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Signature Loans: Advantages and Disadvantages

Signature Loans: Advantages and Disadvantages

If you’re in the market to borrow cash, “signature loans” are one type of loans that you have to sign that may be recommended to you. Signature loans are attractive in a number of features, but you should be sure to learn more about them prior to making a decision to sign up for ones they come with important disadvantages, too.

Signature loans: The fundamentals

An important aspect of every loan is whether or not it’s secured. A mortgage, for instance, is secured through the property that it’s helping to purchase. The property is the collateral. If you do not pay back your loan agreement, then the bank may take possession of the property.

The debt on credit cards, however, isn’t secured. If you do not pay the debt the lender may pursue you or set up an agency to collect on you, however, it’s unlikely to take possession of the property. Signature loans are loans with no collateral.

Signature loans are also described as “character loans” as well as “good trust” loans because they are a loan from a lender usually one of the credit unions or banks that lends money according to your character and how you interact with them with your signature as well as a commitment to pay back. They usually have a fixed interest rate, as well.

Signature loans: benefits

When looking at the advantages and disadvantages of signature loans, one significant benefit is that they are quick and easy to access. The rates of interest that the lenders charge are generally higher than those for secured loans because the lender will be taking on more risk. However, they’ll likely be less than a different unsecured choice that is that of a payday advance.

Its status as not secured is a further benefit for the borrower since it means that you’re not placing any of your assets at risk. Signature loans are a great option for certain people when, for instance, they’re looking to consolidate multiple debts that carry high and fluctuating interest rates, like credit card debts.

Signature loan: drawbacks

Of course, there are disadvantages, as well. Some people aren’t well-served by these loans. They require credit checks for instance, which means that if your credit score isn’t great then you’re unlikely to get an appealing rate of interest – and you may not be able to get the loan at all.

A good rate because of a high credit score could be greater than rates that you could get from secured loans. If you own a property and you want to improve your credit score, look into an equity loan for your home instead.

Signature loans typically are with relatively short durations typically for just up to a couple of months typically, but not more than 4 or 5 years. If you’re looking to borrow the sum of $50,000, $100,000, or more, then you’re likely out of luck because they are likely to be that are in the $3,000-$35,000 range. (Again it’s because the loan is unsecured and the lender takes on some risk.)

There are times when you’ll need to be able to get a cosigner for the loan, as well. This lowers the risk for the lender in the event that it goes after the cosigner should you don’t pay back the loan.

What can you do?

If You think that a loan with a signature might be for you, take a look at it further. Get quotes from the lenders you prefer however, you shouldn’t overdo it. Be aware that every quote is likely to require a credit assessment and will show up upon the credit report, and can temporarily lower your credit rating of yours.

If you’re in the middle of a bad credit score at the moment and you are able to put off applying for a loan, it might be a good idea to increase your score over the next period of time like by making sure to pay bills on time, and getting your debt-to-credit ratio to your credit limit.

Additionally, you could receive a better rate by ensuring that the loan does not be extended for too long the riskier for the lender, and also by not borrowing too much, since lenders typically view smaller sums as being less likely to be repaid. Additionally, bigger loans bring in more money on the part of the lending institution.

Motorcycle ADAS Market Analysis, Growth Opportunities, Future Demand and Key Player Updates by Forecast to 2032


PORTLAND, ORAGON, USA, Aug. 12, 2022 /EINPresswire.com/ — According to a new report by Allied Market Research titled “Motorcycle ADAS Market”, the adas motorcycle market was valued at $1.86 billion in 2025, and is expected to reach $3.34 billion by 2035, growing at a CAGR of 6.3% from 2026 to 2035.

Asia-Pacific is expected to lead the market in terms of revenue, followed by Europe, North America, and LAMEA. Rising vehicle production and surge in demand for luxury two-wheelers with advanced ADAS application in Asia-Pacific is driving the growth of the ADAS motorcycle market in the region.

Download the report (210-page PDF with information, charts, tables, figures) at https://www.alliedmarketresearch.com/request-sample/7524

There are significant key factors driving the growth of the Motorcycle ADAS market such as increasing customer demand for technologically advanced motorcycles, increasing number of traffic accidents and increasing demand for advanced motorcycles. The market economy is also responsible for the growth of the market. Countries like China, India, Brazil and South Africa are growing economies. Thus, the manufacturing sector has witnessed significant growth in these countries, which is expected to provide lucrative opportunities for the growth of the automotive industry, which in turn is expected to fuel the market. Also, in some underdeveloped countries, vehicle sales are increasing, which is expected to boost the market for ADAS for motorcycles.

Interested in getting the data? Find out here at

The Motorcycle ADAS market is segmented on the basis of propulsion, components, system, sales channel, price range and region. By propulsion, it is divided into gasoline and electric. By component, it is segmented into ECU, sensors, speed assists and others. By system it is divided into ABS, ACC, TCS and others. By sales channel, the market is split into OEM and Aftermarket. By price range, the market is divided into low, medium and high. By region, the market is analyzed across North America, Europe, Asia-Pacific, and LAMEA.

Schedule a FREE consultation call with our analysts/industry experts to find a solution for your business at https://www.alliedmarketresearch.com/connect-to-analyst/7524

The ABS segment serves as the first investment pocket for investors to capitalize in the near future and is expected to be the most lucrative segment in the global market, owing to the increase in demand for luxury two-wheelers with advanced ADAS and safety features in developing countries.

Request customization of this report at


By propulsion, the electric segment is expected to register significant growth over the forecast period.
By component, the sensor segment is expected to lead the global ADAS market for motorcycles
By System, ABS Segment is Expected to Lead the Global Motorcycle ADAS Market
By sales channel, the aftermarket segment is expected to dominate the global motorcycle ADAS market
By price range, the medium segment is expected to dominate the global motorcycle ADAS market
Regionally, Asia-Pacific is expected to register the highest CAGR during the forecast period.

Browse the full report at

Similar research report:
Electric Bicycle Market https://www.alliedmarketresearch.com/electric-bicycle-market-A11765

About Allied Market Research

Allied Market Research (AMR) is a full-service market research and business consulting division of Allied Analytics LLP, based in Portland, Oregon. AMR provides global enterprises as well as medium and small businesses with unparalleled quality of “”Market Research Reports”” and “”Business Intelligence Solutions””. AMR has a focused vision to provide business information and advice to help its clients do strategic business. decisions and achieve sustainable growth in their respective market areas.

AMR introduces its premium subscription-based online library Avenue, designed specifically to provide a unique and cost-effective solution for businesses, investors and universities. With Avenue, subscribers can benefit from a comprehensive repository of reports on over 2,000 niche industries and over 12,000 company profiles. Additionally, users can get online access to quantitative and qualitative data in PDF and Excel formats, as well as analyst support, customization, and updated versions of reports.

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Allied Analytics LLP
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Harley-Davidson Nightster launched at ₹14.99 lakh


Harley-Davidson Nightster uses a scaled down version of the new Revolution Max engine. It is mated to a 6-speed gearbox.

By :
HT automatic office

August 12, 2022, 4:10 PM

Nightster’s design is that of a typical Harley-Davidson.

Hero MotoCorp and Harley Davidson launched the Nightster in the Indian market at 14.99 lakhs (old showroom). People who have been following the brand should know that Hero MotoCorp is now handling distribution, parts and accessories for Harley Davidson in India. The motorcycle will be brought to India as a CBU or Completely Built Unit and the manufacturer has already started accepting reservations.

The new Nightster is currently the most affordable motorcycle in Harley-Davidson’s Sportster line. It will go against other similarly priced bobber bikes. Thus, the Nightster’s rivals are the Triumph Bonneville Bobber and the Indian Scout Bobber.

The Nighster is quite modern as it comes with a semi-digital dash, drive modes and traction control.

The Nighster is quite modern as it comes with a semi-digital dash, drive modes and traction control.

Harley-Davidson only sells one variant of the bike, but there are three color options to choose from. The Gunship Gray and Redline Red paint schemes are priced at 15.13,000,000. The Vivid Black color is a bit more affordable at 14.99 lakhs.

Nightster’s engine is the 975T which belongs to the Revolution Max engine family. It gets a V-Twin configuration and liquid cooling. It is capable of producing 89 hp of peak power at 7,500 rpm and 95 Nm of peak torque at 5,750 rpm. It is mated to a 6-speed unit.

The engine is used as a stressing element for the frame. Speaking of the chassis, the bike uses a steel trellis frame. The bike’s suspension duties are handled by 41mm Showa telescopic forks up front and dual shock absorbers in the rear.

Braking functions are provided by a 320 mm disc up front and a 260 mm disc at the rear. The seat height of the Nightster is 705 mm which is very accessible. The fuel tank has a capacity of 11.7 liters and the motorcycle weighs 218 kg, which is lighter than previous Sportster motorcycles.

Date of first publication: August 12, 2022, 4:10 p.m. IST

3-year loans still lower than the same period last year


Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders, all opinions are our own.

The latest personal loan interest rate trends from Credible Marketplace, updated weekly. (Stock)

Borrowers with a good credit application personal loans in the last seven days pre-qualified for higher rates for 3 and 5 year loans compared to the previous seven days.

For borrowers with credit scores of 720 or higher who used the Credible Marketplace to select a lender between August 4 and August 10:

  • Rates on 3-year fixed rate loans averaged 11.17%, down from 10.75% the previous seven days and from 11.31% a year ago.
  • Rates on 5-year fixed-rate loans averaged 15.55%, down from 14.99% the previous seven days and from 13.82% a year ago.

Personal loans have become a popular means of consolidate and pay off credit card debt and other loans. They can also be used to cover unexpected expenses like medical billstake care of a major purchase or finance home improvement projects.

Rates on 3- and 5-year fixed rate personal loans have increased over the past seven days, with rates on 3-year terms increasing by 0.42% and rates on 5-year terms increasing by 0.56%. Despite the increases, 3-year personal loan rates are lower than they were a year ago. Borrowers can enjoy interest savings now with a 3-year personal loan. However, both loan terms offer significantly lower interest rates than higher cost borrowing options like credit cards.

Whether a personal loan is right for you often depends on several factors, including the rate you may qualify for. Comparing several lenders and their rates could help you get the best possible personal loan for your needs.

It’s always a good idea to comparison store on sites like Credible to understand how much you qualify for and choose the best option for you.

Here are the latest personal loan interest rate trends from the Credible Marketplace, updated monthly.

Personal Loan Weekly Rate Trends


The table above shows the average prequalified rates for borrowers with credit scores of 720 or higher who used the Credible Marketplace to select a lender.

For the month of July 2022:

  • 3-year personal loan rates averaged 11.04%, down from 11.1% in June.
  • 5-year personal loan rates averaged 13.72%, down from 13.13% in June.

Personal loan rates vary widely depending on credit rating and length of loan. If you’re curious about what kind of personal loan rates you might qualify for, you can use an online tool like Credible to compare the options of different private lenders. Checking your rates will not affect your credit score.

All Credible Marketplace lenders offer fixed rate loans at competitive rates. Since lenders use different methods to assess borrowers, it’s a good idea to ask for personal loan rates from multiple lenders so you can compare your options.

Current personal loan rates by credit score


In July, the average prequalified rate retained by borrowers was:

  • 8.34% for borrowers with credit scores of 780 or higher choosing a 3-year loan
  • 29.09% for borrowers with a credit score below 600 who choose a 5-year loan

Depending on factors such as your credit score, the type of personal loan you are looking for, and the repayment term of the loan, the interest rate may differ.

As the chart above shows, a good credit rating can mean a lower interest rate, and rates tend to be higher on loans with fixed interest rates and longer repayment terms.

How to get a lower interest rate

Many factors influence the interest rate a lender can offer you for a personal loan. But there are steps you can take to increase your chances of getting a lower interest rate. Here are some tactics to try.

Increase credit score

Generally, people with higher credit scores qualify for lower interest rates. Steps that can help you improve your credit score over time include:

  • Pay your bills on time. Payment history is the most important factor in your credit score. Pay all your bills on time for the amount owed.
  • Check your credit report. Check your credit report to make sure there are no errors. If you find any errors, dispute them with the credit bureau.
  • Reduce your credit utilization rate. Paying off credit card debt can improve this important credit score factor.
  • Avoid opening new credit accounts. Apply for and open only the credit accounts you really need. Too many serious inquiries on your credit report in a short time could lower your credit score.

Choose a shorter loan term

Personal loan repayment terms can vary from one to several years. Typically, shorter terms come with lower interest rates because the lender’s money is at risk for a shorter period.

If your financial situation allows it, applying for a shorter term could help you get a lower interest rate. Keep in mind that the shorter term doesn’t just benefit the lender – by choosing a shorter repayment term, you’ll pay less interest over the life of the loan.

Get a co-signer

You may be familiar with the concept of a co-signer if you have student loans. If your credit isn’t good enough to qualify for the best personal loan interest rates, find a co-signer with good credit could help you get a lower interest rate.

