-central Connecticut. The bike’s crisp neo-retro styling caught the attention of pedestrians when I stopped to take photos. But two guys in a highly modified Honda Civic were the most impressed.

Waiting on their left at a red light, I noticed that they were laughing quite hysterically. The driver pointed the bike and called me. “Where did you find the BMW logos?” His question was punctuated with more laughter.

“They must have put them at the factory in Germany,” I said.

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“Yeah, like BMW makes motorcycles.” “Okay, since before they made cars.”

They were still laughing when the light turned green.

There is anecdotal evidence that many people don’t know BMW manufactures motorcycles. I was shopping at my hometown grocery store and, as is often the case, I was wearing a baseball cap. This featured a BMW roundel with “BMW Motorcycles” embroidered underneath. In one particular aisle, I had stopped to compare items on the shelves when I heard silent laughter. I looked around to see what I was missing.

“That’s funny,” said the only other customer there.

“Excuse me, what’s funny?” »

“Your hat.”

“What’s funny about my hat?”

“BMW does not make motorcycles.”

“BMW actually makes motorcycles longer than cars.”

“You’re kidding!”

“They make sport bikes, touring bikes, adventure bikes, cruisers, etc.”

On my phone, I pulled out a photo of my R 1200 RT. “Here’s mine,” I said, zooming in on the BMW roundel on the side panel. “See?”

“Oh, my god, you’re serious! I can’t wait to tell my husband. He won’t believe it!”

Related story: BMW Announces Updates for Select 2023 Models

Motorcycle Scott A. Williams
“Do you write stories about riding a motorcycle? Who would read them?

Then there was the brief conversation I had a few years ago with a teenager who tried his best to look cool while pumping gas into a van. His parents and siblings were in the van, a potentially embarrassing situation for a teenager, but he took control of the situation by calling the biker.

“Hey man, nice bike!”

“Thank you,” I replied as everyone in the van turned to see.

“What kind is he?”

“A Honda ST1300.”

“Oh really? I didn’t know Honda made motorcycles. Pretty cool.” He hung up the nozzle, gave me a slight nod and jumped into the van.

My motorcycle brand ethos is “Two Wheels Good”, but I’m more than happy to throw some shade in my path. As I was stopped on my ST1300 and waiting to turn right, a Harley-Davidson Ultra pulled up next to me in the left turn lane. The bike had shiny two-tone paint and acres of spotless chrome. The couple on board sported matching leather jackets with flowing fringe. The rider looked at me and shook his head. “Nice scooter,” he laughed, with obvious satisfaction. Spirited guy.

I lifted my visor to respond. “Thank you man. Nice tractor. His passenger laughed so much I thought she would fall off the bike. Mouth agape, the guy looked away and waited for an opportunity to turn left.

Related Story: Perceptions | Being a Good Motorcycle Samaritan, by Scott A. Williams

At that same intersection, one scorching summer day, a young woman in an open-door Jeep Wrangler pulled up to my left. She looked at me, dressed as I always am in an all-weather armored suit, and announced, “You look really sexy in that suit.”

“Thanks a lot!” I responded with a thumbs up. She seemed confused at first by my answer, then laughed, looking a bit embarrassed by her unintended double meaning.

Sometimes, it is the passengers of the motorcycle who initiate the conversation. As I waited in Yarmouth, Nova Scotia, to board the ferry to Maine, the cold gray skies poured down pouring rain. A ferry terminal employee directed a group of bicycles to the muster lane to my right. I traded waves with riders and passengers. Despite the wet conditions, the only “rain gear” I could see was that of two passengers who had cut holes for their heads and arms in large plastic garbage bags to make rain vests. One of the passengers called me, “Are you dry in that suit?”

“Yes, ma’am,” I said. “Hot too.”

She slapped her rider on the back of his helmet and began a tirade of got-you-so-so.

On a much drier day, I approached the old (and structurally deficient) Lake Champlain Bridge between Chimney Point, Vermont, and Crown Point, New York, and an official-looking woman wearing a uniform and vest high-visibility signaled me to stop. “Hello, sir,” she began, “I’m conducting an investigation for the DOT that will inform the design of a new bridge at this location. May I ask where you’re going today?

“Calabogie,” I replied.

“Excuse me…where?” »

“Calabogie, Ontario, Canada. I said it was located on a lake west of Ottawa and, pointing to my GPS, explained that my planned route would take me through the Adirondacks and into Canada via the Cape Vincent ferry.

“Calabogie,” she said, writing down on her notepad. “This is going to be an outlier. Enjoy your ride!”

I love my rides, sometimes made more memorable by the things people say to the rider.

This article by longtime contributor Scott A. Williams originally appeared in the September issue of Rider.

Related Story: Scott A. Williams | Ep. 41 Rider Magazine Insider Podcast

My Dad’s Original Supermarket Game Saves Me Over $1,000 a Year on Food

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  • While my mother was in the hospital, my father took care of the groceries.
  • He taught my brother and I to shop carefully by playing a game where we raced through the aisles.
  • We took whatever we wanted and then sorted it to see what was really worth buying.

When I was a child, my mother had to spend a month in the hospital after her appendix burst. During this time, my dad became the family grocery store, and he took the opportunity to teach my older brother and me (aged 12 and 9) how to spend wisely.

Every week my dad would take us to the grocery store, grab a shopping cart and start running down the aisles. He literally ran around, circling around other customers, cart wheels clattering, and whatever my brother and I could successfully throw into the cart, within reason, we could have.

During the race, my brother and I would run past our dad to confirm that our premium chips were in stock. If they were, we’d make sure they got in the cart in time, and if they weren’t, we’d regroup and grab our second pick, then run ahead to beat it to the next aisle. It was a lot of fun, like participating in “Supermarket Sweep”.

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My dad’s run to the supermarket taught us to shop wisely at the grocery store

Realistically, my brother and I could pick one item from each of the non-essential aisles and then hope that item gets approved. My father exercised a veto to protect the budget, so imported British chocolate returned to the shelf, and we learned to make sensible selections. And no purchases were allowed in the checkout aisle, where we had to linger in line and look at three different flavors of Skittles.

My dad’s goal was to make us think more about the products that make up an important part of the store: candies, snacks, sodas and other bric-a-brac. This was partly to keep us healthy, but also to keep the bill down. Per serving, oatmeal was cheaper than Cocoa Krispies, even if you added honey or brown sugar to it.

It was the 90s, so in our local HEB there was an entire aisle dedicated to generic products in simple, black and white packaging, and my dad urged us to read the ingredient list to determine if it there was a difference in quality between the generic and the brand name. To date, I estimate that running to my dad’s supermarket saves me around $1,200 a year on non-essential groceries alone.

My father also encouraged us to plan our meals. We had a say in what Night Hawk frozen dinners we brought home and whether we had peanut butter sandwiches every day for lunch or turkey every other day.

There was also a significant non-monetary benefit to this game: my father managed to distract his children from the frightening reality that their mother was in the hospital with a life-threatening illness.

He started teaching us how to manage money many years ago

My dad started teaching us about personal finance long before our run to the supermarket. I was about 7 years old when he introduced me to his mantra that “debt is slavery”, which has added meaning considering that my brother and I are half black and live in Texas, where literal slavery was prevalent.

My dad had debt, but he wanted us to have as little of it as possible, and for him, spending wisely was a stepping stone to financial freedom. We had countless discussions about the difference between wants and needs, my dad saying yes to the new shoes when our Payless sneakers were fraying, but no to Des’ree’s latest album because listening to the radio was free.

In high school, my after-school job was tutoring younger students, and due to my father’s early influence, I budgeted every penny of that income with my ledger and pencil n #2. Before going out with my friends, I figured out if I had enough money for pizza and bowling, or maybe just one of those things.

To this day, I rarely make impulse purchases, at the grocery store or elsewhere. I’ve taken out student loans and more recently a mortgage, but otherwise my consumer debt is virtually non-existent.

That’s not to say that as a family we haven’t spent money on fun things. My dad used to take us to the movies regularly, he just wouldn’t allow us to buy refreshments there, and instead we slipped Ziploc bags of tortilla chips into the theater. Once, he bought our tickets with change, insisting, “It’s legal tender!” while my brother and I pretended not to know him. But his financial lessons lasted far longer than my embarrassment.

MiBiz Growth Report: September 12, 2022

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Here is the MiBiz Growth Report for September 12, 2022:

Mergers & Acquisitions

  • The Huizenga groupa private investment firm based in Grand Rapids, has strengthened its capabilities in the automation sector with an agreement with the supplier based in Madison Heights Bulldog Factory Service LLC. Formerly part of Madison Heights Santanna Tool & Design Co., Bulldog Factory Service has additional operations in North Carolina and Mexico. The company provides automated and welding systems, conveyors, design and simulation services, and labor reduction projects and kits. The Huizenga Group provides management services to a diverse group of companies in the fields of tooling and dies, pharmaceutical packaging, machined metal parts, electrical and high-end automotive component manufacturing. technicality. Terms of the transaction were not disclosed. Bulldog was advised by Phil Gilbert of East Bay Councilors. The deal for Bulldog marks the second transaction involving an automation company in the last five months for Huizenga Group. In April, the company acquired the Grand Haven-based company Churchill Technologies LLC, designer of special assembly and test equipment.
  • Keller Ford Inc.which operates a 52,000 square foot store at 3385 Alpine Ave. NW to Walker, was acquired by LaFontaine Automotive Group LLC, marking the Southeast Michigan company’s entry into the Grand Rapids metro market. The company views the western Michigan region as an opportunity for growth, according to CEO Ryan LaFontaine, who called the market a “tremendous opportunity for continued growth.” LaFontaine Automotive Group has acquired 17 Michigan locations over the past five years, including four acquisitions in 2021. The Keller Ford dealership is the fourth Ford store in LaFontaine Automotive Group’s portfolio. The Highland, Oakland County-based dealership group operates 52 retail franchises in 30 retail locations across Michigan. LaFontaine Automotive Group will rebrand the Walker location as LaFontaine Ford of Grand Rapids. The terms of the contract are not disclosed.
  • Crain Communications Inc. acquired the Grand Rapids Business Journal of Troy Gemini Media LLC, publication officials announced last month. Crain Communications — a Detroit-based private media company with a portfolio of business and trade publications — said the deal helps it expand its reach in West Michigan and connect its publications in Chicago and Detroit. The company’s urban brands also operate publications in Cleveland and New York. According to a statement on the agreement, GRBJ will continue to operate as a separate media outlet and will “leverage additional content and advertising resources from the City of Crain’s brands.” GRBJ’s team of 10 reporters and business executives will continue to publish. Four years ago, in Troy TIME Media LLC acquired Gemini Publications, the former owner of GRBJ, and formed Gemini Media LLC.
  • Editing Inc., a provider of residential furniture, jewelry and watch protection plans, sold to One80 Intermediaries Inc., a Boston-based specialty insurance broker. The deal included subsidiaries Montage Furniture Services and Montage Jewelry Care, which provide insurance plans and warranties directly to consumers and through point-of-sale, according to a statement. Montage’s insurance plans include traditional common risk protection and captive/reinsurance programs. The company got its start over 40 years ago offering traditional furniture protection plans. For One80, the transaction strengthens the company’s warranty business, which it first entered in 2020 with the acquisition of Safeware.
  • Backed by private equity AGS Automotive Solutions LLC, a manufacturer of automotive aftermarket parts, has acquired a California-based manufacturer and distributor of tools and equipment for automobiles and motorcycles. By acquiring Gilroy, Calif.-based Motive Products from co-owners Eric Leicher and Marco Romani, AGS will add a complementary line of equipment to its portfolio. Motive Products, which has been in business for 24 years, manufactures the Power Bleeder line of equipment, which is used by professional racers and enthusiasts to bleed brake lines. AGS, based in Norton Shores, also sees the deal for Motive Products as the first of several acquisitions the platform aims to close by the end of the year. AGS was founded in 1931 as American Grease Stick Co. Since 2016, the company has been a holding company of Capital of the 3 Riversa Pittsburgh, Pennsylvania-based private equity firm that acquired the Rosen family business for $10 million, according to reports at the time.

Expansion

  • SnackCraft LLCa manufacturer of natural snack foods owned by the Greek company Unismack SA, will invest nearly $42 million to establish a US headquarters in Kentwood. The company will retrofit a vacant Kerry Foods facility for new equipment and machinery and plans to create up to 185 jobs with the project, its first in North America despite its global presence. The Michigan Strategic Fund awarded the company a $1 million Michigan Business Development Program performance-based grant for the project. SnackCraft considered a competitor site in Chicago, according to state officials. The Kentwood plant, located at 4444 52nd St. SE, will be a co-packer and contract manufacturer of baked crackers, tortilla chips, single and twin screw extruded snacks and pelleted snacks. In addition to manufacturing, the site will also include R&D facilities and provide warehousing and some third-party logistics for its customers. Unismack founder and CEO Dimitrios Stratakis said the Grand Rapids area “seemed like an obvious choice” to expand the company’s manufacturing capacity in the United States.

Closing

  • Harmony Hall will close on the west side of Grand Rapids as owners of Harmony Brewing Co. LLC plan to move brewing production to another site to “maximize” distribution. The company, owned by siblings Heather, Barry and Jackson Van Dyke, said it would close the 401 Stocking Ave site. NW after ArtPrize this year and would move its brewing operations to an offsite production facility only. The company’s original site in Eastown will remain open. Harmony Hall was launched in 2015 as a satellite site to help the brewery meet the demand for beer production. However, the owners now say the Harmony Hall facility lacks the space the company needs for “large-scale production, so we had to make the difficult choice to move”.

Development

  • Tall Timbers Portage LLCa developer company The Hinman Company. and AVB Construction LLC co-founder Joseph Gesmundo, has received state approval for $4.7 million in brownfield incentives to build a four-story, 180-unit apartment development in the town of Portage. The Michigan Strategic Fund approved incentives for the Tall Timbers project at 3413 W. Center Avenue, a former landfill site. The City of Portage is supporting the project through a portion of the local tax recovery from the Brownfields Plan, valued at $6.4 million. The city has identified Tall Timbers as a priority because it will help meet housing needs driven in part by expansion plans by nearby businesses, including Stryker Corp. and Pfizer Inc. Ten percent of housing will be reserved for households earning between 80 and 120 percent of income. median income in the region.

Indian-made Kawasaki W175 to debut September 25: Check specs

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Indian-made Kawasaki W175 to debut September 25: Check specs

Sep 11, 2022, 3:28 p.m.
2 minute read

The Kawasaki W175 will be the brand’s cheapest motorcycle in India (Photo credit: Kawasaki)

Japanese automaker Kawasaki is set to launch its W175 bike in India on September 25.

The two-wheeler was recently spied testing on the roads here and is expected to be made locally.

As for the highlights, the vehicle will sport a retro-inspired design, with an analog instrument cluster. It will run on a 177cc air-cooled engine that puts out 13hp of power.

Why is this story important?

  • The W175 will be Kawasaki’s cheapest and most localized motorcycle in India.
  • It takes its styling cues from its older sibling, the W800, and should deliver decent performance. However, no fancy features will be available.
  • Nevertheless, if the price of the two-wheeler is competitive in our market, the rivalry in the segment will be increased. It will rival the Royal Enfield Classic 350 and Yamaha FZ-X.

The bike will have 17 inch wheels and a peashooter exhaust

The Indian-made Kawasaki W175 will have a sloping fuel tank, one-piece seat with a ribbed pattern, peashooter exhaust, raised handlebars and circular mirrors.

The bike will sport an LED headlight and analog instrument console and roll on 17-inch wire-spoke wheels.

It will tip the scales at 135 kg and will be available in two colors: Special Edition Red and Ebony.

It will be powered by a 13 hp and 177 cc engine

The new Kawasaki W175 will be backed by an air-cooled 177cc single-cylinder engine that generates 13bhp of power and 13.2Nm of peak torque. The crusher will be connected to a 5-speed gearbox and a chain drive system.

It will have two rear shock absorbers

To ensure rider safety, the Indian-made Kawasaki W175 will feature front disc brake, rear drum brake and single-channel ABS for better handling on the roads.

Suspension duties on the retro-styled two-wheeler will be taken care of by telescopic forks up front and dual shock absorbers in the rear.

Pricing and availability details of the Kawasaki W175 in India will be disclosed at the time of its launch. However, the two-wheeler is expected to carry a price of around Rs. 1.5 lakh (former showroom).

If not the Kawasaki W175, which bike are you going to buy?

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Breaking Bias: SmokeOut encourages respect, education and acceptance of motorcycle culture – Salisbury Post

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Breaking Bias: SmokeOut encourages respect, education and acceptance of motorcycle culture

Posted at 12:10 a.m. on Sunday, September 11, 2022

SALISBURY — The SmokeOut Motorcycle Rally returned to a supportive community for a weekend of leather, art, support and connection.

The event took place in Rockingham after it was rejected by former Rowan County commissioners. With an opportunity to bring the rally back, Chris and Heather Callen brought the world of choppers and motorcycles back to the Rowan County Fairgrounds with bike shows and the creativity of their riders.

As attendees enter the main grounds building, they are greeted by a giant banner of SmokeOut Hall of Fame members from 2018. Posters detailing the history of the event and its impact around the world tell the beginnings of motorcycle meets from the Smokey Mountains to Arizona. Memories note that Richie “Pan” Panerra and Mike Napolitano were hit and killed by a car while crossing the street at SmokeOut 2015.

Members of the local biker community attended and the Salisbury Harley Owners Group chapter raffled off baskets of t-shirts and other items while recruiting more members into their organisation. This year marked their first participation in SmokeOut.

“You don’t need a Harley to ride with us,” said manager Bobby Curlee. “But you have to own one to be a member.”

The group prides itself on being a chapter “where lasting relationships are formed, laughter is heard, dinner and fundraising projects come to life, and memories are made.” Over 60 members are currently registered with the Salisbury HOG Chapter.

The Charlotte’s Concerned Bikers Association also represented motorcyclists aware of safe driving and inattentive blind spots. Husband and wife duo David “Twiggy” and Catherine “Mrz. Cat” Terwilliger launched a free raffle wheel to give away merchandise to visitors while sharing the goal of the Look Twice NC campaign.

“We are here to teach young drivers how to share the road with all vehicles, not just motorcycles,” said Catherine Terwilliger.

Her husband is the NC legislator’s director for the organization. With this association, House Bill 200 was passed in 2011, requiring all high school students to receive at least one hour of motorcycle safety and awareness training in order to complete the 30-hour motorcycle safety training course. NC driving. Mrz. Cat teaches the curriculum and tests her students on what is expected of motorcycle culture while wearing matching wigs and leather gear.

She shared her story of being a driving mother of six, trained opera singer, cancer patient, lawyer, multi-millionaire and homeless person during her lifetime. Despite what is usually judged on the outside, every biker has a unique story, she said.

“We have a certain amount of conscious bias that needs to be broken down,” she said.

So far, Look Twice NC has been taught in nine counties across the state, with more than 500,000 students learning road safety. The program covers motorcyclists and defensive driving, explaining why they do what they do and how they do it.

SmokeOut was prime time for the Terwilligers to promote Look Twice NC while educating rally fans about road safety. A free webinar is available on the NC Motorcycle Safety & Awareness Facebook page Friday from 7-7:45 p.m. during a live Motorcycle Awareness presentation.

The weekend events will conclude today from 8:00 a.m. with a pancake breakfast in the morning followed by a church service and the blessing of the motorcycles.

Sheriff’s Office Investigates Motorcycle Accident – Darke County Now

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GREENVILLE—Darke County deputies along with the Pitsburg Fire Department, Gettysburg Fire Department, Arcanum Fire Department, Arcanum Rescue and two CareFlight helicopters were dispatched to the intersection of the State Route 571 and Hogpath Road in reference to a serious accident involving a pickup truck and a motorcycle.

Preliminary investigation revealed a red 2006 Chevy pickup pulling a bean-head, driven by Marc Myers (57) of Marshall, IN. was traveling northwest on State Route 571 as it approached the Hogpath Road intersection. Myers was slowing down to turn westbound (left) onto Hogpath Road when a 2002 Harley-Davidson motorcycle, driven by Steven Umbaugh (66) of Beavercreek, OH. was trying to pass the Chevy pickup. The Harley-Davidson motorcycle struck the rear of the driver’s side of the red Chevy pickup truck. Umbaugh and his passenger, Su Chin Umbaugh (55) were ejected from the motorcycle.

Mr. and Mrs. Umbaugh were both transported to Miami Valley Hospital by CareFlight helicopters, their condition is unknown. Mr Myers and his juvenile passenger were treated and released from the scene.

The Darke County Sheriff’s Office crash reconstruction team responded to the scene for further investigation.

This accident is being investigated by the Darke County Sheriff’s Office.

Want to borrow against your home? It pays to move as soon as possible

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Image source: Getty Images

You may want to tap into the equity in your home while you have even more.


Key points

  • New data reveals that home equity may have peaked in May.
  • As home values ​​fall, equity levels are likely to follow suit.
  • If you want to take out a HELOC, now is the time to look into it.

When you need money, whether to renovate your home or for another reason, you have different options to access it. You could take out a personal loan or even load a balance on a credit card. But a much more affordable way to borrow could be to leverage the equity in your home.

Home equity is defined as the market value of your home minus your mortgage balance. If your home is worth $400,000 and you owe $200,000 on your mortgage, that leaves you with $200,000 in capital, which you can borrow through a home equity loan or line of credit (HELOC).

Meanwhile, earlier this year, home equity levels hit a record high of $11.5 trillion during the second quarter. But new data from Black Knight reveals that home equity levels may have already peaked in May and could now slowly but surely decline. And so, if you’re considering taking out a home equity loan or HELOC, you might want to move as soon as possible – while you still have a good amount of equity to tap into.

The benefit of borrowing against home equity

There are two major advantages to taking out a home equity loan or HELOC. First, as long as your home equity is there, it’s pretty easy to qualify.

Home equity loans and HELOCs are secured by your home itself. As such, you might be able to get one even if your credit score needs improvement. Indeed, in the worst case, your lender could always force the sale of your house to be reimbursed.

Along these lines, you may find that a home equity loan or HELOC is a more affordable way to borrow than other options, such as personal loans. Personal loans are unsecured, meaning they are not tied to any specific asset. Thus, the lenders who issue them take on more risk, which tends to translate into higher borrowing rates.

The downside of borrowing against home equity

A home equity loan or HELOC is money you have borrowed and need to pay back. And that alone is something to consider carefully, as having debt payments hanging over your head could create a stressful financial situation.

Plus, even though home equity loans and HELOCs tend to charge competitive interest rates, you’ll still pay interest. And so you might want to keep your borrowing to a minimum to avoid racking up a lot of interest.

Finally, if you don’t meet your home equity loan or HELOC payments, you could end up losing your home. It’s a scary thing, to say the least.

Should You Borrow Against Your Home – And Soon?

If you’ve crunched the numbers and are confident you can handle home equity loans or HELOC payments, this could give you affordable access to cash. But if you are going to go this route, you might want to apply as soon as possible.

As home values ​​slowly decline, equity levels are likely to follow suit. And so you may have more borrowing options now than you will have in, say, six months.

Also, we don’t know if interest rates will continue to rise as the Federal Reserve does its part to fight inflation. Although interest rates aren’t at their lowest right now, at least you know what you’re dealing with. It’s hard to say what rates will look like next year, so if you’d rather not risk a huge round of increases, you might want to apply for your home loan or HELOC this month.

The Best Mortgage Lender in Ascent in 2022

Mortgage rates are at their highest level in years and should continue to rise. It’s more important than ever to check your rates with multiple lenders to get the best possible rate while minimizing fees. Even a small difference in your rate could reduce your monthly payment by hundreds.

This is where Better Mortgage comes in.

You can get pre-approved in as little as 3 minutes, without a credit check, and lock in your rate at any time. Another plus? They do not charge origination or lender fees (which can reach 2% of the loan amount for some lenders).

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The new Ducati Streetfighter V4 Lamborghini motorcycle sold out in a few hours

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The hype is undeniable for the intersection of two very iconic brands.

Both Ducati and Lamborghini are heroes in their respective trades, both purveyors of Italian excellence in supercars and motorcycles, and when they came together to create a special motorcycle that paid homage to the Lamborghini Sian hypercar, it caused a sensation. Building on the incredible success of the initial collaboration between the two brands, they decided to do it again, this time taking inspiration from the Lamborghini Huracan STO. The new Ducati Streetfighter V4 Lamborghini, based on the 2023 Ducati Panigale V4 S, features a seamless kinship with the STO, with similar colors and design cues throughout, and it truly represents the epic idea of ​​the two brands coming together. .

MUST READ: The GearBox: the performance look

As a tribute to Lamborghini’s founding year of 1963, only 630 of these motorcycles were made, and in addition, another 63 units were offered to special Lamborghini customers as part of the Speciale Clienti series, and these customers have had the ability to configure their own with wheels and colors like their own Lamborghinis. Within hours, all 693 units of the motorcycle were sold. Whether on two or four wheels, having an Italian Fighting Bull vehicle in your garage is amazing, and when it’s also a rare Ducati motorcycle, it’s even better.


Source: Ducati


Auto shows, exchange meetings and cruises in the region

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September and October Auto Shows, Swap Meets and General Area Cruises. If you would like to add a show to this list, please email the information to This email address is protected from spam. You need JavaScript enabled to view it..

Monthly Midwest Drag Racing Cruise at O’Reilly’s, Wentzvillefirst Saturday of the month (March – November) from 5pm to 9pm Join us – September 3, October 1 and November 5. For more information, call Brent at 314-985-9222 or email This email address is protected from spam. You need JavaScript enabled to view it..

St. Paul’s UCC Marthasville, Festival in the Ville Car & Bike Show, Saturday, September 10. Registration from 9 a.m. to 12 p.m. The Car & Bike Show will take place on the streets of downtown Marthasville. Registration fee is $20, posting fee $10. The Spectacular coincides with Festival in the City and will include a cornhole tournament, beer garden, games, food, drink, children’s activities, raffles, vendors and more. Visit stpaulsuccmo.org for more information.

Wentzville American Legion Post 323 20th Annual Car Show, Saturday September 10th. Registration 9 a.m. to noon at 504 Luetkenhaus Blvd., Wentzville, MO. The entry fee is $10. There will be food, drink, raffles and music. Visit www.wentzvilleamericanlegion.org and Facebook for updates and more information.

6th Annual Car Show, First Baptist Church, Lake St. Louis, Saturday, September 10. Registration is from 10 a.m. to noon. The show will take place from 12 p.m. to 3 p.m. and the awards ceremony at 3 p.m. Food and beverages will be available for purchase. The motor show is held for the benefit of the missions. The show is free to the public; for more information, call 636-448-5600.

Car, Truck, Bike and Tractor Show, Battle of the Decades, Saturday September 17th. St. Francis Borgia Secondary School, 1000 Borgia Dr., Washington, MO. Registration is from 10 a.m. to 11:30 a.m. The registration fee is $20 and $10 to display. Awards at 2:00 p.m. Join the Borgia Theater Department as it hosts its first car show. There will be family fun, barbecue, music and more. Visit www.borgia.com/about/calendar for more information.

N Ethlyn Market, first annual car cruise, Saturday 17th September, from 1 p.m. to 8 p.m. The market is located at 150 N Ethlyn Rd., Winfield; Admission at $5. Food, drinks, beer and spirits will be available for purchase. There will be a 50/50 drawing, music and much more.

24th Annual Daniel Boone Shrine Club Charity Car Show, Sunday, September 18, O’Fallon, Plaza, O’Fallon, MO. The entry fee is $20. Registration from 10 a.m. to 12 p.m. Showtime, noon to 4 p.m. The participants in the show are the judges for the trophies. Door prizes will be awarded by drawing lots every half hour. Visit Facebook at the Daniel Boone Shrine Club.

Rustoberfest by Metalflakes, Friday and Saturday October 7 and 8. The show will take place at Old Settlers Park in New Florence, MO. Admission is $20, outlets $25 and general admission is $5, 12 and under free. There will be a hot rod, rat rod, motorcycle show, swap meet, live music and more. Proceeds to local charities. Visit Facebook @Metalflakes for more information, or call Daniel at 636-751-3435.

Car & Motorcycle Show at Warrenton Fall Festival, Saturday 24th September. The Festival will take place on Main Street in Warrenton. Registration is from 9 a.m. to noon, judging begins at noon and awards at 4 p.m. The fall festival will run from noon to 9:30 p.m. and will include a kids’ corner, vendors, food trucks, and live music from Butch Wax and Hollywood’s and Sawyer Brown. For more information, visit www.warrenton-mo.org and click on the events tab.

35th Annual Oktoberfest Vintage Car Show, St. Charles, Sunday September 25th. The vintage car show will take place on Main Street in St. Charles during Oktoberfest. Registration is from 9 a.m. to 12 p.m. This show is for stock vehicles only; no modifiers, street stalks or customs in the show. All cars must be 1997 and older. Oktoberfest will take place along the river and will include entertainment, crafts, food and drink and more. For more information, visit www.firstcapitolclassics.wixsite.com/autoclub/oktoberfest.

2nd Annual St. Ignatius of Loyola School Charity Fair, Saturday October 8th. Registration from 10 a.m. to noon at 19127 Mill Rd., Marthasville, MO. Registration fee is $20, posting fee $15. All proceeds benefit the school. There will be music, food, entertainment and a 50/50 draw. Visit Facebook @StigConcordhill for classes and other information.

Midwest Drag Racing Swap Meet, Saturday, October 22, 6 a.m. to 1 p.m. American Legion Post 323 – Wentzville, vendors (9x×16 space) $10 – free to the public. For more information, call Brent at 314-985-9222 or email This email address is protected from spam. You need JavaScript enabled to view it..

Mount Pleasant Estates, Augusta – Explore the classic car collection at Mount Pleasant Estates, 5634 High Street. The collection is open to the public and includes some beauties. Also check out the classic trucks on display throughout the city of Augusta.

Motorcycle dragged two miles as driver flees Santa Rosa crashes

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A driver dragged a motorcycle for two miles through the streets of Santa Rosa while fleeing two crashes and ended up abandoning his pickup truck at an intersection, police said.

The motorcyclist suffered serious injuries in the accident shortly before 9 p.m. Tuesday on Fountaingrove Parkway (point 1 on the map).

Police called to the scene near Rincon Ridge Park found the injured motorcyclist – a 23-year-old man from Santa Rosa – but not his motorcycle.

Witnesses said the van that hit the man in the rear took off dragging the motorcycle. Almost immediately he crashed into a Honda Accord turning right heading west from Fountaingrove (2).

After the second accident, the truck continued west on Fountaingrove and the motorcycle was found on the median of the road approximately two miles (3, approximate location).

As the motorcycle was dislodged, the driver of the van apparently crossed the median, hit a tree and a pole, then rode against the current in the eastbound lanes of Fountaingrove before crossing the median again and to return to Fountaingrove heading west, police said.

The truck was found abandoned at an intersection about a mile down the road at Fountaingrove and Mendocino Avenue (4). The registration papers indicated that it was owned by a 37-year-old man who lives on Benicia Drive in Santa Rosa (5).

Officers drove to the house – about 3½ miles from where the truck was abandoned – but did not find the man. At around 8:40 a.m. Wednesday, they returned, found the man and arrested him on suspicion of crimes including hit-and-run and driving under the influence, with a charge for causing serious bodily harm.

On Wednesday, the motorcyclist remained in hospital with life-threatening injuries. The driver of the Honda reported no injuries.

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9/11 Memorial Events in Metro Atlanta

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ATLANTA, Ga. (CBS46) – As the 21st anniversary of the September 11 attacks approaches, several organizations in the Atlanta area will be hosting events to commemorate the attacks. We will update this page with more events.

9/11 Memorial Ceremony at Norcoss

  • WHAT: Ceremony with ringing at 8:45 a.m. to mark the first round.
  • WHEN: September 11, 8:15 a.m.
  • WHERE: Betty Mauldin Park, Lawrenceville Street NW, Norcoss

9/11 Memorial Walk

  • WHAT: 48 mile motorcycle tour starting and ending at Harley-Davidson of Atlanta. The road winds along the 78, 61 and 278.
  • WHEN: September 10, 9 a.m.
  • WHERE: Atlanta Harley-Davidson, 501 Thornton Rd, Little Springs

DeKalb County 9/11 Memorial Ceremony

  • WHAT: Ceremony hosted by DeKalb County Fire and Police. It will include a uniformed roll call, placement of wreaths by the Garden Club and Taps.
  • WHEN: September 11, 8:30 a.m.
  • WHERE: DeKalb County Public Safety Complex, West Exchange Place, Tucker

GMC Preparatory School Patriots Day Ceremony

  • WHAT: Annual Patriots Day Ceremony hosted by the Georgia Military College. Cadets will record the names of 9/11 victims and soldiers killed in the Global War on Terror. A World War II Pack-Howitzer will fire when the towers were hit, when the Pentagon was hit, and when Flight 93 fell.
  • WHEN: September 9, 7:40 a.m.
  • WHERE: GMC Goldstein Center for the Performing Arts, 325 South Elbert St., Milledgeville

blue mass

  • WHAT: Mass at the Mother Church of the Archdiocese of Atlanta. The Mass will honor local law enforcement, public safety officials and first responders as well as the victims of the September 11 attacks. First responders were invited to Mass and a catered lunch afterwards.
  • WHEN: September 8, 10 a.m.
  • WHERE: Cathedral of Christ the King, 2699 Peachtree Rd. Northeast, Atlanta

Travis Manion Foundation 9/11 Heroes Run

  • WHAT: 5,000m fundraiser in honor of veterans and soldiers killed in action, as well as those who lost their lives on 9/11. Participants can run or ruck with a backpack.
  • WHEN: September 10, 10 a.m.
  • WHERE: STATS Brewpub, 300 Marietta St NW Suite 101, Atlanta

The National Fallen Firefighters Foundation 9/11 Memorial Stair Climb

  • WHAT: Climb 110 flights of stairs mimicking the route taken by firefighters on 9/11.
  • WHEN: September 10, 7:45 a.m.
  • WHERE: Sovereign Condominium Association, 3344 Peachtree Street NE, Atlanta

Want your event on the page? Email [email protected]!