Remember that if you are unable to repay the loan, your co-signer will have to repay it. And co-signing a loan could also affect their credit score.

Compare rates from different lenders

Before applying for a personal loan, it’s a good idea to shop around and compare offers from several different lenders to get the lowest rates. Online lenders generally offer the most competitive rates and can be quicker to disburse your loan than a physical establishment.

But don’t worry, comparing rates and terms doesn’t have to be a tedious process.

Credible is easy. Simply enter the amount you want to borrow and you can compare multiple lenders to choose the one that suits you best.

About Credible

Credible is a multi-lender marketplace that allows consumers to discover the financial products best suited to their particular situation. Credible’s integrations with major lenders and credit bureaus allow consumers to quickly compare accurate and personalized loan options without putting their personal information at risk or affecting their credit score. The Credible Marketplace delivers an unparalleled customer experience, as evidenced by over 4,500 positive Trustpilot reviews and a TrustScore of 4.7/5.

See 200 vintage motorcycles at this Pennsylvania museum


Discovering a hidden gem, especially if you’ve lived in Pennsylvania for a long time, can often feel like playing the lottery. Chances are, that’s how you’ll feel when you walk through the front door of what might be Pennsylvania’s most unique museum. Even if you’re not a motorcycle fan, give it a chance. There is a plot more to see than the 200 vintage bikes.

Have you visited this unique museum in Pennsylvania? What did you think? Share your experience in the comments! Looking for another family outing? Plan a visit to this Pennsylvania park that’s home to hiking trails, a pool, and more.

Address: Bill’s Old Bike Barn, 7145 Columbia Blvd, Bloomsburg, PA 17815, USA

VinFast eScooters are coming to America


Electrek reported a few weeks ago about a new electric scooter company coming to America. What’s different with VinFast is that it doesn’t just import scooters into the United States, it also imports a factory: The North Carolina plant, Electrek reports, is set to start later this year, with production slated to begin in 2024. The slippages have reportedly been greased with a $1.2 billion incentive package from the state. There is no need to worry about US tax funds going to China, as VinFast is headquartered in City of Hanoi, Vietnam.

Although then-President Trump dissolved the Trans-Pacific Partnership (TPP) agreement with Vietnam and a group of other trading partners in 2017, Vietnam and 10 other countries went ahead and signed the Comprehensive Trans-Pacific Partnership Agreement (CPTPP) in March, 2018. Since then, bilateral trade between the United States and Vietnam has increased and is expected to continue to flourish. In fact, as US-China relations deteriorate, Vietnam benefits. Now they are on our side!

The VinFast website features seven scooters divided into three categories: High Class, Intermediate, and Common. To MOwe go directly to High Class each time.

Your Theon Will is a 3500 watt upper class number supposed to be good for around 60 mph. Its LFP battery charges in 6 hours, but we don’t see a range specification. In fact, the spec chart is pretty sketchy, but you can see the twin shocks, chain drive, decent sized wheels (14in maybe?) and brakes come with ABS. The list price of 69,900,000 Vietnamese dong is US$2,988.46 today, but not include battery. There, apparently, you rent your battery for around $17 a month. It looks like the Theon is one of the models VinFast will import or build here, as one of their spec tables is titled “US Product Specs”.

There’s also a simple Theon that will only do 90 km/h (55 mph), with no US spec chart.

High class Wind goes also lists US specs and looks set to be top of the line, with its 5200 watt battery. In this case, more watts doesn’t mean more speed, which peaks at 55 mph – and smaller tires don’t really mean high performance either. VinFast specs a range of 160km for this one, however, roughly 100 miles – but that’s at an average speed of 18mph. If you weigh 143 lbs. Yours for 56 million dong in Vietnam, or $2,394.

“Intermediate class” scooters include the Feliz Will, which also lists US specs and sells for a bargain price of $1,278 in Vietnam. Say, it’s almost in my price range. Unfortunately, the top speed is 48.5 mph.

Either way, this all sounds fun to us, as the only other e-scooters available are the somewhat pricey BMW CE 04 and a few Chinese models. More information here on the VinFast website.

New York State Common Retirement Fund sells 297 shares of Harley-Davidson, Inc. (NYSE:HOG)


The New York State Common Retirement Fund reduced its stake in Harley-Davidson, Inc. (NYSE: PORKGet a rating) by 0.2% during the 1st quarter, according to its latest filing with the Securities & Exchange Commission. The company held 197,634 shares of the company after selling 297 shares during the quarter. The New York State Common Retirement Fund held approximately 0.13% of Harley-Davidson worth $7,787,000 when it last filed with the Securities & Exchange Commission.

Other major investors have also recently changed their positions in the company. Allspring Global Investments Holdings LLC purchased a new stake in Harley-Davidson during Q4 for approximately $27,000. Allegheny Financial Group LTD purchased a new equity stake in Harley-Davidson in the fourth quarter worth $27,000. Covestor Ltd bought a new stake in shares of Harley-Davidson in the fourth quarter worth $36,000. Dixon Hughes Goodman Wealth Advisors LLC bought a new equity stake in Harley-Davidson in the first quarter worth $39,000. Finally, Norwood Financial Corp bought a new equity stake in Harley-Davidson in the fourth quarter worth $66,000. 91.69% of the shares are held by hedge funds and other institutional investors.

Analysts set new price targets

A number of analysts have recently released reports on HOG shares. StockNews.com cut Harley-Davidson shares from a “buy” rating to a “hold” rating in a research note on Saturday. Wolfe Research reissued a “buy” rating and issued a $45.00 price target on Harley-Davidson shares in a research note on Friday, May 20. Robert W. Baird cut his price target on Harley-Davidson stock from $60.00 to $55.00 and set an “outperform” rating for the company in a Thursday, April 28 research note. TheStreet downgraded Harley-Davidson shares from a “c+” rating to a “b” rating in a Wednesday, April 27 research note. Finally, Bank of America reduced its price target on Harley-Davidson shares from $70.00 to $60.00 and set a “buy” rating for the company in a Wednesday, July 20 research note. . Five investment analysts gave the stock a hold rating and six gave the company a buy rating. According to data from MarketBeat, the stock currently has an average rating of “Moderate Buy” and an average target price of $49.00.

Harley-Davidson Price Performance

Stock HOG opened at $37.68 on Wednesday. Harley-Davidson, Inc. has a 52-week low of $29.80 and a 52-week high of $44.46. The company has a quick ratio of 1.25, a current ratio of 1.44 and a debt ratio of 1.97. The company has a fifty-day simple moving average of $33.71 and a two-hundred-day simple moving average of $36.52. The company has a market cap of $5.51 billion, a P/E ratio of 9.19, a price-to-earnings growth ratio of 0.96, and a beta of 1.34.

Harley-Davidson (NYSE: PORKGet a rating) last released its quarterly earnings data on Thursday, July 28. The company reported EPS of $1.46 for the quarter, beating the consensus estimate of $1.25 by $0.21. Harley-Davidson had a net margin of 12.11% and a return on equity of 25.73%. The company posted revenue of $1.47 billion in the quarter, versus analyst estimates of $1.24 billion. In the same quarter last year, the company earned earnings per share of $1.41. Harley-Davidson’s quarterly revenue was down 4.1% from the same quarter last year. Analysts expect Harley-Davidson, Inc. to post earnings per share of 4.48 for the current fiscal year.

Harley-Davidson cuts its dividend

The company also recently announced a quarterly dividend, which was paid on Friday, June 17. Shareholders of record on Thursday, June 2 received a dividend of $0.157. The ex-dividend date was Wednesday, June 1. This represents an annualized dividend of $0.63 and a dividend yield of 1.67%. Harley-Davidson’s dividend payout ratio (DPR) is currently 15.37%.

Harley Davidson Company Profile

(Get a rating)

Harley-Davidson, Inc. manufactures and sells motorcycles. The Company operates in two segments, Motorcycles and Related Products and Financial Services. The Motorcycles and Related Products segment designs, manufactures and sells Harley-Davidson motorcycles, including cruiser, touring, standard, sport and dual models, as well as motorcycle parts, accessories, apparel and related services .

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Want to see which other hedge funds hold HOG? Visit HoldingsChannel.com for the latest 13F filings and insider trading for Harley-Davidson, Inc. (NYSE: PORKGet a rating).

Institutional ownership by quarter for Harley-Davidson (NYSE:HOG)

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Private Student Loans vs. Parent PLUS Loans: Which is Best for You?


Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are our own.

Private Student Loans vs. Parent PLUS Loans: Both allow you to help pay for your child’s college education. (Shutterstock)

As a parent, you have two main options to help pay for your child’s college expenses: Parent PLUS Loans and Private Loans. student loans.

The federal government offers Parent PLUS Loans and they offer unique benefits. Private loans come from private lenders, and they may have lower interest rates if you have good credit.

In this article, we’ll go over the key differences between the two types of loans to help you decide which is right for you.

Credible allows you compare private student loan rates from multiple lenders, all in one place.

PLUS Parent Loans vs. Private Parent Loans

Parent PLUS Loans and Private Parent Loans give you the ability to borrow money for your child’s higher education expenses. But they differ significantly in how interest rates are set and how you will repay them.

Parent PLUS Loans

The US Department of Education offers Parent PLUS Loans, which are more formally known as Direct PLUS Loans. Graduate or professional students can take out these loans, as well as parents of undergraduate students.

You usually apply for these loans online through the StudentAid.gov website. In most cases, you will not qualify if you have a bad credit history, such as bankruptcy or foreclosure within the last five years or a history of late or missed payments.

Parent PLUS loans have a fixed interest rate set by the federal government, which is currently 7.54%. This means that the interest rate will not change as long as you have the loan.

You can borrow up to the full cost of attendance, as determined by your child’s school, minus any other financial aid the student is receiving. When you take out the loan, you also pay a commission of 4.228% of the loan amount. To pay the fees, the government will deduct a portion of the funds from each loan repayment.

Private loans to parents

Private parent student loans have no standard requirements. Instead, individual lenders set their own qualifications, interest rates, and repayment terms. But in general, lenders determine the interest rate based on your credit score. People with higher credit scores will qualify for lower rates, while people with bad credit will get higher rates, if they qualify.

You can find fixed or variable rate private parent loans. Variable rate loans usually start with a lower APR, but this rate can increase over time. Fixed rate loans do not change as long as you have the loan.

You usually have the option of paying all of the principal and interest while your child is in school, or you can make interest-only payments to prevent interest from accumulating. Most private parent loans must be repaid within 15 years, although loan terms may be shorter depending on the lender.

The best private parent loans have no loan fees. Just as with Parent PLUS loans, you are solely responsible for repaying a private parent loan.

Co-signed student loans

A third option to help your child pay for college is to co-sign their student loan. When you do this, your child is the primary borrower of the loan, but you agree to be responsible for repaying the loan if your child defaults.

You may consider co-signing a private student loan with your child. In many cases, students are unable to qualify for a loan on their own, as they may have little or no credit history. By co-signing, lenders also consider your credit. Any missed payments will hurt both your credit and that of your child. Many lenders offer a co-signer release option, which allows you to opt out of the loan once your child has made a certain number of consecutive and one-time payments.

A co-signer is generally not required for federal student loans.

If you need private student loans, visit Credible for compare private student loan rates from various lenders in minutes.

When does it make sense to take out a Parent PLUS loan?

A Parent PLUS loan may make more sense if you have fair credit. With these federal loans, the interest rate is the same regardless of your credit score. If you don’t have major credit issues, but your score just isn’t the best, you can get a lower rate on a Parent PLUS loan than on a private loan.

A Parent PLUS loan may also be the best choice if you want to take advantage of one of the unique repayment plans offered by the government:

  • Standard repayment plan — This is the default repayment plan, where you repay the loan in equal monthly installments for 10 years.
  • Extended repayment plan — This plan offers terms of up to 25 years, much longer than most private loans. This can give you a lower monthly payment than you would with a shorter loan.
  • Progressive repayment plan — This plan can help you if you expect to have a higher income in the future. Your payments start low, but increase over time. Ideally, your earnings should increase with your payment. You also have up to 10 years to pay off your loan under this plan.

If your payments are still too high, you may have the option of combining any Parent PLUS Loans you have into a Federal Direct Consolidation Loan, which gives you the option to enroll in an Income-Based Repayment Plan (IDR ). With these plans, your monthly payment is capped at a certain percentage of your Discretionary Income. This can be a great option if your discretionary income is relatively low.

When does it make sense to take out a private parent student loan?

If your child has exhausted all of their options for federal scholarships, grants, and loans, and you have excellent credit, a private parent student loan may be the smartest choice. You will likely be able to qualify for a lower rate than you would receive with a Parent PLUS loan, saving you money in interest.

Private loans can also be a good idea if you want to opt for a variable interest rate. This option gives you a lower initial rate, although it may increase over time. If you expect to pay off the loan quickly, you may be able to keep the lower interest rate and pay off the loan before it increases.

Likewise, private loans can also make sense if you want a shorter loan term. The standard Parent PLUS loan term is 10 years, while private lenders often offer shorter terms, say three, five or seven years. This can save you money in interest and get you out of debt faster.

With Credible, you can compare private student loan rates without affecting your credit.

Growing demand for e-scooters could prompt Honda to step up its foray into India


Honda Motorcycle and Scooter India (HMSI), the second largest two-wheeler manufacturer in the country, will launch a feasibility study for the electric scooter segment, which it could enter within the next two years. With so many options available in the market for an electric scooter, the company wants to ensure that it remains the preferred choice.

Honda has several electric two-wheeler models on sale in China and Japan, but the company has opted to move cautiously into ASEAN countries, including India, as its market share in these markets is very strong. However, with demand for electric two-wheelers remaining strong in India despite the pandemic, Honda decided to venture into this segment.

ALSO READ: Honda Motorcycle Plans To Launch 100cc Bike, Several Electric Vehicles

Atsushi Ogata, Chairman, Managing Director and CEO of HMSI, said: “Over the past six months, we have had very difficult discussions with Japan on our electric vehicle strategy for India, as there are already so many of competitors that exist here. After the summer vacation in Japan, we will invite several engineering experts to India to bring the product plans to the actual development stage.

Honda Activa

While Honda’s best-selling model, the Activa, is usually the first two-wheeler in the buyer’s family, the model is also popular for being the second two-wheeler in the family, especially in urban markets. where female buyers constitute a large number. making up.

With the price of petrol rising above the ₹100 mark and the mileage of the scooter being low, buyers switched to electric scooters as their second product. “The second vehicle requirement may be the electric scooter, but we believe the Activa will continue to have good demand for the next 3-4 years,” Ogata added. The company also retained the ability to use the Activa brand for the electric segment.

Localized solutions

Ogata admitted that getting a fully ready EV product from China to India is possible for the company and can be done in six months, but it will refrain from doing so as it wants to develop a localized solution. , comprising components such as battery, electronic control unit, and motor for the Indian market.

Asked if the company is targeting 2023 for its first EV launch, Ogata added, “We will do everything we can. We need to review all EV regulations, especially light safety with the recent fires. The government has strongly criticized such incidents.

battery sharing

While some two-wheeler players have taken a singular approach of sticking with a removable battery or a fixed battery, HMSI might take both due to the diversity of the Indian market. While the swappable or removable battery technology solution could become useful in urban pockets, stationary batteries would be more suitable for rural markets.

A Honda Group company is already engaged in an exchangeable battery solution in Bengaluru, where it is supplying e-rickshaw batteries, which could also be adopted for its e-scooter.

“Because the (charging) infrastructure is limited, there is room for battery sharing, especially in big cities. Therefore, Honda decided to create battery sharing in Bangalore. Honda company has launched battery sharing for e-rickshaw. We are going to expand it to Hyderabad and Mumbai, and this system can also be applied to electric scooter. We can have this kind of solution in India,” added Ogata.

Published on

August 09, 2022

Vintage Bike Results – Morrow County Sentinel


Here are the winners of the Hare Scrambles, Vintage Trials and Flat Track races that took place during the AMA Vintage Motorcycle Days hosted by Mid-Ohio Sports Car Course in late July.

Racing was held at these events, as well as road racing and motocross, during this event. Road racing and motocross results were in last week’s edition.

hare scrambles

Advancement Classes: Classic Revolution A, Steve Por; Classic Revolution B, Brayton Frazier, Classic Revolution C, Joe Dingess; Evolution 1 Open A, Payton Hardin; Evolution Super Senior 50+ A, Bradley Selis, Evolution 2 Super Senior 50+ B, Mark Pahanish; Evolution 2 Super Senior 50+ C, Craig Lowery; Evolution 3 Masters 60+ A, Richard Lanning, Evolution 3 Masters 60+ B, Greg Boone;

Evolution 3 Masters 60+ C, Ralph Withem; Evolution 3 Open A, Michael Pilar; Evolution 3 Super Senior 50+ C, Tom Doyle; Revolution 1 Senior 40+ C, James Stark; Vintage 250 A, Trevor Kline; Vintage Masters 60+ A, Tim Ferguson; Vintage Masters 60+ B, Timothy Grow; Vintage Masters 60+ C, William Harrison; Vintage Super Senior 50+ A, Mike Ferguson.

Non-advanced classes: Evolution 1 Open B/C, Matt Berger; Evolution 1 Super Senior 50+, Kent Wagner; Evolution 2,250, Blaceton Moore; Evolution 251-UP, Terry Cunningham; Evolution 3 85 Youth, John Rugenstein; Evolution 3 125 Junior, John Wood; Evolution 3 Open B/C, Rylin Pacella; Evolution 3 Senior 40+, Nicholas Devito; Evolution 3 Super Senior 50+ A/B, Mike Ferguson;

Evolution 3 Women, Laci Horvath; Evolution 250, Jody Adams; Evolution Super Senior 50+, Ken Matway; Modern 2-Stroke 9-11, Trevor Grant; Modern 2-stroke 12-16, Robert Christman; Modern 2-Stroke 122-250, Jon Cristo; Modern 2-Stroke 251-UP, Thomas Wagner; Revolution 1,125, Daniel Bromley; Revolution 1,126-UP, Michael Pilar; Revolution 1 Senior 40+ A/B, Patrick McGuire;

Revolution 1 Veteran 30+, Benjamin Rogers; Revolution 2,125, Pryce Hardin; Revolution 2 126-UP, Christian Renfroe; Revolution 2 Senior 40+, Rob Cook; Vintage 100 Trailbike, Jax Vandervort; Vintage 125, Edward Barth; Vintage 125 Junior, Mason Grove; Vintage 200, Dylan Alkire; Vintage 250 BC. AD, Joshua Horvath; Vintage 251-UP, Carl Schlacht; Vintage Senior 40+, Jerry Stark; Vintage Super Senior 50+ B/C, Greg Elrod; Vintage Women, Laci Horvath.

Vintage Trials

Junior Vintage, Owen Fields; Modern Expert, Tom Trantow; Modern Intermediate, Gino Catanzarite; Mono Shock Clubman, Trevor Grant; Monoshock expert, Travis Daniels; Intermediate Mono Shock, Jeremy Hardman; rookie, Ryan Markley; Clubman Twin Shock, Lee Orme; Twin Shock expert, Logan Bolopue; Intermediate Twin Shock, Derek Swaidner;

Vintage Factory Clubman, Chasen Orme; Vintage factory expert, Seth Vorseth; Intermediate Vintage Factory, Seth Bruce; Vintage Hardtail, Lee Blum; Vintage old-school clubman, Gary Roach; Old-school vintage expert, Christopher Spoonogle; Vintage Old School Intermediate, Ranial Dantic.

flat track

30+ veteran, Tony Moore, open amateur, Myles Magnusson; 450cc, Daniel Bromley; Open Modern Singles 1983+, Ryan Minor; Hooligans, John Bova; 1940s Vintage 750cc, Francis Mark; 250cc vintage 1960s Chip Keene; 750cc vintage 1960s Merlyn Wertz; 1970s Vintage 250cc, Vinegar Charles; 1970s Vintage 360cc, Peter Desantis; 1970s Vintage 750cc, Joseph Bromley;

1980s Vintage 250cc, John Bova; 1980s Vintage 500cc, Thomas Vinegar; 1980s Vintage 750cc, Andy Karontes; Vintage 1990s 505cc Shannon Rector; 1990s Vintage 1000cc, Josh Young; Hot Rod Vintage Singles, Vinegar Charles; Hot Rod Vintage Multis, James Pooler; 50+ Vintage Open, Stephen Wasser; 60+ Open Vintage, Merlyn Wertz.

Many motorcycles were in action in a number of different types of races at the Mid-Ohio Sports Car Course during the AMA’s Vintage Motorcycle Days.

Hare Scrambles, Vintage Trials and Flat Track

Rob Hamilton can be reached at 419-946-3010, ext. 1807. Connect with him on Twitter at @SportsMCS

10 Quick Facts About William S. Harley and the Davidsons


William Harley and the Davidson brothers were visionaries. They lived at an opportune time to carve their way into motorcycling history. It was less than 10 years earlier when the first production motorcycle arrived. But in 1903, they founded their own company, the Harley-Davidson Motor Company.

We all know our favorite Harley-Davidson motorcycles, but many may not know their history. We may have seen the miniseries about those early days, but there are so many truths behind Harley-Davidson’s history that are still not known to the public. One thing is certain. This heritage means you can now throw a leg up on your favorite Harley. Let’s take a closer look at William S. Harley and the Davidson brothers.

RELATED: This Ultra-Rare Harley-Davidson MT500 Military Dirt Bike Has a Dirty Little Secret

ten The passion for motorcycles

The craze for the motorcycle was smoldering. Bicycles may have been all the rage at the end of the 19th century, but the first production motorcycle arrived in 1894. It was the Hildebrand & Wolfmuller motorcycle, a motorcycle that changed the entire industry. The first reported motorcycle race dates back to 1897.

Let’s not forget someone like Ralph C. Hamlin. In 1901, Ralph won a motorcycle race in Los Angeles, riding an “Orient” motorcycle. It was the perfect time to enter the world of motorcycling.RELATED: The Truth Behind BMW’s First Motorcycle: The R32

9 Milwaukee Childhood Friends

William Harley and Arthur Davidson were good friends from Milwaukee. As a teenager, William worked in a bicycle factory.

The popularity of bicycles at this time cannot be underestimated. In the 1870s, the “safety bicycle” revolutionized the future of two-wheelers. This meant the runners could touch the ground more easily, unlike the large Penny-Farthing. The rear wheel was chain driven.

RELATED: The First 16 Motorcycles Ever Produced

8 Arthur Davidson

Arthur Davidson came from Scottish heritage. He shared the same fishing hobby as William Harley.

To get to their fishing spot, they rode bicycles. However, they would soon be building their own motorcycles. But not without his other brothers.

seven Walter and the race

Walter was Arthur Davidson’s older brother. He was a machinist working in Parsons, Kansas. Arthur wrote to him, asking him to come to Milwaukee. They wanted him to ride the bike they were working on.

Walter became known for his bicycle racing, highlighted in 1908 when he won an endurance race through the Catskill Mountains in upstate New York.

6 Harley and the Davidson Brothers

William Davidson, Arthur’s older brother, made up the rest of this company. William had been a railroad tool foreman. Together, these four men worked on their vision. The Harley-Davidson Motor Company is then created.

In 1903 the first Harley-Davidson motorcycles were built. Their factory was a garden shed. The sign on the shed read “Harley-Davidson Motor Co.”

5 The influence of Joseph Merkel

Joseph Merkel’s loop frame on his bicycle designs inspired Harley and the Davidson brothers with their own design. The 1911 Flying Merkel is one of those motorcycles worth more than most supercars.

With the loop frame, the frame wrapped around the motor. The engine sat lower. It offered a lower center of gravity, ultimately improving handling. It was a rigid frame.

RELATED: 5 Mods That Don’t Belong On A Harley-Davidson (5 Mods Every Biker Should Do)

4 The first models

The 1904 Harley-Davidson Model 0 was powered by a 24.74 cubic inch engine. It shared the same black and gold paint job as their 1903 versions.

The 1905 Harley-Davidson Model 1 was similar to the motorcycles they had built earlier. It was powered by a 24.74 cubic inch engine, with a single speed transmission. Only 16 were produced.

3 The Model 5 Series

The Model 5 series may not have the technological advancements that the bikes we love now, but it’s one of the best Harleys of this decade. The Model 5 series was released in 1909.

The 5-D model is one of the bikes in this series. In 1907, a prototype of their V-Twin appeared at the Chicago Auto Show. But this was the launch of their first production V-Twin.

2 Harley and the Davidsons – The Miniseries

Harley-Davidson’s history brought to life on screen with the miniseries Harley and the Davidsons. The three-part Discovery series follows the founders as they start and grow their business.

The miniseries might not be entirely accurate, but it’s an enjoyable watch nonetheless. It may even rank among the best TV shows for motorcycle lovers.

RELATED: Here Are The Shows Every Motorcycle Fan Should Watch

1 The Harley-Davidson heritage

We can see the legacy of William S. Harley and the Davidson Brothers every time we throw a leg up on our favorite Harley. William Davidson’s son was president of the company for almost 30 years. His son Willie G. Davidson, the grandson of William Davidson, continued this legacy and evolved the Harley-Davidson brand.

The history of Harley-Davidson is an incredible story of perseverance and dedication to an idea. The most important Harley-Davidson motorcycles in history are the product of such an inspiring past.

Barnes, Pete (2007). Harley and the Davidsons: Motorcycle Legends. Wisconsin Historical Society Press; Davidson, John (2003). Jean Davidson’s Harley-Davidson Family Album. Travelers Press.