6 Steps to Dealing with Higher Education Costs

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At the start of the fall semester 2022, it is estimated 16 million undergraduate students are enrolled in colleges and universities across the country. While many parents and grandparents began planning for this stage by saving for college when their children were still young, increases in tuition gradually outpaced income, forcing many families to rely on loans. students to pay the bill. According to a recent report, 48 million Americans have student loan debt totaling nearly $1.75 trillion. While this includes private loans, the vast majority, held by 45 million, is federal student loan debt. The New York Federal Reserve reports that student loan debt is the only form of consumer debt that has increased since consumer debt peaked in 2008. Student loan balances have eclipsed both car loans and credit cards, making student loan debt the largest form of consumer debt outside of mortgages.

As student loan debt continues to rise, the public debate over student loan forgiveness continues. Critics of full or partial student debt forgiveness believe it would disproportionately benefit wealthier families and individuals, while proponents believe the burden of student loans is much more nuanced. While questions remain about the appropriate level of federal involvement in debt cancellation, both sides of the debate view student loan programs as a wise investment in America’s workers and essential to maintaining the country’s competitive edge. . The US Bureau of Labor Statistics supports this argument, reporting that workers with a bachelor’s degree earn more than 1.5 times the amount of workers with only a high school diploma, while those with a doctorate or professional degree earn more than double. Consequently, the competition for the best paying jobs leads many students to incur large debts related to their studies. While avoiding student debt altogether would be the ideal solution, it is simply not feasible for many students and their families.

Although many colleges and universities froze tuition during the pandemic, many related expenses, such as housing, meals, and on-campus transportation, continued to rise with inflation. According to College Council, the average tuition and fees for full-time undergraduate students for the 2021-22 academic year was $10,740 for four-year public schools in the state, or $170 more than in 2020-21 (1.6% before adjusting for inflation). Four-year public out-of-state costs were $27,560, $410 higher than 2020-21 (1.5% before adjusting for inflation) and average for private nonprofit institutions four-year was $38,070, $800 more than in 2020-21 (2.1% before adjusting for inflation). These are daunting numbers for anyone looking to pay for higher education in today’s environment. However, there are steps parents, grandparents and students can take to help reduce the burden of these costs at every stage of the planning process. We have described six of these steps below.

1. Plan early. Ideally, you want to start saving for a child’s education costs as soon as possible. One of the best ways to do this is with a 529 college savings plan. All fifty states and the District of Columbia sponsor at least one type of these popular tax-advantaged savings plans that offer federal tax benefits. and, in many cases, states. Account earnings grow tax-free, saving you even more money for college. Best of all, contributions and earnings remain tax-free when used to pay for eligible educational expenses.

2. Take college-level courses in high school. A great way to help offset tuition long before a student even enters college is to encourage them to take Advanced Placement (AP) classes in high school. At the end of the AP course, students have the option of taking an exam to receive credit for the equivalent beginner-level college courses. Many high schools also offer a GPA boost to students who successfully complete AP courses, which can help them qualify for merit-based scholarships or other forms of financial aid.

3. Research grants. While every parent would love to see their child receive a four-year academic or athletic scholarship to their dream college or university, for most that is simply not realistic. In fact, recently Data indicates that only about 1.5% of students receive full scholarships each year. However, about 58% of families can take advantage of some type of scholarship, from private scholarships to federal Pell grants, which provided financial aid to 7.5 million students in 2020. Overall, it is estimated that scholarships and grants help pay about 19% of tuition fees.

4. Do not rule out financial assistance. Federal Student Aid, an office of the United States Department of Education, is the largest provider of financial aid for college in the United States. Any student attending an eligible school can submit the Free Application for Federal Student Aid, or FAFSA. To be eligible for financial aid, students will need to verify their citizenship, enrollment status, and financial need, among other things. eligibility terms. While many applicants receive some form of aid, such as grants, scholarships, or work-study programs, most are not eligible for all types. In addition, failure to meet some of the needs-based requirements may result in total loss of aid eligibility. To make sure you don’t leave money on the table, seek the help of your financial or tax advisor to complete your FAFSA form to help you determine your eligibility for assistance.

5. Consider community college. What if you or your student still feel underprepared to meet the costs of higher education? For many students, attending a local community college during first or second year may be an option. Community colleges can offer significant cost savings over traditional public or private four-year institutions. For example, tuition for district students at public two-year colleges for the 2021-22 academic year ranged from $1,430 in California and $1,950 in New Mexico to $8,600 in Vermont, according to the College Council.

6. Assess the need for student loans. If you need extra help paying college fees after applying for grants, scholarships, or other forms of assistance, student loans may be a good option. The key is to only borrow what you need and can reasonably repay once you are working. There are two main types of student loans, federal and private. To get a federal loan, you will need to complete the FAFSA. Federal loans are preferred because you don’t need a credit history to qualify, and they offer income-based repayment plans and a discount that private loans don’t. If you’ve exhausted all other options, you may want to consider a private loan.

If you are a parent considering taking out a loan to help pay for a child’s education, be sure to speak with your financial advisor first. Your advisor can help you determine the best course of action for you and your family, based on your personal financial needs and goals. You want to make sure that prioritizing education costs doesn’t jeopardize your future or delay your retirement. Remember that an adult child can borrow money to finance their education, but you cannot borrow money to pay for your life in retirement.

There are also many options available to grandparents looking to help fund a grandchild’s education that can overlap in the areas of tax and estate planning. Whatever your goals or planning stage, an independent wealth management advisor can help you find ways to balance those goals and priorities in all aspects of your financial life.

To learn more about educational planning, download our free checklist, Financial Milestones for College Planning.

Helmets Under 2000: Best Selling Picks Online | Most Wanted Products

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If you ride a two-wheeled motor vehicle, chances are you’re interested in helmets under 2000. No wonder, a helmet is essential bicycling gear that promises maximum protection for your head, your face and your skull, in the event of any accident. Although there is no shortage of cheap helmets on sale in the market, it is essential to get a quality helmet that promises optimal protection. The latest standard invoked by the Indian government also requires you to wear ISI certified quality helmets.

While racing or professional helmets set the bar a little high, due to their exposure to extreme circumstances, you can easily find a good rugged helmet for everyday use under 2000 online. There are a whole bunch of quality products available from top motorcycle helmet brands like Studds, Steelbird, Vega, Royal Enfield, etc. These helmets offer excellent construction and protection and offer good value for money. If you are looking for such a headset for yourself, this list will guide you through some of the best headsets under 2000 available online.

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Helmets under 2000: popular products and prices

This helmet from Steelbird is a very popular option among those looking for helmets under 2000 online. Available in six colors to choose from and three sizes, this full face helmet comes with an interior sun visor and a quick release chin bar mechanism that adds to its overall convenience. For optimal protection and comfort, this helmet comes with a highly impact resistant thermoplastic shell on the outside and breathable multi-pore padding on the inside. The interior components are also detachable and washable and are designed to fit comfortably into a Bluetooth or hands-free kit.

This product from Vega is a very popular headset among Indian buyers. Thanks to its affordable price, good construction and protection. Made with impact-resistant ABS material with a textured finish, it is sturdy and promises optimal protection. Inside, it features thick, breathable padding for a comfortable fit and comfortable ride. The moveable chin strap with single lever tilting mechanism and removable, washable liner of this product enhances user convenience and accessibility. Ideal for everyday use, this helmet comes with a scratch and UV resistant polycarbonate optical visor.

This product from Steelbird is a great motorcycle helmet to consider if you are looking for the best helmets under 2000. Available in a variety of color options to choose from, this full face helmet brings the best in style, comfort and performance. practicality. This product features an aerodynamic design with an airflow ventilation system, breath deflector and nose guard for improved breathability and comfort. The high-impact thermoplastic shell with breathable microlayer padding further provides good protection while adding to the overall comfort. The European standard micrometric buckle coupled with an anti-scratch coated visor with a quick release mechanism makes this helmet practical and easy for regular use.

This Royal Enfield helmet is another good option to consider if you are looking for the best helmets under $2000 online. This unisex adult helmet features an open face design with a fiber outer shell and clear visor. For promising comfort and protection, this helmet also features an expanded polystyrene inner liner with a combination of tricot and mesh. The overall construction and design of this product and the adjustable nylon chin straps with micrometer locks meet ISI standards while the UV treated polycarbonate visor with scratch resistance facilitates an effortless riding experience with clear vision without any issues .

This Studds helmet is one of the most popular helmets available online and for all the right reasons. With an impact-resistant engineering thermoplastic outer shell, this helmet offers excellent shock and impact resistance. The density-regulated EPS padding lined with specially treated anti-allergic velor allows you to control your daily comfort as well as your hygiene. This open face helmet comes with an easily openable injected polycarbonate visor with a hard coating for scratch resistance. The visor is very easy to open, ensuring quick and smooth operation in adverse circumstances.

The Steelbird SB-17 Terminator graphic full face helmet is an easy choice for youngsters looking for a stylish and reliable helmet under 2000. Thanks to its matte finish available with a variety of colored decal options. From one of the most popular motorcycle helmet brands, Steelbird, this helmet also offers excellent comfort and safety, in addition to style. The breathable padding inside with the neck guard provides supreme comfort during prolonged use, while the highly impact-resistant thermoplastic shell provides rugged protection against any accident. In addition, designed to easily accommodate a hands-free or bluetooth device, the interior of this helmet is completely detachable and washable. The automatic visor with quick release function as well as the quick release micro-metric buckle further add to its convenience and practicality.

This Vega headset is another very popular product in its category online. At a nominal price, this product offers sufficient comfort and safety, making it excellent value for money. From an impact resistant ABS material shell with a textured finish to a scratch and UV resistant visor, this visor has it all. The matte color scheme with carbon fiber textures also gives it a premium and rugged look. The thick, breathable padding on the inside as well as the mouth and back vents provide good comfort and breathability all day long. In addition, its silent quick-release buckle and lightweight body make it very convenient and easy to use.

If you are looking for a cool and stylish open face helmet under 2000, this product is a great choice for you. This Studds helmet features an attractive gloss black color scheme with an attractive open face design. The polished, hard-coated polycarbonate visor with UV and scratch resistance further enhances the appearance of this product while promising clear visibility. On the outside, a high-grade thermoplastic provides excellent impact resistance while density-regulated EPS padding lined with specially treated anti-allergy velor provides allergy-free, irritation-free comfort. In addition, the dynamic ventilation system for increased airflow improves riding comfort while the removable and replaceable inner liners and quick-release chinstrap allow for easy maintenance and use.

Helmets Under 2000: How to choose the best helmet?

  • Make sure the outer shell of the helmet is made of impact-resistant polycarbonate for optimal safety.
  • Check the interior padding and breathability, and if it can accommodate a wireless Bluetooth device.
  • Look for the air vents inside the helmet: they promote breathability and air circulation, which improves overall comfort.
  • Make sure the inner liners are replaceable and washable. This makes it easier to clean and maintain the helmet.
  • Always ensure that the helmet is convenient to use and that the visor and buckle come off quickly and easily.

Read also :

Disclaimer: Times of India reporters had no input into the writing of this article. The prices of the products mentioned in the article are subject to change with the offers offered by Amazon.

KMC Controls celebrates employee’s 52-year career

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NEW PARIS, Ind., Sept. 06, 2022 (GLOBE NEWSWIRE) — KMC Controls®a leader in the building automation industry, is both delighted and saddened to announce the retirement of Chris Kreuter, an innovator whose career spanned more than 50 years within of the company.

Chris’ career began 52 years ago when his father, Ken Kreuter, founded Kreuter Manufacturing – today called KMC Controls.

In the late 1960s, Ken seized the opportunity to start his own business. “My dad wanted to design our own line of controls,” Chris explained, “and that’s what we started doing. We built molds and dies to make our own parts and controls.”

When starting the business, Chris worked in partnership with his father, two of his brothers and his future brother-in-law. “I made parts on a lathe and also on a punch press when I was a teenager,” recalls Chris, whose three brothers continue to work at KMC. Together, with other family members helping out as needed, they fashioned parts and equipment to Ken’s designs in a three-car garage. “We used to work 12, 14 hour days if we had to.”

In the mid-1970s, the young company moved from Winnipeg, Canada to Thief River Falls, Minnesota. In the 1980s, manufacturing split off and moved to a site in New Paris, Indiana. By the end of the decade, the company had consolidated its engineering and manufacturing operations at its expanded Nouveau Paris factory.

As the company grew, so did the scope of Chris’ roles within the company. “I started doing some tool design in the 80s,” he said, “and I was doing some product design in the 90s.”

A small sample of HVAC hardware he has helped develop includes in-wall sensors, the exclusive KMDigital line of controllers, the Conquest series of BACnet controllers, and the new line of air quality controllers and meters. inside the company, without forgetting a coupling system. a single valve or damper actuator, for which he holds a patent.

During his more than five decades in the business, Chris has witnessed firsthand sweeping changes in technology and the way it is applied to facility controls. “We went from pneumatics [controls that use compressed air as the signaling medium] to computer electronics on all aspects of a building,” he said. “It’s the biggest change I’ve seen.

During this same period, KMC Controls has managed to grow while remaining true to its origins as a family business committed to innovation and customer success.

Today, the original machine shop has given way to a state-of-the-art tool and die facility under the same roof as the engineering department and factory. Having all of these capabilities in-house remains one of the reasons the company can take a concept from drawing to working prototype in a fraction of the time it takes other manufacturers in the controls industry.

Looking ahead, Chris said he looks forward to having more time for his hobbies. “I will probably do a lot more hunting and fishing,” he said. Pilot having accumulated more than 4,000 hours of flight, he is also a passionate collector of vintage motorcycles.

Looking back, said Chris said he appreciates the friendships he made at KMC. “Good people here,” he said. And he plans to check them at KMC from time to time. After all, this is another opportunity to take one of his Harley Davidson cruisers from the 1930s and 1940s for a ride.

# # #

Media Contact: Jason Mills, (574) 831-8196

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Picture 1: Chris Kreuter

Chris Kreuter seated at his desk.

This content was posted through the press release distribution service on Newswire.com.

Biker thrown on hood of SUV in Kansas City crash

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A motorcyclist suffered serious injuries after allegedly failing to stop at a stop sign before being hit by an SUV on Labor Day night in Kansas City, a police spokeswoman said.

The motorcyclist was driving a yellow and black Honda motorcycle westbound on 26th Street around 6:15 p.m. Monday at high speed and allegedly failed to stop at a stop sign on Kensington Avenue, officer Donna Drake said, Kansas City Police Department spokesperson.

kensington motorcycle accident photo.JPG
A motorcyclist suffered serious injuries after allegedly passing a stop sign at 26th Street and Kensington Avenue and being hit by an SUV at an intersection in a Kansas City neighborhood. This Google Maps Street View image of the area is from April. Google Maps

A brown Chevrolet Traverse, traveling north on Kensington, struck the motorbike at the intersection. The biker was ejected and landed on the hood of the SUV before being thrown to the ground, Drake said.

The motorcyclist, who was not wearing a helmet, was taken to hospital and was last listed in critical condition.

The driver and passenger of the SUV refused to seek treatment.

This story was originally published September 6, 2022 7:41 a.m.

Kansas City Star Related Stories

Robert A. Cronkleton rises very early in the morning to bring readers the latest on crime, transportation and dawn weather. He has been with The Star since 1987 and now contributes to data communications and video editing. He holds a Bachelor of Arts from Rockhurst College, where he studied Communications and Computer Science.

Hit and run at the top, Harley rally participant hospitalized

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Summit Village Police are investigating a hit-and-run accident that occurred after the Wisconsin Harley-Davidson Hometown Rally on Sunday, September 4.

Police are looking for the motorbike driver who ran over a man riding a moped, who is now recovering in hospital.

The hit-and-run accident occurred at the intersection of Delafield Road and Stonehedge Trail. FOX6 News found parts of the motorcycle still lying on the median on Monday. The intersection is only half a mile from Wisconsin Harley-Davidson.

FOX6 spoke with the victim’s brother on Monday afternoon.

“He loves being part of festivals,” Dan Zarwell said. “It’s something he does. Even though he doesn’t know how to ride a Harley, he loves being part of this community and he loves being around people like that.”

Zarwell’s older brother Mark rides a moped instead because of his disability. Mark was riding a Wisconsin Harley-Davidson moped home to Oconomowoc on Sunday evening, but didn’t get far. He was reportedly stopped at a red light less than a kilometer away when someone on a motorbike threw him to the ground.

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“They were people he loved being with, and unfortunately a bad thing happened,” Zarwell said.

Summit Village Police said they are investigating the hit-and-run accident.

Orange motorcycle parts were found at the scene, which police said was the best description they could provide. They hope someone will provide more details.

Zarwell hopes so too.

“Just waking up this morning and learning about this, I felt like this was not something that should be swept under the rug,” Zarwell said. “I feel like it’s sort of my responsibility to speak up for him and make sure whoever did this maybe gets a bit of justice and won’t do it again at someone else.”

Zarwell said his brother was in good spirits in the hospital. He has a broken ankle and his recovery should take at least a year.

Anyone with information on how this may have happened is asked to call Summit Police.

Liz Weston: Should you be tapping into your home equity as real estate values ​​rise?

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Soaring property values ​​mean many homeowners are inundated with equity – the difference between what they owe and what their homes are worth. The average price of a home has risen 42% since the start of the pandemic, and the average homeowner with a mortgage can now leverage more than $207,000 in equity, according to Black Knight Inc., a market analytics firm. mortgage and real estate data.

Spending this wealth can be tempting. Proceeds from home equity loans or lines of credit can fund home improvements, tuition, debt consolidation, new cars, vacations – anything the borrower wants.

More from Liz Weston

But just because something can be done doesn’t mean it should be done. One risk of such a loan should be fairly obvious: you are putting your home at risk. If you can’t make the payments, the lender could foreclose and force you out of your home.

Moreover, as we learned during the Great Recession of 2008-2009, house prices can go down as well as up. According to a 2011 report by CoreLogic, borrowers who dipped into their home equity were more likely to be “under water” — or owe more on their homes than they were worth — than those who didn’t. didn’t have home equity loans or lines of credit. real estate data company.

Other risks are less obvious but worth considering.

YOU MAY NEED YOUR CAPITAL LATER

Many Americans are not saving enough for retirement and may need to use their home equity to avoid a sharp decline in their standard of living. Some will do this by selling their home and downsizing, freeing up money to invest or supplement other retirement income.

Other retirees may turn to reverse mortgages. The most common type of reverse mortgage allows homeowners age 62 and older to convert the equity in their home into a sum of money, a series of monthly payments, or a line of credit that they can use as needed. The borrower does not have to repay the loan while living in the home, but the balance must be repaid when the borrower dies, sells, or moves out.

Another potential use of home equity is to pay for a retirement home or other long-term care. A semi-private room in a nursing home costs an average of $7,908 a month in 2021, according to Genworth, which provides long-term care insurance. Some people who don’t have long-term care insurance plan instead to borrow against their home equity to pay those bills.

Obviously, the more you owe on your home, the less equity you will have for other uses. In fact, a large mortgage could prevent you from getting a reverse mortgage. To qualify, you must either own your home or have substantial equity – at least 50% and possibly more.

YOU ARE DEEPLY IN DEBT

Using the equity in your home to pay off much higher rate debt, like credit cards, might seem like a smart move. After all, home equity loans and lines of credit tend to have much lower interest rates.

If you end up declaring bankruptcy, your unsecured debts, such as credit cards, personal loans, and medical bills, will usually be wiped out. Debts secured by your home, such as mortgages and home equity loans, are generally not.

Before using the equity in your home to consolidate other debts, consider speaking with a nonprofit credit counseling agency and a bankruptcy attorney to learn about your options.

WHAT YOU BUY WILL NOT SURVIVE DEBT

It’s rarely, if ever, a good idea to borrow money for pure consumption, like vacations or electronics. Ideally, we should only borrow money for purchases that will increase our wealth: a mortgage to buy a home that will appreciate, for example, or a student loan that will result in higher incomes for life.

If you’re considering borrowing your home’s equity to pay for something that won’t increase in value, at least make sure you’re not making payments long after its useful life is over. If you’re using the equity in your home to buy a vehicle, consider limiting the loan term to five years so you don’t have to deal with large repair bills while paying off the loan.

Home equity loans typically have fixed interest rates and a fixed repayment term ranging from five to 30 years. The typical home equity line of credit, on the other hand, has variable rates and a 30-year term: a 10-year “withdrawal” period, during which you can borrow money, followed by a 20 year repayment. You’re usually only required to pay interest on your debt during the drawdown period, which means your payments could increase significantly after 10 years when you start paying back the principal.

This leads to one final piece of advice: with interest rates on the rise, only consider using a HELOC if you can pay off the balance quickly enough. If you need a few years to pay off what you borrow, getting a fixed interest rate with a home equity loan may be the best way to tap into the equity now.

_____________________________________

This column was provided to The Associated Press by personal finance website NerdWallet. Liz Weston is a NerdWallet columnist, certified financial planner, and author of “Your Credit Score.” Email: [email protected] Twitter: @lizweston.

Bajaj acquires naming rights from Vincent Motorcycles

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The classic motorcycle segment has always managed to amuse fans, especially in India. And in this list, one of the most popular classic motorcycle brands is Vincent, known for its speed and power. As the news of Bajaj auto holding the rights to the Vincent name which was previously owned by Dave Holder & Family continues, it also appears that Bajaj has taken over the HRD and Egli-Vincent brands. Vincent was a British company owned by Philip Vincent who later took over HRD and started making bikes under the name HRD Vincent.

Also Read: Bajaj CT 125 X Launched at ₹71,534

The Vincent company became popular with their 1948 Vincent Black Shadow bicycle which was the fastest of its time. The Vincent Black lightning also broke records by becoming the most expensive 2-wheeler when it sold for ₹6 crore in 2018 and only 31 units of this model were produced. Black Shadow also recorded 241.9 km/h, earning it the name “The Bathing Suit Bike” because the bikers’ clothes were almost stripped during the ride.

There is speculation that Shankar Ramanan ordered a special black shadow in India and set a speed record at Juhu airfield near Mumbai. Although the company has not provided any official information about it, the Vincent brand has been seen under Bajaj ownership, and there are also rumors that HRD and Egli-Vincent are also now under Bajaj ownership. It is unclear whether the Vincent brand will make a fast motorcycle under the Bajaj name or continue with rebranded Bajaj bikes under the Vincent name.

While there is no certainty as to what Bajaj Auto is planning, we can expect similar settings as Jawa and Yezdi with Mahindra to appear in the Vincent and Bajaj storyline as well. Bajaj Auto is already going strong with its current range in the country, but with this takeover, Bajaj will be heading towards market dominance with a wide range of 2-wheelers as these classic motorcycles with speed can outpace Royal Enfield and d other classic bikes. .

Fresno resident dies days after motorcycle crash in Clovis

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A motorcyclist identified as a Fresno resident died days after crashing into a telephone pole, the Clovis Police Department said Sunday.

Michael Yepez, 26, of Fresno was identified by the Fresno County Coroner’s Office as the man killed, according to a police department news release.

Ty Wood, a Clovis police spokesman, said the department does not have a time of death.

Yepez was taken to Community Regional Medical Center after the solo accident just after 3 a.m. Thursday. At this point, authorities believe alcohol was a factor in the crash, according to the news release.

Officers say Yepez left downtown Clovis around 2:50 a.m., according to evidence from their preliminary investigation that includes city camera footage.

Yepez was heading south on Clovis Avenue, approaching a slight curve, when his motorcycle hit the telephone pole.

The Clovis Police Department’s Collision Reconstruction Unit is continuing its investigation.

This story was originally published September 4, 2022 1:11 p.m.

Fresno Bee Related Stories

Yesenia Amaro covers immigration and various communities for The Fresno Bee. She previously worked for the Phnom Penh Post in Cambodia and the Las Vegas Review-Journal in Nevada. She recently received the 2018 Journalistic Integrity Award from the CACJ. In 2015, she won the Nevada Press Association’s Outstanding Journalist of the Year award and also received the Community Service Award.

Rispoli claims victory for drama mission production twins at Springfield Mile I

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DAYTONA BEACH, FL – Sept. 4, 2022 – (Motor Sports NewsWire) – Progressive American Flat Track undercard stars took center stage during the Mission Springfield Mile I presented by Drag Specialties to Illinois State Fairgrounds in Springfield, Ill.

Shortly after the end of the first of three scheduled main events, a late afternoon rain shower brought Saturday’s activities to a close as the day Mission SuperTwins presented by S&S Cycle and Parts Unlimited AFT Singles presented by KICKER have been delayed until Sunday afternoon (see below for full details).

Fortunately, the Mission Production Twins presented by Vance & Hines class brought the drama into its thrilling and meaningful main event. The ever-evolving title fight delivered its final twist when championship leader jesse janisch (#33 Vance & Hines Harley-Davidson XG750R) suffered a mechanical DNF while battling for the lead early in Saturday’s Main Event.

While that would normally open the door to the defending champion Cory Texter (No. 1 G&G Racing/Yamaha Racing Yamaha MT-07) to explode, Texter had his own problems that day, uncharacteristically chasing the pace after narrowly advancing to the Main on his Semi.

Instead, the spotlight on Saturday first fell on the part-time 22 Michael Rush (#15 Helipower Racing/Las Vegas Harley-Davidson XG750R) and James Rispoli (#43 Wally Brown Racing/Haversack KTM 890 Duke). In fact, Janisch later admitted that he was just trying to slow the two down before breaking and getting the red flag out.

After dominating their respective semis, Rush and Rispoli went from bar to bar when the race resumed. After breaking the repechage to sever the tenuous bond that bound them to a big field of ten riders in pursuit, they traded first and second back and forth repeatedly.

In the end, Rispoli stretched a small advantage as Rush fell back into the clutches of his teammates Dan Bromley (No. 62 Memphis Shades/Corbin Seats/Vinson Construction Yamaha MT-07) and Cole Zabala (No. 51 Memphis Shades/Corbin Seats/Vinson Construction Yamaha MT-07), who worked together smartly to get back in the running.

With less than a minute remaining on the clock – and moments after Bromley and Zabala powered either side of Rush to move into second and third respectively – a second red flag was displayed after a Michael Hill (No. 47 Pacific Auto Trim/Jim Speer Yamaha MT-07) crashed, beating the game one last time.

Rush’s bike then overheated during the stop and was therefore forced to line up at the back of the pack (with Johnny Lewis (#10 Moto Anatomy X Powered by Royal Enfield 650), which also carried out repairs during the break).

Rispoli took the holeshot but was unable to shake the field this time around, even momentarily losing the lead to Zabala as they opened up the final lap. He quickly countered, however, and hung on narrowly for the win, edging Bromley and Zabala to the line by 0.096 and 0.145 seconds.

After picking up his second win of a limited season, Rispoli said, “When the red flag came out, I knew it would put those guys back in the game, and I thought, ‘Man, we’ll be out of the game. podium if we do this wrong.’ So I tried to lower my head.

“Wally Brown Racing has brought so many updates to the bike and we continue to improve.”

Rush was impressive as he climbed back to fourth place despite the limited time he had to pull off the charge. He was followed by Cody Johncox (No. 96 Sunnyside Cycle/Hyperdog Yamaha MT-07), Cameron Smith (No. 34 Thee Cathy Gray/Al Barker Yamaha MT-07), and Kolby Carlile (#36 KC36 Las Vegas Harley-Davidson XG750R) with the top seven riders covered by just 0.450 seconds to the flag.

Texter, meanwhile, finished ninth. While Janisch was credited with 16th place, Texter managed to close the gap slightly from 24 to 17 points (267-250) heading into tomorrow’s rematch.

The Mission Springfield Mile I will premiere on FS1 Sunday, Sept. 11 at 11:30 a.m. ET / 8:30 a.m. PT. The Mission Springfield Mile II airs a week later on Sunday, September 18 at 11:00 a.m. ET/8:00 a.m. Both shows will include exclusive features, state-of-the-art aerial drone and on-board footage, and expert commentary.

Next step :

The Springfield Mile II Mission presented by Drag Specialties scheduled for tomorrow, Sunday September 4, will take place according to a condensed programme. Doors are scheduled to open for fans at 9:00 a.m., with track activity beginning at 10:00 a.m. and opening ceremonies scheduled for 11:00 a.m. local time, followed by main events for all three classes. The Unlimited games AFT Singles and Mission Supertwins The main events scheduled for Saturday September 3 will take place at the end of the Sunday program. Fans must have a Springfield Mile II ticket to access the event. Visit https://store.americanflattrack.com/ebooking/ticket/view/id/3690 to book your tickets now.

You can watch the livestream of all weekend racing activity at FansChoice.tv. FansChoice.tv offers free live streaming of practices and qualifiers. FansChoice.tv subscribers will then be able to watch the drama unfold from the opening ceremonies to the semi-finals, main events and podium celebrations. FansChoice.tv offers two subscription options, providing unlimited access to premium AFT content. Monthly subscriptions start at just $7.99, while a six-month subscription is available for $44.99.

For more information on Progressive AFT visit https://www.americanflattrack.com. To score the latest gear for the Progressive American Flat Track fan, visit our Official Merchandise Store at https://store.americanflattrack.com.

How to watch:

FOX Sports and FansChoice.tv are the official homes for Progressive American Flat Track coverage. For the 2022 season, all races will premiere in hour-long TV shows on FS1 during highly desirable weekend time slots. The full program can be viewed at https://www.americanflattrack.com/events-foxsports. FansChoice.tv provides live coverage of every progressive AFT round on http://www.FansChoice.tv.

About Progressive American Flat Track

Progressive American Flat Track is the world’s premier on-track motorcycle racing series and one of the oldest championships in motorsport history. Sanctioned by AMA Pro Racing in Daytona Beach, Florida, the series is highly regarded as the most competitive form of dirt bike racing in the world. For more information on Progressive American Flat Track, please Visit us on the weblike us on Facebookfollow us on Twitterconsult us on instagram and catch all the Progressive American Flat Track racing action on FOX Sports.

Source: American Progressive Flat Track

Drivers of electric vehicles: motorcycle manufacturers are going electric | Automobile industry

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The motorcycle industry is in trouble: its oil riders are aging, customer numbers are shrinking, and fossil fuel bans are looming.

Startup bike maker Maeving thinks batteries are the answer to all three. His RM1 motorcycle replaces a noisy gasoline engine with a near-silent electric motor and sleek retro styling. During a test drive at the company’s factory near Coventry – by the Observer photographer – the experience is smooth, nimble and gearless.

“Eco-conscious millennials” are a key market for the company. “Motorcycling has a huge problem attracting new riders,” says Will Stirrup, one of Maeving’s co-founders. “The holy grail for motorcycle manufacturers is to attract young customers.”

The auto industry is already reaching a tipping point in the switch to batteries, but for motorcycles the challenge is trickier: it’s harder to cram enough electric power into their small frames.

However, a growing number of companies are trying their luck. Harley-Davidson, America’s largest motorcycle maker, offers the LiveWire at £29,000, with a city range of 146 miles, and the California-based SR/S model from £20,100 for a city range of 161 miles. At the other end of the scale are a host of Chinese manufacturers such as Super Soco, whose TSX starts at £2,900 for a 40-mile range. Another UK startup, Arc, will deliver the first of its £90,000 Vector sports bikes in November.

Historic British brands are also trying to catch up: Norton announced in June that it was designing an electric machine; Triumph is at the prototype stage; and BSA, bought by Indian billionaire Anand Mahindra, plans to release one soon.

But there’s a burgeoning — potentially bewildering — array of smaller options. Electric-assisted bicycles already compete with electric scooters (which are slowly being legalized in the UK) and electric mopeds.

Stirrup and co-founder Seb Inglis-Jones, 29 and 31 respectively, left careers in finance and marketing to found Maeving. They persuaded Graeme Gilbert, former product manager at Triumph, to lead the design of the bike in hopes of leapfrogging the established brands.

“The slowness of the main players gave us the opportunity,” says Stirrup, standing in the small factory where the bikes are assembled by hand. The 25-person team have delivered 100 machines so far and hope to produce 2,500 bikes a year – if they can secure the funding.

The RM1’s removable batteries: Interchangeable power cells could present a solution to the time spent waiting for electric motorcycles to charge. Photography: Fabio De Paola/The Guardian

Two 40-mile range batteries, made by Samsung, can be charged at home and then slotted into compartments of the RM1 (which starts at £4,495 for a single-battery version). These power an in-wheel motor made by German auto parts giant Bosch. The bike is limited to 45 mph.

“We completely, shamelessly designed this vehicle to be a great urban transportation vehicle,” says Inglis-Jones. “It’s just about creating something that makes sense in its context. Why don’t more people appreciate that motorcycling shouldn’t be a niche sporting activity? »

There is a compromise here: fast charging – as with an electric car – is not possible, but the removable battery model has real appeal for urban travel. Some Asian companies are well advanced in offering “battery as a service”, with an extensive network of exchange stations. Bangkok’s Swap & Go, owned by Thailand’s state-owned oil company, and Taiwan’s Gogoro, which listed on Nasdaq in New York in April, are two prominent examples. The swap means riders can “refuel” in less time than it takes to fill up on gas.

The advantages of electric two-wheelers over petrol versions or cars in town are clear: far fewer traffic jams, almost negligible air pollution and less noise. China already accounts for nearly half of all two-wheeler sales worldwide, and 70% of them are electric due to clean air rules, according to Patrick Hertzke of the firm’s London office. McKinsey Consulting. “Other major two- and three-wheeler markets, such as India, Indonesia, Thailand and Korea, are also poised for rapid growth,” he added, referring to trikes widely used such as tuk-tuks.

Tony Campbell, chief executive of the Motorcycle Industry Association, agrees that electric two-wheelers are coming to cities. But recreational motorcycling in rural areas won’t really be possible on an e-bike until battery technology and charger availability improves, he says.

The UK government published a consultation last month suggesting that all mopeds, motorcycles and trikes must produce zero emissions by 2035. This has alarmed manufacturers who do not yet have batteries capable of replacing the power with identical .

“Time will likely change that faster than manufacturers can appreciate,” says Campbell. “We just need more time.”

“Gene Simmons likes to give me a hard time,” says Dave Mustaine

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Megadeth frontman Dave Mustaine recalled two empowering experiences with Gene Simmons, saying the Kiss icon seemed to enjoy giving him “a hard time”.

In a recent episode of Pandora’s Tales from the Metalverse (video below), Mustaine recalled how he was surprised at a press event when he felt that Simmons had insulted the memory of his late Metallica colleague, Cliff Burton.

“I’m on stage, one of my guys is on stage, and Paul [Stanley] and Gene are on stage,” Mustaine said. “And someone goes, ‘Hey, Gene, how about a Kiss reunion? And I said, ‘Yeah, Gene, how about a Kiss reunion? a Kiss meeting?’ And he said, ‘How about a Metallica reunion?'”

While it’s likely Simmons was referring to the discontent between himself and original Kiss members Ace Frehley and Peter Criss, likening it to the notorious rift created after Metallica fired Mustaine in 1983, the Megadeth man felt, “Because Cliff was dead…I thought it just wasn’t good form.”

He confirmed that the incident wasn’t cause for negativity these days, and he wasn’t even sure it was back then. It demonstrated that Simmons knew Mustaine’s story, however, he observed. “It was really, really…strange to know that someone you’ve admired your whole life as a musician knows who you are. It’s a really, really strange feeling.”

A more recent incident had him thinking along the same lines, he said. “For some weird reason, I think Gene likes giving me a hard time,” he said of their meeting at a festival in Spain this year. “[W]we went to take a picture with them [and] Gene was in his uniform. And I hear this guy say, ‘Hello, me, it’s me. Hello, me, it’s me…'”

The line was close to but not exactly a lyric from the Megadeth track “Sweating Bullets”. Mustaine continued, “And I look up and it’s Gene Simmons singing my lyrics. And I thought, ‘What a blast! Who would have ever thought this would happen? “”

But that left him in a dilemma: “I was like, ‘Okay… you’re going to say the right words to them and risk getting crushed by the gargoyle’s boot, or are you going to just let him say it? wrong and just roll this one?'” He took the easier course: ‘I didn’t say anything – and that was cool. We always had a good time when we played with Kiss.’

Elsewhere in the episode, Mustaine discussed his friendship with Stanley and his admiration for the guitarist’s paintings, saying he would like to have one reproduced on one of his own instruments.

Megadeth’s latest album The sick, the dying… and the dead! was released yesterday.

Watch Megadeth in “Tales From the Metalverse”

Top 50 Classic Heavy Metal Albums

We take a look at some of the heaviest, loudest and most impressive records ever made.

1 dead in an accident between a pedestrian and a motorcycle

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UPDATE (12:30 a.m.) – A pedestrian dies from injuries in a crash with a motorcyclist in the northbound lanes of Veterans Parkway between East Empire and Eastland Drive, Bloomington Police and Coroner’s Office said. of McLean County late Friday evening.

The pedestrian, whose name has not been released, was pronounced dead at nearby OSF St. Joseph Medical Center. Police said the motorcyclist was seriously injured and was being treated at a local hospital.

Police said they are still investigating the circumstances surrounding the crash and there have been no arrests.

The coroner’s office is planning an autopsy.

Anyone with information is asked to call Bloomington Police at 309-820-8888.

Police said in a statement that people wishing to remain anonymous can also provide information.

If you would like to submit a tip and remain anonymous, please contact the Intelligence and Crime Analysis Unit (CIAU) at (309)-434-2963 or email [email protected]. The CIAU office is open 8 a.m. to 4:30 p.m. weekdays.

If no one is available to answer your call, please leave the information on voicemail or send it by email.

BLOOMINGTON (Heart of Illinois ABC) — A motorcyclist hit a pedestrian Friday night on Bloomington’s busiest road, sending them both to a local hospital with serious injuries.

The crash happened shortly before 9.30pm on Northbound Veterans Drive between East Empire Street and Eastland Drive.

Bloomington police say at least one of the victims suffered life-threatening injuries. The motorcycle came to rest in a ditch near the Italian restaurant Olive Garden.

Police closed Veterans Parkway between Empire and Eastland Drive to investigate what happened. Police said a crash reconstruction specialist was called to the scene.

This story will be updated

Here’s why the 2022 Nightster is the perfect first Harley-Davidson

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The Sportster S from the iconic motorcycle manufacturer Harley-Davidson debuted as a total shock. Since the American motorcycle manufacturer hadn’t done anything like this before, it had everything it needed to be a game-changer for Harley-Davidson. However, the entry-level Harley also has a dark side in the form of the Nightster. The motorcycle with its liquid-cooled engine and trellis frame was unlike anything the company represented before it. But an even nicer surprise is the Harley-Davidson Nightster, which is Harley’s way of showcasing the versatility of the new platform while returning to the brand’s traditional silhouette.


Fitted with Harley-Davidson’s first water-cooled engine, the Nightster makes a strong case as the perfect first Harley-Davidson for anyone wanting to be a part of this iconic brand. Here’s why.

The Harley-Davidson Nightster stays true to its roots

The Harley-Davidson Nightster has several design cues reminiscent of the brand’s previous models. For example, the peanut-shaped tank, solo seat, and twin shocks in the rear bear an uncanny similarity to the Sportster S. The Nightster is built on Harley-Davidson’s Revolution Max chassis, and that’s to stand out. rejoice that the bike is perfecting the formula. of the Sportster with traditional wheel sizing.


The Nightster badge, however, is nothing new for the brand. The first Nightster debuted in 2007 as a blacked-out bobber-style motorcycle based on the Sportster platform at the time. The bike was in production until 2012. The company took several styling cues from the Original Nightster and adapted it to the times.

Related: Roadster Showdown: 2021 Harley-Davidson Sportster S vs. 2021 Indian Scout

This Harley-Davidson has promising capabilities

At its heart, the Nightster is powered by the new Max 975T engine, which Harley-Davidson says is tuned for more torque. Much like the 1250T Sportster S, the 975T is also a liquid-cooled, 60-degree V-twin. The engine also comes with variable valve timing, hydraulic valve lash adjustment and internal balancers tuned “to retain just enough vibration to keep the bike feeling lively.”


Harley-Davidson says the goal was to retain the feel of its motorcycles that appeals to purists, mixed with a comfortable ride balance. The chief engineer of the Nightster project even stated that if one fails to balance the characteristics of the engine, the ride will be rather poor and that the goal was to remind riders that they were on a Harley-Davidson.

All future Harley-Davidson motorcycles that will be based on the Revolution Max will have the engine as a structural part of the frame. Compared to the S model, the Nightster features an aluminum rear section and a rectangular welded steel swingarm. Additionally, dual emulsion shocks increase suspension travel and 41mm Showa units with dual flex valve internals up front.


Braking duties are handled by single disc brakes on both wheels, while electronic driver aids include three driving modes, ABS, engine brake control and a traction control system. It rolls on 19-inch front and 16-inch rear alloy wheels that wear tubeless tires.

The Nighster’s fuel tank is placed under the seat. This allows the bike to have a lower center of gravity. Meanwhile, it’s a metal shroud that’s shaped like a tank is simply a cover for the airbox. Harley-Davidson says there were certain airbox requirements in terms of volume and range. With all the math in place, the motorcycle builder says there was no option for a smaller, classic-looking Sportster fuel tank. On top of that, the company also wanted dual outboard shocks, and it was for those two reasons that they decided to put the fuel tank under the seat. This then allowed the proportions the company needed with the fuel tank giving the bike the classic Sportster silhouette.


While the lower fuel tank location improves performance, drivability and aesthetics, it takes away some practicality. This layout means that to refuel you have to get off the bike and remove the saddle to access the gas tank. A small price to pay, but totally worth it for these looks if you ask us.

Related: This Chinese Brand Is Making New Replicas Of The Iconic Harley-Davidson Sportster V-Twin Engine

The Harley-Davidson Nightster is full of features

Unlike the Sportster S which comes with an LCD gauge cluster, the Nighster instead opted for the 4-inch analog gauge with a multi-function LCD display on the handlebar riser. It largely resembles the one we see on other Harley-Davidson models.

The Nightster is equipped with selectable drive modes, each offering a different combination of power, engine braking, anti-lock braking and traction control. Available riding modes include Rain, Road and Sport, each increasing performance and response respectively. Road mode tunes the bike for everyday use offering less aggressive throttle response and less mid-range power with a higher level of ABS and TCS intervention.

Sport mode enables maximum performance and improves throttle response. Thereafter, the TCS will have the lowest intervention with maximum engine braking. Rain mode helps transmit engine torque to help manage the bike in slippery road conditions. Throttle response and power output are programmed to limit the rate of acceleration. ABS and TCS are also set to the highest intervention.

The bike also features what HD likes to call “Daymaker” LED headlights that have been designed to produce an even spread of light, eliminating annoying hot spots. A combination rear brake/tail/signal LED light is located on the rear fender. Plus, like all Harleys, you can customize your bike to your tastes and preferences, as always.

The Harley-Davidson Nightster doesn’t shy away from accepting modern features and design in the iconic Sportster design language while staying true to its roots and is unmistakably a true Harley-Davidson. And with modern underpinnings thrown into the mix, the Nightster becomes, in our opinion, the perfect first Harley-Davidson to buy.


Source: Harley-Davidson

Personal loan interest rates drop for 5-year fixed rate loans

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Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders, all opinions are our own.

The latest personal loan interest rate trends from Credible Marketplace, updated weekly. (Stock)

Borrowers with a good credit application personal loans in the past seven days pre-qualified for lower rates for 5-year loans and higher rates for 3-year loans compared to the previous seven days.

For borrowers with credit scores of 720 or higher who used the Credible Marketplace to select a lender between August 25 and August 31:

  • Rates on 3-year fixed rate loans averaged 11.64%, down from 11.49% the previous seven days and from 11.72% a year ago.
  • Rates on 5-year fixed rate loans averaged 15.30%, down from 15.50% the previous seven days and from 16.51% a year ago.

Personal loans have become a popular means of consolidate and pay off credit card debt and other loans. They can also be used to cover unexpected expenses like medical billstake care of a major purchase or finance home improvement projects.

Rates on 5-year fixed rate personal loans have fallen over the past seven days, while rates on 3-year loans have increased. 5-year lending rates fell nearly a quarter of a point and 3-year lending rates rose a mere 0.15%. In addition to today’s rate changes, interest rates for both terms are lower than they were this time last year. Borrowers can enjoy interest savings with a 3 or 5 year personal loan now. Both loan terms offer significantly lower interest rates than higher cost borrowing options like credit cards.

Whether a personal loan is right for you often depends on several factors, including the rate you may qualify for. Comparing several lenders and their rates could help you get the best possible personal loan for your needs.

It’s always a good idea to comparison store on sites like Credible to understand how much you qualify for and choose the best option for you.

Here are the latest personal loan interest rate trends from the Credible Marketplace, updated monthly.

Personal Loan Weekly Rate Trends

September 1st-personal-loan-tendencies.jpg

The table above shows the average prequalified rates for borrowers with credit scores of 720 or higher who used the Credible Marketplace to select a lender.

For the month of July 2022:

  • 3-year personal loan rates averaged 11.04%, down from 11.1% in June.
  • 5-year personal loan rates averaged 13.72%, down from 13.13% in June.

Personal loan rates vary widely depending on credit rating and length of loan. If you’re curious about what kind of personal loan rates you might qualify for, you can use an online tool like Credible to compare the options of different private lenders. Checking your rates will not affect your credit score.

All Credible Marketplace lenders offer fixed rate loans at competitive rates. Since lenders use different methods to assess borrowers, it’s a good idea to ask for personal loan rates from multiple lenders so you can compare your options.

Current personal loan rates by credit score

Graphic-personal-loans-credible.jpg

In July, the average prequalified rate retained by borrowers was:

  • 8.34% for borrowers with credit scores of 780 or higher choosing a 3-year loan
  • 29.09% for borrowers with a credit score below 600 who choose a 5-year loan

Depending on factors such as your credit score, the type of personal loan you are looking for, and the repayment term of the loan, the interest rate may differ.

As the chart above shows, a good credit rating can mean a lower interest rate, and rates tend to be higher on loans with fixed interest rates and longer repayment terms.

How to get a lower interest rate

Many factors influence the interest rate a lender can offer you for a personal loan. But there are steps you can take to increase your chances of getting a lower interest rate. Here are some tactics to try.

Increase credit score

Generally, people with higher credit scores qualify for lower interest rates. Steps that can help you improve your credit score over time include:

  • Pay your bills on time. Payment history is the most important factor in your credit score. Pay all your bills on time for the amount owed.
  • Check your credit report. Check your credit file to make sure there are no errors. If you find any errors, dispute them with the credit bureau.
  • Reduce your credit utilization rate. Paying off credit card debt can improve this important credit score factor.
  • Avoid opening new credit accounts. Apply for and open only the credit accounts you really need. Too many serious inquiries on your credit report in a short time could lower your credit score.

Choose a shorter loan term

Personal loan repayment terms can vary from one to several years. Typically, shorter terms come with lower interest rates because the lender’s money is at risk for a shorter period.

If your financial situation allows it, applying for a shorter term could help you get a lower interest rate. Keep in mind that the shorter term doesn’t just benefit the lender – by choosing a shorter repayment term, you’ll pay less interest over the life of the loan.

Get a co-signer

You may be familiar with the concept of a co-signer if you have student loans. If your credit isn’t good enough to qualify for the best personal loan interest rates, find a co-signer with good credit could help you get a lower interest rate.

Remember that if you are unable to repay the loan, your co-signer will have to repay it. And co-signing a loan could also affect their credit score.

Compare rates from different lenders

Before applying for a personal loan, it’s a good idea to shop around and compare offers from several different lenders to get the lowest rates. Online lenders generally offer the most competitive rates and can be quicker to disburse your loan than a physical establishment.

But don’t worry, comparing rates and terms doesn’t have to be a tedious process.

Credible is easy. Simply enter the amount you wish to borrow and you can compare multiple lenders to choose the one that suits you best.

About Credible

Credible is a multi-lender marketplace that allows consumers to discover the financial products best suited to their particular situation. Credible’s integrations with major lenders and credit bureaus allow consumers to quickly compare accurate and personalized loan options without putting their personal information at risk or affecting their credit score. The Credible Marketplace delivers an unparalleled customer experience, as evidenced by over 4,500 positive Trustpilot reviews and a TrustScore of 4.7/5.

3 Rivers Capital Portfolio Company AGS Automotive Solutions Acquires Automotive and Motorcycle Parts Manufacturer Motive Products

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The acquisition of Motive Products fuels the continued growth of AGS, which has established itself as a leading independent manufacturer of brake, fuel and transmission lines as well as a full line of specialty automotive repair products

MUSKEGON, MI /ACCESSWIRE/September 1, 2022/ AGS Automotive Solutions (https://www.agscompany.com/) holding company of 3 Rivers Capital (https://3riverscap.com/) acquired Motive Products (https://www.motiveproducts.com/) on August 31. was announced by Rob Carskadden, Managing Partner of 3 Rivers Capital, and Logan Pitts, Chairman and CEO of AGS.

Based in California, Motive Products is a nationally recognized manufacturer and marketer of quality automotive and motorcycle tools and equipment, including the popular power drainused by professional racers and everyday drivers as a simple and effective system for bleeding brakes.

“The acquisition of Motive Products is the first of several acquisitions that AGS expects to complete by the end of 2022. This is part of our aggressive strategy of acquiring businesses where we can leverage the products and strengths AGS operations, increase the quantity and timeliness of product offering news around our core product categories, grow our e-commerce business and develop new market channels. We are extremely proud to have Motive a new member important part of the AGS family of proven automotive brands,” said Pitts.

“Motive Products is honored to be part of AGS and 3RC’s vision for their future. AGS will be able to elevate the Motive brand while complementing their current offerings,” said Eric Leicher, co-owner of Motive Products.

“As one of Motive Products’ first customers in 1998 and one of the owners since 2008, I’m excited to see the combined strengths of AGS and Motive Products dominate the market for automotive brake components and tools. “, said Marco Romani. , co-owner of Motive Products.

About AGS:

AGS began in 1931, manufacturing a unique stick lubricant as its first product. Today, AGS is the largest manufacturer and marketer of brake, fuel and transmission lines in the US automotive aftermarket. AGS also offers a full line of specialty auto repair products, solutions and lubricants for both the professional shop mechanic and the DIYer working in their home garage. AGS is headquartered in Muskegon, MI and can be visited online at https://www.agscompany.com/.

About the Capital of the 3 Rivers:

3 Rivers Capital is a private equity firm focused on acquiring control of small businesses with EBITDA between $4 million and $15 million. Since its founding in 2005, 3 Rivers Capital has developed expertise in acquiring family businesses and entrepreneurs that present a clear and compelling opportunity to create significant value. 3 Rivers Capital adds value through active ownership and supportive partnerships with highly motivated management teams. For more information on 3 Rivers Capital, please visit 3 Rivers Capital. For new transaction opportunities, contact Michael Zhong at [email protected].

CONTACT:
Steve Syatt
SSA Public Relations
[email protected]
(818) 222-4000

THE SOURCE: Capital of the 3 Rivers

AI Painting: Man wins first prize in art contest using AI-generated painting, Twitter calls it ‘the death of art’

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A man entered a fine art competition with an AI-generated artwork and won the top prize. The man, named Jason Allen, who is the president of Colorado-based tabletop gaming company, Incarnate Games, shared the news via a Discord post.

Allen won in the digital art category with his work titled “Space Opera Theater”. The painting, which looks like a mixture of classic opera and space, was not painted by Allen but by the creation of artificial intelligence software called Midjourney.

The man did not use a digital brush to create the artwork. The painting was created by AI using its prompts.

“After a month-long hiatus, I’m back with an exciting announcement regarding my personal project I’ve done with Midjourney. I’ve explored a special prompt that I’ll post later,” Allen wrote on Discord, sharing his work.

He explained that he had created hundreds of images using it, and after several weeks of fine tuning and curating people, he chose the top three and printed them on canvas after scaling with Gigapixel AI.

Back to recommendation stories



While Allen won the big contest, he seems to be losing it on Twitter, which isn’t happy that a digitally created painting won first prize in an art contest.

A Twitter user, identified as artist Genel Jumalon, shared Allen’s post on the microblogging platform with the caption, “TL;DR — Someone entered an art contest with a AI-generated artwork and won first prize.”

This started an already heated discussion about artificial intelligence killing creative jobs.

“It’s almost like the artists are smart people and can tell you exactly how this kind of thing would devalue what we do and you should listen to us when we point out the issues,” one Twitter user said.

While another Twitter user couldn’t help but compare the situation to a motorcycle winning in a horse race. Another person called it the “death of art”.

“It’s like winning a horse race with a motorcycle, of course it works but it’s not the same,” said the person with the username @jetblackraider.

Another Twitter user pointed out that there were several people who had ideas but couldn’t draw. So it’s great that AI gives them the opportunity to bring their vision to life, however, it can’t be accepted as art.

“I’ve met a lot of ‘idea guys’ who *wish* they could draw. In some ways, I like what you could do with AI images, but I refuse to accept it as “art” in the same vein as something created directly by a person.

You’re an art director giving an incentive, at best,” the person said.

Artists around the world are extremely worried as AI-generated artworks gain momentum in the creative realm. Despite all the heated debate and remarks from opponents, Allen is feeling positive after his win.

“I’m not stopping now,” he said, as quoted by Vice. “This victory has only emboldened my mission.”

A closer look at Kawasaki’s upcoming hybrid and electric motorcycles

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It’s been about a year since Kawasaki revealed plans to electrify their lineup in developed markets by 2035 and have at least 10 electric or hybrid motorcycles in their lineup by 2025. And now, about two years to the deadline, two prototypes close of production were shown during a demonstration ahead of the Suzuka 8-hour motorcycle race in Japan. Kawasaki, the maker of the Ninja ZX-10R motorcycles and the supercharged Ninja H2 that was also Tom Cruise’s wheel choice in Top Gun: Maverick, gave no notice of the demo and made no announcements. after. Moreover, the brand has not released images of the motorcycles either.


Therefore, getting a glimpse of the upcoming electric and hybrid motorcycles from the house of Kawasaki is a sweet surprise. Here’s everything you need to know about them.

The next hybrid Kawasaki

The images you see here were taken by Auto-By Magazine of Japan and for that we thank them, as it gives us a closer look at what Kawasaki is up to.

Hybrid seems to mean business. At first glance, the hybrid version seems to be the most radical with higher performance. We’ve seen a handful of hints of the bike before this, but none were this close to production. With no official word from the company, we are left to decipher the images that have surfaced online. The ICE portion of the engine is based on the parallel-twin design currently found in the Ninja 250 and Ninja 400. However, the internal dimensions have been changed. The latest prototype was seen with new moldings for the engine covers on both sides, which could mean more changes inside.


We believe the bike uses the larger 399cc version of the engine from the Ninja 400 and Z400. We may also see a different exhaust system with a longer muffler and slightly different downpipes like the Ninja 250 and Z250. In addition, the model is equipped with dual front disc brakes. Along with the boost from the electric motor, we can expect performance similar to that of the Ninja 650, given that the prototype borrows its fork, front fender and brake calipers from the former.

In terms of cosmetics, the motorcycle receives iconic Kawasaki design cues up front. Out back, the bike is also quite chunky, giving us a hint at the 48-volt battery that will power the underseat hybrid system. This is alongside another 12 volt battery that powers the conventional elements of the electrical systems.


From what one can gather, the bike comes with a hybrid setup which consists of an electric motor mounted above the transmission, just below the intake ducts of the internal combustion engine and connected to the transmission using its own electronically controlled clutch. This means the electric drive can be engaged and disengaged as needed. The transmission unit is considered a conventional six-speed design, but without a manual shifter or clutch. Instead, there will be a push-button shifter on the left handlebar.

Other notable technical details on the bike include an intake on the lower right side, running through the “Hybrid” logo. This is probably to cool the engine. In previous sightings, the prototype had a liquid-cooled engine with a second radiator below the main water radiator at the front.


The bike is built on a frame specifically designed for a hybrid, but is a simple steel tube design. The swingarm is a mass-produced box-section unit and the fork and brakes are relatively low-end, all hinting at a more affordable price.

Related: Custom-Built Kawasaki ZX14 Makes This Ninja Anything But Sneaky

The next electric Kawasaki

The electric offering that has been spotted appears to be miles away from the battery-powered development project we saw in late 2019. Prior to that, the previous prototype had entry-level performance. The bike was spotted as a heavy iteration due to the large fixed battery and an advanced car-style charging system using the CHAdeMO DC fast-charging format.


A specially designed four-speed transmission was also offered. The new design, however, stands out as a very different avatar that’s more in line with its competing offering in the same segment. The oversized battery seen previously and multi-speed transmission were ditched for a much smaller, potentially swappable battery, as well as a direct-drive, single-speed powertrain.

Similar to the hybrid prototype, the electric prototype is also based on a simple steel frame and box-section swingarm, along with derivative suspension, wheels and brakes to help keep costs down.

The bike’s electric motor, however, appears to be far from production-ready. With some elements made from machined aluminum and others that appear to be sand cast prototype parts. Other than that, in terms of cosmetics, most items are borrowed from their stable mates. The headlight, front fender, side panels and tail are all borrowed from the Z250 or Z400, for example.

Related: 2022 Kawasaki Z900RS 50th Anniversary Edition Review: The Game-Changing Z1 “Super Four” Revisited

The big question about the Kawasaki of the future

Like all other new technologies, the Kawasaki duo also raises some important questions. We have yet to see if Kawasaki’s idea of ​​electric and hybrid motorcycles is enough to persuade buyers to ditch the ICE offerings. However, we know the company is aiming for a more affordable approach to motorcycling as soaring fuel prices drive more and more people towards electric alternatives.

After getting a glimpse of what Kawasaki is up to, we’re excited to see what these futuristic bikes will bring to the table once their production-ready models hit the road. And seeing these motorcycles, that day doesn’t seem too far away.

Source: Kawasaki

OBITUARY: Paul Douglas Sandoval – Williamson Source

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Paul Douglas Sandoval, 82, of Spring Hill, TN, died Tuesday, August 16 at his home, The Goldton Assisted Living, surrounded by friends and family.

Born April 14, 1940, to Walter and Gladys Sandoval, he was the last of five children (Walter, Corliss, Benjamin and Doloris) and the widower of Barbara Sandoval, to whom he was married for 46 years.

He is survived by two sons Mark (Cathy), Kokomo, IN and Paul II (Sharen), Spring Hill, TN and two grandchildren, Ashlee, Austin, TX and Paul III Sandoval, Spring Hill, TN.

Mr. Sandoval loved fishing and fast cars in his youth and graduated from Calumet High School in 1958. Within a few years he joined the United States Navy and was stationed on the island of Bermuda where he met his wife, Barbara, and soon married. .

He returned to Indiana (via Norwalk CT) where he joined the Lake County Sheriff’s Department.

He then retired in 2000 after twenty-five years of service to enjoy two of his favorite hobbies, playing with cars and attending HOG rallies with Harley Davidson club members.

Paul will join Barbara according to their wishes and a small family reunion will be planned soon.

Heritage Funeral Home in Columbia, Tennessee is helping the family make arrangements. https://www.tnfunerals.com

For more obituaries, visit https://williamsonsource.com/obituaries/

: Can a real estate agent sell his own house?

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How to sell your own house as a real estate agent®

If you are a licensed real estate professional and want to sell your own home, there are few ways to approach selling a home. Here are some options you can explore when selling your own home as a real estate agent.®.

List your home as a real estate agent®

A REAL ESTATE AGENT® who are considering selling their own property should start by speaking with their broker or company manager to discuss how the sale should go. In addition to the code of ethics, a broker may have their own requirements to ensure that the transaction is handled correctly and that all best practices are followed. Realtors and brokers should always do their due diligence to ensure that their errors and omissions insurance will cover the sale of a self-listed home.

When listing the home on a Multiple Listings Service (MLS), it is a good idea for the real estate broker or agent to disclose their ownership of the property both in the property description and in the agent’s remarks section of the listing. This ensures that the public and other real estate professionals are aware of the listing agents ownership in the property.

Sell ​​for sale by owner as a real estate agent®

A licensed real estate agent® also has the possibility of selling his house for sale between individuals (FSBO). They will always need to disclose their status as a licensed real estate professional when doing business with potential buyers. If the licensed professional has a broker, it is always a good idea to discuss their intentions with their broker before advertising the home for sale.

Since the agent does not use the services of his broker when selling a home for sale by owner, he is considered the seller and not the listing agent.

This is important because, as a seller, the agent does not receive a commission for the sale of the house. Sellers typically pay real estate commissions, so when reviewing a buyer’s offer, they will need to consider the buyer’s agent commission if the offer is submitted by another real estate agent.®. If the buyer does not have a real estate agent, there is no commission to pay.

D3O Appoints Kevin Franks SVP Marketing, North America

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Huntington Beach, CA – August 24, 2022 – D3O, the world’s leading impact protection brand, is thrilled to announce the appointment of Kevin Franks as SVP Marketing, North America.

Franks joins D3O with more than two decades of marketing and brand leadership in the cycling and motorsports industries, including stints at Fox Racing, Specialized and Giro. Most recently, Franks spent the last two years at Soldier Unlimited, a branding agency.

Franks’ mission is to develop and implement the D3O brand and US marketing plan, across all industries, as the company seeks to strengthen its position as the fastest growing protective brand in North America. .

D3O is recognized as the world’s leading impact protection brand, partnered with an extensive portfolio of global brands in motorcycle, sports, defense, workwear and large electronics. public, with D3O products used by companies including the US Department of Defense, Fox Racing, ZAGG and Klim. More recently, D3O products have been adopted by brands such as Harley Davidson, Specialized, Giro, Ariat and Wrangler.

Kevin Franks commented:

“I am honored to join D3O to support our goal of empowering people to push their personal limits and challenge what is possible. Joining a world-class team and organization to further develop such a dynamic brand and proven product is truly a dream come true for me. I look forward to what lies ahead for us and our esteemed brand partners.

Stuart Sawyer, CEO of D3O, commented:

“I am delighted to announce that Kevin is joining the leadership team here at D3O. Kevin’s appointment reflects the ambition and commitment to build and grow our brand and marketing programs in North America, by s Building on the excellent work of Simon McNair, our SVP Sales, we are building a great D3O North America team to ensure we maximize the many exciting opportunities we have.

Franks’ appointment furthers D3O’s growth ambitions in North America. In March of this year, the company opened its new dedicated West Coast sales and marketing office in Huntington Beach, California, complementing its Delta Three Oscar defense facility in Virginia.

ABOUT D3O (d3o.com)

D3O is recognized as the world’s leading impact protection brand, partnered with an extensive portfolio of global brands in motorcycle, sports, defense, workwear and large electronics. public, with D3O products used by companies such as the US Department of Defense, Adidas, ZAGG and Triumph motorcycles.

D3O has a portfolio of proprietary, patented technologies that are used in a range of applications: helmet liner systems that mitigate traumatic brain injury for soldiers and first responders; low profile CE certified bulletproof vest for motorcyclists; back of hand protection for industrial workers; to protective cases and protective screens for smart phones.

With its distinct “orange” color, the D3O “ingredient brand” is recognized as the impact protection authority and team of brand ambassadors includes Isle of Man TT world record holder Michael Dunlop and downhill champion Tahnée Seagrave. D3O’s appeal is considerable with products and materials also used by Formula 1 teams, Hollywood stuntmen and a host of professional athletes.

This Custom Classic Suzuki Katana Loses Its Sharpness For Some Gorgeous Curves

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Building custom motorcycles is an art. The only limitation here happens to be the builder’s imagination, minus the money! We’ve come across some pretty wild, out-of-the-box versions of the custom motorcycle world. There are intense creations like a three-wheeled BMW R18 (which makes total sense!), minimal beauties using Boxer-powered Beamers, a turbocharged parts bin project based on the Suzuki GS650, and even questionable like the Suzuki Hayabusa built by Gotham Garage. .

But all these constructions have one thing in common, there are original ideas that started life as sketches. Today we bring to your attention a very creative and bold custom build based on a classic Suzuki GSX 1100 Katana. This construction can be called a questionable limit because the man behind this project, Maurizio Carraro of IMBARCADERO14 Venice, decided to replace the most emblematic feature of this Suzuki – its wedge-shaped body with curves.

This is a very special build for a friend and is inspired by a world championship winning bike from the 1970s. But we have to say this alternate universe Suzuki Katana looks desirable with the bike. Classic race bike appeal and twisty cafe-racer vibes. The mechanics are mostly unchanged, and even the generic form factor hasn’t strayed far from the original Katana. While this build may divide the internet, we’re actually reviewing it.

This gorgeous custom Suzuki Katana gets a curvy makeover inspired by a championship-winning race bike.

Donor’s Motorcycle – A Suzuki Katana 1100

The Suzuki Katana is an iconic motorcycle, so much so that the automaker decided to bring it back in a modern avatar. The original Katana launched in the 1980s was a bold new step in motorcycle design. And we have German designer Hans Muth to thank for his radical design ideas.

Before that, everything was simple and smooth. Suzuki took things out of the box was a sharp new design. This custom bike is based on a 1985 Suzuki GSX 1100 Katana. Maurizio of Imbarcadero 14 Venice did not tamper with the engine and kept it close to stock.

It uses a 1074cc air-cooled transverse 0-4 four-stroke that produces an impressive 111 hp at 9500 rpm and 72 lb-ft of torque at 6500 rpm. These numbers are also “fast” by today’s standards. It featured a carbureted system and was mated to a five-speed gearbox. This bike is a special project for Maurizio as it was commissioned as a 50th birthday gift from a friend of his who loves cars and bikes, and is an experienced rider.

Related: This Custom KTM 690 SMC-R Supermoto Is A Black And Brown “Marshall”

This Custom Katana Gets Handmade Curves

The boldest decision with this modified Katana was to change the design factor that set it apart – its sharpness. Maurizio wanted this Suzuki to have classic cafe racer charm and had all of its bodywork custom made, minus the lines. He did an overview of the design using Photoshop and then brought things to life using the good old hands method.