Unintended consequences: Credit law change led to intrusive inquiries and higher denial rates for creditworthy borrowers


Trade and Consumer Finance Minister David Clark was forced to amend the CCCFA and then order an investigation after lending orders fell. Photo/Mark Mitchell

A government inquiry into changes to the Credit Agreements and Consumer Credit Act has revealed that changes to the law have led to a series of unintended consequences, despite warnings from the financial sector.

Trade and consumption

5 mods that don’t belong on a Harley-Davidson (5 mods every biker should do)


Have you ever seen a bunch of classic looking fat cruiser bikes with big people riding them with long tassels on their grips, not to mention oversized handlebars with lots and lots of chrome? Yes it is a Harley-Davidson for you. Don’t disrespect Harley in front of Harley fans! No matter how funny these monkey hangers are; all that matters to a Harley fan is that it has to look and feel fantastic, and that’s it.

They are very reliable and have relatively lower maintenance costs. Of all the options available, Harleys are the go-to choice for many motorcycle clubs for ownership and modding. Some clubs even have a strict policy of only owning and riding a Harley-Davidson for membership. Unlike crazy bikes, the Harley sings at low revs with a sweet aftermarket exhaust and might even catch you mid-throttle. Mods like these are almost always worth every penny, so we’ve put together a list of mods that work best on a Harley and some that are best left as a thought.

Related: 10 Things Only Real Bikers Know About The Harley-Davidson Electra Glide

ten Don’t Belong To A Harley: No Side Mirrors

Mirrors give the bike an average look, so why not remove them? Well, that might be the dumbest idea; whether it’s a Harley or a Honda. Yes, that sounds cool, but we don’t want to live under the pressure of someone hitting us from behind.

Other than that, in some states it is illegal to remove side mirrors just because of safety precautions. That too, on a bike, is a big no from legal advisers. So let’s keep that idea out of our minds even though it makes the bike look amazing.

Related: 10 Things We Forgot About The Harley-Davidson Topper

9 Every biker should do: Ergonomics

The company designs the bike based on the average numbers, which is why sometimes the bike isn’t a perfect fit for everyone. Therefore, you should consider customizing the ergonomics to suit your personal use; it’s not heavy on your pockets.

Install a comfortable seat with an appropriate ride height, straight handlebars, and even a taller visor for better wind protection, and you’re good to go. You can also take some extra weight off your bike to make it lighter. In addition, the installation of tank handles and a back support provide additional comfort during long journeys.

Related: Here are the Harley-Davidson motorcycles ridden by Captain America

8 Don’t Belong To A Harley: Flashy Vinyls

It may be subjective, but we can’t deny the fact that most of the time these wraps are overdone. The bright colors of the package make the bike look fantastic and you can put on some decent tones. However, the thing about skulls and flames in wraps is so common that every single one of us has seen it and can’t understand why it’s cool for the rider. It’s just not cool!

Plus, these flashy wraps draw a crowd; however, it also attracts more cops. If you don’t want to get busted frequently, leave flashy envelopes out of the option and have something more decent like two-color or three-color envelopes with a bit of graphics.

seven Every biker should do: performance upgrade (ECU remapping and others)

Performance upgrades are another sensible mod you can opt for that will undoubtedly be worth your while. Remapping the ECU or hooking up a power controller, putting on a performance air filter and changing the exhaust can give you extra horsepower easily.

You can customize the cards based on usage, which is just icing on the cake. Not to mention, the incredible sound of the free-flowing exhaust will give you chills every time you rev ​​up to the max.

6 Don’t Belong To A Harley: Chassis Lighting

This could be a good point of debate as some may see it as a safety measure and better visibility for other drivers at night. But chassis lighting is a lame idea to spice up your cruiser.

You can always put better intensity brake lights or more reflectors in the back, which is enough to get you noticed. Also, putting lights near your engine will increase the chances of Harleys catching fire as most of them are air-cooled which leads to high temperatures.

Related: 20 Bad Harley Mods That Ruined Sick Bikes

5 Every Biker Should Do: Stickier Tires

The tires are the only point of contact between the vehicle and the road. This adds even more reasons why you should consider stickier tires. They give you extended grip, better handling, more braking confidence (especially in the case of such heavy Harleys), better performance, less wheel spin and better efficiency.

Although the original Harley tires provide sufficient grip, the tire industry specialists do it better. Brands like Michelin, Pirelli, Metzeler and Dunlop are well-known manufacturers. They have a wide range of options to choose from and provide superior grip.

4 Don’t belong on a Harley: long forks (also means no front brakes in most cases)

Does it need an introduction? Everyone has seen these extended fork Harleys at every Harley show. These are for appearance only and do not provide any enhancement. This actually reduces the usability and handling of the vehicle.

Plus, it’s just scary to drive. As the long forks are custom built, sometimes putting the brakes on is a demanding job, which is why it isn’t done. So the result is a show-off Harley with long front forks without front brakes. You want sensible mods, not a death wish.

3 Every biker should do: better suspensions

If you feel your bike rides too hard or too soft over potholes or bad plates, a better suspension setup would be the way to go. Often most people do all the performance upgrades and only think about changing their suspension setups. What we miss is that the suspensions can affect ride quality and handling the most.

For example, a soft-sprung suspension setup would be abysmal on a SuperSport motorcycle. So why not consider having a better suspension setup for your Harley so that you feel like you’re sitting on a couch!

Related: 10 Great Mods That Will Transform Your Dirt Bike

2 Don’t Belong To A Harley: Put On Tires That Are Too Big (Put Them On)

Tires are a very crucial measure considering the handling of the vehicle. Changing tire sizes can cause significant differences in vehicle mileage, performance and handling. Suppose if you put on a bigger tire, it may consume more gas, but it may give you more traction. However, the modifications must be close to OEM specifications.

So putting a 300mm wide tire on an OEM recommended 240mm will perform poorly. The machine will lose more power than it should, causing you to feel less overall performance while riding. And trading that big difference in performance just because the big tire looks good is like eating a cake without sugar.

Related: 5 Donks That Are Surprisingly Cool (5 Lowriders We’d Rather Own)

1 Every Biker Should Do: Better Brakes

We all have to agree that cruisers aren’t very good at stopping. It’s like it would take ages to stop at 60 mph. Since Harleys are heavy, removing some weight can give you better braking performance. however, modifying your brakes seems like a better option.

Replacing your brake pads with some well-known brands like EBC can boost your big boy’s braking confidence. You can also replace the master cylinder and calipers to have a sharper brake bite that definitely won’t disappoint.

From New London to New Brighton: the annual classic car race will take place on August 13 – West Central Tribune


The 36th Annual New London to New Brighton (NLNB) Classic Car Race will take place on Saturday August 13, 2022, with pre-visits to the New London area August 10-12.

The Antique Car Run kicks off at 7am on Saturday, with the oldest and slowest antique cars setting off first from the Lutheran Church of Peace in New London. The cars will travel over 120 miles through Minnesota to New Brighton.

Cars line up for a lay-by in Grove City during an earlier New London to New Brighton vintage car race. Participation in the race is limited to pre-1908 vehicles and all one- and two-cylinder vehicles up to 1915, including bicycles, motorcycles, steam cars and even electric cars.

Contributed / Eric Hylen

Considered one of the first brass-era drive-in tours in the United States and attracting people from all over the United States, Canada, England and Australia, finishing the race is a must-do list item. things to do for many, according to Bruce Van Sloun, Chairman of the Antique Car Run 2022 Board of Directors.

Participation in the race is limited to pre-1908 vehicles and all one- and two-cylinder vehicles up to 1915, including bicycles, motorcycles, steam cars and even electric cars. The participating cars have eight to 60 horsepower and top speeds of 12 to 70 mph, according to Van Sloun.

“It’s a rolling museum of automotive history, which is presented to viewers free of charge,” Van Sloun said.

Finishing the race is quite the feat, with some cars requiring lubrication and maintenance every 25 miles. Despite their preparations, not all cars finish the race successfully.

Tim Kelly’s Ford 1094 is one of the vehicles that has already taken part in the New London to New Brighton Antique Car Run. According to Bruce Van Sloun, chairman of the Antique Car Run 2022 board, a fierce rivalry has been cultivated over the years between Maxwell and Ford owners, with one or the other having the most participants. , but not always the most to take the plunge. finishing line.

Contributed / Eric Hylen

A fierce rivalry has been cultivated over the years between Maxwell and Ford owners, with one or the other having the most entrants, but not always the most to cross the finish line, Van Sloun noted. .

Two Maxwell drivers have completed each of the previous 35 vintage car races. Unfortunately, one of those drivers, Bob Long, passed away last year.

“Bob and his very original 1908 Maxwell were an integral part of the race,” Van Sloun said. “He was well known and a key source of information for those who owned Maxwells.”

Long will be commemorated at the pilots meeting.

This 1907 Ford 6-40 Roadster is one of many different models of Ford vehicles that have made the 120 mile Antique Car Run over the past few years.

Contributed / Eric Hylen

Some of the rare cars that have participated over the years include a Rolls Royce or Ford Model K, Sears and International Harvester high-wheel cars, and Stanley and White steam cars. Some cars have familiar names and some have less familiar names, like Kenmore and Maytag.

The Minnesota race commemorates the prestigious London to Brighton Veteran Car Run, which is held annually in England and is considered the ancestor of the races. It started in 1896 to celebrate the repeal of the “red flag” law.

When the age of motorized vehicles began in the late 1800s, automobiles or horseless carriages wreaked havoc on city streets trying to mingle with horse-drawn carriages.

Early motorized vehicles were banned from using the road unless a man carrying a red flag passed in front of the car warning car drivers to hold the reins of their animals. When the law was repealed, drivers celebrated the freedom it offered by jumping into their automobiles and driving ‘flag-free’ to Brighton.

Beginning in 1987, the NLNB’s first vintage car race was scheduled for New Brighton’s centenary celebration to strengthen its namesake ties with Brighton, England. There were 17 participants, and a visit from the Mayor of Brighton and other English guests.

After leaving New London on August 13, the Antique Car Run will pass through six rest areas before ending in New Brighton in Long Lake Regional Park, 1500 Old Hwy 8 NW. The finish line is open from 3:00 p.m. to 6:30 p.m. The Antique Car Run is one of the main attractions at New Brighton’s Stockyard Days festival.

Approximate arrival times at rest areas: Trinity Lutheran Church in Grove City, 8:15 a.m.; Central Park in Litchfield, 9:15 a.m.; Main Street in Kingston, 10:30 a.m.; American Legion in Buffalo, 11:45 a.m. and stay until 1 p.m.; Crystal Community Center in Crystal, 2:30 p.m., ending at Long Lake Regional Park.

There are also plenty of opportunities to participate in activities in the days leading up to the big race. Packages include:

  • Wednesday August 10: drive to Chappell Central in Willmar from the Lutheran Church of Peace in New London. Attendees will tour the Chappell Central manufacturing and fabrication plant. The party will gather at Neer Park in New London, serving the famous shore lunch with walleye and all the fixings.
  • Thursday August 11: drive to the Bug-Bee Hive Resort on Lake Koronis in Paynesville. The resort is a year-round resort/lodge and events center, owned and operated by the same family since its beginnings in the 1920s. Lutheran Church of Peace, where attendees will have the opportunity to meet volunteer tow drivers and exchange information.
  • Friday August 12: a 36-mile scenic warm-up tour around Nest and Green Lakes in the New London area will take place after the morning brunch and drivers’ meeting. Cars will be parked at the American Legion after the tour for public viewing.

For more information or to register for the race, visit antiquecarrun.org, where you will also find a list of people to contact.

Gunmen on motorcycles kill Osun NURTW official


A senior official of the National Union of Road Transport Workers of Osun State, Rabiu Tajudeen, was shot dead on Friday by gunmen aboard a motorbike suspected of belonging to a sectarian group.

It was also learned that the daughter of the deceased, whose name could not immediately be identified, was also hit by a bullet during the attack.

Until his death, Tajudeen was believed to be an official of NURTW’s Lagos Park branch in Osogbo and was usually seen in the company of the union’s Oroki branch president, Kazeem Oyewale, also known as ‘Asiri Eniba’.

According to an eyewitness, Tajudeen was shot outside his wife’s shop located around Ilesa Garage by as yet unidentified assailants, who followed him to the area.

The eyewitness, owner of a shop in the Ilesa Garage neighborhood, who requested anonymity, told our correspondent he was buying soup ingredients by the side of the road when three men on motorbikes arrived on the scene .

The witness added: “They shot him at close range. He was just outside his wife’s shop at Ilesa Garage when the incident happened. He died instantly.”

When contacted, state police spokesman Yemisi Opalola confirmed that a 45-year-old Rabiu Tajudeen was shot dead by assailants who have not yet been identified.

Opalola said: “We received the report around 12.40pm on Friday and immediately mobilized to the scene. When we arrived at the scene, we encountered the body of a man. The information gathered revealed that the deceased named Tajudeen Rabiu, 45 years old, who was an alleged cultist, was shot dead in front of his wife’s store in the Ilesa Garage area by unidentified people on a Bajaj motorbike. The perpetrators fled the scene immediately after committing the crime.