He got help from Ronner Biasibetti, a regular contributor to his various custom bike builds, and he helped Maurizio carve all the new aluminum body panels. The front fascia and fender, fuel tank, engine spoiler and rear section were all made by this method. Various custom brackets were fabricated to hold the new panels in place. And Maurizio has managed to keep the Katana’s dimensions and classic silhouette intact, despite replacing all those clean lines with graceful curves.

Related: This Three-Wheeled BMW R 18 Raises The Bar For Custom Motorcycles

Race-inspired visuals and subtle modernization

The cool color scheme used on this custom Katana 1100 was inspired by Barry Sheene’s 1976 Suzuki XR14, a world championship winning motorcycle. The owner is clearly a fan of the biker and his motorcycle. The paint job is not a direct copy but a clever inspired layout with a new perspective. White, yellow and red skim the body of the bike tastefully and there is “7” superimposed on the rear section.

The stock wheels are given a touch of gold that goes well with the overall paint scheme. The engine is more exposed than ever and also gets its casings painted black. The lighting setup has been completely revamped, and this custom Katana sports twin round LED project headlights and a set of LED taillights.


Related: This Custom BMW K1100 RS Café Racer Loses Clothes, Goes Crisp and Wild

The Curvy Katana is rebuilt with cool custom parts

This build is a clever amalgamation of classic appeal, bold design choices, and various custom pieces that bring all of these elements together into one complete image. Various components were retained from the donor bike. The wheels, brakes, yoke and clips are taken from the classic Katana which has been refurbished and repainted for added charm.

The front forks have the same outer case but come with rebuilt and upgraded internals. The rear suspension setup was completely replaced with a longer set of gas units. Maurizio went the extra mile to create an “all-new” vibe from this release and so also tweaked the original logo to bring it back into shape. Most of the original aluminum shade on various components has been replaced with a contrasting black finish.

The stock air filter has also been replaced with a row of cool looking aftermarket pod filters. Rounding out the setup, this custom Katana also gets a cool set of Virex slip-on silencers. The cockpit gets a custom Acewell digital speedometer. As for the saddle, it is a custom racing seat pad. The pedals are custom units from Tarozzi, the ones used on this bike are further back and offer a sportier position. The rear section also receives a handmade license plate.

Sources: Imbarcadero14_venice Via Instagram, Suzuki Motorcycles, Bikeexif

Developing an electric motorcycle with built-in fun

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“From a smile factor perspective, when you’re out on the open road on a bike, it’s truly second to none.” The words of Mark Truman, CEO of British electric motorcycle company Arc. It described its first product, the Arc Vector, the world’s first all-electric neo-café racer.

Truman, an avowed big motorcycle fan, spoke to Auto Futures.

He worked at Jaguar Land Rover leading its “white space” team, where, he says, the (unofficial) slogan was – “crazy ideas with business opportunities”. His team came up with the idea of ​​a Jaguar Land Rover-branded electric motorcycle. Management loved the prototype, but thought it would cost too much and take too long to build.

“At that point, the company was created in 2017 and the initial concept became a reality,” says Truman. The Arc Vector was unveiled a year later at the EICMA show in Milan.

“We wanted our bike to be light and compact. … So we thought about making some nice batteries.”

The handcrafted motorcycle features a lightweight carbon composite structure and a unique battery module monocoque. It has a range of around 200 miles in city use and 120 miles on the highway.

“Imagine when electric motorcycles are the only kind of motorcycles that are actually allowed on the road. We want young kids to say, did you see that battery over there? Look at that battery, isn’t it beautiful? Which is a bit of a weird concept, but that’s what we wanted to achieve,” he adds.

Get on the right track

Arc enlisted former MotoGP rider James Ellison to help test the Vector. He worked alongside Truman to fine-tune the final settings before it went into production.

“It’s so different from anything you’ll ever do. I was really surprised by the agility, the bike changes direction like a much smaller bike due to the steep steering angle it can execute. This means the bike can be moved from side to side with little effort,” says Ellisson.

Added Truman: “Driving the Vector alongside James has been fantastic, his perception and feeling for the slightest change in settings is second to none and his experience goes without saying.”

Bow vector

Arc Angels tests the technology

The company recently announced a program where ten lucky Arc customers will be offered the opportunity to play a role in the development of the Arc Pilot System’s human-machine interface (HMI) technology. Each entrant, referred to as an Arc Angel, will receive a limited Vector Angel Edition (AE) motorcycle with many cutting-edge features.

Once they receive their custom bike, each Angel will embark on a test program to try out prototype versions on tracks in the UK and America. Their feedback will help us define and improve it until it’s ready for the open road.

“These customers will get the ultimate behind-the-curtain insight. They will effectively be part of the development team. They will become a test rider. They will be invited to follow days initially to try out the system in a circuit environment closed,” Truman said.

Each Vector will be custom made and will come with a helmet and jacket that is part of the Arc Pilot system.

The Zenith helmet can display speed, GPS, laps as well as a rear view camera for better road perception which can be displayed automatically when the bike detects something in the rider’s blind spot. The helmet also serves as the bike’s keyless ignition key.

The Arc Origin Jacket can communicate with the rider using haptic feedback, which can vibrate to warn of potential hazards, provide performance-based dynamic feedback, or even enhance the thrill during a challenging ride,

“I had random experiences in places like Mumbai in Paris, where I couldn’t see any of the surroundings, any of the things around me. It was about survival and getting to where I needed to be So if we could provide a system that educated people, to stop them having to look at their clocks so much, or their sat navs or whatever, that would be a wonderful thing and allow people to enjoy their times when they’re a little more in those kinds of situations,” says Truman.

Although in its infancy, Arc’s HMI is also expected to have an impact on rider safety.

“The rider will have this flash in sickness. He will get an audible warning on his face. And he will also hear a growl in his jacket. So if he happens to be looking at the Ducati dealer on the left hand side when something something falls in front of them, they will know it instantly,” he said.

The development of HMI will provide long-term benefits to riders.

“Increasing the number of motorcyclists on the road each year due to the interest of more tech-savvy generations coming of age is one. Another is to start equipping motorcycles with the technology needed to make them viable in the connected world. more autonomous vehicles.In the future, the ability to connect to the IOT (Internet of Things) and the integration of AR (Alternative Reality) technology into systems like this will make motorcycling much safer and will allow people to get the most out of their journey.

Bow vector

Built-in smile factor

Truman, being an experienced biker, is obviously happy to test his own product. But, he says, speed wasn’t the most important factor when designing the Vector.

“Top speed wasn’t that important to me. What most riders really enjoy is that initial part of acceleration and twisty roads, and having confidence in the bike to be able to pass it from side to side Really the handling And this is the moment and really only this moment, you know this bike was designed around.

“From a smile factor perspective, when you’re out on the open road on a bike, it’s truly second to none,” he adds.

“We’ve had many test riders and they all say the same thing, which is that on the twisty stuff this bike handles and changes direction like nothing else they’ve ridden and feels like a bike. much smaller than it actually is. This bike weighs 235 kilos, so it’s a pretty big bike. But it’s not like that.”

Truman concludes, “From a rider enjoyment perspective, it’s absolutely fantastic. And you always come off the bike with a huge smile on your face.”

South Dakota State News

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FOR IMMEDIATE RELEASE: August 29, 2022

CONTACT: Tony Mangan, Public Information Officer, 605-773-6196

Names Released in McCook County Fatal Crash

What: Motorcycle-vehicle accident

Where: Interstate 90, kilometer post 371

Eight miles west of Humboldt, SD

When: 8:14 a.m., Thursday August 25, 2022

Driver #1: Paul Britton, 57, Knoxville, TN, no injuries

Vehicle: 2022 Nissan sentra

Driver No. 2: Terry DeNeui, 66, Rushmore, MN Deadly injuries

Vehicle; 1998 Harley-Davidson FXDWG Motorcycle

HUMBOLDT, SD – A Rushmore, MN man has been identified as the person who died Thursday morning in a motorcycle accident west of Humboldt.

Preliminary crash information indicates a 1998 Harley-Davidson FXDWG motorcycle was heading west on Interstate 90 through a construction zone when the motorcycle crossed the center line and collided with a Nissan Sentra 2022 heading east.

Terry DeNeui, the 66-year-old motorcycle rider, was ejected from the motorcycle and pronounced dead at the scene. He was wearing a helmet.

Paul Britton of Knoxville, TN, 57, was the driver of the Nissan. He was wearing his seat belt and was not injured.

South Dakota Highway Patrol is investigating the crash. All information released so far is only preliminary.

The Highway Patrol is an agency of the South Dakota Department of Public Safety.

-30-

Note: Records of State Reportable Accidents are now available at http://www.safesd.gov/ Records should be available approximately 10 days after the survey is completed.

Why I never take my paychecks sooner

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Image source: Getty Images

This service offered by payroll providers may not be the best option.


Key points

  • I had the choice to claim my paychecks sooner.
  • I chose not to, because getting paid sooner will not improve my long-term financial situation.
  • If you prioritize saving for emergencies, it’s possible to break out of the lifecycle from one paycheck to the next.

My payroll service offers a unique feature: prepayment. Essentially, I have the ability to access my paycheck before the normal scheduled date when my money would typically reach me.

Although it might seem like a good way to access my funds quickly, I chose not to take advantage of it. Here’s why.

Receiving my salary two days earlier would not change my financial situation

The main reason I chose not to receive my paycheck before the due date is that it won’t actually change my financial situation or provide me with extra money.

Prepayment services are usually touted by payroll services as an alternative to payday loans or a way to cover unexpected expenses without borrowing. But, what usually ends up happening, according to data from the National Consumer Law Center, is that people tend to start relying on getting their money early every time. Once they get their early paycheck once, the money doesn’t last until their regular payday, so they end up getting their money earlier than expected every time.

Now that’s not likely to happen to me because I don’t live paycheck to paycheck. But since I don’t want to fall into a cycle where I rely on early access to my money to help me cover my bills, I never want to go down that road. I don’t want to spend money until I’ve actually earned it, even if it’s my own money, because it will make life harder for me later – and increase the likelihood that I’ll have to borrow more in the future .

Should you receive your salary earlier than expected?

If you live paycheck to paycheck, early access to your money can seem like a lifesaver, especially if you have bills to pay before your regular paycheck arrives.

But rather than relying on access to this service, which is nothing more than a temporary fix that can aggravate long-term financial problems, it is better to completely break the paycheck-to-check cycle. of pay.

You can do this by prioritizing emergency savings and setting a budget that allows you to spend less than you earn each pay cycle. This may involve cutting back on your current expenses, especially as you work to build your emergency fund. Or it may mean looking for ways to increase your income, such as working more hours and/or taking a side gig.

But once you’ve been able to save money for emergencies and make sure you have money left over for your next paycheck, you won’t have to worry about your financial situation anymore – and you won’t have to rely on services. like early access to paychecks that don’t help improve your overall financial security.

If you haven’t built up an emergency fund yet and need to use this service once, it may be preferable to other borrowing methods depending on terms and conditions. But make sure you understand what you’re getting into and promise not to get into the habit of quickly accessing your paychecks.

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Shahid Kapoor buys Ducati Scrambler Desert Sled for Rs 14 lakh

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Shahid Kapoor is a mega motorcycle enthusiast. He already has a few Ducatis and other brands of motorcycles in his garage. Yet he added another Ducati to his garage. Shahid Kapoor has just bought a brand new Ducati Scrambler worth over Rs 12 lakh and an on-road price of Rs 14 lakh. Shahid shared the photos on his Instagram.

The new Ducati Desert Sled comes in a sparkling blue and white hue. Shahid was spotted with his riding gear in the photo, ready to take on the bike. This model is part of the new Ducati Scrambler range, which was introduced in 2020. It is also the new color, which Ducati introduced with the new model range.

The Desert Sled is designed to pay homage to 1980s enduro bikes. Unique identifiers include the addition of a new seat and mesh headlight cover.

Shahid Kapoor buys Ducati Scrambler Desert Sled for Rs 14 lakh

The frame of the Desert Sled is also modified and gains in solidity while the swingarm also receives reinforcements. The suspension offers adjustments and a full 200mm of travel. The bike is also taller than the other variants.

This bike is powered by an air-cooled, 803cc L-twin engine. It generates a maximum power of 75 hp and a maximum torque of 68 Nm.

Shahid Kapoor owns a Ducati Scrambler 1100

Shahid Kapoor buys Ducati Scrambler Desert Sled for Rs 14 lakh

Shahid Kapoor owns the Ducati Scrambler 1100 which he bought in 2019. It is a special edition motorcycle. The Special Edition gets brushed aluminum parts that look extremely good with the moody blue-gray color of the bike. Highlights are on the radiator shroud, fenders and swingarm. The bike also gets shimmering chrome highlights on the header. It also has a retro brown seat. With the added features, the bike is priced at Rs. 20,000 more than the base variant of the bike.

It also benefits from a ride-by-wire system with three riding modes: Active, Travel and City. The bike features a 1079cc liquid-cooled L-twin engine that develops a maximum power of 85hp at 7600rpm and 88Nm of peak torque at 4750rpm. The Active and Journey version produces a maximum of 85 hp; City mode produces a maximum of 75 hp.

Shahid Kapoor buys Ducati Scrambler Desert Sled for Rs 14 lakh

It’s not that. The actor also owns a BMW R 1250 GS. It is an adventure touring motorcycle with a huge 1254 cc boxer engine that produces a maximum power of 138 hp.

Shahid Kapoor buys Ducati Scrambler Desert Sled for Rs 14 lakh

Shahid also owns a BMW G 310R, which is a single-cylinder motorcycle and the Bavarian brand’s most affordable.

Shahid Kapoor buys Ducati Scrambler Desert Sled for Rs 14 lakh

Shahid Kapoor also owns a Harley-Davidson Fatboy. Although he is no longer seen much with the Fatboy, he loved this cruiser and was often spotted going out alone in the evenings.

10 Best Fictional Sports From Movies And TV

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Sport plays an important role in modern society. Whether it’s a cornerstone of culture-defining entertainment or a jaw-dropping spectacle that gets your blood pumping, it fascinates millions around the world and fuels the passion of entire nations. It’s no different in the realms of fiction either, with the inhabitants of near-future dystopian civilizations and the many creatures that inhabit a galaxy far, far away also needing a chance to let off steam every once in a while. time.



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Ranging from fantastically fun to terrifyingly dangerous and even deadly, the sports played in these wondrous worlds may be fictional, but that doesn’t make them any less serious. Whether it’s racing, ball sports, or something akin to a fight to the death, they all have one thing in common: they’re some of the greatest fictional sports movies and television have to offer.

COLLIDER VIDEO OF THE DAY

Jugger – “Jugger’s Salvation” (1989)

A brutal sport of Australian-American post-apocalyptic film The juggler’s salute (released in America as The blood of heroes), Jugger is played between two teams of five participants. Armed with steel weapons, shoddy armor and murderous intent, the objective of the game is to place a dog skull on the opposing team’s goal post.

An unarmed player – the “Rapid” – is the only one allowed to manipulate the skull and relies on his teammates to protect him from his opponent’s attacks. Jugging has evolved into a real-world competitive (albeit much less violent) sport, with tournaments played in over a dozen countries around the world.

Baseball – ‘Baseketball’ (1998)

From the comic spirit of Trey Parker and matte stone along came the disgusting sports comedy centered around the fictional game of Baseketball. Becoming a fictionalized ode to American sports, baseball combines basketball and baseball into a single spectacle where players must shoot hoops to progress around the bases.

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A field goal from the free throw line is a single, from the top of the key is a double, and a three-pointer takes the shooter to third base. The game’s best feature, however, is the defending team’s psyche, which ranges from the vulgar to the bizarre as they try to put the shooter out of their game.


Flonkerton – ‘The Office – USA’ (2005-2013)

Dunder Mifflin’s first office Olympics had several great little games, but none were as good as Flonkerton. Billed as Iceland’s national sport in the competition, it sees competitors running across the office with boxes full of paper strapped to their feet.

In the series, Phyllis (Phyllis Smith) emerges narrowly victorious from Kevin (Brian Baumgartner). Yet the flonkerton legend didn’t stop there, with the game being played by fans of the series in offices around the world. Not only is it one of the best fictional sports, it’s also proven to be one of the most fun and wonderfully simplistic.

Blernsball – ‘Futurama’ (1999-2013)

In the 31st century, Blernsball is the universe’s favorite pastime. Presenting an intergalactic spin on the sport of baseball, FuturamaThe wild concept of what the game might look like in the future is as surprisingly complex as it is ridiculously fun to watch.

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The rules largely resemble those of modern baseball, except for a few wacky and wonderful additions. Some of the best of these new rules include mandatory steroid injections, relief pitchers entering the field on giant spiders, and a player on a motorbike drifting on explosive bases.

Rollerball – ‘Rollerball’ (1975)

For those unfamiliar with the 1975 film, the sport of Rollerball is best described as a true 50/50 split between roller derby and killing someone. However, one of the most formidable aspects of the game is the governing body’s ability to change the rules between games. It’s something Jonathan E (James Caan) learns when he refuses to submit to their demands for retirement and thus becomes a target.

The game gets harder throughout the film until the competition’s finale feels more like a gladiator fight than an organized sport. Jonathan E wins as the only surviving team member and winner of the championship match. Roller skating might not be the fairest fictional sport we’ve ever seen, but it’s one of the most engrossing.

Death Race – ‘Death Race 2000’ (1975)

Dystopian America grappling with a totalitarian regime is a good setting for the most violent and deadly fictional sports ever to hit the screen. No matter what makes us love the incredibly niche subgenre, there’s no denying that transcontinental road racing is the best of the sports that have grown out of it.

The race spans across America and sees drivers earn bonus points for hitting innocent pedestrians. This goofy celebration of blood and gore and manslaughter was remade in 2008, but we find more solace in the original film’s B-grade whimsical charm and fun, unflinching run.


Light Cycles – ‘Tron’ (1982) & ‘Tron: Legacy’ (2010)

The premise of tron perhaps less about sports and more about video games, but it would be hard to see “Light Cycles” not tearing up Esports tournaments if it was made with the stunning visual aesthetic that defined it in the movies. Both the 1982 original and the 2010 sequel used the game to its full dramatic effect and made us all want to play it for ourselves.

In what is essentially the computer game “Snake” combined with Moto GP, light cycles see two competing teams of five roam around an open arena with streaks of light emitting from the backs of their bikes. The objective is to get a rival to drive into the track or the edge of the area where they will be eliminated.


Podracing – ‘Star Wars: Episode I – The Phantom Menace’ (1999)

Now this it’s podracing! The star wars the prequels may be frowned upon by some, but the first installment of the trilogy gave us one of the greatest fictional sports of all time. A high-octane motorsport, podracing is street racing without limits where even the smallest mistake can spell death.

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The gaming business and fanfare surrounding the show make it one of the biggest events in the galaxy. Audiences were treated to all the action and suspense one of these races can deliver when Anakin Skywalker (Jake Lloyd) won the ‘Boonta Eve Classic’ in Star Wars: The Phantom Menaceand gained his freedom as a result.

Quidditch – Franchise “Harry Potter”

Without a doubt the coolest fictional sport we’ve seen, Quidditch is the greatest spectacle in the wizarding world. Although it may come from Harry Potter novels, its achievement on the big screen has been nothing short of sensational throughout the film franchise.

Competitors fly on broomsticks in a game that mixes elements of basketball, baseball, soccer and even rugby, with the game only ending when one team’s catcher catches the elusive snitch. From school tournaments to world championships, Quidditch is a brutal sport of speed and skill that is mesmerizing to watch on any scene.

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Motorbike driver and passenger hospitalized after accident with drunk driver, soldiers say

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Salisbury, NY – A motorcycle driver and a passenger were taken to hospital after an accident involving a vehicle driven by an intoxicated woman in Salisbury on Saturday, troopers said.

Edward J. Olejarnik, 52, of Whitesboro, was riding a 2014 Harley Davidson motorcycle at 8:12 p.m. on Route 29A West, according to a state police news release.

Kinsey M. Randall, 21, of Dolgeville, was driving a 2017 Volkswagen eastbound on Highway 29A when it turned onto McClure Road, soldiers said. Randall did not give in to Olejarnik’s soldiers, said.

Olejarnik was airlifted by LifeNet to Upstate University Hospital in Syracuse, where he is in serious condition, troopers said.

A 54-year-old woman who was a passenger on the motorcycle was taken to St. Elizabeth Medical Center by ambulance with non-life-threatening injuries, soldiers said. The woman’s name has not been released.

Randall was not injured in the accident, the soldiers said. She was arrested and charged with drunk driving and second-degree assault while driving a vehicle, the troopers said.

Randall was arrested and released on her own recognizance, troopers said.

Writer Rylee Kirk covers breaking news, crime and public safety. Have a tip, story idea, photo, question or comment? Reach her at 315-396-5961, on Twitter @kirk_rylee, or [email protected].

Viaterra Claw Tail Bag Review – Bike Accessories

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The affordable, high-volume luggage solution features a waterproof lining and roll-top closure.

If you like to travel like me, with a lot of material possessions, then getting around on a motorbike is probably a challenge. Sure, there are luggage options, but most will only allow you to pack the bare necessities when planning long trips.

But with a huge capacity of 72 liters and the versatility of its “claw” form factor, the Viaterra Claw Saddle Bag should be a great no-compromise motorcycle luggage solution. Here’s how he delivers on that promise.

It has a waterproof lining and a roll-top closure.

Starting with the obvious, there’s a ton of space to offer. This Rs 4,299 waterproof version of the bag features a roll-up waterproof liner for the main compartment, as well as an external rain cover for the entire bag. Without the liner, the bag will set you back Rs 3,699. The main compartment is very spacious, but the shape makes this bag difficult to pack – it’s easier when mounted on something like a stool, which mimics the passenger seat of a bicycle.

There are also a pair of large external pockets on each side, and Viaterra says each can even accommodate a 5-litre jerrycan. Although this extra storage space is very useful, the pockets are closed by a flap with a clip and a zipper would have been more secure. There are at least four other small pockets inside and outside the bag and these are closed with zippers. So overall there is plenty of space for your stuff, and you can also neatly organize and separate small items.

Side pockets lack zippers

Two areas where the claw fails are in regards to fitment and the quality of the plastic fittings. The assembly system and process is actually quite straightforward and easy – two straps that loop through the rear foot pegs that attach to the front of the pack via double D-rings, and one strap that wraps under the rear section of the bike and attaches to the rear of the bag via D-rings at each end. This should allow you to mount the claw on just about any motorcycle. But what makes the assembly cumbersome is the management of the different straps.

There is a lot of excess webbing on the three mounting straps, and there are also two compression straps that run over the top of the pack, which also have a lot of excess length. Storing all those loose ends becomes a task in itself, and the safest way to do this is to store them in one of the zipped pockets – neither the side pockets nor the mesh on the outside of the bag will hold securely the ends of the straps. If you plan to use the bag on a single bike, you can cut the straps to the appropriate length, but that’s not an option for me. The other issue are the various plastic clips, buckles, and D-rings throughout the bag, which don’t feel as sturdy as I’d like, especially considering how heavy this bag can get when fully loaded.

Overall, however, the Claw offers a huge amount of waterproof luggage volume for the price, and while using it requires some patience and care, a large bag like this is more likely to be used when occasional long trips rather than a regular affair.

Where: www.viaterragear.com

Price: 4,299 rupees

Tabatha Wesley got $47,000 in student loans forgiven through PSLF

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  • Tabatha Wesley made 127 payments on her federal student loans but still did not qualify for the PSLF.
  • She almost gave up, but an app called Chipper helped her fill out her PSLF paperwork.
  • After being turned down twice, Wesley got $47,000 in canceled student loans through TEPSLF.

Until recently, almost all borrowers who applied for student loan forgiveness through the public service loan forgiveness program were turned down. In 2021, 36-year-old primary school teacher Tabatha Wesley was one of them.

PSLF is a federal student loan forgiveness program that was introduced in 2007 and is open to certain workers in public and nonprofit professions, including teachers, government officials, military personnel, and others. To get your loans forgiven, you must make 120 “qualifying payments” – approximately 10 years of payments – on a qualifying payment plan.

Wesley, who has been a teacher for more than 15 years, chose an extended repayment plan that gave her the lowest monthly payments; she didn’t know the ins and outs of PSLF at the time.

Wesley was denied civil service loan forgiveness while working in qualifying employment

Wesley made monthly payments on his loans for years, hoping to get his loans canceled with PSLF. “After seventh or eighth grade, I reached out to make sure I was on the right track, and they told me I had to change my repayment plan,” she says.

To be eligible for the PSLF at the time of Wesley’s first application, borrowers had to be on one of four income-based repayment plans, or IDR plans. Wesley was not on any of these plans.

From his name, a income-based repayment plan it sounds like it would give borrowers the lowest possible monthly payments, but that’s not always the case. At the time, income-based monthly payments were capped at 15% of the borrower’s discretionary income, their net after-tax income minus fixed living expenses like rent or mortgage.

“Getting the right payment plan was going to almost double my monthly payment,” Wesley says. “I just couldn’t afford a couple hundred extra dollars a month. So for that plan, that wasn’t even an option at that point in my life.”

In 2012, the former President Obama Revised Income-Based Repayment Plan Guidelines cap monthly payments at 10% of the borrower’s discretionary income. The student loan forgiveness plan announced by President Biden on August 24 will cap monthly payments on income-based repayment plans at 5% of the borrower’s discretionary income.

While disappointed that she couldn’t get her loans canceled as promised, Wesley simply agreed that she would keep paying. “We teachers don’t earn anything and that’s good – well, that’s not good, but that’s what we signed up for,” she says.

She was turned down for PSLF twice, but approved the third time

In early 2021, Wesley signed up for an app called Crusher, which helps student borrowers access their remittance options. Chipper reached out to Wesley to see if she would be interested in getting help completing her PSLF paperwork.

“I explained the same story,” Wesley said. “I told them it was my 13th year making payments, but I still didn’t have the 120 qualifying payments.” Chipper always encouraged her to give it a try, especially since she had already made 127 payments on her student loans.

Wesley’s first two applications fulfilled with Chipper’s help were denied, but she never had hope in the first place, she says.

Wesley’s remaining $47,000 in student loans have been forgiven

In October 2021, Chipper reached out to Wesley again after Federal Student Aid announced the Extended Civil Service Loan Forgiveness Program (TEPSLF). Under a limited waiver, payments made on any repayment plan, including partial and late payments, are now eligible for the discount. The waiver is in effect until October 31, 2022.

“When they reached out a third time, I was like, ‘More power to you,'” Wesley told Insider, but she says she still didn’t think anything would actually happen. I always thought, ‘You’re going to get turned down. And who’s actually fighting the feds? Well, Chipper did it.’

According to records reviewed by Insider, Wesley’s remaining $47,000 in student loans were forgiven in November 2021, just weeks after Chipper filed his third application.

Wesley redirects the money she saves to invest

Now that his student loans are forgiven, Wesley and her husband want to start investing in real estate. To advance in her career and get a higher paying teaching job, she also took out more student loans to get her master’s degree.

“This time I was able to figure out my student debt,” Wesley says. “Now I can tell new teachers who don’t know how to deal with student loans to start organizing their paperwork. It was easy to fight back the first two times I was turned down because I had everything in order. “

How Formula 1 technology inspired Pirelli’s latest road bike tires

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On two wheels and four, the need for speed is at the heart of Italian sporting culture. And, more often than not, those wheels are wrapped in Pirelli rubber, a tradition now taking hold in the world of cycling, as professional and amateur riders alike enjoy an F1-inspired performance boost.

From its unique logo to its heritage pushing the boundaries of tire design, Pirelli embodies style, technology and relentless innovation. He has enjoyed success at the highest level and across a wide range of top sporting disciplines.

Worldwide tire partner of the FIA ​​Formula 1 World Championship for more than a decade, Pirelli is also the exclusive supplier of the FIA ​​World Rally Championship and the FIM Superbike World Championship, and has powered countless champions to the glory under some of the most demanding conditions imaginable.

This same spirit can be found in its latest range of cycling products. Professional Pirelli-shod teams now compete at the highest levels of road cycling, as well as in gravel and cross-country, enduro and downhill mountain biking disciplines.

Some of the biggest names in cycling, including two-time Tour de France winner Tadej Pogačar, Paris-Roubaix Women winner Elisa Longo Borghini and former world road champion Mads Pedersen, now benefit from the same technology that powered Lewis Hamilton to worldwide success in F1.

Cycling heritage

Trek-Segafredo’s Elisa Longo Borghini and Mads Pedersen are among the professional riders to use Pirelli tyres.
Pirelli

For all this association with motorsport, Pirelli’s history in cycling goes back just as far, with a significant number of competitors in the very first Giro d’Italia in 1909 running its tires in a race that started in Milan, the hometown of the company.

When Edoardo Bianchi was looking for a tire supplier with a spirit of innovation equal to his own, he knew where to turn, leading to the formation of the first Bianchi-Pirelli team for the 1914 Giro d’Italia. partnerships followed, including victories in the 1950s in the Giro d’Italia and the Tour de France for Fausto Coppi in the classic Bianchi-Pirelli blue and white colors.

In 2018, Pirelli made a triumphant return to the world of competitive cycling, with no less than three professional teams now using its tires in the UCI WorldTour, including Trek-Segafredo, AG2R Citroën and UAE Team Emirates.

Racing identity

The Pirelli range covers everything from commuter tires to racing tubulars.
Pirelli

Today, Pirelli’s line of road bike tires encompasses everything from tires for commuters to racing tubulars, many of which use technology straight from motorsport.

“Pirelli has had an identity deeply linked to racing since its inception 150 years ago,” explains Samuele Bressan, global marketing manager for Pirelli’s cycling division, “so it’s deeply rooted in the corporate culture that , at all levels, it is always at the center of any decision.

Fueling this mindset is a dedication to innovation dating back to the very origins of the company, with more than 2,000 people now working in its Milan-based research and development department alone.

“Our global R&D is structured and crosses all disciplines, from motorsport and passenger car tires, to those for motorcycles and cycling,” explains Bressan. “There are engineers working in all divisions, including the compounding department, which works on everything from F1 to cycling from day to day. The same goes for others, including materials, chemistry labs and field testing.

knowledge and instinct

Pirelli’s latest road cycling tires utilize expertise gained through motorsport.
Pirelli

Check the specs of products like the critically acclaimed P-Zero Race TLR and you’ll see a plethora of branded patented technologies, including SmartNET Silica, SmartEVO Compound and TechWALL cases, most of which are directly influenced by lore. -make Pirelli in motorsport.

Choosing SmartNET Silica as a specific example, this motorsport-inspired compound uses elongated molecules rather than the circular molecules found in most tires.

“By orienting these rods in the rolling direction of the tire, we obtain a mechanical advantage in terms of rolling and energy dispersion, which makes it possible to adjust the entire formulation,” explains Bressan. “In terms of pure rider feel, it’s hard to discern – you just have a tire that’s faster and with more grip at the same time.”

This combination of science and instinct is what makes tire design so fascinating and challenging. That’s why Pirelli engineers work hand in hand with professional cyclists to help ‘tune’ a tire that offers both subjective and objective level.

“We work on the basis of evidence,” says Bressan, “but pro athletes are always pushing for improvements, however small, and the feel of the tire must also give them control and the ability to push the limit. But at the same time, there’s no point building a tire based on feel if there isn’t solid data that proves it’s faster too.

Find the right balance

Although Pirelli has a close relationship with its professional teams, the brand aims to offer the same performance benefits to cyclists of all levels.
Pirelli

Balancing this creative tension between feedback from the pros and what the engineers can offer is well understood by Pirelli, given the similar relationships it has with top competitors in F1, superbike racing and rallying. It’s just one of the ways a tire suited to Pogačar’s or Hamilton’s keen senses can deliver the same performance benefits to riders and drivers of all skill levels.

While many of the patented technologies that Pirelli has developed over the years for motorsport have found applications in its road cycling tyres, there are also specific benefits when engineers adapt things like the SmartEVO Compound used in any the P-Zero range.

“Due to the low weight of our product, we can use almost any polymer we want, regardless of complexity,” explains Bressan. “The price impact on the final product is therefore almost negligible, so we are in a very positive situation where we have at our disposal the full availability of our newest and most advanced polymers.”

The very specific requirements of motorcycle racing tires also translate perfectly to human-powered two-wheelers, even on the most “everyday” products such as Angel Urban commuter tires. “The cross-section takes up that typical shape of motorcycle tires, with a high-shouldered tread,” adds Bressan.

Forged in competition

Pirelli reentered the world of competitive cycling in 2018.
Pirelli

“In our case, this is also proprietary, as the radius proportion and ratios are defined and patented. A more obvious example you can see is the tread pattern, which is nearly identical and simply redesigned for the lower forces of a bike.

Pirelli’s return to the cycling market amid a widespread switch to tubeless technology also presents a fantastic opportunity to seize the technical lead.

“From our side, the switch to tubeless is of course good in terms of pure performance,” says Bressan. “Tubeless is faster and the most capable technology, so it makes sense to focus on that.”

For some pro teams, tubulars still reign supreme, and Pirelli’s innovative P-Zero Race Tub SL, with its lightweight TPU (thermoplastic polyurethane) interior, is still part of the product line, with particular emphasis on the weight reduction demanded by WorldTour. riders.

Few people outside of this field can actually use such tires these days and the tide is turning to tubeless in the peloton as well. Lizzie Deignan (2021) and Longo Borghini (2022) won the Paris-Roubaix Women with Pirelli P-Zero Race TLR 30mm tubeless tires.

However, for Pirelli it is also a matter of pride – and a reflection of a culture forged in competition – that tubulars, as a specialist product, should receive as much attention as the mainstream equivalents in the range. P-Zero Race.

That this high-performance range is doing so well with demanding cyclists comes as no surprise to Pirelli, given that in the automotive world its equivalent P-Zero tires account for almost three-quarters of its global sales, underscoring its status as a premium supplier.

Pirelli’s P-Zero Race 4S tires share the same blue branding as the equivalent F1 rain tyres.
Pirelli

Given that a fair number of motorsport fans are also cycling enthusiasts (and vice-versa), the brand recognition of products such as the P-Zero means it was only natural to transfer that name from the automobile to cycling. Along with the colour-coded sidewall logos, the all-weather P-Zero Race 4S features the same blue stripes as the equivalent F1 rain tyres.

It all goes to show that, while Pirelli may seem like a relative newcomer to the cycling market to some, the company brings with it a long-standing appreciation of the sport, informed by its wider involvement in similar motorsport disciplines.

This culture, the aforementioned need for speed and an understanding of how to deliver it to the world’s most demanding customers is why the Pirelli logo is the perfect finishing touch for any dream bike build. Because, let’s face it, with a set of P-Zero tires, you follow in the footsteps of champions.

American Legion motorcycle ride raises awareness of veterans’ issues

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Oak Creek was the final stop on Thursday’s American Legion Legacy Ride, raising awareness of veterans’ issues.

Hundreds of runners gathered, some from as far away as Alabama. The American Legion said it was one of the largest – and longest – organized motorcycle rides in the United States.

“The camaraderie is unreal,” said Paul Dillard, national commander of the American Legion.

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After a 1,200 mile journey, the veterans covered terrain close to their hearts. The ride crossed seven states to raise awareness of issues such as suicide.

“If we could each save a life from suicide, we would be the only one,” said Trooper Jim Fleming, a US Navy veteran from Texas.

American Legion Legacy Ride arrives at Oak Creek

The American Legion said too many veterans are struggling on their own. The ride also raised funds for the children of deceased and disabled veterans who served after 9/11.

“Sorrow for the purpose of the race is for the men and women who have been killed in war, and their children must live on,” said Medal of Honor recipient Gary Wetzel.

“We all take the same oath to defend this nation and to fight for the word we use freedom and liberty is not free. There is a price being paid right now because you and I are here today. “

American Legion Legacy Ride arrives at Oak Creek

Fleming said the ride was a punch in the right direction. It was one of 16 American Legion Legacy Rides. Just like the engine of his bicycle, the people he meets never let him down.

“Well, I’m an emotional person,” Fleming said. “My heart is starting to race and everything, especially going through towns and villages.”

Oak Creek was the last stop on the trip as the American Legion National Convention is being held in Milwaukee this weekend with some events beginning Thursday.

Harley-Davidson, Inc. (NYSE:HOG) shares purchased by Profund Advisors LLC

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Profund Advisors LLC increased its stake in Harley-Davidson, Inc. (NYSE: PORKGet a rating) by 23.0% in the first quarter, according to the company in its latest 13F filing with the Securities & Exchange Commission. The fund held 10,028 shares of the company after buying an additional 1,877 shares during the quarter. Profund Advisors LLC’s holdings in Harley-Davidson were worth $395,000 at the end of the last quarter.

Other hedge funds have also changed their positions in the company. Parallel Advisors LLC increased its stake in Harley-Davidson stock by 334.2% during the first quarter. Parallel Advisors LLC now owns 2,553 shares of the company worth $102,000 after purchasing an additional 1,965 shares in the last quarter. Mirae Asset Global Investments Co. Ltd. increased its position in Harley-Davidson shares by 36.0% in the first quarter. Mirae Asset Global Investments Co. Ltd. now owns 428,310 shares of the company worth $16,875,000 after purchasing an additional 113,279 shares during the period. Allworth Financial LP increased its position in Harley-Davidson shares by 25.8% in the first quarter. Allworth Financial LP now owns 2,134 shares of the company worth $84,000 after purchasing an additional 438 shares during the period. The Louisiana State Employees Retirement System added to its position in Harley-Davidson shares 1.8% in the first quarter. Louisiana State Employees Retirement System now owns 40,300 shares of the company worth $1,662,000 after purchasing an additional 700 shares during the period. Finally, Citigroup Inc. increased its position in Harley-Davidson shares by 54.8% in the fourth quarter. Citigroup Inc. now owns 205,518 shares of the company worth $7,747,000 after purchasing an additional 72,790 shares during the period. Hedge funds and other institutional investors hold 91.69% of the company’s shares.

Insider Activity at Harley-Davidson

In other Harley-Davidson news, director Rafeh Masood bought 1,335 shares in a deal that took place on Tuesday August 9th. The shares were purchased at an average cost of $37.50 per share, for a total transaction of $50,062.50. As a result of the transaction, the administrator now directly owns 1,335 shares of the company, valued at $50,062.50. The purchase was disclosed in a legal filing with the Securities & Exchange Commission, accessible via the SEC website. 0.62% of the shares are held by insiders.

Analyst upgrades and downgrades

HOG has been the subject of several analyst reports. Bank of America lowered its price target on Harley-Davidson from $70.00 to $60.00 and set a “buy” rating for the company in a Wednesday, July 20 research report. Morgan Stanley cut its price target on Harley-Davidson from $44.00 to $40.00 and set an “equal weight” rating for the company in a report Thursday, July 14. Robert W. Baird cut his price target on Harley-Davidson from $60.00 to $55.00 and set an “outperform” rating for the company in a Thursday, April 28 report. Wolfe Research reissued a “buy” rating and posted a $45.00 price target on Harley-Davidson shares in a Friday, May 20, report. To finish, StockNews.com downgraded Harley-Davidson from a “buy” rating to a “hold” rating in a Saturday, August 6 report. Five equity research analysts gave the stock a hold rating and six gave the company a buy rating. According to MarketBeat.com, the company currently has a consensus rating of “Moderate Buy” and a consensus target price of $49.00.

Harley-Davidson stock up 0.3%

Shares of Harley Davidson stock opened at $40.86 on Thursday. The company has a current ratio of 1.44, a quick ratio of 1.25 and a debt ratio of 1.97. The company’s 50-day simple moving average is $35.22 and its 200-day simple moving average is $36.96. The stock has a market capitalization of $5.97 billion, a price-earnings ratio of 9.97, a PEG ratio of 0.85 and a beta of 1.34. Harley-Davidson, Inc. has a 12-month low of $29.80 and a 12-month high of $44.46.

Harley-Davidson (NYSE: PORKGet a rating) last announced its quarterly results on Thursday, July 28. The company reported earnings per share of $1.46 for the quarter, beating analyst consensus estimates of $1.25 by $0.21. Harley-Davidson had a return on equity of 25.73% and a net margin of 12.11%. The company posted revenue of $1.47 billion for the quarter, compared to $1.24 billion for analysts. During the same period of the previous year, the company achieved EPS of $1.41. The company’s quarterly revenue fell 4.1% year over year. Equity research analysts expect Harley-Davidson, Inc. to post earnings per share of 4.48 for the current year.

Harley Davidson Company Profile

(Get a rating)

Harley-Davidson, Inc. manufactures and sells motorcycles. The Company operates in two segments, Motorcycles and Related Products and Financial Services. The Motorcycles and Related Products segment designs, manufactures and sells Harley-Davidson motorcycles, including cruiser, touring, standard, sport and dual models, as well as motorcycle parts, accessories, apparel and related services .

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Want to see which other hedge funds hold HOG? Visit HoldingsChannel.com for the latest 13F filings and insider trading for Harley-Davidson, Inc. (NYSE: PORKGet a rating).

Institutional ownership by quarter for Harley-Davidson (NYSE:HOG)



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Biden announced $10,000 in student loan forgiveness. 4 money moves to make if you qualify

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Life has improved for millions of student borrowers.

President Joe Biden announced Wednesday it will forgive $10,000 in student loan debt for borrowers who qualify and extend the federal student loan payment break through the end of the year.

To qualify for the $10,000 discount, individual borrowers must earn less than $125,000 per year, or less than $250,000 per year for couples. Biden also said he would forgive up to $20,000 in debt from those who borrowed money through the Pell Grant program for low-income students. The repayment pause has been extended for a “final time” until December 31, 2022.

“As part of my campaign promise, my administration is announcing a plan to give working and middle-class families a break as they prepare to resume federal student loan payments in January 2023,” the president wrote in a statement. tweet, saying he planned to share more details about his plan on Wednesday afternoon.

The action will fill a Biden campaign promise from almost two years ago. Many borrowers had grown anxious, discouraged and impatient with the president’s inaction in recent months, and some had begun to wonder if student loan relief would materialize. According to recent federal data, approximately 43 million Americans owe $1.6 trillion for federal student loans.

The Biden administration “appears to be offering targeted help to those who need it,” says Robert Farrington, founder of The College Investor, a site that provides information and advice on student loans. “However, I am concerned about the execution.” The Department of Education said borrowers will have until the end of the year to ask for forgiveness.

Details are still being released on how Biden will embrace widespread student debt cancellation and its impact on the US economy. But $10,000 could make a significant difference in the lives of many Americans struggling with student loan debt, experts say.

Here’s what you need to know now and smart money moves to make if you qualify for student loan forgiveness.

Money moves to make if you qualify for student loan forgiveness

First, experts recommend continuing to take advantage of the pause on federal loans until the end of the year. Use this time to prioritize other important aspects of your finances, like building an emergency savings fund, paying off high-interest debt, or investing in a plan. traditional retirement. These are areas where you can put your money to work right now.

Going forward, now that you may have more clarity on canceling debt and extending the suspension of payments, you can better plan for the future and be even more aggressive in achieving your financial goals.

If you qualify for a discount, it’s important to update your contact information with your loan officer, check your mail or email for up-to-date information about your loans, and start planning a budget that takes into account potentially lower monthly student loan repayments early next year.

Know what you owe

Create a master list of all your student loans, including your loan managers, outstanding balances, minimum monthly payments, and interest rates. This will help you know who to contact for help, such as asking for a pardon, requesting a deferral, consolidating, or signing up for a income-based repayment plan.

Prioritize savings

The past two and a half years have shown us the importance of having an emergency fund at all times, which is why you should start building one as soon as possible if you haven’t already. Make a plan and look for ways to start saving some of your income each month for the future, especially if you’re not paying off your student loans right now.

Experts generally recommend saving between three and six months of expenses. Note that your monthly budget may have become more expensive lately, with inflation nearing a four-decade high.

Also, look at what your goals are for the next few years. This could be saving for a down payment on a house, saving for your child’s college, or investing for retirement. Either way, you can start putting money aside now in a high-yield savings account or short-term CD while student loan payments are on hold.

Dealing with High to Low Interest Debt

Student loan forgiveness will likely lower your monthly payments or get rid of them altogether, says Dan Casey, founder of Bridgeriver Advisors, an investment advisory firm.

Put all the freed up money into other high-interest debt you hold, like credit cards or personal loans. If you are in a good position with your finances, have a stable income and want to reduce your private student loans, target those with the highest interest rate first. Be sure to get ahead of any financial challenges by calling and asking to refinance or change your private loans to a lower rate.

Start investing for your future

If student debt has affected your ability to save for retirement, use the extra monthly income not spent on student loans to open or contribute to an Individual Retirement Account (IRA), 401(k), or other savings plan. -retirement.

PURE EV launches flagship ‘ETRYST 350’ electric motorcycle at INR 1.55 lakh, Auto News, ET Auto

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ETRYST 350 can adapt to any Indian terrain, claims the startup.

New Delhi: PURE EV has announced the commercial launch of its first electric motorcycle, ETRYST 350, at an ex-showroom price of INR 154,999 across India. The flagship motorcycle is entirely designed, developed and manufactured in the country. The organization has started commercial sales at key outlets across India, the company said in a statement.

ETRYST 350 was designed and developed at PURE EV’s Technology Development and Manufacturing Center in Hyderabad. A single full charge provides customers with a range of 140 km. The vehicle is powered by a patented 3.5 KWH battery, certified AIS 156 and developed in-house by PURE EV.

All of the product’s engineering has been designed to provide a very stable riding experience even at speeds of 85 km/h and to deliver pickup and torque on par with high-end ICE motorcycles, the statement said.

Rohit Vadera, CEO of PURE EV, said: “The launch of this high-performance motorcycle would be a demonstration of PURE EV’s important learnings in powertrain design and development at our R&D center. The main R&D activities of the company are aligned with the expectations of the average Indian customer. We are confident that the product will deliver highly competitive performance against the existing line of premium 150cc ICE motorcycles.

“We are first launching the model in metros and tier 1 cities before gradually extending the offer to all outlets in India. The motorcycle is launched at an entry price for the experience of a premium electric motorcycle,” he added.

A unique aspect of this motorcycle is the battery, which is designed to operate in harsh environmental conditions, the statement said. It comes with a 5 year/50,000 km warranty. ETRYST 350 can adapt to any Indian terrain. The company, with its latest product, aims to specifically target the country’s youth alongside those who yearn for a high-performance electric motorcycle at an entry-level price point, the statement added.

“PURE EV has over 100 premium dealership networks across India, providing customers with a highly rewarding shopping experience. With an industry leading practice of setting up state-of-the-art workshops with all necessary mechanical and electrical tools, we ensure one of the best after-sales service experiences for our customers. The investments we have made through innovative devices such as FARADAY BATRICS for remote battery service capability and comprehensive technician training programs are yielding substantial results in high customer satisfaction and minimization of TAT for issues. of service, enabling PURE EV to become one of the nation’s most trusted electric vehicle brands. today.” Vadera said.

PURE EV is expanding its footprint in all major cities and towns of India. The company already exports its products to countries in South Asia and plans to export to South American and African markets.

Then and Now: South Muir

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Map: John Muir’s Walk through the South, 1867. Credit: Filippo Vanzo

150 years later, an Atlanta writer follows John Muir’s 1,000-mile trek from Kentucky to Florida

MOST PEOPLE KNOW JOHN MUIR as a famed California Sierra eco-evangelist who led efforts to create Yosemite National Park and to protect mountains and wild rivers throughout the West. Muir is the source for classic bumper sticker quotes including:

“A touch of nature makes the whole world akin.”

“Climb the mountains and receive their glad tidings. The peace of nature will flow through you like the sun through the trees.

“The clearest path to the universe is through a wild forest.”

“The mountains are calling me and I have to go.”

However, Muir’s first mountain pilgrimages were not in the West but here in the East. Before setting foot in California, Muir embarked on a life-changing 1,000-mile trek from Louisville, Kentucky to Cedar Key, Florida. The trip inspired Muir’s transformation into a leader and conscience of the environmental movement.

One hundred and fifty years later, Atlanta writer and adventurer Dan Chapman has decided to follow in Muir’s footsteps. Chapman charted Muir’s journey in his new book, A Road Running Southward. Muir’s 19th century path is now a series of highways and back roads, so Chapman traveled in a Subaru rather than on foot. Along the way, Chapman spends the night at a cemetery in Savannah where Muir once camped and visits some of the South’s most significant and endangered landscapes. Chapman discovers that the lush forests and vibrant ecosystems Muir encountered have been decimated by coal mining, urban sprawl and climate change. By tracing Muir’s journey, Chapman seeks to answer a simple question: what is left?

He also speaks with locals who have deep connections to the land and finds hope in their treasured connections to the natural world. He visits Merrilee Malwitz Jipson, fighting to protect Florida’s natural springs from a Nestlé water bottling plant. He hikes with Chris Ulrey, a botanist and climber who protects endangered plants from climate change. And he meets Tommy Johnson, who spent eight years cleaning up the Kingston coal ash spill while TVA contractors withheld protective gear and information about the toxic ash. Over the past decade, four dozen of his colleagues have died and more than 4,000 have fallen ill.

“But Kingston today seems like nothing ever happened with a big green park replacing the mountains of dumped coal ash,” Chapman says. “The expression ‘lipstick on a pig’ comes to mind. And too often, that’s what we do in the South: cover up our environmental damage as if nothing had happened.
Chapman shared more thoughts with BRO on his 1,000-mile journey in Muir’s southern footsteps.

BROTHER: Why did you decide to retrace Muir’s journey through the South?
CC : I had covered many environmental issues in the South as a reporter for the Atlanta Journal Constitution, but was looking for a way to piece them together into an overarching narrative. I had my aha moment when I read that Muir had traversed the South in 1867. I pulled out my map, plotted his route, and discovered that his trek passed through many areas where environmental problems were prevalent. So I hiked the road, camped along the way and marveled at the natural beauty, worried about environmental degradation and talked to everyone and anyone. Amidst the damage, I hoped to find beauty and the promise of a better future. And I did.

BROTHER: What do you want people to learn from your journey?
CC : Americans in general know the grandeur of Yellowstone, the Grand Canyon and Yosemite. But few know the richness of the landscapes and biodiversity of the South. Nowhere else can you go from temperate rainforest to swampy estuary in half a day’s drive. Biodiversity is out of this world. Two-thirds of all fish species swim in southern waters. A third of all plants grow here too. Mussels, crayfish, salamanders are native to the South and in numbers that surpass anywhere else in this country. We are on a slippery slope towards the extinction of too many of these species. Muir, as usual, said it best: “When we try to pick something out on its own, we find it clinging to everything else in the universe.”

BROTHER: What are the biggest threats to the landscape of the South?
DVS : Sprawl and climate change are the big issues. The South is the fastest growing region in the country. Florida alone welcomes 1,000 people a day. They all have to live, eat, poop and play. Thousands of hectares disappear every day under ribbons of concrete and forests of plywood.
But there is hope. Incredible conservation is done by agencies, nonprofits, and locals. They are, of course, financially and politically overwhelmed. But public awareness and action are at their peak: just about everyone understands and experiences the dangers of a warming world.

BROTHER: What lessons can the rest of the country learn from the environmental challenges of the South?
CC : If the South can do it – with our conservative, anti-green legislatures and business-oriented mentality – then you can too. In the South, nothing seems to get done without commerce, industry and, sometimes, the army around the table. They own most of the land in the South. In Georgia, for example, only three percent of the land is in state hands, and most of it is owned by the military. There are some encouraging examples of environment-industry collaboration: a loblolly pine plantation switching to longleaf pine; non-constructible buffer zones around military installations; widespread acceptance of prescribed burning. The South has a long way to go to catch up with more environmentally enlightened regions, but we are getting there.

Fatal Highway 120 Motorcycle Collision Involving Bees

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Jamestown, CA – A pickup truck carrying live bees collided with a motorcycle on Highway 120 in the Jamestown area of ​​Tuolumne County, killing the driver.

CHP reports that a 67-year-old Modesto man riding a 2003 Harley-Davidson Road Glide motorcycle was killed. His name is withheld pending notification from family members.

The accident happened last night just before 10pm at the turn of Rushing Hill Lookout Road. CHP reported that Ronald Ray Woods, 62, of Oakdale, was driving a 2005 Chevrolet Silverado, with boxes of live bees on board, heading north on the Rushing Hill Lookout Road bend. At an undetermined speed and traveling westbound on the highway, the motorcycle approached the turning point. CHP spokesman Steve Machado detailed: “Woods [truck] was crossing Route 120 westbound, and the front of the Harley-Davidson struck the passenger side of Woods’ vehicle. As a result, the rider was ejected from the motorcycle and succumbed to his injuries at the scene. »

Woods was not injured in the collision. This accident is still under investigation. Machado added that anyone who witnessed the build-up to this crash or has information regarding this crash should call the Sonora Area CHP office at (209) 984-3944.

2022 40 Under 40: Derick M. Lee

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One word to describe you: Zealous

Foster mother: University of Utah David Eccles School of Business

Fun fact about yourself: I enjoy spending time outdoors with my family and friends, camping, riding my Harley-Davidson Fat Bob 114, and jumping Sky-Skiing.

Favorite station or stop that you have already visited or frequented (and why): Salt Lake Central Station in Salt Lake City Utah. It was the first station where I left a commuter rail vehicle to begin my transit career journey. The first station I experienced while boarding an electric powered bus in paid service. It’s the first station I see when I leave one of the offices. It’s the station that reminds me of the value transit provides to people, the impact that occurs, and what an opportunity it is to work alongside dedicated people to make it all happen.

Favorite route you’ve ever ridden or frequent (and why): Shuttle service from Glacier National Park along the Going-to-the-Sun Highway. My wife’s parents and family grew up in Montana. 14 years ago was my first time visiting Montana where I not only got engaged to my wife but also experienced the service that Glacier National Park provided and enjoyed the paradise it is.

In Derick M. Lee’s role as Maintenance Analyst Supervisor for UTA, his primary responsibility is data analysis for 350 buses located in two of the five bus maintenance garages. He also supervises two coach cleaners in one of the garages. He is in a unique position to see areas where consistency would improve processes between shops. His personal goal is to ensure that available data adds value through analytics.

He primarily accomplished this by emphasizing to mechanics the importance of correctly noting the maintenance performed on buses in each work order item, as well as the time needed for each repair by each mechanic. Communicating the importance of this increased the overall coding of paid time to work time from 60% to over 95%. To further standardize all maintenance workshops (bus, light rail and commuter rail), he visited the eight additional maintenance workshops at UTA (13 in total), offering to provide fleet analysis, as well as share the best practices between all businesses. This collaboration has broken down barriers between stores.

Not only does Lee analyze maintenance data, but he also offers answers to solve problems or improve the efficiency of bus or workshop maintenance/repair. Using historical data, he researched and determined predictive modeling to replace expensive voltage regulators, alternators, turbos and radiators on a time basis rather than waiting for a road call for these worn out parts. This initiative has resulted in an increase in the number of kilometers between road maintenance calls. To further reduce road calls, it has worked to retrofit most buses with telematics to improve scans to diagnose potential problem areas even better.

To become an even better analyst, Lee is self-taught to understand maintenance work and develop data visualization for effective use in maintenance, especially for mechanics who use the data he provides. It tested the overall cost savings between diesel bus modes (power, standard, economy) and determined that the power mode was the most cost effective and desirable for bus operators. He facilitated 11 LEAN initiatives with bus maintenance employees. These analytics savings initiatives resulted in savings of over $250,000 budgeted in 2021.

Being a 24/7 operation, Lee often adjusts his schedule to meet every shift to discuss goals and KPIs. Lee quickly learned to “speak” analyst, operator and mechanic, a skill that few analysts acquire. It understands the entire operation, not just the numbers. He engages with staff and has cleaned buses with coach cleaners to better understand their responsibilities and any issues they may have. He also made it a point to take them out to lunch, get away from work, and just focus on them.

He is a member of UTA’s continuous improvement team. A few of his contributions led to better budget control and uniformity of charges to correct budget lines in all bus maintenance shops. Another improvement is to ensure that mechanics return used parts for warranty recovery.

Lee is a member of the American Bus Benchmarking Group team, providing additional information to the group through its regional general manager that is not normally provided through the normal information request process. He is also pursuing two master’s degrees, a master of science in business administration and a master of science in business analytics, expecting to graduate by late spring 2023.

Is there a particular experience that brought you to where you are today?

I don’t have just one experience but a journey that I follow continuously. From a young age, all I wanted to be was an electrician. I took residential wiring classes in high school, went to a few national competitions, got a one-year scholarship, and worked to do it. Then everything changed when I decided to challenge myself and pursue studies. I had no idea what degree I wanted, however, I kept pushing myself to figure out what else I was passionate about. I’ve made many stumbles and changes along the way, but now I know more than ever that public transit is a great place. I found my passion for people, business and empowerment in both the value of data and the joys of public transit.

What do you like most about your job?

Being able to collaborate with people who are passionate about what they do and help them continually improve their work, their business and themselves. Being able to use data to find opportunities and work with multiple stakeholders to continually improve their work to impact every person who uses transit. Being able to work with people, business and data is always an enjoyable challenge. I still love electric work too, but now I am working with the future of the electric fleet.

What is the hardest part of your job?

The opportunity to work with all people at all levels of the organization helping them to understand the data available, what it says and the opportunities for the future in a way that concerns and impacts each individual, their work and how it aligns with the agencies mission and vision. It’s an opportunity that I really appreciate to take on the challenge and continue to improve and push it forward every day.

What accomplishment are you most proud of and why?

Work with the multiple maintenance shops for different modes of transit throughout the Utah Transit Authority to help align the agency with various data needs that help meet the needs of the agency, the great people who make the work and service provided. I constantly strive to genuinely seek ways to bring data to people, business and stakeholders. Knowing a lot of the work that goes on across the agency and being able to support, lead and engage with others is where it’s at. Lead with data.

Best tips/tricks/best practices to share in your area of ​​expertise?

You can manipulate, evaluate and study the data without impact. It’s when you get to know the business processes, collaborate with the people doing the work and help support them that the difference can be made. When looking at the data, connect it to the person or group in a way that empowers them. Never be afraid to offer your perspective and always be ready to step away from the data and help them improve their work. Lead with humility and remember to always strive for the best. It’s not just about your successes, but how many times you keep getting back up, from when you fall.

Personal loan interest rates increase for 3 and 5 year loans

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Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are our own.

The latest personal loan interest rate trends from Credible Marketplace, updated weekly. (iStock)

Borrowers with a good credit application personal loans in the last seven days pre-qualified for higher rates for 3 and 5 year loans compared to the previous seven days.

For borrowers with credit scores of 720 or higher who used the Credible Marketplace to select a lender between August 15 and August 21:

  • Rates on 3-year fixed-rate loans averaged 11.86%, down from 11.18% the previous seven days and from 11.34% a year ago.
  • Rates on 5-year fixed-rate loans averaged 15.46%, down from 15.33% the previous seven days and from 13.76% a year ago.

Personal loans have become a popular means of consolidate and pay off credit card debt and other loans. They can also be used to cover unexpected expenses like medical billstake care of a major purchase, or finance home improvement projects.

Rates on 3- and 5-year fixed rate personal loans have increased over the past week. Rates for 5-year terms increased slightly by 0.13%, while rates for 3-year terms saw a larger increase of 0.68%. Also, rates for both terms are higher than they were at the same time last year. Despite this week’s increases, borrowers can take advantage of interest savings now with a 3- or 5-year personal loan. Both loan terms offer significantly lower interest rates than higher cost borrowing options like credit cards.

Whether a personal loan is right for you often depends on several factors, including the rate you may qualify for. Comparing several lenders and their rates could help you get the best possible personal loan for your needs.

It’s always a good idea to shop around on sites like Credible to understand how much you qualify for and choose the best option for you.

Here are the latest personal loan interest rate trends from the Credible Marketplace, updated monthly.

Personal Loan Weekly Rate Trends

The table above shows the average prequalified rates for borrowers with credit scores of 720 or higher who used the Credible Marketplace to select a lender.

For the month of July 2022:

  • 3-year personal loan rates averaged 11.04%, down from 11.1% in June.
  • 5-year personal loan rates averaged 13.72%, down from 13.13% in June.

Personal loan rates vary widely depending on credit rating and length of loan. If you’re curious about what kind of personal loan rates you might qualify for, you can use an online tool like Credible to compare the options of different private lenders. Checking your rates will not affect your credit score.

All Credible Marketplace lenders offer fixed rate loans at competitive rates. Since lenders use different methods to assess borrowers, it’s a good idea to ask for personal loan rates from multiple lenders so you can compare your options.

Current personal loan rates by credit score

In July, the average prequalified rate retained by borrowers was:

  • 8.34% for borrowers with credit scores of 780 or higher choosing a 3-year loan
  • 29.09% for borrowers with a credit score below 600 who choose a 5-year loan

Depending on factors such as your credit score, the type of personal loan you are looking for, and the repayment term of the loan, the interest rate may differ.

As the chart above shows, a good credit rating can mean a lower interest rate, and rates tend to be higher on loans with fixed interest rates and longer repayment terms.

How to get a lower interest rate

Many factors influence the interest rate a lender can offer you for a personal loan. But there are steps you can take to increase your chances of getting a lower interest rate. Here are some tactics to try.

Increase credit score

Generally, people with higher credit scores qualify for lower interest rates. Steps that can help you improve your credit score over time include:

  • Pay your bills on time. Payment history is the most important factor in your credit score. Pay all your bills on time for the amount owed.
  • Check your credit report. Check your credit file to make sure there are no errors. If you find any errors, dispute them with the credit bureau.
  • Reduce your credit utilization rate. Paying off credit card debt can improve this important credit score factor.
  • Avoid opening new credit accounts. Apply for and open only the credit accounts you really need. Too many serious inquiries on your credit report in a short time could lower your credit score.

Choose a shorter loan term

Personal loan repayment terms can vary from one to several years. Typically, shorter terms come with lower interest rates because the lender’s money is at risk for a shorter period.

If your financial situation allows it, applying for a shorter term could help you get a lower interest rate. Keep in mind that the shorter term doesn’t just benefit the lender – by choosing a shorter repayment term, you’ll pay less interest over the life of the loan.

Get a co-signer

You may be familiar with the concept of a co-signer if you have student loans. If your credit isn’t good enough to qualify for the best personal loan interest rates, find a co-signer with good credit could help you get a lower interest rate.

Remember that if you are unable to repay the loan, your co-signer will have to repay it. And co-signing a loan could also affect their credit score.

Compare rates from different lenders

Before applying for a personal loan, it’s a good idea to shop around and compare offers from several different lenders to get the lowest rates. Online lenders generally offer the most competitive rates and can be quicker to disburse your loan than a physical establishment.

But don’t worry, comparing rates and terms doesn’t have to be a tedious process.

Credible is easy. Simply enter the amount you wish to borrow and you can compare multiple lenders to choose the one that suits you best.

About Credible

Credible is a multi-lender marketplace that allows consumers to discover the financial products best suited to their particular situation. Credible’s integrations with major lenders and credit bureaus allow consumers to quickly compare accurate and personalized loan options without putting their personal information at risk or affecting their credit score. The Credible Marketplace delivers an unparalleled customer experience, as evidenced by over 4,500 positive Trustpilot reviews and a TrustScore of 4.7/5.

Honda Motorcycle Rolls Out CB300F From Vithalapur Plant

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Ahmedabad, Aug 22 Honda Motorcycle and Scooter India (HMSI) has started shipments of its latest CB300F motorcycle across the country from its Vithalapur factory in Ahmedabad.

The CB300F is manufactured on a special line aimed at mid-size motorcycles that would meet both domestic and export demand, the company said in a statement Monday.

Major manufacturing lines will continue to meet the demand for scooters, he added.

The CB300F is the fourth entrant in the 300-500cc segment, with prices starting at Rs 2.25 lakh (ex-showroom New Delhi).

The motorcycle features a 293cc oil-cooled SOHC 4-valve engine, along with other features.

The rollout of the bike was celebrated with a special ceremony attended by Atsushi Ogata, Managing Director, President and Chief Executive Officer (HMSI), and Takahiro Honda, Director and Production Manager (HMSI), Naveen Awal – Director, Production (HMSI), Manish Dua – Operations Officer (Vithalapur Plant) and Akira Toyama, Executive Vice President (Vithalapur Plant).

Production operations at HMSI’s Vithalapur plant in Gujarat had started in the 2014-15 financial year. The factory, located about 80 km from Ahmedabad, covers 250 acres.

The company currently manufactures the Activa (110cc and 125cc), Dio and Grazia from the factory, as well as the newly launched CB300F motorcycle.

By December 2021, the company had started manufacturing global engines from the factory.

Powering its 250cc (and above) class two-wheelers, the dedicated engine range has been put in place to meet demand from global markets such as Thailand, USA, Canada, Europe, Japan, Australia and the Gulf countries, among others.

Published on

August 22, 2022

… | Top 12 Cult Motorcycles We Can’t Help But Love [Pt.2]

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… |  Top 12 Cult Motorcycles We Can’t Help But Love [Pt.2]

Question: Which motorcycles do you consider to be the quintessential classics of history?

The Ducati 916? The Honda SuperCub? The Vespa? Maybe… except that the downside of being immortalized is that over time this list of classic motorcycles becomes a touch, how to say… “obvious”..

So what about the unsung and underappreciated outsiders in the industry?

The eccentric eccentrics, the bikes that identify as a little “Alt”… or, as they say, the cult bikes.

So while these cult classics may not be the “best” motorcycles ever made, these curiosities have carried on their heritage for good reason.

CLICK HERE for #12 to #7 in Part 1

6-Suzuki TL1000S

Nothing says ‘cult classic’ more dramatically than a motorcycle with such a notorious reputation as a handle to ride that it’s become known as a ‘widowmaker’.

The two-wheeled equivalent of that super extreme chili sauce you’re about to try despite its health warning, early versions of the Suzuki TL1000S quickly became known for being unpredictable and difficult to ride.

At the heart of the problem was the revolutionary TL1000S, but also, as it turned out, a faulty rotary-damper rear suspension that Suzuki had developed to negate the longer wheelbase needed to squeeze its 90-degree V-twin engine.

With its ultra-sharp geometry, Suzuki had succeeded in its objective of keeping the TL1000S compact…

However, it also made him all too happy on the road. This forced Suzuki to install a steering damper, but not before its reputation was damaged.

Twenty-five years later, however, many see the TL1000S as an antidote to today’s modern, technological sportbikes…both as a reminder of just how raw a high-performance motorcycle can be, but also why safety is always better.