Home loan, personal loan EMIs To Go Up. Here’s how much more you’ll pay


Mumbai: The Reserve Bank of India (RBI) on Friday raised the repo rate by 50 basis points to 5.4%, the third consecutive increase since May in a bid to calm stubbornly high inflation and defend the rupiah. Notably, the redemption rate was raised to bring the interest rate back to pre-pandemic levels.Also Read – RBI Raises Repo Rate by 50bps to 5.40%; Lend EMI to become more expensive

What is the RBI repo rate and why is it increased?

For the uninitiated, the repo rate means the rate at which commercial banks borrow money from the Reserve Bank of India. If RBI increases the repo rate, the cost of borrowing for retail and other loans by banks also increases. Subsequently, banks will pass on the higher costs to borrowers by raising interest rates on various loans. As a result, borrowers of various loans, including home loans and personal loans, will pay more in monthly equivalent payments (EMI). Read also – Difficult days ahead? EMIs to Get Costlier as RBI Plans to Raise Repo Rate by 35-50bps | Details inside

EMI home loan: how much more will you pay?

After the current repo rate hike by the RBI, the total repo rate hike is now 1.4%. This increase will impact both new and existing borrowers. For borrowers who took out home loans before April 2022, the interest rate is expected to increase by around 8% from 6.5% to 7% after RBI’s August monetary policy. Also Read – HDFC Increases Retail Prime Rate Starting Tomorrow; Check how much your EMI home loans will increase

If someone has already taken a home loan of Rs 30 lakh at 7% for a term of 20 years in April 2022, then the EMI will increase from Rs 25,845 to Rs 23,259. There will be a massive jump of Rs 2 586 in monthly IMEs.

While announcing the rate hike, RBI Governor Shaktikanta Das gave no indication of a change in stance or a possible pause in the next policy due in late September.

The central bank, however, kept the GDP growth projection at 7.2% for the current fiscal year ending March 31, 2023 and kept the inflation outlook for the year unchanged at 6.7%.

“Inflationary pressures are widespread and core inflation remains elevated. Inflation is expected to remain above the upper tolerance level of 6% in the first three quarters of 2022-23, bringing the risk of destabilizing inflation expectations and trigger second-round effects,” he said.

Stating that there has been some decline in global commodity prices, particularly industrial metal prices, and some softening in global food prices, the governor said domestic edible oil prices are expected to decline further. thanks to the improvement in supply from the main producers. countries.

The e-bike subscription company has bikes flying out the door

Business partners Connor Read and Aidan Smith bring a first to the streets of Christchurch and Auckland.


Business partners Connor Read and Aidan Smith bring a first to the streets of Christchurch and Auckland.

A Christchurch-based e-bike subscription company – a first in New Zealand – is offering bikes for those who want to pedal with a little extra push.

Christchurch-based start-up Shutl is offering e-bikes to customers on a subscription plan for $39.95 per week, with a long-term rental option available – a deal that has proven so popular that they are out of bikes.

Locals Aidan Smith and Connor Read quit their jobs as mechanical engineers in February because they wanted to provide service to commuters in their hometown.

Seen in Europe, customers of the bike rental company pay a weekly subscription to have access to their own electric bike. Monthly rental includes theft coverage, on-demand repairs and maintenance.

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The company kicked off with a pilot race in early June and has so far leased its 20 bikes. They will import 30 more from Taiwan next month to meet demand.

Smith said the idea was to “change urban travel habits” – in other words, take cars off the road.

Shutl e-bikes will be available in Auckland next year.


Shutl e-bikes will be available in Auckland next year.

“Currently, some of the biggest barriers to the adoption of e-bikes for commuters are the initial cost and the complexity of maintenance and repairs,” Smith said.

“We’ve heard horror stories of cyclists buying a brand new e-bike, only to have it break down a month later and then have to wait five months for a spare.”

Smith and Read plan to take their business – 400 bikes in total – to Auckland once they see it doing well in Christchurch. Subscription will be offered at a lower cost of $29.95 per week due to difference in population and demand. They will keep 50 e-bikes available in Christchurch.

Aidan Smith and Connor Read quit their jobs as mechanical engineers to start a subscription e-bike rental business.


Aidan Smith and Connor Read quit their jobs as mechanical engineers to start a subscription e-bike rental business.

Smith said subscriptions are different from companies that rent single-use bikes because the bike is yours alone and you don’t have to search an app to locate one or compete with others.

With Shutl you get your very own e-bike that lives at home or in the office with you. It’s also cheaper to use for your daily commute, and you can customize it to suit your needs, Smith said.

Shutl bikes are connected to an app, which allows riders to track their activity, including travel time, speed, calories burned and environmental impact.

Midwest Territory Classic Kourpias K-9 Raises Over $102,000 for GDA


Fundraisers for the third annual 2022 IAM Kourpias K-9 Classic, hosted by the IAM Midwest Territory, spent three days braving the South Dakota heat to fulfill their sponsored commitments to run hundreds of miles on a motorcycle to raise funds for Guide Dogs of America – Tender and affectionate dogs.

Each runner is encouraged to raise $1,200 to sponsor their race and all have met or beaten that goal, raising a total of $102,500 – the highest total in the three-year history of the Kourpias K-9 Classic nowadays.

The Kourpias Ride is hosted by a different IAM territory each year, and this year it was the Midwest territory’s turn.

“We are honored to host the Kourpias Ride, named after the late IAM International President George Kourpias, a native of the Midwest Territory,” said Steve Galloway, IAM Midwest Territory General Vice President. . “I want to express my thanks to Grand Lodge Representatives Tony Wickersham and Shannon Stucker and District 5 Supervising Business Representative Jeremy Pearson for their hard work in spearheading this effort and making it successful.”

See the photos of the Kourpias K-9 Classic 2022.

On the first day of the ride, fundraisers rode 225 miles through Devil’s Tower, Full Throttle Saloon and Spearfish Canyon. On Day 2, they rode 190 miles on Needles Highway, through Custer State Park and on Iron Mountain Road – a ride that included the Crazy Horse Memorial and Mount Rushmore. On the third day they rode 130 miles through canyons to Sturgis.

IAM Corporate Secretary-Treasurer Dora Cervantes and IAM Aerospace General Vice President Mark Blondin also participated in the ride, both for the third year in a row.

” It’s for a good cause. Our whole union has rallied behind this cause,” Cervantes said. “GDA provides a service dog for the visually impaired, veterans with PTSD and children with autism. I have been fundraising for GDA for many years and have witnessed the new life these dogs bring to those in need. It’s worth all the sacrifices we make to get these dogs to the people who need them. »

“It costs $50,000 to buy a guide dog,” Blondin said. “Our charity, Guide Dogs of America, provides these guide dogs free of charge to people who need them: veterans, people with disabilities, children with autism. It is very important for all of us. »

“Thank you to IAM members, districts, staff, families and friends for their generous donations,” Galloway said. “Thank you for making Kourpias of the Midwest a huge success.”

For more information on these and other IAM Midwest Territory events benefiting Guide Dogs of America, visit the Spirit of the Midwest website at SpiritoftheMidwest.org.

IAM’s favorite charity, Guide Dogs of America – Tender and affectionate dogs, transforms lives through service dog partnerships for countless veterans, blind/visually impaired, families affected by autism, and facilities in need who depend on GDA’s services every day. To continue to succeed, GDA/TLC depends on the talents, goals and generosity of dedicated volunteers and donors like IAM members across North America.

Sturgis Motorcycle Rally Begins, 2LaneLife Announces Meets and New Products


STURGIS, SD, August 4, 2022 /PRNewswire/ — The annual and historic Sturgis Motorcycle Rally has arrived and 2LaneLife is thrilled to announce meet-and-greet events as well as a new product line in conjunction with Thrashin Supply.

The mission of 2LaneLife’s content series featured on YouTube® and other platforms is to open your eyes to exploring the unknown, traveling to faraway places, and enjoying the journey along the way while riding Harley-Davidson® motorcycles.

2LaneLife will hold meetings at the following locations:

Legend Suspensions Headquarters in Sturgis, SD
August 6 of 10 p.m.-12 p.m.

Klock Werks booth at Black Hills Harley-Davidson
August 6 of 2 p.m.-4 p.m.

Featured in the Harley-Davidson booth on Lazelle St
August 8 of 10 p.m.-12 p.m.

Additionally, 2LaneLife is thrilled to launch a new range of motorcycle gloves in collaboration with Thrashin Supply which are available now on the company’s website. This is another step towards the big picture and the future of 2LaneLife.

To watch 2LaneLife’s coverage of Sturgis 2022 be sure to visit their YouTube channel and subscribe: https://www.youtube.com/2lanelife

For more company information, from press or sponsor inquiries to product questions found on the website, visit the following link: https://2lanelife.com


2LaneLife is a team of motorcycle enthusiasts who decided to pursue their passion full time while sharing their experiences with the world. What started as a simple YouTube channel has grown into a media and product company as well as a leading online store for motorcycle parts/equipment.

[email protected]
(818) 340-0540

SOURCE 2LaneLife

10 Great Classic Motorcycles You Should Buy Now and Keep Forever


Many classic motorcycles are not only timeless in their heritage, but some can fetch a good price at auction. Some bikes are so rare that even the best collectors can’t get their hands on them. On the other hand, some classics can be good investments, but it’s not always about profit from a bike. Some classics exude such charm and evoke such nostalgia, that even if they don’t fetch a premium price, we still want to have them in our garage.

Whether it’s a 1920s classic like the Harley-Davidson JE or a bike that made its way to the big screen like the Triumph Thunderbird, there are so many we want to buy. Some of them are so dear to our hearts that we don’t want to give them up. Let’s take a look at some of the classic motorcycles we want to buy now and keep forever.

RELATED: 10 Worst Motorcycle Collectors Paid A Fortune To Own

ten Manx Norton

The Manx Norton is one of the most iconic British motorcycles ever made. It not only has a racing history in events like the Isle of Man TT, but it also has the attention of collectors around the world.

Production began after World War II. They quickly became a racing success. They were made by hand. You can choose the 350cc or the 500c. The last Manx Norton was produced in 1962.

RELATED: Here’s What Everyone Forgot About Norton Motorcycles

9 Harley-Davidson Electra Glide FLH Panoramic Head

The importance of the Harley-Davidson Electra Glide FLH cannot be underestimated. The Panhead was about to be replaced. The 1966 Electra Glide was going to be powered by a Shovelhead. It was the end of an era.

The 1965 Electra Glide FLH was equipped with the electric starter and 5 gallon “Turnpike” fuel tank. This bike inspired future Electra Glide models. Just compare the new 2021 Harley-Davidson Electra-Glide revival to its late-sixties predecessor.

8 Triumph Thunderbird

The Triumph Thunderbird is one of those classics, which we not only love, but which has been associated with famous stars. Just need to check out the motorcycle Marlon Brando was riding in the A savage.

The 1949 Triumph Thunderbird is not only the perfect dose of nostalgia, but quite a collector’s item. Powered by its 650 cc twin, it was to conquer the heart of the American market.

seven Harley Davidson EL Knucklehead

Go back to the 1947 Harley-Davidson EL Knucklehead. It was coming to the end of its own era. The Knucklehead was going to be removed. The Panhead was coming. But oh, it’s one of those old Harley-Davidsons every rider should ride.

But then to think that a Harley-Davidson EL Knucklehead sold for $159,000. This not only makes the EL Knucklehead a good investment, but also a wonderful addition to any rider’s garage.RELATED: 1947 Harley-Davidson Knucklehead Works Again After 50 Years

6 BSA Bantam D1

The BSA Bantam is one classic British motorcycle we’d love to throw a leg over. But it’s also a bike worth cherishing, not necessarily for its monetary value, but for its classic ride and broad appeal over the years.

The Bantam D1 began its journey in the late forties. The 125cc two-stroke has a sturdy frame, which is often recognized by a Mist Green paint job. Other models came along, but the BSA Bantam D1 was the first.

5 Harley Davidson I

The Harley-Davidson JE is a mid-twenties collector’s item worth cherishing. It was a commercial success at the time. Powered by a 989 cc engine, fitted with aluminum pistons, the JE was more easily lubricated with its 12 grease fittings. The JE was also offered with a sidecar option.

But we also cannot forget the JD model of 1925, which has this elegant appearance. Harleys from this era may seem old and outdated to some, but they are precious motorcycles, with their own stories to tell and with their own charm and elegance.

4 Triumph T120 Bonneville

1959 was the year we saw the Triumph T120R Bonneville hit our streets. It’s a classic ride, but these first editions are also quite collectible.

Based on the Triumph Tiger T110, the 1959 T120 was powered by a 649 cc engine developing 46 horsepower. The T120 also has a racing pedigree. Not to mention that it inspired a whole new generation of Triumph Bonneville T120 motorcycles.