5 – Ducati Sport Classic

It’s not often you see the words ‘Ducati’ and ‘flop’ in the same sentence, but it does happen very occasionally as demonstrated by the Ducati SportClassic, an embarrassing rarity in the Italian firm’s illustrious timeline.

Previewed in 2003 and hitting the road in 2006, the SportClassic represented a throwback to the “modern classic” of the 1970s with designer Pierre Terblanche taking inspiration from Mike Hailwood’s 1978 Ducati 900 against all odds on the Isle of Man for this 21st century reinvention.

However, while the angular 900 looked modern for its time, the SportClassic bore little resemblance to its traditional looks and bulbous proportions.

Designed for lazier pursuits, the SportClassic might not quite fit Ducati’s DNA, but it felt premium, fun to ride and desirable in its own way.

However, it was not a big seller and just three years after its launch Ducati quietly dropped the SportClassic from its lineup.

Nevertheless, as is often the case with “misunderstood” motorcycles (i.e. cult motorcycles), the SportClassic continued to find a posthumous following, which kept asking Ducati for its return…

4 – Husqvarna Nuda

While Husqvarna’s recent history is rather marred by a muddled identity – a symptom of a revolving door of owners that has gone from Cagiva to BMW and now KTM over the past 15 years – the Swedish firm has nevertheless always drawn some quality, still underestimated, models out of the bag at that time, mainly the Nuda.

While his tenure under BMW management was brief – just six years between 2007 and 2013 – Husqvarna’s association with the German giants gave birth to this cheekily titled, sharply styled nude based on the decidedly clunky BMW F800.

While today it doesn’t take long to recognize KTM’s origins once you take a closer look at Husqvarna’s current lineup, with BMW the connection was barely noticeable, so much so that the The more engaging Nuda was arguably superior to the F800.

With a fashion-forward look inspired by its supermoto heritage and evoking the spirit of Steve McQueen on his beloved 400 Cross, the Nuda was such a statement on its own it was hard to believe it emerged from the F800. frumpy.

Even the engine was different, with Husqvarna enlarging the unit to 898cc and increasing the power to 105bhp.

However, the Nuda was also difficult to categorize, being too wild a supermoto in a conservative naked class, while too conventionally naked to be considered a gnarly supermoto.

Lacking a kudos on one end and a hooligan image on the other meant the Husqvarna Nuda failed to resonate with buyers and sales were slow at the time. Today, however, he is a cult star.

Indeed, when we featured the Nuda among Visordown’s top 10 flops that deserve a second chance at the end of last year, of the ten bikes featured, it was the Husqvarna that received the most endorsement as a what an unknown gem.

Proving again that sometimes we just don’t know what we have until it’s gone…

3 – Norton F1

As electric power comes to spell the end of the internal combustion engine, the changes on the horizon are a reminder of how ubiquitous ICE technology has been over the past century…and how it has killed off alternative approaches, such as the rotary engine.

Compact, lightweight, high-revving, there are multiple attributes in rotary technology that make them superior to an ICE on a motorcycle, perhaps even enough to offset the trade-offs in oil consumption and uncertain durability.

After Suzuki tried and failed in the 1970s, Rotary lay dormant for over a decade until Norton was convinced by Brian Crighton to choose a different route for his RCW588 race bike, which eventually became F1 on the road.

With its large wrap-around body, boxy lines and menacing black livery – subtly accented by JPS’s signature gold decals – the rotary Norton F1 is as dark, mysterious and deliciously desirable today as it was in 1991.

Existing in the golden age of sportbikes where a game of one-upmanship between the Japanese giants drove the game forward quickly, F1 withstood those comparisons as comfortably as it stood out as a curiosity, an exclusive on top of that. .

Alas, the F1 would not be the bike to popularize rotary technology, with its brief resurrection beginning and ending with Norton in the early 90s.

However, existing as one of the most unique motorcycles ever made, the legend of the Norton F1 and rotary technology will live on forever in cult folklore.

2 – Honda Motocompo

At a time when e-scooters are all the rage as convenient, practical and easy-to-use modes of transport, we think Honda is missing a trick by not reviving the brilliant little Honda Motocompo.

Even the origins of this adorable, quirky folding scooter qualify the Motocompo for this preview. Developed in the spirit of “things you didn’t know you needed in your life”, the Motocompo was introduced as an accessory option on the Honda City subcompact car.

As the City was designed specifically around its dimensions, the Motocompo – nicknamed “trabai” or “trunk bike” – was essentially a two-wheeled equivalent reflecting the City’s small, light and easy urban credentials.

When paired with the City, the Motocompo seemed like a rather superfluous machine that didn’t quite serve Honda’s intended purpose. Plus, it took up all the trunk space in your car…

However, when you separate the two and see the Motocompo on its own, its cult appeal couldn’t be more evident.

So while it looked like a sewing machine on wheels when folded, when unfolded the Motocompo was charmed like a dinky, low-slung scooter that was never anything less than a giddy hoot to ride… as long as you don’t go overboard.

With its fire engine red finish, retro typeface and unique packaging, Motocompo’s legacy lives on today as one of the weirdest and most wonderful two-wheelers ever made.

1 – Cagiva Elephant & Cagiva Mito

It may be because Cagiva is no longer an active motorcycle brand

Or because the Italians – until recently, anyway – were tired of playing in the mud.

Or because the era of snap, crackle and pop pocket two-strokes is over.

Either way, all we know is that it’s hard to look back at the Cagiva Elefant and Cagiva Mito without pining for these unassuming icons of their time.

We’ll avoid attempts to synopsis Cagiva’s complex history as owner and proprietor of multiple brands over time, but certainly the Elefant ‘trail’ off-roader and Mito mini sport bike have been his finest moments as two models who embody what it means to be a cult motorcycle. So much so that we’ve given them equal footing at the top of this recap.

A desert road dual-sport motorcycle fitted with a Ducati V-Twin engine in most of the many forms available, the Cagiva Elefant was a curious creation with a nice name.

However, it also had charm in droves, the slab-side rally-raid-inspired utilitarian looks looking rugged, yet unintentionally fashionable, while the injection of Ducati DNA also gave it plenty of character on the road.

The Elefant was capable of that too, as evidenced by its assertive victories in the Paris-Dakar Rally with the Elefant 900 in the colors of Lucky Strike, a machine that has become such an icon today is as much a head-turner like anything exotic…

Which is good since Cagiva’s other opus – the Mito – was the piccola mini-me version of the Ducati 916, arguably the most exotic motorcycle of all time.

While one might consider mimicking one of the world’s finest motorcycles before shrinking it down to pint size to be sacrilege, in reality the Cagiva Mito was the perfect homage as a stylish affordable, easy to ride, eager to please urban racing.

Indeed, when it comes to facsimiles, the Mito is well judged, right down to the GP-spec handling and two-stroke zipper that might give you as much goosebumps on city streets as a Ducati gives you the open road.

Alas, with the two-stroke era halted by tougher emissions regulations, the end of the Mito in 2012 also meant the end of Cagiva…at least for now.

After all, that’s the thing with “cult” characters…they can never die. In fact, many – one day – leave to come back…

CLICK HERE for #12 to #7 in Part 1

Chronicle Archive | San Jose Dons Motorcycle Club

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larry laurent | August 21, 2022

Cycle News Archives

COLUMN

90 years of the San Jose Dons

Boulder Creek, California, the halfway stopping point of the Tin Hat Derby in 1951.

Next month, on September 25, the San Jose Dons Motorcycle Club will celebrate its 90th anniversary with a Sunday night party at its clubhouse. At 90 years old, the San Jose Dons M/C is already one of the oldest motorcycle clubs in the country, but the fact is that the club has roots that go back to the early days of motorcycling in Northern California, San Original Joseph. Motorcycle Club, which was founded in 1906 and was an outgrowth of the Garden City Wheelman, a cycling club founded in the 1880s. The roots of racing run deep in the club. The Dons were founded by racing legends Tom Sifton and Sam Arena in 1932, and club membership included nationally known racers such as Arena, Kenny Eggers, Larry Headrick and Joe Leonard, to name a few. -ones. Due in part to the efforts of the Dons, San Jose has become one of the national hotbeds for motorcycle racing and horseback riding activities.

The Dons was founded in 1932 when Tom Sifton took over the San Jose Harley-Davidson dealership from Fred J. Merlow. Sifton was the first sub-dealer started by influential San Francisco Harley dealer Dud Perkins. Sifton had worked faithfully at the Perkins dealership for a decade when Perkins let him run his own dealership. Unfortunately, it was in the depths of the Great Depression and times were lean for the dealership. Sales of police motorcycles to the local San Jose Police Department was one of the things that kept them from sinking.

Like most M/C clubs across the country these days, the San Jose Dons are struggling to find new members.

Sifton, along with a young store clerk and racer named Sam Arena, started the Dons to get more people into motorcycling and to build a strong biker community. Arena brought in the remaining members of the San Jose Motorcycle Club, so the Dons became an outgrowth of the original San Jose Motorcycle Club. The Sifton dealer has become a focal point for the San Jose Dons. Sifton’s wife, Stella, and daughter Jean often worked together to organize field races and other motorcycling events, doing everything from registering riders to preparing sandwiches for attendees.

One of the first big events the Dons held was a hill climb, which became one of Northern California’s biggest motorcycle gatherings in its heyday. And, of course, Arena was usually the runner to beat on the climb. On weekends, when the club was not hosting a competitive event or on-field meet, it often held a club ride. Arena led a group of about 20 riders on one of those weekend outings, and with a national-class rider on point, you can imagine what happened.

“We were riding together north of Oakland towards Martinez,” Arena recalled. “I was up front setting the beat when a cop pulled the whole band over. The cop wanted to write everyone a ticket, but I told him I was setting the beat, and that’s my fault if we were going too fast, so I should be the only one with the ticket.

The officer agreed and let the group go after issuing Arena a speeding ticket.

But that was not the end of the story. A few weeks later, Arena was at home when he heard a sharp knock on his door. When he answered, it was two police officers standing at the door to take him to the Oakland judge for the unpaid speeding ticket. Sam said he just forgot to pay the fine. The judge gave Arena two options: a $15 fine or two days in jail. This was back in the 1930s when $15 was a lot of money.

“I figured $15 was half a month’s pay, so I went for time. I spent most of my time in jail sweeping floors,” Arena said.

After two days in jail, Arena began the long march back to San Jose. But when a passing motorist, who happened to be another club member, saw Arena wearing a club jersey, the man picked him up and drove him home.

The Tin Hat Derby was one of the major West Coast endurance races that ran from the late 1930s through the mid-1950s. It was the perpetual trophy for the overall winner.

It didn’t take long for the membership of the Dons to grow to the point that the compound was no longer large enough to serve as a regular meeting place. So the club found a place they could rent to hold meetings and other club functions. To join the club in the 1930s, there was an entry fee of one dollar and a monthly membership fee of 50 cents. Dues helped pay club expenses but did not quite cover the cost of renting the clubhouse, so at meetings and weekends the club offered quarters of beer and shots. At first, the bar was just an old door resting on two trestles. But one of the club members was a talented carpenter, so he built a bar out of bar stools. An old pool table and a few sofas and chairs were donated, and the club became a veritable meeting place.

One of the club’s traditions was called the “Bone Prize”. At the end of the weekly meetings, stories were told of club members who had done something stupid or embarrassing. Whichever story got the most laughs, that member received the Bone Prize, a cow’s leg bone with clamps that were attached to the front fork of said member’s motorcycle.

One of the club’s most famous competitive events was called the Tin Hat Derby. It was an annual enduro that ran from San Jose up to the Santa Cruz Mountains. The Derby ran 200 miles and at the time it was inaugurated in 1938 as the longest one-day endurance race in the country. One of the club members donated an old First World War helmet. To the helmet they attached a stylized art-deco eagle hood ornament from a 1930s Chevy on top. The trophy was perpetual, passed from winner to winner of the Derby at the end of the event each year.

The Tin Hat Derby became one of the most popular endurance races on the West Coast, and at its height attracted hundreds of runners. Held in the winter, riders occasionally had to deal with snow atop Saratoga along the course. Boulder Creek was the turning point and the riders were given a half hour break in the city. The Derby ran until the mid-1950s, when the development of national parks and private property in the mountains made it increasingly difficult to plot a route.

The Dons have also contributed significantly to the continued success of the San Jose Mile National. Beginning in the 1950s, when the Bay Meadows facility decided to operate its track exclusively for horses, the Dons stepped up tremendously to help promoter Ted Smyth replace Bay Meadows with the San Jose event. The AMA Grand Nationals in San Jose have become a top event on the racing calendar.

Today, the Dons keep the club alive, but club historian Justin Kirsch says it was tricky for a while.

The Dons was founded in 1932 when Tom Sifton took over this San Jose Harley-Davidson dealership from Fred J. Merlow.

“At the beginning of the 2000s, the club had only a few members,” recalls Kirsch. “We’ve recovered a bit, but we’re facing the same issues that a lot of AMA clubs are at right now, and it’s trying to get younger riders involved and finding people who are willing to volunteer and help. devote time to club events and things like that.

The Dons are now primarily a road cycling club, with fewer members these days involved in competition. Yet despite the club’s ups and downs, the fact remains that they have remained active for 90 years.

“I think the reason we were able to keep going was because the members felt more like family than anything,” Kirsch says. “Entire families have dedicated a large part of their lives to being involved with the club. We’ve given bike-loving people a place to come and meet other bike-loving people, and at the same time we’ve always welcomed members’ families and children. I think that’s the most important thing when I come back and talk to the family of former members. They always talk about it as a positive that their father, grandfather or uncle was involved in the club and that women and children were also involved in the events.

Kirsch concludes that these days he’s just trying to convey to young riders how cool it is to be part of a club with such a rich tradition and history in the Bay Area.

“We want to keep trying to give back to the community, ride together, move forward and hopefully in 10 years we will be stronger than ever when we celebrate our 100th anniversary.”

I would like to acknowledge the help of a beautiful book by Tyler A. Tayrien about the life of San Jose Don co-founder and Motorcycle Hall of Famer Sam Arena in writing this story. You can buy the book here, Arena: the king of flat tracks.NC

Click here to read the Archive column in the Cycle News Digital edition magazine.

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10 things only real bikers know about the Harley-Davidson Sportster

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The Harley-Davidson Sportster is one of the best Harley-Davidson motorcycles of all time. Not only does it have a long tradition, where we’ve seen the Sportster grow and develop, but it’s also proven to be a solid player. From the early days of the Sportster XL to today, we’ve seen the evolution of a champion. Some of these bikes were even built with racing in mind.



The Sportster tradition has certainly produced some impressive bikes. For example, the 1969 XLH Sportster was one of a kind, while the later Harley-Davidson Seventy-Two exudes chopper style and attitude. But then browse the latest Harley-Davidson Nightster and you’ll witness the next chapter in Sportster lore. Let’s take a closer look at the Harley-Davidson Sportster.

RELATED: The 10 Best Harley-Davidson Motorcycles Ever Made

ten Harley-Davidson Sportster and the Model K

The Model K arrived in 1952. We had celebrated the innovation of the EL Knucklehead, but now we were excited about this new design. Harley now faced the competition with a lighter motorcycle, powered by a 45 cu. ft. side-valve engine. But we wanted more.

The Sportster XL hit the scene in 1957. It had the sporty look we loved from the Model K, but over time it was going to offer so much more.

9 1957 Sportster XL

The 1957 Sportster XL was touted as a blend of beauty, power and adventure. It would go on to become one of the most important Harley-Davidson motorcycles in history. The Model K 750 flathead motor did not perform as expected. An overhaul was needed.

Harley introduced their 1957 Sportster XL with a 55 cu. ft. overhead valve engine. The Sportster XL looked sporty like the K model. However, the previous KHK model received a high-performance upgrade, with its improved headwork and high-lift cams. The KHK produced over 50 horsepower, while the 1957 Sportster XL model lagged by 40 horsepower.

RELATED: 10 Old Harley-Davidsons Every Biker Should Ride

8 The XLCH – The Peanut Tank

The 1958 Harley-Davidson XLCH was ready to race. There is speculation as to what the CH means. Some say ‘Competition Hot’. Others say the C stands for “California.” And yes, that’s just speculation. But no matter what, the XLCH was built for trail racing, scrambling and to leave the competition in its wake.

The XLCH came with the 2.25 gallon “peanut” tank. The original XLCH had no lights but featured a domed rear fender, straight pipes and magneto ignition.

RELATED: 10 Things You Should Know About Flat Track Racing


seven The XLH gets an electric starter

In 1967, an electric starter was installed on the Harley-Davidson XLH. We saw the electric starter come into play with the Electra Glide.

Like the Electra Glide, the oil reservoir was moved to the right to accommodate the new battery. The XLCH model continued to use the kickstart.

RELATED: 10 Things Only Real Bikers Know About The Harley-Davidson Electra-Glide

6 A new evolution for the Sportster

The eighties were here. The Sportster’s old Ironhead engine was about to be replaced. The 1986 Sportster was to be powered by a new Evolution (or Evo) engine.

The 1986 Sportster was offered with an 883 cc engine and a 1100 cc engine. But the Sportster engine was soon to be improved.


5 New era of the Sportster 1200cc

1988 saw the introduction of the 1200cc Sportster. The bore has gone from 3.35 inches from the 1100 cc to now 3.5 inches.

The changes would continue throughout the 90s. For example, in 1991 we saw a new five-speed transmission.

4 Harley-Davidson XR1200

Released in 2008, the Harley-Davidson XR1200 will not arrive on the American market until 2009. Its performance is hailed. It received an upgraded suspension for better handling.

The XR1200 was a Sportster with flat-track racing style, with echoes of the XR-750 track racer, from which it took inspiration.


3 Harley-Davidson 72 – Chopper in Attitude

The Harley-Davidson Seventy-Two evokes a chopper-style motorcycle. Just check out the 30.1-degree rake with the front forks, but then there’s that prominent 21-inch front wheel.

The name “Seventy-Two” derives from Route 72, or Whittier Boulevard, a popular cruising spot in Los Angeles. It was inspired by the chopper era of the 70s.

2 Harley Davidson Sportster S

We love the Harley-Davidson Sportster S, not only for its aggressive design, but also for its performance with its Revolution Max 1250T engine.

The Harley-Davidson Sportster S is a giant leap in the exciting history of Sportster. It brings in the tech sweeteners we love, like the high-mount exhaust, while retaining the heart of the old-school Sportster.

RELATED: Roadster Showdown: 2021 Harley-Davidson Sportster S vs. 2021 Indian Scout

1 Harley-Davidson Nightster

We love the Sportster S, but there are some very good reasons why we prefer to ride the Nightster. The Nightster is powered by the Revolution Max 975Tgiving impressive acceleration and the handling we crave.

The Harley-Davidson Nightster is built on a rich Sportster tradition. From the XL’s debut until now, we’ve seen the Sportster mature. Now we are waiting for the next exciting chapter.

Sources: Rafferty, T. (1997), The complete Harley Davidson. MBI publishing company; Youngblood, E. (2003). Harley-Davidson heroes. Motorbooks International.

How Sunem and Israel Tovar secure generational wealth

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  • Siblings Sunem and Israel Tovar have a combined investment portfolio worth $327,000.
  • They hold each other accountable and have even taught their extended family how to invest.
  • They started the Dream Teacher Project to help other teachers of color achieve financial independence.

Sunem Tovar’s financial journey began in 2016 when she realized her student loans of $16,000 had ballooned to $42,000. At the time, she only earned $20,000 a year. She told the insider, “All my money was just going to pay off my loan. I was very, very overwhelmed by it.”

On the other hand, Sunem’s brother, Israel Tovar, got full scholarships from Yale and Stanford in 2018. Israel returned to Tennessee to start his teaching career, but he hadn’t anticipated the price of to be one of the only LGBTQ+. teachers of color working in a school that served low-income students of color. “I was paid $44,000, I worked in a school that looked like a prison,” Israel explains.

Going against Sunem’s advice, Israel bought a house it could barely afford. “My understanding of financial literacy was that buying a house is the way out of poverty,” he told Insider, but it only made things worse for his mental health. . “My anxiety was at its peak. I couldn’t sleep at night and had sweaty palms all the time. So I quit this job. I had no plan.”

The Tovars took advantage of these financial difficulties to work together to achieve financial freedom and set the rest of their family up for success. Here are three strategies they used to do so.

1. They held each other accountable

Of the two, Sunem was the first to know about money. She started reading articles and books on personal finance, then created spreadsheets to track her student debt repayment progress. “I started investing because I used to limit my spending. By then I had learned about compound interest and why it’s really important,” she says.

Compound interest is commonly described as “interest earned on interest”. For example, if a $1,000 investment grows at a fixed rate of 10% each year, the first year will produce a 10% increase to $1,100. To calculate the gains for the second year, you would add 10% to $1,100, which equals $1,210. In 10 years, you will have $2,593.74, much more than if you simply deposited $1,000 in a savings account.

Sunem taught Israel everything she knew about personal finance and investing. Israel eventually moved to Washington, DC, to take a better-paying teaching job while renting the house he bought in Tennessee. While living frugally, Israel followed in her sister’s footsteps and began investing in the stock market. Eventually, Israel sold her house and invested the profits.

All the while, the siblings held each other accountable to save and invest consistently. According to records seen by Insider, Sunem has a wallet worth $200,000, while Israel has a wallet worth $127,000 with $13,000 in an emergency savings fund.

Sunem says: “The support we had, the fact that we could talk to each other, that was really important. We were able to motivate each other.

2. They shared what they know with their extended family members

Soon, news of the siblings’ financial independence journey spread to their parents, tíos, tías, siblings, and cousins. Their extended family began showing Shunem and Israel their financial statements and asking for advice.

The Tovar family came to Los Angeles in the early 2000s from Mexico. “Our parents didn’t finish primary school in Mexico,” Israel says. “They don’t know English. Our father was able to raise a family of eight in Los Angeles in the early 2000s on a salary of $17,500, so we grew up with a lot of financial trauma and shortage of money. .”

He continues: “We had even more support from our family because they were also part of this trip. We brought more of our siblings – we have five – and they really accepted. They They’re like, ‘OK, let’s get that money.'”

Now Sunem and Israel regularly strategize with their families on saving, investing and paying off debt.

3. They started a business to share what they know with other teachers

The siblings started a financial education business called the Dream Teacher project to “give teachers of color the financial means to make their money right,” Israel says, by leading workshops and offering one-on-one coaching.

Of the project, Israel says, “Teachers of color in particular are severely underpaid and overworked. They are actively driven out of the profession due to systemic forces. So we’re working with teachers of color across the country to improve their financial mindset and heal. financial trauma.”

The siblings agree that the company holds them accountable to their community, tying a bigger purpose to their financial journey. According to Israel, “We want to make sure our money is fair because we want to give our clients the best coaching.”

Harley-Davidson Nightster Review, Specs, Features

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The Harley-Davidson Nightster is a modern, fun-to-ride motorcycle, but more importantly, it’s a new breed of Harley-Davidson motorcycle.

Initially, I must admit that I admire Harley-Davidson for their new approach to motorcycles. For a manufacturer steeped in history with big, air-cooled V-twin bikes dominating its portfolio and, to some extent, its identity, the new line of Harley-Davidson motorcycles represents its effort to move with the times.

While the radical-looking Pan America adventure tourer and stunning Sportster S stand out clearly from the “traditional” Harley-Davidson motorcycles, the new Nightster seems to be more in touch with its roots. Let me explain to you.

IN CONTEXT

The Nightster is the third new-age Harley-Davidson and it is responsible for carrying on the company’s rich Sportster lineage.

The bike is based on an all-new platform that launches the Revolution Max 975T liquid-cooled V-twin engine that puts out 89hp and 95Nm. Yes, Harley-Davidson is releasing peak horsepower figures these days!

We were among the privileged few in the Asia-Pacific region to receive an invitation to Thailand to experience the new Nightster. Although we only spent a brief time with the bike, the experience was enough to suggest the company is onto something with this bike.

SON OF TRADITION

The 11.7 liter fuel tank is located under the seat.

The first thing that strikes you about the Nightster is its looks, and the pictures don’t do justice to its clean, simple yet captivating design.

The new V-twin takes pride of place, with the bike literally being built around it. Acting as a load-bearing member of the frame, the mainframe and subframe are attached to the front and rear of the engine. The bodywork, made up of a few panels, is then wrapped around this skeleton.

To elaborate, you have a round headlight inside a neat plastic cowl. However, the really unique thing is that the fuel tank is not actually the fuel tank. What looks like a normal fuel tank is actually the airbox, with the metal lid shaped to look like the fuel tank on previous Sportsters, like the Iron 883.

The reasons Harley-Davidson chose to place the airbox this way are both functional and aesthetic. This allows them to retain the slim form factor of the bike, while ensuring that there is a large enough and efficient intake system to power the big V-twin.

So where’s the fuel tank? It’s a rectangular 11.7-litre cell that sits behind the engine, under the seat, with its bottom extending past the swingarm pivot point. To access the fuel flap, you have to get off the bike and open the saddle; like you would on some scooters.

The benefits of placing the fuel tank this way are seen not only in the efficient packaging, but also in a lower center of gravity. This, in turn, affects handling positively. More on that a bit later.

Other design elements that catch your eye are the slashed fenders, the 19-inch front and 16-inch rear alloy wheels and the nice attention to detail on the engine cases.

Finally, with a wheelbase that spans 1,500mm and ground clearance of 110mm, the bike’s low stance is what makes it even more appealing. It’s a modern-looking motorcycle, with threads of tradition stitched into the design, which makes it very appealing to me.

REPORTAGE

The Nightster has a basic circular analog dial with a built-in LCD display for trip, odo, engine rpm and whatever. There’s no fancy Bluetooth connectivity here, which is a bit of a missed opportunity given current-gen demands. Apart from that, there is nothing to complain about, be it the equipment or the quality of materials and finishes.

A STAR IS BORN

The 975T 60-degree V-twin is the star of the show here, because it’s absolutely impressive. It features variable valve timing on the intake side and unlike the V-twin 1250 Sportster S, it gets one instead of two spark plugs per cylinder.

Fire up the counterbalanced engine and you’ll notice there’s virtually no idle vibration, unlike the roar of old air-cooled Sportster V-twins. The exhaust note is also distinct, but not too loud, even when revving the engine.

Pull the light clutch, start rolling and you can feel the effortless upshift as a surge of torque surges. At slow speeds, the motor is super-manageable, while the powerful midrange ensures consistent progression with minimal shifts. On the mostly straight Thai highways, this translated to relaxed cruising, as the bike sat at 100-110 km/h in sixth gear, with no need to downshift for overtaking manoeuvres. That’s what you expect from a Harley-Davidson, isn’t it? What it isn’t is that when you’re in the mood to twist the throttle and unleash all the power, the engine runs happily.

Of the three riding modes – Rain, Road and Sport – the engine is said to be most lively in the latter. Acceleration was pretty fun for an 89hp, 221kg bike and you can easily land on the wrong side of the speed limit law, if you don’t restrain your right wrist. Speaking of which, the throttle response in Sport was a bit jerky and took a bit of getting used to. This is not the case in the Road and Rain modes, which offer considerably smoother power. TCS, engine braking and ABS, however, are also quite alert in these modes, which will help beginners get to grips with the bike safely.

TRAVEL TIME

The 11.7 liter fuel tank is located under the seat.

The twin rear shocks are preload adjustable.

All the efforts of developing a chassis with the engine as the stressed element and the centralization of the masses have paid off in the ease with which this bike can be ridden. First, the riding position with the low 705mm seat height, mid-mounted footpegs and wide handlebars puts you in a neutral position.

Then, when you pull the Nightster out of the pit, you barely notice the 221kg curb weight. It feels beautifully balanced. When cruising at low speeds, the Nightster is nimble and flickable, unlike the old Harley Sportsters which required a bit of muscle building. That should make it easier to weave the bike past city traffic, despite the long wheelbase.

Turn the bit up and the bike is stable in a straight line, as well as in a fast turn. We wish we had experimented with tighter, more technical cornering to exploit the potential of the chassis and the 32 degrees of cornering clearance the bike offers. Unfortunately, our route was devoid of it.

As for ride quality on Thailand’s largely smooth roads, the Showa Dual Bending Valve fork and twin rear shocks soaked up a few bumps we encountered along the way well. That said, the suspension is firm overall, and with only preload adjustment at the shocks, it will be interesting to see how the bike copes with our rutted roads.

When it comes to braking, there’s no unusual drama when the bike comes to a stop. My only wish is a sharper initial bite.

NEW LIFE

The Harley-Davidson Nightster is a bike that turned out to be more impressive than I initially expected. It offers a modern and fun driving experience. And yet, it retains that quintessential Harley-Davidson charm.

In fact, I can’t wait to ride a bike in our country and see what it’s like. Can it convince Harley riders like the old Sportsters did? Will it bring new customers to Harley-Davidson and give them a taste of one of the most famous motorcycle brands in the world? As a motorcycle, the Nightster might just have what it takes, although the Rs. 14 lakh (ex-showroom) price won’t make it an affordable buy like the old Sportsters. For now, all I can say is that the Nightster is a step taken by Harley-Davidson in the right direction.

The 10 Weirdest Rolling Stones Songs

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The Rolling Stones are well known for their dogged endurance. Very little deters them.

It’s an unwavering attitude that applies as much to their touring schedule as it does to their willingness to think outside the box. “The more you do it the better because you get more variety,” Mick Jagger said in a 2007 interview.

The Stones are often described as the quintessential rock ‘n’ roll band, but that hasn’t stopped them from experimenting with different sounds – from blues and country to psychedelia and disco. Some of these experiments have paid off; others proved more confusing. The most notable find their way into our list of the 10 Weirdest Rolling Stones Songs.

10. “Goin’ Home” (from 1966 Consequences)

In the mid-60s, hit songs hovered around the three-minute mark. Anything beyond that was generally considered too long for Top 40 radio. Even when it came to selecting recordings for albums, longer songs were often overlooked for shorter, friendlier options on the business plan. Some artists began to challenge this notion over the decade, recording tracks lasting 10 minutes or more. The Rolling Stones’ first foray into this territory, “Goin’ Home”, originally consisted of only the first two and a half minutes. “We tried to do singles for as long as we could because we just like to let things happen,” said Keith Richards. rolling stone in 1971. “Nobody sat down to do an 11-minute track. … We just got the tape rolling.”

9. “Something Happened to Me Yesterday” (from 1967 between the buttons)

“Something Happened to Me Yesterday” begins with an unexpected trumpet intro before settling into a playful Music Hall-like groove. The trumpet reappears a little later, accompanied by trombone and tuba, all apparently played by Brian Jones. This is best known, however, as the first Stones song to feature a lead vocal sung by Keith Richards, who takes over from Jagger for a few lines. A strange farewell message is spoken by Jagger at the end of the song: “Well, thank you very much, and now I think it’s time for all of us to go. So, from all of us to all of you, not forgetting the boys in the band and our producer, Reg Thorpe, we would like to say, God bless you. So if you’re going out tonight, remember if you’re on a bike, wear white. evening, all.” Andrew Loog Oldham was the actual producer.

8. “Sing This All Together” (from 1967 Request from Their Satanic Majesties)

Several cataclysmic changes have occurred throughout the history of recorded music. One of them is definitely the release of the Beatles sergeant. Pepper’s Lonely Hearts Club Band, which combined heavy psychedelic imagery with experimental instrumentation. The Rolling Stones, like many groups at the time, attempted their own version. Request from Their Satanic Majesties was not as well received as sergeant. Pepper, with Richards later describing the LP as a “load of bullshit”. The opening song, “Sing This All Together,” is a wildly disorganized cut that might be better suited to a carnival than an album by one of the biggest bands in the world.

7. “Cherry Oh Baby” (from 1976 black and blue)

The Rolling Stones have released a handful of reggae-inspired tracks throughout their career, but perhaps the strangest is “Cherry Oh Baby,” their cover of a 1971 song by Eric Donaldson. The Stones were heavily influenced by reggae in the mid-70s, as evidenced by several tracks from 1976 black and blue. “I had all these [reggae] recorded in France with me when we moved there and when we were recording songs for Exile on Main St. at Keith,” Charlie Watts said in According to the Rolling Stones. “Mick had it too. I would play him ‘Cherry Oh Baby’ or he would play me one.” There’s a slightly rambling quality to the Rolling Stones version, with Jagger occasionally slipping into a subtle Jamaican accent.

6. “Might as Well Get Juiced” (from 1997 Bridges to Babylon)

To be fair, there was a lot going on in 1997 Bridges to Babylon, the Stones’ attempt to maintain some relevance in the increasingly changing music industry. Jagger and Richards were rarely in the studio at the same time while making the album. “There’s a big danger when you’ve made all these albums…that you think you know how to make a record,” Jagger said. rolling stone at the time. “I don’t want to do the first thing that comes to mind.” So they didn’t. Unfortunately, the pretty bluesy “Might as Well Get Juiced” is layered with electronic additions that haven’t aged well.

5. “Continental Drift” (from 1989 Steel wheels)

“Continental Drift” stands out on Steel wheels for its typically Middle Eastern flavor. The track features the Master Musicians of Joujouka, a Moroccan band the Stones traveled to Tangier to record with. It was a turning point for the band: Brian Jones had recorded the Master Musicians in 1968, even releasing an acclaimed live album, Brian Jones introduces Pan’s pipes to Joujouka.