RELATED: Check Out the Legends Edition of Triumph and Gibson 1959

3 indian four

The Indian Four was first produced in the late 1920s. It has an elegant yet sturdy appearance. It was powered by a 77 cubic inch four cylinder engine. Over time, the Indian Four evolved to include reshaped fenders and improved suspension, among other things.

The 1936/37 model included the less popular “upside down” engine. It’s one of those bikes that can not only fetch a handsome sum at auction, but it has the charm to match.RELATED: 10 Things Every Biker Should Know About Indian Motorcycles

2 Brough Superior SS100

The Brough Superior is one of those early English rides that turns heads. Not surprising since it was presented as the “Rolls-Royce of motorcycles”. Not only that, they can fetch a handsome sum at auction, with one of the highest sales amounting to $313,000.

The Brough Superior SS100 was produced from 1924 to 1940. It set world records in its time. It’s a classic ride that collectors flock to.

1 Phelon & Moore ‘Panther’

Phelon & Moore is an English motorcycle company that started in 1904. The Panther was one of their most famous models. This is one of those great motorcycles that deserves to be back on the market. It was a commercial success at the time.

Whether you collect as an investment or just want to own your own piece of motorcycle history, you can’t outrun classic bikes. Whatever the reason, some classic rides just aren’t worth giving up.

Sources: Mitchell, Doug (2005). Harley-Davidson Field Guide: All-American Bikes 1903-2004. Penguin.

When is it okay to use retirement savings to pay off credit card debt?



When your budget is tight and your debt seems insurmountable, it’s easy to see the money you’ve saved in your retirement account as a way out of a bad situation.

With inflation and rising consumer prices, Americans are turning more to credit. Credit card balances have increased by $46 billion since the first quarter, according to the latest household debt and credit report by the Federal Reserve Bank of New York.

Year-over-year, there has been a 13% increase in credit card balances since the second quarter of 2021, which is the biggest increase in more than 20 years, according to the report.

Other balances — which include retail cards and other consumer loans — rose $25 billion.

New York Fed researchers also found modest increases in delinquent payments for mortgages, auto loans and credit card debt as lenders end forbearance programs established early in the year. the pandemic.

Credit card debt rises as inflation forces Americans to borrow more

Data reflects questions I receive on my 1-855-QUESTIONPUBLISH (1-855-275-7678) toll-free line. People are afraid to pay off the debt they have been carrying for some time.

A caller from Northern California wanted advice on how to get rid of $13,000 in credit card debt at 22% and another $7,000 in personal loans.

“I have a very good income of $121,000,” she said. “I have a measly $30,000 in my Federal Retirement Account. Should I withdraw the money from the Federal Retirement Account, which has been losing money lately?”

After speaking with the caller, who requested that her name be withheld, I made a plan for her.

Here is the context: She is 63 years old and has just received the remaining balance of approximately $175,000 in student loans repaid under the federal Civil Service Loan Forgiveness Program. Before calling the toll-free line, she had already taken out a $10,000 loan from her Thrift Savings Plan, the federal government’s version of a 401(k). Her goal was to use some of the money to help her adult daughter, who is going through health issues. She spends about $500 more every month on medical bills for her daughter.

My assessment: She should stop withdrawing money from the TSP.

Where are you financially? Score this quiz — and our tips.

Here’s when you should withdraw funds from your retirement account if you’re not already retired: when there’s no other choice. You have exhausted all your non-retirement savings and exhausted other non-debt related sources of help.

Then, as a last resort, you may have no choice but to tap into your retirement account. But keep in mind that if you’re under 591/2, you could be subject to a 10% early withdrawal penalty. And even if you don’t get hit with the penalty, you have to pay taxes on the money.

A retirement loan is slightly better than a withdrawal. In a bear market where your retirement portfolio is under strain, it might make sense to use the cash to get rid of higher interest rate debt.

But generally, you should try to avoid borrowing from your retirement account. During better times, you might miss out on compounding income if the money was left in your account.

My advice: Because she had already borrowed from her TSP, I suggested that she set aside about $3,000 for a cash cushion and use the rest of the money to pay off the two small loans, which would free up $300. .

And yes, I know his credit card debt is more expensive. But when getting out of debt, tackling smaller debts and clearing them often motivates people to become more aggressive in paying down their balances.

Ready to pay off your credit cards? Try the “Debt Dash” method. Image without caption

We briefly discussed whether she should file for Social Security because she’s over 62. But if she plans to work a few more years, she shouldn’t take Social Security until she’s at least reached the full retirement age of 66 years and eight months. If you haven’t reached full retirement age for the entire year, Social Security will deduct $1 from your benefit payments for every $2 you earn over the annual limit. For 2022, this limit is $19,560.

I suggested he look for cuts in his budget.

I asked if she could cut anything from her budget.

His rent of $1,000 a month is reasonable given his income.

I asked her to pull her checking account statements for the last 12 months and, with a highlighter, go through them to find all that she could squeeze out of her monthly budget. Here is what she found:

“So far the biggest items are Costco and the health food store,” she emailed. “Last month I spent $683 on food and gas at Costco just for me. The month before, I spent $1,000. I had a guest at home that month.

She can reduce the cost of cell phone service, which is $190 a month for her and her daughter. “She has to get her own service when she starts working. Maybe I can get what I need for $75 a month. That’s $115 saved there.

She identified an additional $150 in savings by reducing her monthly trips to Costco and health food stores.

There was $40 more if it canceled three streaming services. So it happened, we discussed other toppings to find the money to pay off his debt.

“It was good to get into the thick of it with my spending,” she admitted.

I also encouraged her to call the credit card company and see what she could do to lower her interest rate or work with them on a payment plan that could speed up her debt reduction. She has done so and is awaiting a response from the lender.

7 Ways to Reduce Your Credit Card Debt After the Fed’s Rate Hike

With another pair of eyes, the caller could see she had options. If you think you need help, get free financial coaching and advice through America saves (americasaves.org). You can also get help from a non-profit credit counseling agency by visiting the National Credit Counseling Foundation or by calling 800-388-2227.

If you’re assuming you shouldn’t touch that precious amount of money that’s meant to see you through your retirement years, you might also find you have other options.

Triumph-Bajaj: 2023 range to include products from new partnership


In February, we covered photos taken of tests performed on the brainchild of British bicycle brand Triumph and Indian motorbike tycoon Bajaj.

We’ve had our eye on this collaboration (which has been more or less in effect) since 2019, with both brands aiming to drive high-volume bike sales.

Now the little scoots are becoming a reality, with more photos showing the bike nearly complete – and we’re curious to see just how “Triumph” these bikes really are.

A Triumph motorcycle. Media from RideApart.

“The Bajaj-Triumph portfolio is likely to have engine sizes ranging from 200cc to 250cc,” indicates the ratio of RideApart.

“The roadster and scrambler test prototypes shared design cues with Triumph’s top-of-the-range Bonneville and Scrambler offerings, but in smaller proportions and with a single engine rather than a twin.”

“The bikes produced by this collaboration will be deployed at a new manufacturing facility in Chakan, near Pune, using Bajaj’s local production expertise.”

A rider testing a new Triumph-Bajaj unit.  Media sourced from CycleWorld.
A rider testing a new Triumph-Bajaj unit. Media sourced from CycleWorld.

Essentially, Triumph is keeping its original customers happy by keeping the majority of their bikes in production in Britain, with this collaboration being a separate dive into the real treasure trove that is the low cost of production and high sales potential of the small -capacity bike industry – and all thanks to the handshake with Bajaj.

The first motorcycle to debut is said to be a podium machine at this year’s EICMA; whether it’s a roadster or a scrambler, we can’t wait to see the final product, as well as where the duo will place the units globally.

A rider testing a new Triumph-Bajaj unit.  Media from RideApart.
A rider testing a new Triumph-Bajaj unit. Media from RideApart.

Triumph-Bajaj’s sales figures will also be fun to check out when the range is released and in the community proper, so we’ll be sure to update you on anything we hear as it happens; DDrop a comment below to let us know what you think, and as always – stay safe on the twisties.

*Media sourced from DriveMag Riders, RideApart and CycleWorld*

Welland track pays homage to vintage motorcycles at Night of the Legends


Welland County Speedway took a few minutes to pay homage to the past when motorcycle racing returned after a two-week hiatus.

Race bikes waited in the pits as vintage bikes made their way to the quarter-mile dirt oval for two laps. None of the bikes shown at Night of the Legends on Saturday were race machines, and all were made before 1970.

A 1915 Triumph used by the British Army as an “expedition bicycle” during World War I was among three fully restored British-made motorcycles that Michael Roberts hauled on a trailer from Fort Erie. The 77-year-old retired general machinist also showed off a 1944 Norton used by the Canadian Army in World War II and a Norton, also a 1944 model, fitted with a sidebar that was used by the British army.

In 1980 Roberts bought the Triumph from someone in England. The bike has been “partially restored”. Roberts completed the restoration.

“I bought this bike because an uncle of mine was a dispatch rider in World War I,” he said. “According to the numbers on the engine, it was a military bike.”

Expedition motorcycles were used by the British Army in Belgium and France, “everywhere, wherever”.

Roberts acquired one of the Nortons in 1978 and the other in 1985. He recalls that the one used by the Canadian Army was shipped to them in six-quart baskets and cardboard boxes “from all over Ontario.”

How many baskets and boxes in all?

“Oh, I don’t know, two or three dozen I guess,” he replied with a chuckle.

It took Roberts “about a year” to put this bike together.

He never raced motorcycles, but he did drive them.

“But not much anymore. My arthritis got too bad,” said Roberts, who quit riding a few years ago.

About two dozen motorcycle enthusiasts from as far north as Muskoka and as far west as London, Ontario answered the speedway’s call to showcase their vintage motorcycles.

“It’s amazing how far they’ll go with gas prices these days,” said Wes Pierce, who organized the event on behalf of the Welland County Motorcycle Club, the nonprofit organization that owns and operates the highway on Netherby Road east of the highway. 140 in Welland.

It was the track’s first Night of the Legends tribute since 2019. The pandemic closed the speedway in 2020 and only a limited schedule was run the following year.

“We used to do it every year. It was a bit bigger event in the last few years,” Pierce said. “I think we’ll have to put more planning into this.

“To be honest, we didn’t have the numbers I expected. I don’t know if the word hasn’t passed enough.

The Canadian Motorcycle Hall of Fame inductee and life member of the Welland County Motorcycle Club was nonetheless pleased with how the evening went.

“We had a few notable people, and they enjoyed the camaraderie, and that’s what’s important,” Pierce said.

set the pace

Here are the top three finishers of Saturday night’s motorcycle racing schedule at Welland County Speedway:

Open expert 1. Doug Lawrence, 2. Boyd Deadman, 3. Tyler Seguin.

450 experts 1. Doug Lawrence, 2. Boyd Deadman, 3. Brandon Seguin.

Open Intermediate 1. Roderick Scott, 2. Jeff Orosz, 3. Logan Wilson

450 Intermediate 1. Roderick Scott, 2. Adrian St. Amand, 3. Jeff Orosz.

open beginner 1. Liam Caskie, 2. Seth Little, 3. Eric Orosz.

450 Novice 1. Liam Caskie, 2. Seth Little, 3. Connor Bekker-Thompson

Veterans, 40 years and over 1. Brent Thompson, 2. Bentley Thistlethwaite, 3. Rick Gunby.

Vintage Open 1. Justin Crumb, 2. Clayton Isherwood, 3. Boyd Deadman.

old lights 1. Rick Gunby, 2. Glen Brown, 3. Bill Bak.

Trolleys 1. Sid Scott, 2. Brian Kadwell, 3. Andy Van Dyk.

50cc, air cooled 1. As Simiana, 2. Connor Ruhe, 3. Tye Marceau.

Noru Kuki Mesh Jacket Review [Summer Motorcycle Apparel]

Noru Kuki Mesh Jacket Review [Summer Motorcycle Apparel]

Nothing beats airflow when it comes to staying cool on a hot summer day, and the Noru Kuki Mesh Jacket perfectly combines comfort and functionality. Some mesh motorcycle jackets are almost exclusively mesh. While this provides maximum airflow and is the best choice for the hottest days, fully mesh jackets are uncomfortable. With no shaping panels, the jacket clings to you, flapping endlessly at highway speeds.Noru Kuki Mesh Jacket Review: MSRPThe Noru Kuki Mesh Jacket has just the right amount of stiffer non-mesh 600 denier nylon panels to keep the jacket’s shape even when you’re cruising down the highway. The large mesh panels of the Kuki are found on the chest and upper arms, with the stiffer material – which still breathes – on the shoulders and forearms.Two-button adjusters on each forearm and bicep, plus hook-and-loop straps on either side of the waist, allow for some customization of the fit. The hook and loop is also used at the top and bottom of the main zipper, mainly to camouflage the zipper. I’m a tall guy, and the Noru Kuki this size just about fits me – I certainly didn’t get the size wrong. There’s no restraint or restriction of movement, and the soft collar feels nice on the neck.Noru Kuki mesh jacket review: PriceThe pockets are typical – two relatively small handwarmer pockets and a Napoleon pocket, which I like for my smartphone. Most textile motorcycle jackets include a large inside pocket. However, the Noru Kuki does without this luxury, as a pocket would reduce airflow.Noru Kuki mesh jacket review: For SaleSecurity is there, which is always a little disappointing. We applaud the CE-approved armor in the elbows and shoulders, while we tsk-tsk the back foam padding which offers no protection. We replaced the pad with a Forcefield Pro Lite K CE Level 2 back protector ($80). Noru’s parent company, Helmet House, offers a Cortech-branded Safe-Tech CE Level back protector for $20 – consider this a much-needed upgrade. Note that the Noru Kuki’s back protector pocket is non-mesh, so adding a legit back protector doesn’t compromise airflow.Noru Kuki Mesh Jacket Review: Summer Motorcycle ClothingEveryone has different reactions to heat, so it’s hard to quantify how much the Noru Kuki Mesh Jacket, or any such jacket, will do for each rider. I was comfortable enjoying slower city driving with the temperatures in the 90s. highway. After dark, I appreciated the Kuki’s reflective piping.Noru Kuki mesh jacket review: SummerThe Noru Kuki Mesh Jacket comes with a long sleeve quilted thermal liner so the jacket can be worn in cooler temperatures. The liner zips into the body of the jacket, and there are buckles and snaps to secure the arms to the cuffs. The liner adds a dedicated smartphone and larger capacity pocket to the jacket’s carrying capacity.I would prefer to see lining as an option for several reasons. First, I consider a mesh jacket as an auxiliary jacket for the hottest days, and I will wear my usual jacket in normal temperatures. Also, rather than carrying a fairly bulky liner on a trip, I’d rather pack one of Noru’s base layers. A waterproof liner would be more useful, as summer weather can be hot and humid, depending on where you ride.With clean styling, plenty of airflow, and a comfortably structured shell, the Noru Kuki Mesh Jacket gets the job done in the summer heat for $150 MSRP. As of this writing, Noru is offering the handsome jacket for $100, reflecting that a bit of summer has passed.Highlights on the Noru Kuki Mesh Jacket

  • Sizes: X-Small – 3X-Large
  • Colors: Black; Dark grey; neon/black; Red Black
  • Protection: CE approved shoulder and elbow protectors

Noru Kuki Mesh Jacket Price: $150 MSRP

Noru Kuki Mesh Jacket Review Photo Gallery

Private jet of Elvis Presley, Harley-Davidson and more head to auction – Robb Report


It’s a well-known fact that the king loved bling. The late rock and roll great, more formally known as Elvis Presley, amassed an extensive collection in his lifetime, and now much of it is up for auction.

The award-winning pieces, which the ‘Hound Dog’ singer gave to his manager, Col. Tom Parker, will go under the hammer at a dedicated event GWS Auctions sale on August 27. Titled “Collection of Lost Jewels of Elvis Presley and Colonel Tom Parker”, it includes a total of 193 lots ranging from gold rings and cufflinks to watches and chains.

A clear outlier is solid 14k yellow gold TCB Ring (minimum bid: $500,000) which was personally owned and designed by the King. It features the letters “TCB” and two large diamond-encrusted lighting bolts, as well as a large stone in the center. TCB stands for “taking care of business,” which was a favorite phrase of Presley. It was the first of many TCB rings the star had made with the now-famous design.

Presley’s Jetstar Jet which he bought for his father.

Kruse GWS Auctions

It’s not just jewelry either. The sale includes Presley’s Jetstar personal jet (minimum bid: $100,000), his 1976 Harley-Davidson (minimum bid: $100,000) and 1973 Lincoln Continental (minimum bid: $50,000). It also contains pages of his famous lyrics and a guitar he starred in his famous 1968 comeback TV special (minimum bid: $750,000). Other lots include gold guns, money clips, glassware, boots, license plates, and other suitably extravagant items.

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Presley’s 1976 Harley Davidson FLH 1200 Electra Glide.

Kruse GWS Auctions

Many of the parts were provided by the musician’s ex-wife, Priscilla Presley, according to Reuters.

“Well, that brings back memories for sure,” Presley told the publication.

She added that the couple often bought or ordered jewelry for Parker because they didn’t know what else to get her. It actually became a running joke between the Presleys. Although Priscilla is protective of the items, some of which were designed by her, she supported the auction because the pieces are genuine. Indeed, most lots come with one or more letters of provenance from Priscilla herself, fellow singer Jimmy Velvet, or other members of Presley’s inner circle.

Elvis Presley 1973 Lincoln Continental

Presley’s “last” 1973 Lincoln Continental limousine.

Kruse GWS Auctions

“There are so many products out there that aren’t authentic at all and that worries me,” Presley said. “I want to be sure that it will go to someone who will take care of it, love it.”

Current Mortgage Interest Rates, August 1, 2022 | Tick ​​Down Rates

We want to help you make more informed decisions. Certain links on this page – clearly marked – may direct you to a partner website and allow us to earn a referral commission. For more information, see How we make money.

In 2022, mortgage rates have nearly reached levels not seen since before the pandemic, after nearly two years of record high rates.
Refinancing or buying your home doesn’t have to be put on hold. Although rates are higher than they were in 2021, 30-year fixed rates are still close to rates a few years ago.

The fact is, a homebuyer’s decision involves more than just an interest rate. It’s a lifestyle decision. Despite the impact of the interest rate market on mortgages, it is not prudent to base your decision on just a few basis points. The most important thing to consider is setting a realistic home buying budget and sticking to it.

Let’s take a look at current mortgage rates, past rates, and what it all means for borrowers.

A variety of notable mortgage rates fell today. The impressive drop in 30-year fixed mortgage rates is making headlines, but let’s not forget the 15-year fixed rates, which have also fallen. At the same time, average 5/1 variable rate mortgage (ARM) rates also declined.

Mortgage rates are currently:

Mortgage rate forecasting: why do mortgage rates change?

Various economic factors have caused mortgage rates to rise this year. Persistently high inflation is a big reason, Jacob Channel, senior economic analyst at LendingTree, told us. According to the Bureau of Labor and Statistics’ Inflation Report for June, inflation recently hit 9.1%, its highest level in 40 years. As inflation remained higher than expected, the Federal Reserve raised its short-term policy rate by 50 basis points in May, then by 75 basis points in June, and the July rate hike is expected to be 75 additional points.

A spike in mortgage rates preceded the Fed’s announcement after the release of the inflation report. “I think what we’re seeing is that lenders had already forecasted the Fed was going to raise the fed funds rate by 75 basis points and they started pushing mortgage rates up preemptively,” we said. says Jacob Channel, senior economist at LendingTree. .

“There are signs that some of the main drivers of inflation are easing, such as the drop in oil and other commodity prices in July, slowing wage growth and easing pressures on the chain. However, service price increases driven by housing and pent-up demand for vehicles will keep inflation high in the coming months,” said Dawit Kebede, senior economist at the Credit Union National Association, in a statement. release Energy prices are half responsible for these increases, he said.

Current Mortgage Rates: Are They Good for Buying a Home Right Now?

Even with the recent dramatic increases, mortgage rates remain at normal levels and are still considered historically favorable.

But the overall cost of home ownership is now rising with rising rates. With a combination of limited supply of homes, prices have risen significantly from pre-pandemic levels. Massive buyer demand and rising home construction costs are also contributing to the surge.

A point or two difference can mean a lot of money on a 30-year mortgage. But experts advise against trying to time the market to get the best mortgage rate. It’s more important to focus on finding the right home and doing it when your personal lifestyle and financial situation indicate that it’s the right time.

Mortgage lender rates can vary widely. In order to get the best deal, shop around between a few different mortgage lenders. Be sure to get quotes from different lenders to ensure you get the best deal, experts say. “The rate has a big impact on your monthly affordability as long as you keep that house,” Skylar Olsen, senior economist at Tomo, a digital real estate and mortgage company, told us. “It’s actually a critical part of that decision, and it requires shopping around.”

Watch out for loan fees

If you’re taking out a mortgage, your decision should factor in loan closing costs. These fees include loan origination fees, prepaid interest and property taxes, and can range from 3-6% of the loan amount. . You can save money in the short term by using this strategy, so don’t overlook it if you plan to sell your home or refinance it in five to eight years.

Current Mortgage Refinance Rates

There’s good news if you’re considering a refinance, as the average 15-year and 30-year fixed refinance loan rates have fallen. If you’re considering a 10-year refinance loan, just know that average rates have also come down.

Take a look at today’s refinance rates:

Here are the mortgage rates for different loan styles.

30-year fixed mortgage interest rate

For a 30-year fixed-rate mortgage, the average rate you’ll pay is 5.28%, down 37 basis points from last week.

15-year fixed mortgage interest rate

The median rate for a 15-year fixed mortgage is 4.61%, down 26 basis points from the same time last week.

The monthly payment on a 15-year fixed rate mortgage is, undeniably, a much higher monthly payment than what you would get on a 30-year mortgage offering the same interest rate. However, 15-year loans have significant benefits: you’ll pay thousands less in interest and pay off your loan much faster.

ARM 5/1 tariffs

A 5/1 ARM has an average rate of 4.09%, down 11 basis points from the same time last week.

An ARM is ideal for borrowers who will sell or refinance before the rate changes. If not, their interest rates could end up being significantly higher after a rate adjustment.

For the first five years, a 5/1 ARM will typically have a lower interest rate than a 30-year fixed mortgage. Keep in mind that your rate could increase and your payment could increase by hundreds of dollars per month.

How We Determine Mortgage Interest Rates

To see where mortgage rates are moving, we rely on information collected by Bankrate, which is owned by the same parent company as NextAdvisor. The Daily Rates survey focuses on mortgages where the borrower has a high credit score (740+), a net worth of 20% or more, and lives in the home.

This table shows current average rates based on information provided to Bankrate by lenders nationwide:

Rates correct as of August 1, 2022.

Frequently Asked Questions (FAQ) About Mortgage Rates:

How to get the best mortgage rate?

Shopping around for a mortgage is a great way to qualify for the lowest rate.

Your mortgage rate depends on a variety of factors that lenders take into account when assessing the likelihood of you paying off your home loan. Your credit score is a big part of that decision. And your loan-to-value (LTV) ratio is also important, so having a larger down payment is better for your mortgage rate.

But banks will see your situation differently. So you can provide the same documentation to three different mortgage providers and find that none of the mortgage rates and fees you are offered are the same.

Should I lock in my mortgage rate now?

It is impossible to know which direction mortgage rates will go from one day to the next. That’s why a mortgage rate lock is such a useful tool, because it protects you if rates go up. And since interest rates are relatively low right now, you should lock in your rate as soon as possible.

When you lock your rate, ask your lender how long the lock is valid. A rate lock can be valid for 30 to 60 days, which usually gives you plenty of time to close before the lock expires. If something happens and you need to extend your rate lock, ask about fees, as many lenders charge a fee to extend a rate lock.

Southeast Asia calls for Chinese milk tea


The Chinese milk tea brand CHAGEE is developing its foreign markets. EVERYDAY CHINA

Many brands are rushing to win customers in the region

To cool off on hot summer days in Beijing, Noppawan Sereesuntiwong often went to a coconut milk tea shop near Dongdaqiao subway station in Chaoyang District.

The 41-year-old Thai is a die-hard fan of the sweet and cool drink, also known as bubble tea, which is popular among young people in her home country and many other Southeast Asian countries .

While studying in the Chinese capital, Sereesuntiwong, who now lives in the United States, tried many brands of Chinese milk tea before finding her favorite.

“The weather in Thailand is hot and people like sweet and cool drinks. We love colas, juices and bubble tea. In China, I liked Coco’s mango tea, which is cool and not too sweet,” she said. .

Sereesuntiwong studied Chinese at Capital University of Economics and Business for two years from 2017, before continuing her education at Beijing Language and Culture University.

Milk tea shops have mushroomed not only in China but also in Malaysia, Singapore, Vietnam and Thailand, with Chinese brands experiencing a boom in the region.

On November 11, Singles’ Day, national milk tea brand CHAGEE learned that its products were selling surprisingly fast in Malaysia.

Peng Xianggui, head of the company’s overseas business, said, “At each of our outlets in Malaysia, dozens of riders waited to make deliveries. We didn’t offer any discounts, but our 26 stores sold more than 30,000 cups of milk tea to take away. Local people can’t get enough of Chinese milk tea brands.”

In 2018, CHAGEE launched its “going global” plan, just a year after gaining a foothold in its home province of Yunnan. In October 2018, it set up an overseas business department, firmly focusing on the Southeast Asian market.

In August 2019, the brand opened its first overseas outlet in Kuala Lumpur, the Malaysian capital. With its elegant design concepts and milk tea flavors, the brand has grown rapidly and now has more than 30 stores in Malaysia.