4. “2000 light years from home” (from 1967 Request from Their Satanic Majesties)

As Richards explained in 1971, the Rolling Stones hadn’t exactly planned Request from Their Satanic Majesties turn as he did. “It wasn’t supposed to be this ambitious, it just became that way,” he said. For all its psychedelic undertones, “2000 Light Years From Home” was one of the few tracks on the album to be translated live. The Stones regularly performed the song on their 1989–90 Steel wheels/Urban Jungle Tours and performed it when they appeared at Glastonbury in 2013.

3. “I just want to see his face” (from 1972 Exile on Main St.)

Like most of Exile on Main St., there is general confusion in the slight “I just want to see his face”. The classic album was recorded in a makeshift basement studio in France, so much of that tone came naturally. (The huge amount of drugs used at the time also contributed to the LP’s sound.) “I Just Wanna See His Face” is mostly a loose jam that leans in a slightly gospel direction but doesn’t build towards anything in particular. particular. Somehow it still fits perfectly with ExileAnarchic complexity.

2. “Too Much Blood” (from 1983 Sheltered)

“Too Much Blood” is deceptively cheerful for a song about a brutal murder scene that turns cannibalistic. “Cut off his head / Put the rest of his body in the fridge, eat it piece by piece / Put it in the fridge, put it in the freezer“, sings Jagger. He wrote the song about a 1981 criminal case involving a Japanese man named Issei Sagawa, who was arrested in Paris for the murder (and more) of a classmate. Jagger also discusses the rise of the violence in pop culture, name drop The Texas Chainsaw Massacre at one point. It offers little consolation, only a warning: “Reality is stranger than fiction.”

1. “Far Away Eyes” (from 1978 Certain girls)

If the Rolling Stones came from England, their interpretations of American blues and R&B are among the best of the time. They’ve also dabbled in country music occasionally, such as in “Far Away Eyes” where Jagger half-sings and half-talks in an exaggerated Southern accent as he recounts memories of touring the United States “You know, when you walk through Bakersfield [Calif.] Sunday morning or Sunday evening? I did it about six months ago,” he said. rolling stone in 1978. “All the country music radio stations start playing black gospel services live from Los Angeles, and that’s what the song is referring to – but the song is really about driving alone, listening the radio.”

The albums that almost killed their career

Even the biggest bands and solo stars can suddenly find themselves out of favor and falling off the charts.

Real-Life “Spinal Tap” Stories: Rolling Stones

Bicycle and Motorcycle Helmet Market: Global Industry Analysis, Size, Share, Growth, Trends, and Forecast, 2022-2031 – ResearchAndMarkets.com

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DUBLIN–(BUSINESS WIRE)–The report “Bicycle and Motorcycle Helmet Market – Global Industry Analysis, Size, Share, Growth, Trends, and Forecast, 2022-2031” has been added to from ResearchAndMarkets.com offer.

This Global Bicycle and Motorcycle Helmets Market report studies the past as well as current growth trends and opportunities to gain valuable insights into the market indicators during the forecast period 2022 to 2031. The report provides the revenue of the global bicycle and motorcycle helmets market. motorcycle helmet market for the period 2017-2031, considering 2021 as the base year and 2031 as the forecast year. The report also provides the compound annual growth rate (CAGR %) of the global bicycle and motorcycle helmet market from 2022 to 2031.

The report has been prepared after extensive research. Primary research involved the bulk of research efforts, in which analysts conducted interviews with key opinion leaders, industry leaders, and opinion makers. The secondary research consisted of consulting product literature, annual reports, press releases and relevant documents of major players to understand the Bicycle and Motorcycle Helmets market.

Secondary research also included internet sources, statistical data from government agencies, websites and professional associations. Analysts have used a combination of top-down and bottom-up approaches to study various attributes of the global Bicycle and Motorcycle Helmets market.

The report examines the competitive landscape of the global bicycle and motorcycle helmets market. Major players operating in the global Bicycle and Motorcycle Helmets Market have been identified and each of them has been profiled, in terms of various attributes. Company overview, financial status, recent developments and SWOT are the attributes of the global Bicycle and Motorcycle Helmets market players profiled in this report.

Main topics covered:

1. Preface

2. Assumptions

3. Research methodology

4. Executive Summary

5. Market Overview

6. Global Bicycle and Motorcycle Helmets Market Analysis and Forecast, By Type

6.1. Global Bicycle and Motorcycle Helmets Market Size (US$ Million and Thousand Units), by Type, 2017-2031

6.1.1. Bike helmets

6.1.1.1. Integral helmets

6.1.1.2. Open face helmets

6.1.2. Bicycle and motorcycle helmets

6.1.2.1. Integral helmets

6.1.2.2. Open face helmets

6.1.2.3. Half face helmets

6.2. Additional opportunity, by type

7. Global Bicycle and Motorcycle Helmets Market Analysis and Forecast, By Category

7.1. Global bicycle and motorcycle helmet market size (US$ million and thousands of units), by category, 2017-2031

7.1.1. Conventional helmet

7.1.2. Smart Helmet

7.2. Additional opportunity, by category

8. Global Bicycle and Motorcycle Helmets Market Analysis and Forecast, by Application

8.1. Global bicycle and motorcycle helmets market size (US$ million and thousands of units), by application, 2017-2031

8.1.1. Bike helmets

8.1.1.1. Road Helmets

8.1.1.2. Sports helmets

8.1.1.3. MTB helmets

8.1.2. Bicycle and motorcycle helmets

8.1.2.1. Road helmets

8.1.2.2. Off-road helmets

8.2. Additional Opportunity, by Application

9. Global Bicycle and Motorcycle Helmets Market Analysis and Forecast, By Consumer Group

9.1. Global bicycle and motorcycle helmet market size (US$ million and 1000 units), by consumer group, 2017-2031

9.1.1. Adults

9.1.2. Kids

9.2. Additional opportunity, by consumer group

10. Global Bicycle and Motorcycle Helmets Market Analysis and Forecast, By Price

10.1. Global bicycle and motorcycle helmet market size (US$ million and thousands of units), by price, 2017-2031

10.1.1. Low (less than 50 USD)

10.1.2. Medium (Between 50 US$ and 100 US$)

10.1.3. High (over $100)

10.2. Additional opportunity, by price

11. Global Bicycle and Motorcycle Helmets Market Analysis and Forecast, By Distribution Channel

11.1. Global Bicycle and Motorcycle Helmets Market Size (USD Million and ‘000 Units), by Distribution Channel, 2017-2031

11.1.1. On line

11.1.1.1. E-commerce sites

11.1.1.2. Company-owned websites

11.1.2. Offline

11.1.2.1. Specialty stores

11.1.2.2. Supermarkets/Hypermarkets

11.1.2.3. Others (retail stores, etc.)

11.2. Additional opportunity, by distribution channel

12. Global Bicycle and Motorcycle Helmets Market Analysis and Forecast, by Region

12.1. Global bicycle and motorcycle helmets market size (US$ million and thousands of units), by region, 2017-2031

12.1.1. North America

12.1.2. Europe

12.1.3. Asia Pacific

12.1.4. Middle East and Africa

12.1.5. Latin America

12.2. Additional opportunity, by region

13. North America Bicycle and Motorcycle Helmets Market Analysis and Forecast

14. Europe Bicycle and Motorcycle Helmets Market Analysis and Forecast

15. Asia-Pacific Bicycle and Motorcycle Helmets Market Analysis and Forecast

16. Middle East & Africa Bicycle and Motorcycle Helmets Market Analysis and Forecast

17. Latin America Bicycle and Motorcycle Helmets Market Analysis and Forecast

18. Brazil Bicycle and Motorcycle Helmets Market Analysis and Forecast

19. Mexico Bicycle and Motorcycle Helmets Market Analysis and Forecast

20. Argentina Bicycle and Motorcycle Helmets Market Analysis and Forecast

21. Chile Bicycle and Motorcycle Helmets Market Analysis and Forecast

22. Competition Landscape

23. Main Takeaways

Companies cited

  • Arai helmet

  • HELMET BELL

  • Dainese SpA (AGV)

  • Garmin Ltd.

  • HJC Helmets

  • LAZERSPORT

  • SHOEI CO., LTD.

  • SMK Helmets

  • Bull Helmets

  • Trek Bicycle Corporation

For more information about this report visit https://www.researchandmarkets.com/r/j77cu4

These 10 Motorcycles Looked Fast…But Never Lived Up To Expectations

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The world knows that motorcycles are powerful and fast machines, with ridiculous power-to-speed ratios that could give even the best sports cars a taste of dirt. However, anyone unfamiliar with their bikes would have nothing to do but look, which is where problems often arise. While there are many great motorcycles on the market that perform phenomenally, there are also some that look good, but that’s all they do. Often many motorcycles look good and fast, but ride slowly, along with many other issues that make them unattractive to ride.



The truth is that a good bike should not only be fast, but also safe and reliable. The speed must be perfectly matched to the braking system and a thousand other complexities that go into making the bike. Therefore, few motorcycles are able to do everything right. However, looks are really everything in today’s world, and they also make first impressions. So, some motorcycles manage to do it right in the aesthetic department. That being said, here are 10 motorcycles that looked good, but never managed to live up to expectations.

ten Harley-Davidson LiveWire

A prototype revealed in 2014, the LiveWire was Harley-Davidson’s first electric motorcycle. In the aesthetics department, the LiveWire looked gorgeous and perfectly matched what a fine motorcycle from Harley was. The more modern looks with classic Harley-Davidson design language appealed to a younger target audience, as the brand intended.

With the first units of the Harley-Davidson LiveWire hitting the markets in September 2019, the motorcycle surprised customers, especially early Harley buyers who had heard nothing but praise for the brand. The LiveWire was desperately lacking in the speed department, so much so that it topped out at just 110 mph. Now there’s a new generation of LiveWire to come, and we’re excited to see how the brand redeems itself.


9 Kawasaki 750 Triple H2

Between the years 1968 and 1980, Kawasaki had found the perfect formula for success with their Kawasaki Triples. These motorcycles housed three-cylinder, two-stroke engines. These air-cooled engines varied between displacements of 250cc to 750cc. In their heyday, Triples were coveted as the fastest bikes on the street.

The 750, in particular, produced 74 horsepower and 57 lb-ft of torque and was capable of hitting the 60 mph mark in just 4.3 seconds. It even had a top speed of 120 mph almost half a century ago. Unfortunately, however, the bike failed to match its speed in the braking and handling department, which was considered one of the worst on the market, as well as in the history of the bike. That’s how it earned the title “Widow Maker,” and Kawasaki eventually had to drop it from its lineup.

RELATED: These Are The 10 Coolest Kawasaki Street Bikes Ever

8 Strikes

British engineer Bert Greeves founded the motorcycle company Greeves in his namesake. The designer was quite popular at the time, thanks to his invention of a three-wheeler for disabled motorcyclists, which was called the Invacar. His motorcycle, the Greeves, had a decent and successful run in motocross, but the vehicle was definitely a test even for veteran riders.

For starters, the brand’s major link fork models had issues from day one of their release. A puny suspension on the Greeves motorcycle became absolutely useless during any type of braking. Consequently, this transferred the weight of each bump to the ride through the bars and the tank as well.


seven Moto Guzzi 750S

The Moto Guzzi 750 S comes from Europe’s oldest motorcycle manufacturer. In fact, Moto Guzzi has actually been on the market with uninterrupted production since its inception in 1921. As far as the motorcycle is concerned, the Italian brand developed the 750 S with the ambition of minimizing the vibrations felt by motorcyclists at high speed through the handlebars, fuel tank and foot pegs.

In its attempts to dampen said vibrations, the company has made extensive use of rubber on the engine as well as the handlebars. Unfortunately, the idea didn’t work out and only added to the riders’ woes. The handlebars could not be stable at high speeds and became more difficult to control.

RELATED: These Are 8 Of The Most Important Motorcycles From Moto Guzzi’s Rich History

6 Lito Sora

We could never deny that the Lito Sora is one of the best electric motorcycles in the world today. The bike unconventional design and world-class features put it in a separate class. While many electric manufacturers end up retrofitting older traditional motorcycles with electric motors and batteries to create new electric vehicles, the Lito Sora looks radical and fresh.

The USP for the bike was, of course, its looks, which made it look like a monstrous beast ready to tear down the road. It even came with an electronically adjustable motorcycle seat, the first in the industry. Unfortunately, however, a top speed of 120mph meant that while you would be happy knowing your bike had a positive environmental effect, you would never be able to compete with the speed machines that rule the motorcycle world.


5 Johammer J1

Austrian manufacturer of electric motorcycles Johammer e-Mobility unveiled the Johammer J1 in 2014. A futuristic electric cruiser, the Johammer J1 has won over international audiences. The motorcycle was driven by a direct current synchronous electric motor, coupled to a single-stage transmission.

The peak power offered by the Johammer J1 engine was 16 kW. While the J1 has won plenty of laurels since its launch and definitely looks the weirdest different from anything called a motorcycle, a top speed of just 75mph just doesn’t go with its stunning and beautiful aesthetic. Those expecting the J1 to race down the road will be in for a nasty surprise.

RELATED: This Weird-Looking Concept Bike Is Now the World’s Fastest Electric Motorcycle

4 Husqvarna 250MX

The Swedish motorcycle brand Husqvarna specializes in the field of motocross, supermoto, endurance and street motorcycles. The brand launched the 250 MX in the 70s, and the vehicle seemed extremely tempting for the time. Even today, her looks have an endearing retro charm.

For its time, the Husqvarna 250 MX had some very advanced features that put it ahead of the competition. Unfortunately, the bike’s swingarm and shocks caused the entire rear end to sway from side to side at the slightest provocation. Contrary to its tough and rugged appearance, the 250 MX’s swingarm and shocks were just plain weak. Even the exhaust system was routed imperfectly, burning the left legs of riders who raced the 250 MX.


3 MotoCzysz E1pc

If you’re wondering about the strange name of this bike and company, the latter comes from the creator of the brand, Michael Czysz. An architect by profession, Michael Czysz’s ambition was to build a racing bike capable of taking on the titans of the racing segment. His goal was to compete his bike in MotoGP, and his team even won with the E1pc bike in 2010 at the TT Zero. The TT Zero is an electric motorsport event held at the Isle of Man TT, the most dangerous motorsport event in the world.

The E1pc looked phenomenal, built for a purpose, which was winning, and it fulfilled that purpose very well. Being all-electric, the bike produced 100 horsepower and 250 lb-ft of torque. Unfortunately, however, the bike was let down by its range of just 40 miles when it comes to real-world capability. Also, in comparison to gas-powered supersport bikes, a top speed of 141 mph was almost not enough to match their horsepower.

RELATED: Ex-MotoGP Rider James Ellison Helps Sculpt Radical Arc Vector Electric Motorcycle to Perfection

2 Ducati 900SS

A Ducati appearing on a list of disappointing vehicles is quite surprising since the Italian motorcycle manufacturer so rarely misses the mark. Alas, when it came to the early models of the Ducati 900SS, there was a lot of disappointment that left a sour taste in everyone’s mouth.

For starters, these bikes were extremely loud and far too slow for the hype their exhaust notes were making. If being much slower than a Ducati was allowed to be wasn’t enough, the 900SS also had a lot of maintenance issues, as it continued to experience engine failures through the early years. models. It just wasn’t a bike you could trust for touring, and it kept putting a dent in your bank account with the frequency of trips to the gas station with the early 900SS models.


1 Bimota V-Due

In the 90s and very early 2000s, MotoGP racing revolved around exotic lightweight motorcycles with half-liter engines. In fact, street versions of the coveted Suzuki and Yamaha 500cc race bikes weren’t readily available at the time, which is why Italian manufacturer Bimota’s V-Due was all the more special. Back in 1996, when Bimota launched the V-Due, early reports from Europe made the bike sound like the second coming of the superbike.

However, it was only after driving the V-Due that one realized how flawed the craftsmanship was. The bike shook, stalled and sputtered between bursts of acceleration that were few and far between. It definitely looked like a superbike, but just didn’t perform, even as a regular flawless machine. Even though Bimota promised upgrades and improvements, the company had to buy back so many of these bikes from disgruntled customers that it eventually went bankrupt.

Personal loan interest rates continue their downward trend for 5-year loans

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Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are our own.

The latest personal loan interest rate trends from Credible Marketplace, updated weekly. (iStock)

Borrowers with a good credit application personal loans in the past seven days pre-qualified for lower rates for 5-year loans and higher rates for 3-year loans compared to the previous seven days.

For borrowers with credit scores of 720 or higher who used the Credible Marketplace to select a lender between August 11 and August 17:

  • Rates on 3-year fixed-rate loans averaged 11.76%, down from 11.17% the previous seven days and from 11.34% a year ago.
  • Rates on 5-year fixed rate loans averaged 15.30%, down from 15.55% the previous seven days and from 13.76% a year ago.

Personal loans have become a popular means of consolidate and pay off credit card debt and other loans. They can also be used to cover unexpected expenses like medical billstake care of a major purchase, or finance home improvement projects.

Rates on 5-year fixed-rate personal loans have fallen by a quarter of a point in the past seven days, while rates on 3-year maturities have increased slightly by more than half a point. Despite this week’s rate changes, rates for both repayment terms are higher than they were a year ago. Borrowers can take advantage of interest savings now with a 5-year personal loan. Both loan terms offer significantly lower interest rates than higher cost borrowing options like credit cards.

Whether a personal loan is right for you often depends on several factors, including the rate you may qualify for. Comparing several lenders and their rates could help you get the best possible personal loan for your needs.

It’s always a good idea to shop around on sites like Credible to understand how much you qualify for and choose the best option for you.

Here are the latest personal loan interest rate trends from the Credible Marketplace, updated monthly.

Personal Loan Weekly Rate Trends

The table above shows the average prequalified rates for borrowers with credit scores of 720 or higher who used the Credible Marketplace to select a lender.

For the month of July 2022:

  • 3-year personal loan rates averaged 11.04%, down from 11.1% in June.
  • 5-year personal loan rates averaged 13.72%, down from 13.13% in June.

Personal loan rates vary widely depending on credit rating and length of loan. If you’re curious about what kind of personal loan rates you might qualify for, you can use an online tool like Credible to compare the options of different private lenders. Checking your rates will not affect your credit score.

All Credible Marketplace lenders offer fixed rate loans at competitive rates. Since lenders use different methods to assess borrowers, it’s a good idea to ask for personal loan rates from multiple lenders so you can compare your options.

Current personal loan rates by credit score

In July, the average prequalified rate retained by borrowers was:

  • 8.34% for borrowers with credit scores of 780 or higher choosing a 3-year loan
  • 29.09% for borrowers with a credit score below 600 who choose a 5-year loan

Depending on factors such as your credit score, the type of personal loan you are looking for, and the repayment term of the loan, the interest rate may differ.

As the chart above shows, a good credit rating can mean a lower interest rate, and rates tend to be higher on loans with fixed interest rates and longer repayment terms.

How to get a lower interest rate

Many factors influence the interest rate a lender can offer you for a personal loan. But there are steps you can take to increase your chances of getting a lower interest rate. Here are some tactics to try.

Increase credit score

Generally, people with higher credit scores qualify for lower interest rates. Steps that can help you improve your credit score over time include:

  • Pay your bills on time. Payment history is the most important factor in your credit score. Pay all your bills on time for the amount owed.
  • Check your credit report. Check your credit file to make sure there are no errors. If you find any errors, dispute them with the credit bureau.
  • Reduce your credit utilization rate. Paying off credit card debt can improve this important credit score factor.
  • Avoid opening new credit accounts. Apply for and open only the credit accounts you really need. Too many serious inquiries on your credit report in a short time could lower your credit score.

Choose a shorter loan term

Personal loan repayment terms can vary from one to several years. Generally, shorter terms come with lower interest rates because the lender’s money is at risk for a shorter period.

If your financial situation allows it, applying for a shorter term could help you get a lower interest rate. Keep in mind that the shorter term doesn’t just benefit the lender – by choosing a shorter repayment term, you’ll pay less interest over the life of the loan.

Get a co-signer

You may be familiar with the concept of a co-signer if you have student loans. If your credit isn’t good enough to qualify for the best personal loan interest rates, find a co-signer with good credit could help you get a lower interest rate.

Remember that if you are unable to repay the loan, your co-signer will have to repay it. And co-signing a loan could also affect their credit score.

Compare rates from different lenders

Before applying for a personal loan, it’s a good idea to shop around and compare offers from several different lenders to get the lowest rates. Online lenders generally offer the most competitive rates and can be quicker to disburse your loan than a physical establishment.

But don’t worry, comparing rates and terms doesn’t have to be a tedious process.

Credible is easy. Simply enter the amount you wish to borrow and you can compare multiple lenders to choose the one that suits you best.

About Credible

Credible is a multi-lender marketplace that allows consumers to discover the financial products best suited to their particular situation. Credible’s integrations with major lenders and credit bureaus allow consumers to quickly compare accurate and personalized loan options without putting their personal information at risk or affecting their credit score. The Credible Marketplace delivers an unparalleled customer experience, as evidenced by over 4,500 positive Trustpilot reviews and a TrustScore of 4.7/5.

UTI moves Motorcycle Mechanics Institute

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Universal Technical Institute (UTI), a provider of transportation technician training, announced the relocation of its Phoenix-based Motorcycle Mechanics Institute (MMI). MMI is now located in Avondale, Arizona, consolidating all of UTI’s Arizona training programs into one location. The move will reduce costs and help the company pursue its real estate optimization strategy. UTI purchased its Avondale campus and announced plans to consolidate MMI-Phoenix into UTI-Avondale on December 29, 2020.

“MMI Phoenix’s relocation to our UTI-Avondale location brings all of our Arizona-based training programs and services into one state-of-the-art facility.” Jerome Grant, general manager of UTI, said. “It’s better for students, better for instructors, and better for UTI’s bottom line, allowing us to reduce fixed expenses while giving UTI the increased flexibility to support new programs and meet changing needs. constantly evolving from our students and 35 brand partners.”

“Advanced automotive manufacturing is helping propel Arizona’s booming economy, underscoring the importance of advanced transportation technicians. Sandra Watson, CEO of the Arizona Commerce Authority said. “By bringing its industry-leading Motorcycle Mechanics Institute to the Avondale campus, UTI is ensuring that our state’s workforce can meet the needs of an industry that produces high quality and well paid. »

Founded in 1973, MMI offers manufacturer-specific training for six major brands and offers mechanic training for motorcycles, ATVs, side-by-sides, personal watercraft, snowmobiles and more. Students can complete MMI’s Basic Motorcycle Technician Training Program in just 42 weeks. The MMI facility comprises nearly 60,000 square feet, including 26 classrooms and labs. Partner brands include Harley-Davidson, Honda, Yamaha, Suzuki, Kawasaki and BMW.

“Phoenix Area RideNow has employed MMI-trained technicians for several years,” said Jim Carrozza, Phoenix Area RideNow service manager. “The technicians we employed were well trained and passionate about the industry.”

MMI’s offerings join a full suite of programs already available at UTI’s Avondale location, including automotive mechanic training, diesel mechanic training and welding training. Manufacturer Specific Advanced Training (MSAT) offered at UTI-Avondale includes BMW FastTrack, Ford FACT, GM Technician Career Training, Cummins Diesel Engines, Cummins Power Generation, Daimler Trucks Finish First and Volvo Tekniker Apprentice programs.

Episode of ITV4’s Junk and Disorderly at the West Berkshire Classic Vehicle Club annual show at Newbury Racecourse

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Hundreds of motors turned out at Newbury Racecourse as the 29th annual West Berkshire Classic Vehicle Club (WBCVC) vehicle show raised over £13,500 for charitywrites Anna Couzens.

And this year the event included special guests from ITV4’s Junk and Disorderly.

After a few years disrupted by the Covid, the club was delighted to welcome a record crowd of around 1,900 spectators and nearly 1,000 vehicles to the show on Sunday August 7.

West Berkshire Classic Car Show at Newbury Racecourse (58686572)
West Berkshire Classic Car show at Newbury Racecourse Mike Watson Smith with Triumph TR8 (58686574)
West Berkshire Classic Car show at Newbury Racecourse Mike Watson Smith with Triumph TR8 (58686574)
West Berkshire Classic Car Show at Newbury Racecourse (58686582)
West Berkshire Classic Car Show at Newbury Racecourse (58686582)
West Berkshire Classic Car Show at Newbury Racecourse (58686584)
West Berkshire Classic Car Show at Newbury Racecourse (58686584)
West Berkshire Classic Car Show at Newbury Junk and Messy (58686638)
West Berkshire Classic Car Show at Newbury Junk and Messy (58686638)

WBCVC Vice President Richard Huntley said he was pleased with how the day went.

He added: “It was great that the show was coming back post Covid. We managed to have a show last year, which was down significantly, but this year has been great just to see the show bounce back to full strength.

“We’ve had as many visitors and as many exhibits as ever since the show started, so it was really great to see that and to get feedback from people who had booths and people visiting for the day.

West Berkshire Classic Car Show at Newbury Racecourse Geoff Worby and Pete Mason (58686588)
West Berkshire Classic Car Show at Newbury Racecourse Geoff Worby and Pete Mason (58686588)
West Berkshire Classic Car show at Newbury Racecourse Ray and Val Elliott with Connie, Beetle 1956 (58686598)
West Berkshire Classic Car show at Newbury Racecourse Ray and Val Elliott with Connie, Beetle 1956 (58686598)
West Berkshire Classic Car Show at Newbury Racecourse (58686602)
West Berkshire Classic Car Show at Newbury Racecourse (58686602)
West Berkshire Classic Car Show at Newbury Racecourse (58686606)
West Berkshire Classic Car Show at Newbury Racecourse (58686606)

“Everyone said how much they enjoyed it, how much they enjoyed the friendly atmosphere, just enjoyed the whole day.”

Among the many visitors were Henry Cole and Sam Lovegrove of the Junk and Disorderly TV team, who came to entertain the audience, get involved and film an episode.

They told the club they really enjoyed it and hope to return next year.

The episode which was filmed can be seen on ITV4 on Wednesday August 24 at 8pm.

The exhibits on display ranged from low-budget restoration projects, such as small bicycles and mopeds, to a Jaguar XJ220 from a local collection.

Mr Huntley said: “It’s a great show because it has the absolute range you get.

West Berkshire Classic Car Show at Newbury Racecourse (58686608)
West Berkshire Classic Car Show at Newbury Racecourse (58686608)
West Berkshire Classic Car show at Newbury Racecourse Lyn and Vic Mistry with Vauxhall 14/6 1937 - Last in the Country (58686642)
West Berkshire Classic Car show at Newbury Racecourse Lyn and Vic Mistry with Vauxhall 14/6 1937 – Last in the Country (58686642)
West Berkshire Classic Car show at Newbury Racecourse Junk and messy filming at show (58686630)
West Berkshire Classic Car show at Newbury Racecourse Junk and messy filming at show (58686630)
West Berkshire Classic Car Show at Newbury Racecourse Shane Wall on the Bike with Mike Kent, Colleen Kent, Steve Kirby, Trevor Pocock, Richard Huntley and Steve Lane (58686624)
West Berkshire Classic Car Show at Newbury Racecourse Shane Wall on the Bike with Mike Kent, Colleen Kent, Steve Kirby, Trevor Pocock, Richard Huntley and Steve Lane (58686624)
West Berkshire Classic Car Show at Newbury Racecourse (58686614)
West Berkshire Classic Car Show at Newbury Racecourse (58686614)

“We had the absolute exotic on one end and then we had the real regular and affordable classics on the other end, so it was great to see everyone’s interests catered for.”

The club also continued their annual tradition of raising money for leukemia and blood cancer charities, raising £13,600 for Blood Cancer UK.

Mr Huntley described the club’s continued support for the cause as “a genuine commitment from the whole club and the local community”.

He also added his thanks to Watership Brass.

West Berkshire Classic Car Show at Newbury Racecourse Mike Watson Smith with Triumph TR8 (58686668)
West Berkshire Classic Car Show at Newbury Racecourse Mike Watson Smith with Triumph TR8 (58686668)
West Berkshire Classic Car Show at Newbury Racecourse (58686666)
West Berkshire Classic Car Show at Newbury Racecourse (58686666)
West Berkshire Classic Car Show at Newbury Racecourse (58686663)
West Berkshire Classic Car Show at Newbury Racecourse (58686663)
West Berkshire Classic Car show at Newbury Racecourse Dorren Lambden - Austin 12 Harrow 1933 (58686661)
West Berkshire Classic Car show at Newbury Racecourse Dorren Lambden – Austin 12 Harrow 1933 (58686661)
West Berkshire Classic Car show at Newbury Racecourse Steve and Clare Newman - Mini Cooper Sport 1999 (58686659)
West Berkshire Classic Car show at Newbury Racecourse Steve and Clare Newman – Mini Cooper Sport 1999 (58686659)
West Berkshire Classic Car Show at Newbury Racecourse (58686657)
West Berkshire Classic Car Show at Newbury Racecourse (58686657)

“They supported us every year and they came back this year, they put on a music interval, they did a few sessions playing marching band music which was great, everyone really enjoyed it,” did he declare. To charge us, they give their time for free and we really appreciate that.

The show will be back “even bigger” next year to celebrate its 30th anniversary.



Man killed after motorbike crash with suspected drunk driver in Marstons Mills

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An 18-year-old Centerville man was killed and an Ipswich man faces charges including operating under the influence of alcohol after a hit-and-run crash between a motorbike and a van in Marstons Mills on Tuesday, Barnstable Police said.

The victim was not immediately identified.

The driver of the van was later identified by police with the help of witnesses as Richard Collins, 71, according to a statement from Barnstable Police.

Collins faces several charges, including motor vehicle homicide – driving under the influence of alcohol and careless driving, leaving the scene of an accident with bodily injury or death, negligent driving of a motor vehicle and two other traffic violations, officials said.

He is due in court on Wednesday in Barnstable District Court.

Barnstable Police responded to 3900 Falmouth Road on Route 28 at 11:53 a.m. for a report of a personal injury crash, police said.

Upon arrival, according to police, the Good Samaritans were administering CPR “to a motorcyclist who had been involved in an accident with a pickup truck.”

“As two Barnstable officers were giving CPR to the 18-year-old Centerville motorcyclist, the van operator drove away from the scene of the accident without identifying himself,” police said.

Centerville-Osterville-Marstons Mills Rescue personnel treated the motorcyclist and took him to Cape Cod Hospital, where he was pronounced dead, police said.

After Collins was identified by witnesses, police issued an alert notice to nearby agencies to him and his black Chevrolet truck, according to the statement.

Mashpee police provided Collins’ possible address, and Barnstable officers arrested Collins “several miles from the scene of the crash” at a residence in Osterville, police said.

The crash is still under investigation by Barnstable Police’s Crash Reconstruction Unit, officials said.


Matt Yan can be contacted at [email protected] Follow him on Twitter @matt_yan12.

Arcimoto (FUV) Q2 Wider than expected loss, revenue up Y/Y

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Arcimoto FUV suffered a loss of 39 cents per share in the second quarter of 2022, higher than Zacks’ consensus estimate of a loss of 33 cents. Also, the figure was higher than the year-ago quarter loss of 23 cents per share.

Revenue soared 109% year-over-year to $1.5 million, beating Zacks’ consensus estimate of $1 million.

The company reported a gross loss of $4.6 million in the quarter, up from the $2.5 million figure a year ago.

Arcimoto, Inc. Price, Consensus and EPS Surprise

Arcimoto, Inc. price-consensus-eps-surprise-chart | Quote from Arcimoto, Inc.

Sector Highlights

Arcimoto has three segments to report, namely Fun Utility Vehicles (FUV), Rental and TMW.

The FUV segment consists of the sale of electric vehicle product lines while the activities of the rental segment are related to the generation of revenue from the short-term rental of its electric vehicles through various channels or networks. The TMW segment engages in the design, production, sale and installation of a bolt-on kit that converts a two-wheeled motorcycle into a tilting three-wheeled motorcycle.

The FUV segment reported revenue of $1.01 million in the quarter, compared to $0.67 million a year ago. The operating loss amounted to $14.3 million, compared to $8.9 million incurred the previous year.

The rental segment reported revenue of $53,818, up from $16,618. The segment incurred an operating loss of $0.51 million compared to a profit of $16,617 in the year-ago quarter.

TMW segment revenue was $0.43 million, compared to $0.03 million a year ago. Operating loss was $0.31 million, narrower than $0.42 million.

Financial Highlights

Total inventory was $11.4 million as of June 30, 2022, compared to $7.8 million as of December 31, 2021.

Research and development spending climbed to $3.7 million from $2.6 million a year ago. General and administrative expenses increased from $2.6 million to $3.8 million. Total operating expenses during the quarter were $10 million, compared to $6.8 million in the comparable quarter of 2021.

Cash and cash equivalents were $5 million at the end of the quarter, down significantly from $16 million in the prior year quarter.

Zacks ranking and other key picks

FUV carries a Zacks Rank #2 (Buy), currently.

Some other top ranked players in the automotive space are Harley-Davidson PORK, Original Parts Company GICs and Tesla Inc. TSLA, each wearing a Zacks Rank #2, currently. You can see the full list of today’s Zacks #1 (Strong Buy) ranking stocks here.

Harley-Davidson has an expected profit growth rate of 6.9% for the current year. The Zacks consensus estimate for current-year earnings has been revised up 8.5% in the past 30 days.

Harley-Davidson’s earnings have exceeded the Zacks consensus estimate in three of the past four quarters and missed one. HOG has realized a surprise on earnings for the last four quarters of 49.52% on average. The stock is up 0.8% over the past year.

Genuine Parts has an expected profit growth rate of 15.3% for the current year. The Zacks consensus estimate for current-year earnings has been revised up 1.5% in the past 30 days.

Genuine Parts’ earnings have exceeded Zacks’ consensus estimate for the past four quarters. GPC has realized a surprise on earnings for the last four quarters of 11.03% on average. The stock is up 28.2% over the past year.

Tesla has an expected profit growth rate of 74.6% for the current year. The Zacks consensus estimate for current-year earnings has been revised up 5.4% in the past 30 days.

Tesla’s earnings have exceeded Zacks’ consensus estimate for the past four quarters. TSLA has realized a surprise on earnings for the last four quarters of 32.17% on average. The stock is up 39.4% over the past year.

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Genuine Parts Company (GPC): Free Inventory Analysis Report

HarleyDavidson, Inc. (HOG): Free Stock Analysis Report

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The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

4 tips for choosing the right personal loan

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Image source: Getty Images

Do not take out a personal loan without reading this.


Key points

  • Personal loans can be an affordable way to borrow money.
  • You may want to use a personal loan for large purchases or to consolidate debt.
  • There are several key factors that go into choosing the right loan, including loan size.

A personal loan is a flexible loan that is often more affordable than other borrowing options. And the funds from the personal loan can usually be used almost any way you want. That’s why these types of loans can be a great option for refinancing and consolidating other debts, like credit card debt. And if you need to make a purchase that you can’t afford to save up for, you might want to use a personal loan to do it.

If you have decided to take out a personal loan, you need to make sure you get the one that best suits your needs. Following these four tips can help you achieve this.

1. Know how much you need to borrow

Different personal lenders have their own minimum and maximum loan limits. You need to calculate exactly how much money you need to borrow so you can choose a lender who will give you enough, but not force you to take on more debt than necessary.

Remember that the higher your loan balance, the more expensive your loan will be and the harder it will be to repay. Limit your borrowing to the minimum amount required to achieve your goals.

2. Choose wisely between fixed rate loans and variable rate loans

You will probably have the choice between a fixed or variable rate personal loan. Variable rate loans seem attractive in some cases because the starting interest rate is usually lower than that of a fixed rate loan. But since it is variable, it is linked to a financial index and can change.

You take a huge risk with a variable rate loan because your loan could become much more expensive. This is especially true now that the Federal Reserve (the central bank of the United States) is raising interest rates to help fight inflation. The Fed is raising the rates banks pay when they borrow overnight from other banks, but that also affects the cost of consumer debt.

You’re almost certainly better off choosing a fixed rate loan option because even if you end up paying a slightly higher rate up front, your repayment will be predictable and your monthly costs won’t increase over the life of the loan.

3. Understand this key trade-off

You will also need to choose the length of your loan or the length of time you want to take to pay off your debt. And there is a trade-off to consider when making this decision. You can either have:

  • A shorter repayment term, which has higher monthly costs because you have fewer installments to pay it off in full but costs less over time since you’re not paying interest for as long.
  • A longer repayment period, which has lower monthly costs but higher total costs since you pay interest for longer.

Think carefully if you’d rather be in debt longer but have more flexibility in your budget due to lower payments. For many people, it makes sense to opt for the shortest repayment term possible, as it makes no sense to make the loan more expensive than necessary.

4. Shop around for different lenders

Finally, you’ll want to be sure to shop around as loan rates and terms can vary widely from lender to lender. Getting at least three or four different quotes can help you get the best loan for your situation.

By following these four steps, we hope you can make a wise borrowing choice and get a loan that you can easily repay and help you achieve an important goal.

The Ascent’s Best Personal Loans for 2022

Our team of independent experts have pored over the fine print to find the select personal loans that offer competitive rates and low fees. Start by reviewing The Ascent’s best personal loans for 2022.

The city has a date with vintage cars and bikes

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Like a blast from the past, vintage cars and motorbikes, brought to life through the passion of motorcyclists, celebrated the 75th anniversary of India’s independence.

Enthusiasts swarmed the 4th Vintage Car and Bike Show at the Fortune Pandiyan Hotel in Madurai on Monday.

Thirty-one classic cars, including the oldest car on display – Austin 10, a 1933 model – lifted the spirits of attendees while the range of 20 motorcycles received equal love.

Attendance at the event rose to 900 in the evening, said S. Rajan, general manager of the hotel.

The “Austin 7” of the 1934 model caught the eye of the participants, driven by Brian Jenkins, from Kodaikanal. Sparkling and stately vintage cars like the 1956 Dodge Suburban (Custom Made) in royal blue and the 1948 Citreon in bright red were a feast for the eyes.

Attendees, from children to adults, eagerly sparked conversation with the owner of the vintage pieces and were immersed in his restoration story.

Many mechanics who restored cars and motorcycles like Morris 8 from 1940 and Yezdi Roadking from 1983 were also present.

“The tools used by my father helped me restore Morris from scratch. We imported original tires from Germany and the restoration took me over two years,” said NCMohandass, a mechanic since 1990s, owner of Gandhi Automobiles in Dindigul near Kamaraj bus station.

He was dressed as Mahatma Gandhi to mark the 76th Independence Day.

Afsar Baig, another mechanic from Bangalore, said it cost more than ₹2 lakh to restore the 1952 AJS from England. Judging by the pulse of the gathered enthusiasts, Mr Baig occasionally sped up the motorbikes, which left people “ooh and aahing” as he made the majestic “vroom vroom” sound.

Venkatesh Durai, a vintage car collector since 1996 from Tiruchi had exhibited his “two-stroke motorcycle collection” of 18 motorcycles from several brands like Ideal Jawa (India) limited, Yamaha, Rajdoot Mopeds India limited, etc.

Class VIII student Mr. Muhil Yadunan knew where to go after participating in Independence Day celebrations at his school, who said, “I am amazed that the bicycle used in ‘Hey Ram’ and Mofa from Royal Enfield in “Velaiyilla Pattathari” are on display!”

Hundreds of photographs were taken in front of each vintage piece on display as it was hard to resist the cuteness of the 1974 Volkswagen Beetle, the petite 1958 Fiat Elegant, the elegance of the 1956 Plymouth Savoy, the Willys Jeep maestoso from 1965 and many more.

Fifteen Harley Davidson motorcycles from Chennai were raced by motorcycle enthusiasts exclusively for the event.

While V. Durai Mohan, who drove the VW camper van from Chennai, said the trip was punctuated by people giving him a thumbs up, chasing him to click a picture with the van.

Attendees eagerly clicked photos in front of vintage cars and motorbikes on display at the 4th Vintage Cars and Bikes Show in Madurai on Monday.

Attendees eagerly clicked photos in front of vintage cars and motorbikes on display at the 4th Vintage Cars and Bikes Show in Madurai on Monday. | Photo credit: MOORTHY G

A group of bikers donate to the home of veterans | News, Sports, Jobs

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On Saturday, the Combat Veterans Motorcycle Association 35-1 is donating $7,500 to the DJ Jacobetti Home for Veterans in Marquette. Standing left to right are Kim Larson, Jacobetti Activity and Therapy Assistant; Shari Smith, business manager at Jacobetti; Curtis W. Richards, member of Jacobetti; and CVMA Commander Joe Kerekes. Assis is Jacobetti member Stephen P. Winquist. (Diary photo by Christie Matric)

MARQUETTE – It was about vets helping vets.

The Menominee-based Combat Veterans Motorcycle Association 35-1 donated $7,500 to the DJ Jacobetti Home for Veterans on Saturday.

Shari Smith, Jacobetti’s operations manager, said the money will benefit Jacobetti members.

“They donate it for activities”, Smith spoke about the CVMA donation. “We do pizza nights, any music, just about any activity. We take them on several outings. With COVID things are restricted so we actually have to double down on activities in a different way.

“So buying equipment to do that costs money, and it keeps that activity fund going. It is an enrichment of life, in fact.

According to the Michigan Department of Military Affairs and Veterans Affairs, the DJ Jacobetti Ride has raised $48,000 since 2014. The CVMA is made up of veterans from all branches of the United States Armed Forces who ride motorcycles as a hobby . Its mission is to support and protect those who have defended the country and to assist veterans, veterans care facilities, other veterans organizations and registered charities.

Michigan Veteran Homes operates the state’s veterans homes on behalf of the Michigan Veterans Facility Authority and is a branch of the DMVA. MVH operates the Jacobetti facility in Marquette as well as veterans homes in Grand Rapids and Chesterfield Township.

“Our main theme, if you want to call it, is ‘Vets Helping Vets’, and Jacobetti here is our main organization”, said CVMA Commander Joe Kerekes.

He said the organization takes walks and receives donations from the public to raise money.

“We do this every August and plan to do this for as long as possible,” said Kerekes.



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Motorcyclists killed in separate crashes in Northern Virginia

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On Saturday, two motorcyclists were killed in separate collisions in Fairfax and Prince William counties.

The first happened just before 1:30 p.m. on Joplin Road in Prince William County. County police say Brooke Allyson Shambeck, 56, of Oakton, Va., was riding a 2013 Harley-Davidson 883 Sportster southbound with a group of bikers when she was unable to negotiate a sharp curve near Triangle, Virginia.

The motorcycle crossed the northbound lane before hitting a tree, police said. Rescuers took Shambeck to hospital, where police said she died of her injuries. No other vehicle was involved in the crash.

Hours later, Fairfax County police investigated a fatal collision in the Fairfax train station area.

The crash happened before 7pm at Henderson Road and Devereux Station Lane. Fairfax County police say a motorcyclist drove through oncoming traffic on Henderson Road and collided head-on with a Jeep Grand Cherokee.

The motorcyclist, whom police identified as Abdul Lee, 43, of Lorton, Va., was pronounced dead at the scene.

The driver of the Grand Cherokee was the sole occupant and was not injured, police said.

Bajaj-Triumph First bike to probably be a 400-450 CC roadster

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The new Bajaj-Triumph bike is set to make its global debut at EICMA 2022, likely priced below Rs. 4 Lakh if ​​launched in India

Bajaj and Triumph signed a formal agreement in 2020 and have since been working on developing a new motorcycle to compete in the premium two-wheeler space. From what we know so far about the mules spied, this new bike will be a roaster and will be powered by a 400-450cc petrol engine. For those wondering, the bike was first spotted in the UK in February this year and here’s everything we know about this new bike.

Speaking of design first, this new roadster drew heavily on the more expensive Triumph Bonneville Speed ​​twin 900 and Speed ​​Scrambler 900. Also worth noting is the fact that both brands, Bajaj and Triumph, will have their own versions of the bike that will differ in different styling and color options.

Both bikes will be supported by a tubular frame and a bolt-on rear subframe. Prominent styling cues include a teardrop style fuel tank, blacked out accents, tubular grab bars, swept back exhaust and a unique seat configuration that gives the bike a solid stance.

Bajaj-Triumph Roadster still spied 1

Suspension duties will be handled by dual USD forks up front and a single-shock suspension setup in the rear. Needless to say, both bikes will get a dual-disc brake setup mated to dual-channel ABS. Additionally, the bikes should come with 17-inch front and rear wheels.

Rumors suggest that these bikes will be powered by a 400-450cc engine with strong specs and supreme refinement. This engine should be mated to a six-speed manual gearbox with a slipper and an assist clutch. On the features front, the bike is expected to come with LED lights all around, traction control, electronic stability control, ride modes, digital instrument console, and more.

Bajaj-Triumph Roadster still spied 2

These bikes are set to be officially unveiled at EICMA 2022 but won’t hit showrooms until after Q1 2023. Once launched, they will face rivals like the new BMW G310 and KTM 390 in the Indian market. .

Fernando Tatis Jr. disappoints Padres with PED suspension

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to play

WASHINGTON — The San Diego Padres’ master plan to build a super team capable of fighting for a World Series title hit a significant snag Friday with star shortstop Fernando Tatis Jr. suspended for the remainder of the season due to a positive drug test.

Tatis, who didn’t play at all in 2022 after undergoing surgery in March to repair a broken wrist, had just started a rehab mission in the minor leagues — and he was set to join the Padres as soon as next week.

However, Major League Baseball’s announcement that Tatis had tested positive for the banned substance Clostebol abruptly shut the door on the 23-year-old being part of any playoff push.

FERNANDO TATIS JR: San Diego Padres star suspended 80 games for PED violation

JUAN SOTO feeling ‘a lot of emotions’ upon returning to DC with Padres

In response to his 80-game suspension that will extend through next season, Tatis released a statement through the MLB Players Association apologizing to the Padres organization and its fans. He called the result “devastating” and said the positive test was the result of medication he had taken to treat ringworm.

“It’s his story,” padres general manager AJ Preller told local reporters Friday outside the visitors’ pavilion at Nationals Park.

“We were hoping that from the offseason to now there would be some maturity, and obviously with the news today it’s more of a pattern and it’s something we need to dig a little deeper.”

Tatis did not play for the Padres in 2022 after breaking his wrist in a motorcycle accident during the offseason.

“I think what we need to achieve is a moment where we have confidence,” Preller said. “Over the last six or seven months, I think that’s something we haven’t really been able to have.”

Preller informed the players of the suspension, and manager Bob Melvin also addressed the team shortly before they took to the field for their game against the Nationals.

“It’s a blow for us. We’ll have to move on,” Melvin said. “I’m glad we made the moves we made at the deadline. We still feel like we got a very good team and sometimes you have to face adversity as a team.

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Clubhouse players echoed Melvin’s comments.

“Very disappointed. This is the second time we’ve been disappointed with him,” said Mike Clevinger, the winning pitcher in Friday’s 10-5 win. “You hope he grows and learns from this and learns that it’s more than him right now.”

“He hasn’t been on the team all year,” third baseman Manny Machado said. “We have come to this point so far without him. We’ve been waiting for him to come back and hope he’s a spark plug for the team.

The Padres have improved to 64-51 this season and are currently in possession of third place in the NL playoffs.

The Padres have been eagerly awaiting Tatis, the 2021 NL home run champion, to be fully healthy and join trade deadline acquisitions Juan Soto, Josh Bell and Josh Hader in their quest for the club’s first World Series title. franchise history.

Instead, Tatis will not only miss the final 48 games of the 2022 regular season plus the playoffs, but his suspension will also extend to the World Baseball Classic next spring and the first 32 games of 2023.

“We have the guys to get where we want to be,” Machado added. “Obviously with the trade deadline, what we did there, we made the team stronger and made it a lot better.

“We still have the same goal, which is to try to make a World Series and bring a championship to San Diego. That’s what we’re going to try to do.”

Motorcycle ADAS Market Analysis, Growth Opportunities, Future Demand and Key Player Updates by Forecast to 2032

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PORTLAND, ORAGON, USA, Aug. 12, 2022 /EINPresswire.com/ — According to a new report by Allied Market Research titled “Motorcycle ADAS Market”, the adas motorcycle market was valued at $1.86 billion in 2025, and is expected to reach $3.34 billion by 2035, growing at a CAGR of 6.3% from 2026 to 2035.

Asia-Pacific is expected to lead the market in terms of revenue, followed by Europe, North America, and LAMEA. Rising vehicle production and surge in demand for luxury two-wheelers with advanced ADAS application in Asia-Pacific is driving the growth of the ADAS motorcycle market in the region.

Download the report (210-page PDF with information, charts, tables, figures) at https://www.alliedmarketresearch.com/request-sample/7524

There are significant key factors driving the growth of the Motorcycle ADAS market such as increasing customer demand for technologically advanced motorcycles, increasing number of traffic accidents and increasing demand for advanced motorcycles. The market economy is also responsible for the growth of the market. Countries like China, India, Brazil and South Africa are growing economies. Thus, the manufacturing sector has witnessed significant growth in these countries, which is expected to provide lucrative opportunities for the growth of the automotive industry, which in turn is expected to fuel the market. Also, in some underdeveloped countries, vehicle sales are increasing, which is expected to boost the market for ADAS for motorcycles.

Interested in getting the data? Find out here at
https://www.alliedmarketresearch.com/purchase-enquiry/7524

The Motorcycle ADAS market is segmented on the basis of propulsion, components, system, sales channel, price range and region. By propulsion, it is divided into gasoline and electric. By component, it is segmented into ECU, sensors, speed assists and others. By system it is divided into ABS, ACC, TCS and others. By sales channel, the market is split into OEM and Aftermarket. By price range, the market is divided into low, medium and high. By region, the market is analyzed across North America, Europe, Asia-Pacific, and LAMEA.

Schedule a FREE consultation call with our analysts/industry experts to find a solution for your business at https://www.alliedmarketresearch.com/connect-to-analyst/7524

The ABS segment serves as the first investment pocket for investors to capitalize in the near future and is expected to be the most lucrative segment in the global market, owing to the increase in demand for luxury two-wheelers with advanced ADAS and safety features in developing countries.

Request customization of this report at
https://www.alliedmarketresearch.com/request-for-customization/7524

KEY FINDINGS OF THE STUDY

By propulsion, the electric segment is expected to register significant growth over the forecast period.
By component, the sensor segment is expected to lead the global ADAS market for motorcycles
By System, ABS Segment is Expected to Lead the Global Motorcycle ADAS Market
By sales channel, the aftermarket segment is expected to dominate the global motorcycle ADAS market
By price range, the medium segment is expected to dominate the global motorcycle ADAS market
Regionally, Asia-Pacific is expected to register the highest CAGR during the forecast period.

Browse the full report at
https://www.alliedmarketresearch.com/motorcycle-adas-advanced-driver-assistance-system-market-A07159

Similar research report:
Electric Bicycle Market https://www.alliedmarketresearch.com/electric-bicycle-market-A11765

About Allied Market Research

Allied Market Research (AMR) is a full-service market research and business consulting division of Allied Analytics LLP, based in Portland, Oregon. AMR provides global enterprises as well as medium and small businesses with unparalleled quality of “”Market Research Reports”” and “”Business Intelligence Solutions””. AMR has a focused vision to provide business information and advice to help its clients do strategic business. decisions and achieve sustainable growth in their respective market areas.

AMR introduces its premium subscription-based online library Avenue, designed specifically to provide a unique and cost-effective solution for businesses, investors and universities. With Avenue, subscribers can benefit from a comprehensive repository of reports on over 2,000 niche industries and over 12,000 company profiles. Additionally, users can get online access to quantitative and qualitative data in PDF and Excel formats, as well as analyst support, customization, and updated versions of reports.

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Allied Analytics LLP
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Harley-Davidson Nightster launched at ₹14.99 lakh

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Harley-Davidson Nightster uses a scaled down version of the new Revolution Max engine. It is mated to a 6-speed gearbox.

By :
HT automatic office

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Updated:
August 12, 2022, 4:10 PM

Nightster’s design is that of a typical Harley-Davidson.

Hero MotoCorp and Harley Davidson launched the Nightster in the Indian market at 14.99 lakhs (old showroom). People who have been following the brand should know that Hero MotoCorp is now handling distribution, parts and accessories for Harley Davidson in India. The motorcycle will be brought to India as a CBU or Completely Built Unit and the manufacturer has already started accepting reservations.

The new Nightster is currently the most affordable motorcycle in Harley-Davidson’s Sportster line. It will go against other similarly priced bobber bikes. Thus, the Nightster’s rivals are the Triumph Bonneville Bobber and the Indian Scout Bobber.

The Nighster is quite modern as it comes with a semi-digital dash, drive modes and traction control.

The Nighster is quite modern as it comes with a semi-digital dash, drive modes and traction control.

Harley-Davidson only sells one variant of the bike, but there are three color options to choose from. The Gunship Gray and Redline Red paint schemes are priced at 15.13,000,000. The Vivid Black color is a bit more affordable at 14.99 lakhs.

Nightster’s engine is the 975T which belongs to the Revolution Max engine family. It gets a V-Twin configuration and liquid cooling. It is capable of producing 89 hp of peak power at 7,500 rpm and 95 Nm of peak torque at 5,750 rpm. It is mated to a 6-speed unit.

The engine is used as a stressing element for the frame. Speaking of the chassis, the bike uses a steel trellis frame. The bike’s suspension duties are handled by 41mm Showa telescopic forks up front and dual shock absorbers in the rear.

Braking functions are provided by a 320 mm disc up front and a 260 mm disc at the rear. The seat height of the Nightster is 705 mm which is very accessible. The fuel tank has a capacity of 11.7 liters and the motorcycle weighs 218 kg, which is lighter than previous Sportster motorcycles.

Date of first publication: August 12, 2022, 4:10 p.m. IST

3-year loans still lower than the same period last year

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Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders, all opinions are our own.

The latest personal loan interest rate trends from Credible Marketplace, updated weekly. (Stock)

Borrowers with a good credit application personal loans in the last seven days pre-qualified for higher rates for 3 and 5 year loans compared to the previous seven days.

For borrowers with credit scores of 720 or higher who used the Credible Marketplace to select a lender between August 4 and August 10:

  • Rates on 3-year fixed rate loans averaged 11.17%, down from 10.75% the previous seven days and from 11.31% a year ago.
  • Rates on 5-year fixed-rate loans averaged 15.55%, down from 14.99% the previous seven days and from 13.82% a year ago.

Personal loans have become a popular means of consolidate and pay off credit card debt and other loans. They can also be used to cover unexpected expenses like medical billstake care of a major purchase or finance home improvement projects.

Rates on 3- and 5-year fixed rate personal loans have increased over the past seven days, with rates on 3-year terms increasing by 0.42% and rates on 5-year terms increasing by 0.56%. Despite the increases, 3-year personal loan rates are lower than they were a year ago. Borrowers can enjoy interest savings now with a 3-year personal loan. However, both loan terms offer significantly lower interest rates than higher cost borrowing options like credit cards.

Whether a personal loan is right for you often depends on several factors, including the rate you may qualify for. Comparing several lenders and their rates could help you get the best possible personal loan for your needs.

It’s always a good idea to comparison store on sites like Credible to understand how much you qualify for and choose the best option for you.

Here are the latest personal loan interest rate trends from the Credible Marketplace, updated monthly.

Personal Loan Weekly Rate Trends

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The table above shows the average prequalified rates for borrowers with credit scores of 720 or higher who used the Credible Marketplace to select a lender.

For the month of July 2022:

  • 3-year personal loan rates averaged 11.04%, down from 11.1% in June.
  • 5-year personal loan rates averaged 13.72%, down from 13.13% in June.

Personal loan rates vary widely depending on credit rating and length of loan. If you’re curious about what kind of personal loan rates you might qualify for, you can use an online tool like Credible to compare the options of different private lenders. Checking your rates will not affect your credit score.

All Credible Marketplace lenders offer fixed rate loans at competitive rates. Since lenders use different methods to assess borrowers, it’s a good idea to ask for personal loan rates from multiple lenders so you can compare your options.

Current personal loan rates by credit score

august-11-bar-chart-credible.jpg

In July, the average prequalified rate retained by borrowers was:

  • 8.34% for borrowers with credit scores of 780 or higher choosing a 3-year loan
  • 29.09% for borrowers with a credit score below 600 who choose a 5-year loan

Depending on factors such as your credit score, the type of personal loan you are looking for, and the repayment term of the loan, the interest rate may differ.

As the chart above shows, a good credit rating can mean a lower interest rate, and rates tend to be higher on loans with fixed interest rates and longer repayment terms.

How to get a lower interest rate

Many factors influence the interest rate a lender can offer you for a personal loan. But there are steps you can take to increase your chances of getting a lower interest rate. Here are some tactics to try.

Increase credit score

Generally, people with higher credit scores qualify for lower interest rates. Steps that can help you improve your credit score over time include:

  • Pay your bills on time. Payment history is the most important factor in your credit score. Pay all your bills on time for the amount owed.
  • Check your credit report. Check your credit report to make sure there are no errors. If you find any errors, dispute them with the credit bureau.
  • Reduce your credit utilization rate. Paying off credit card debt can improve this important credit score factor.
  • Avoid opening new credit accounts. Apply for and open only the credit accounts you really need. Too many serious inquiries on your credit report in a short time could lower your credit score.

Choose a shorter loan term

Personal loan repayment terms can vary from one to several years. Typically, shorter terms come with lower interest rates because the lender’s money is at risk for a shorter period.

If your financial situation allows it, applying for a shorter term could help you get a lower interest rate. Keep in mind that the shorter term doesn’t just benefit the lender – by choosing a shorter repayment term, you’ll pay less interest over the life of the loan.

Get a co-signer

You may be familiar with the concept of a co-signer if you have student loans. If your credit isn’t good enough to qualify for the best personal loan interest rates, find a co-signer with good credit could help you get a lower interest rate.

Remember that if you are unable to repay the loan, your co-signer will have to repay it. And co-signing a loan could also affect their credit score.

Compare rates from different lenders

Before applying for a personal loan, it’s a good idea to shop around and compare offers from several different lenders to get the lowest rates. Online lenders generally offer the most competitive rates and can be quicker to disburse your loan than a physical establishment.

But don’t worry, comparing rates and terms doesn’t have to be a tedious process.

Credible is easy. Simply enter the amount you want to borrow and you can compare multiple lenders to choose the one that suits you best.

About Credible

Credible is a multi-lender marketplace that allows consumers to discover the financial products best suited to their particular situation. Credible’s integrations with major lenders and credit bureaus allow consumers to quickly compare accurate and personalized loan options without putting their personal information at risk or affecting their credit score. The Credible Marketplace delivers an unparalleled customer experience, as evidenced by over 4,500 positive Trustpilot reviews and a TrustScore of 4.7/5.

See 200 vintage motorcycles at this Pennsylvania museum

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Discovering a hidden gem, especially if you’ve lived in Pennsylvania for a long time, can often feel like playing the lottery. Chances are, that’s how you’ll feel when you walk through the front door of what might be Pennsylvania’s most unique museum. Even if you’re not a motorcycle fan, give it a chance. There is a plot more to see than the 200 vintage bikes.

Have you visited this unique museum in Pennsylvania? What did you think? Share your experience in the comments! Looking for another family outing? Plan a visit to this Pennsylvania park that’s home to hiking trails, a pool, and more.

Address: Bill’s Old Bike Barn, 7145 Columbia Blvd, Bloomsburg, PA 17815, USA

VinFast eScooters are coming to America

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Electrek reported a few weeks ago about a new electric scooter company coming to America. What’s different with VinFast is that it doesn’t just import scooters into the United States, it also imports a factory: The North Carolina plant, Electrek reports, is set to start later this year, with production slated to begin in 2024. The slippages have reportedly been greased with a $1.2 billion incentive package from the state. There is no need to worry about US tax funds going to China, as VinFast is headquartered in City of Hanoi, Vietnam.

Although then-President Trump dissolved the Trans-Pacific Partnership (TPP) agreement with Vietnam and a group of other trading partners in 2017, Vietnam and 10 other countries went ahead and signed the Comprehensive Trans-Pacific Partnership Agreement (CPTPP) in March, 2018. Since then, bilateral trade between the United States and Vietnam has increased and is expected to continue to flourish. In fact, as US-China relations deteriorate, Vietnam benefits. Now they are on our side!

The VinFast website features seven scooters divided into three categories: High Class, Intermediate, and Common. To MOwe go directly to High Class each time.

Your Theon Will is a 3500 watt upper class number supposed to be good for around 60 mph. Its LFP battery charges in 6 hours, but we don’t see a range specification. In fact, the spec chart is pretty sketchy, but you can see the twin shocks, chain drive, decent sized wheels (14in maybe?) and brakes come with ABS. The list price of 69,900,000 Vietnamese dong is US$2,988.46 today, but not include battery. There, apparently, you rent your battery for around $17 a month. It looks like the Theon is one of the models VinFast will import or build here, as one of their spec tables is titled “US Product Specs”.

There’s also a simple Theon that will only do 90 km/h (55 mph), with no US spec chart.

High class Wind goes also lists US specs and looks set to be top of the line, with its 5200 watt battery. In this case, more watts doesn’t mean more speed, which peaks at 55 mph – and smaller tires don’t really mean high performance either. VinFast specs a range of 160km for this one, however, roughly 100 miles – but that’s at an average speed of 18mph. If you weigh 143 lbs. Yours for 56 million dong in Vietnam, or $2,394.

“Intermediate class” scooters include the Feliz Will, which also lists US specs and sells for a bargain price of $1,278 in Vietnam. Say, it’s almost in my price range. Unfortunately, the top speed is 48.5 mph.

Either way, this all sounds fun to us, as the only other e-scooters available are the somewhat pricey BMW CE 04 and a few Chinese models. More information here on the VinFast website.

New York State Common Retirement Fund sells 297 shares of Harley-Davidson, Inc. (NYSE:HOG)

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The New York State Common Retirement Fund reduced its stake in Harley-Davidson, Inc. (NYSE: PORKGet a rating) by 0.2% during the 1st quarter, according to its latest filing with the Securities & Exchange Commission. The company held 197,634 shares of the company after selling 297 shares during the quarter. The New York State Common Retirement Fund held approximately 0.13% of Harley-Davidson worth $7,787,000 when it last filed with the Securities & Exchange Commission.

Other major investors have also recently changed their positions in the company. Allspring Global Investments Holdings LLC purchased a new stake in Harley-Davidson during Q4 for approximately $27,000. Allegheny Financial Group LTD purchased a new equity stake in Harley-Davidson in the fourth quarter worth $27,000. Covestor Ltd bought a new stake in shares of Harley-Davidson in the fourth quarter worth $36,000. Dixon Hughes Goodman Wealth Advisors LLC bought a new equity stake in Harley-Davidson in the first quarter worth $39,000. Finally, Norwood Financial Corp bought a new equity stake in Harley-Davidson in the fourth quarter worth $66,000. 91.69% of the shares are held by hedge funds and other institutional investors.

Analysts set new price targets

A number of analysts have recently released reports on HOG shares. StockNews.com cut Harley-Davidson shares from a “buy” rating to a “hold” rating in a research note on Saturday. Wolfe Research reissued a “buy” rating and issued a $45.00 price target on Harley-Davidson shares in a research note on Friday, May 20. Robert W. Baird cut his price target on Harley-Davidson stock from $60.00 to $55.00 and set an “outperform” rating for the company in a Thursday, April 28 research note. TheStreet downgraded Harley-Davidson shares from a “c+” rating to a “b” rating in a Wednesday, April 27 research note. Finally, Bank of America reduced its price target on Harley-Davidson shares from $70.00 to $60.00 and set a “buy” rating for the company in a Wednesday, July 20 research note. . Five investment analysts gave the stock a hold rating and six gave the company a buy rating. According to data from MarketBeat, the stock currently has an average rating of “Moderate Buy” and an average target price of $49.00.

Harley-Davidson Price Performance

Stock HOG opened at $37.68 on Wednesday. Harley-Davidson, Inc. has a 52-week low of $29.80 and a 52-week high of $44.46. The company has a quick ratio of 1.25, a current ratio of 1.44 and a debt ratio of 1.97. The company has a fifty-day simple moving average of $33.71 and a two-hundred-day simple moving average of $36.52. The company has a market cap of $5.51 billion, a P/E ratio of 9.19, a price-to-earnings growth ratio of 0.96, and a beta of 1.34.

Harley-Davidson (NYSE: PORKGet a rating) last released its quarterly earnings data on Thursday, July 28. The company reported EPS of $1.46 for the quarter, beating the consensus estimate of $1.25 by $0.21. Harley-Davidson had a net margin of 12.11% and a return on equity of 25.73%. The company posted revenue of $1.47 billion in the quarter, versus analyst estimates of $1.24 billion. In the same quarter last year, the company earned earnings per share of $1.41. Harley-Davidson’s quarterly revenue was down 4.1% from the same quarter last year. Analysts expect Harley-Davidson, Inc. to post earnings per share of 4.48 for the current fiscal year.

Harley-Davidson cuts its dividend

The company also recently announced a quarterly dividend, which was paid on Friday, June 17. Shareholders of record on Thursday, June 2 received a dividend of $0.157. The ex-dividend date was Wednesday, June 1. This represents an annualized dividend of $0.63 and a dividend yield of 1.67%. Harley-Davidson’s dividend payout ratio (DPR) is currently 15.37%.

Harley Davidson Company Profile

(Get a rating)

Harley-Davidson, Inc. manufactures and sells motorcycles. The Company operates in two segments, Motorcycles and Related Products and Financial Services. The Motorcycles and Related Products segment designs, manufactures and sells Harley-Davidson motorcycles, including cruiser, touring, standard, sport and dual models, as well as motorcycle parts, accessories, apparel and related services .

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Want to see which other hedge funds hold HOG? Visit HoldingsChannel.com for the latest 13F filings and insider trading for Harley-Davidson, Inc. (NYSE: PORKGet a rating).

Institutional ownership by quarter for Harley-Davidson (NYSE:HOG)



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Private Student Loans vs. Parent PLUS Loans: Which is Best for You?

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Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are our own.

Private Student Loans vs. Parent PLUS Loans: Both allow you to help pay for your child’s college education. (Shutterstock)

As a parent, you have two main options to help pay for your child’s college expenses: Parent PLUS Loans and Private Loans. student loans.

The federal government offers Parent PLUS Loans and they offer unique benefits. Private loans come from private lenders, and they may have lower interest rates if you have good credit.

In this article, we’ll go over the key differences between the two types of loans to help you decide which is right for you.

Credible allows you compare private student loan rates from multiple lenders, all in one place.

PLUS Parent Loans vs. Private Parent Loans

Parent PLUS Loans and Private Parent Loans give you the ability to borrow money for your child’s higher education expenses. But they differ significantly in how interest rates are set and how you will repay them.

Parent PLUS Loans

The US Department of Education offers Parent PLUS Loans, which are more formally known as Direct PLUS Loans. Graduate or professional student