Peng said, “Cold drinks are a staple in Southeast Asia. The annual average temperature in the region is close to 30°C and the demand for these beverages is huge throughout the year.

Many CHAGEE outlets in Malaysia are located in malls close to major brands such as Starbucks and McDonald’s. On July 22, CHAGEE opened its 37th Malaysian outlet, while last year the highest turnover of an outlet reached more than 38,000 yuan ($5,635).

The company said, “This year, our sales in Malaysia increased by 100% over last year, with monthly revenue reaching 500,000 to 600,000 yuan.

CHAGEE is just one of the Chinese milk tea brands to gain popularity in Southeast Asia in recent years. In November 2018, a long line was formed when Heytea launched the sale of its product at the ION Orchard shopping complex in Singapore. Local media described the crowd that gathered as “incredible”.

According to Heytea, the store sold an average of 2,000 to 3,000 cups of milk tea every day in its first week of business, earning a daily net profit of up to 60,000 yuan.

Growing influence

Other milk tea brands in Southeast Asia also achieved eye-catching performances.

Chatime, which mainly focuses on the international market, has opened 2,500 stores worldwide, many of them in Southeast Asia. Mixue Bingcheng Co, which has more than 10,000 outlets in China, has opened many stores in Vietnam’s capital Hanoi, unexpectedly triggering a Chinese tea boom. Nayuki, whose popular fresh fruit teas include drinks topped with cheese-flavored mousse, has adopted a “social marketing +” model, attracting a large number of Southeast Asian fans to her social media accounts.

The growing influence of Chinese tea culture is likely key to the success of the country’s milk tea brands.

Tea is mentioned in a poem written by Su Shi, a renowned poet and statesman of the Song Dynasty (960-1279), indicating that the drink has a long history.

Lines from the poem include: Wine-sleepy when the road is long,

I long for the bed; Parched throat when the sun is high,

I want tea.

Liang Haoguang, director of the Chinese Modernization Research Center of the Chinese Academy of Sciences, said: “The nomads in China created the concept of milk tea.

“Through the ancient Silk Road, the drink was brought to India and also to Western countries. During the colonial era, milk tea was brought back to places like Taiwan and Hong Kong. The development of the milk tea is proof of the process of globalization of trade that originated from the Silk Road.”

Liang said many viewers have been drawn to the popular TV series Meng Hua Lu, which features dian cha, a Song Dynasty tea-making technique. During this dynasty, most teas existed in the form of semi-fermented tea cakes. The dian cha process involved first grinding the tea leaves into a powder, before finely sifting the powder and placing it in a teacup.

“The cultural heritage exhibited by the tea culture is a bridge connecting the countries involved in the Belt and Road Initiative”. It shows that the historical cities along the Silk Road had two main functions: trade commercial and cultural,” Liang said.

With its growing demand for bubble tea, Southeast Asia shares close cultural ties with China through trade and people-to-people exchanges, making the region an initial destination for Chinese brands that venture abroad.

Peng from CHAGEE said, “We use fresh Chinese tea leaves and have our own organic tea farm in Lincang, Yunnan. Chinese tea culture is symbolic, attracting a growing number of locals, especially young people. The reasons for its success are the growth of China. economy and increased confidence in cultural communications.

CHAGEE uses many traditional household features in its stores, where customers can find items such as elegant Chinese teapots.

The company name is also linked to Chinese history. It takes its name from the ancient Chinese drama Ba Wang Bie Ji, also known as Farewell My Concubine.

Henry Chong, a Malaysian milk tea lover, said he liked the flavor of CHAGEE milk tea and its elegant packaging.

“Not many milk tea shops offer this type of product and experience. The brand really appeals to people who love Chinese history and Chinese tea,” Chong said.

Peng said CHAGEE has many fans between the ages of 18 and 35. They are excited about new trends, especially when they relate to Chinese culture.

Liang believes the popularity of milk tea in Southeast Asia also reflects the globalization of trade that began along the Silk Road.


The market is expanding

According to consulting services firm Fortune Business Insights, the global bubble tea market was $2.02 billion in 2019, and it is expected to reach $3.39 billion by the end of 2027, growing compound annual growth of 7.2% over the forecast period.

However, the COVID-19 pandemic has had a negative impact on the bubble tea market growth. Authorities have imposed strict lockdowns and closed restaurants, cafes, farms and factories. Bubble tea production has also been affected by import and export restrictions and a labor shortage.

Peng said, “COVID-19 has had a significant impact on the food and beverage industry. We have experienced labor shortages and had to temporarily close some outlets to comply with health regulations. Eating and shopping habits have changed significantly, with more people ordering food and drink online.As a result, we have decided to join the online market, where we have worked well with service companies. delivery. “

More and more bubble tea drinkers are now looking for better value for money, and young people in China see drinking the drink as a social activity, during which they sit and chat with friends in spacious outlets where drinks are sold.

Peng added, “Milk tea has slowly evolved from a thirst quencher to a social requirement. For example, people used to go to outlets such as Starbucks to chat with friends while drinking. coffee, but now milk tea shops offer another option.”

Leonard Lee, a marketing professor at the National University of Singapore who studies customer psychology, said consumption has symbolic value.

Drinking bubble tea is not only a satisfying experience, but also an expression of status, a sign of taste, and a willingness to embrace new things.

Local innovation is also key to the success of milk tea. For example, Heytea launched a promotion in Singapore to sell durian and salty yolk flavored ice cream in July and August every summer. These tropical flavors are well suited to local tastes.

Unlike sweet milk tea products, Chinese brands focus on the flavor of the drink, which has a lighter taste. The higher polyphenol content in tea also makes it more refreshing, with the drink becoming particularly popular among professionals in Southeast Asia.

Peng said, “Young people in the region are asking for healthier beverages and we are promoting the transition to healthy eating. For our products, we use fresh tea leaves and milk, sometimes accompanied by fresh fruit.

Countries in North America and Europe are also gradually increasing their consumption of modified tea products, according to a Fortune Business Insights report in 2020.

Additionally, the number of bubble tea shops has increased in the US and UK as consumers shift to non-alcoholic or low-alcohol beverages, including tea-flavored beverages, according to the report. .

CHAGEE announced plans to open more stores in Thailand and Singapore, as well as in Europe and North America.

Peng said, “Starbucks brought coffee culture to the world. We come from Yunnan, the birthplace of the ancient Tea and Horse Road (a trade route mainly connecting today’s Shaanxi, Gansu, Sichuan and Yunnan provinces and the Tibet Autonomous Region). We want to bring our tea culture to more places and shine it on the world stage.”

Sereesuntiwong from Thailand said he once found a Coco milk tea outlet in the United States, but missed the chance to get a drink.

“Next time I see the store I will definitely go. I really miss Coco’s mango bubble tea,” she added.

Women’s biker clubs thrive as more women ride horses


In Sydney, The Throttle Dolls have amassed 122,000 Instagram followers since three friends formed them in 2014, new group Girls Ride Out formed in 2021 and national network GLOW (Gorgeous Ladies on Wheels) has an active branch.

Motorcycling Victoria reports a recent increase of up to 20 per cent in female participants of all age groups at its training programs and events as girls and women take to the tracks.

The organization created a Women’s Involvement Management Committee in 2022 and finance manager Donna Pearce said events were in full swing.

“We have a wide range of age groups, from moms to little girls to women in their 50s,” she said. On the upcoming ‘Ladies in the Land Day’ in Broadford on August 13, women ‘aged 5 to 90 can come and ride’.

Catherine Manning, 54, who runs self-esteem workshops for girls, says she sees growing numbers of middle-aged women getting into motorcycling just because they can.

She got her L-plates in her twenties, but quickly sold her bike when she and her husband (also a motorcyclist) decided to start a family and recently switched to her L-plates again. She rides a Kawasaki Vulcan 650 from cruiser style, from which she will be able to access all the power of the engine when she receives her full licence.

” I love that ; I literally wake up every day and go out to the garage with my cup of tea and just watch my bike — and the weather,” she said. “It just makes me smile and puts me in such a good frame of mind. ”

“I love the encouragement you get from seeing other women on the road and being a part of it,” Manning said.

From Em Jensen’s ‘Sheilas’ series, titled: ‘Sarah entering the Retreat Hotel to meet the Leatherlookers for a drink’.Credit:Em Jensen

Seeing other women riot at Sheilas Shakedown got photographer Em Jensen hooked on the idea of ​​not only documenting female bike culture, but also joining “the ultimate girl gang.” Although she had never driven a manual car, she got her motorcycle license and went leatherette, on her Suzuki GN250, called Betty.

When she saw the scene in full swing at the Shakedown, Jensen felt it needed to be documented, “especially in a motorcycle scene where there’s so many depictions of women who aren’t what I saw there- down”.

For her photography series, Sheilas, Jensen followed female motorcycle club members for months, capturing their festivals, rides and other general shenanigans, hoping to dispel clichés about women’s place in the bike scene. .

“It became clear that this community shares more in common than just an interest in motorcycles; there is a strong sense of recuperating from the activity and challenging gender stereotypes surrounding motorcycle culture,” she said.

“I feel like the girls doing this have never been shown before, and that’s a shame.”

The Em Jensen Show, Sheilas, will be on display at the Old Bike Shop at 117 Lygon Street, Brunswick, from August 11 until the end of the month.

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A man is killed in a motorcycle accident in Malden


MALDEN, MA – A 21-year-old man from Tewksbury died following a motorcycle accident on the Fellsway in Malden on Friday evening, according to state police.

Kyle Roust was riding the motorcycle and racing a black sedan when he crashed into a guardrail near the intersection of Fellsway and Charles Street, state police said Saturday, citing a preliminary investigation.

The crash happened around 8:38 p.m., police said. Roust was taken to Mass General Hospital in Boston, where he was pronounced dead.

Find out what’s happening in Maldenwith free real-time Patch updates.

The accident is still under investigation. Police said Saturday they have no additional information about the sedan they believe was racing with Roust. The sedan left the scene of the accident, according to the police.

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Young at Heart motorcycle ride to raise funds for IOOF expansion


IOOF Seniors Homes recently launched a fundraising campaign to expand facilities on Brooks Street; Barrie Harley-Davidson Hosts September 24 Event

IOOF Seniors Homes Inc. is pleased to announce the return of the 17th Annual Young at Heart Motorcycle Ride and is excited to once again welcome our riders and sponsors in person.

This year’s Young at Heart Ride will be hosted by venue sponsor – Barrie Harley-Davidson (311 Bryne Dr., Barrie) on Saturday, September 24, 2022 in support of the IOOF Redevelopment Campaign.

Since 2006, this wonderful motorcycle ride has raised over $240,000 for IOOF and local seniors.

IOOF recently embarked on a $42 million capital redevelopment project, the largest in IOOF history, and the launch of a $1.2 million capital campaign to expand the facility (10 Brooks St., Barrie) to a 226-bed long-term care home. This transformative revitalization will create 64 new long-term care beds and 66 upgraded beds, modern spaces, updated amenities, private rooms and increased square footage.

Entry fee is $50 to participate and pre-registration is required. Runners are encouraged to collect pledges, 100% of proceeds will benefit the IOOF redevelopment campaign.

The 2022 event will include a 2-hour countryside ride, a celebratory parade through the IOOF grounds for residents, a delicious lunch, raffle prizes and more! To register: visit this site or call 705-728-2389 ext. 322.

“We are so thrilled to be hosting this year’s Ride at Barrie Harley-Davidson and we look forward to seeing all of the riders return to such an important event for our local seniors. We are a long time supporter and participant of the IOOF Walk and understand the urgent need to provide improved care for seniors in our community. We hope other businesses will join us in supporting the essential work of IOOF and their residents,” said Kate Insley, Owner and Chief Operating Officer, Barrie Harley-Davidson.

Sponsorship opportunities are available and include a full set of recognition benefits.

Please contact Elyse Martin, Fundraising Manager at 705-728-2389, ext. 315 or [email protected] to learn more.

Caring is what we exist for… IOOF Seniors Homes Inc. (IOOF) is a non-profit organization that currently operates several facilities located in Barrie, Ontario and has been serving the needs of residents for over 100 years. To find out more about the IOOF redevelopment project and the ways you can support it, visit www.ioof.com.


Is Upstart a purchase? | The Motley Fool


To buy Assets received (UPST -0.16%) stock or not to buy? This must be the question of the year for some investors. The AI-powered credit company rocked the investment world when it exploded in the markets last year, gaining almost 1,000% from its closing price from day one to the end of 2020. in October 2021. Since then, it has seen a dramatic decline, losing around 94% of its value. It now trades at just 14 times earnings over the past 12 months. Should the newly humbled stock be on your buy list? Let’s examine it.

Why did it get so high

Upstart offers a new approach to credit reporting. It says four out of five Americans have never defaulted on a loan, but don’t have access to good credit because they fail credit-scoring criteria from old-fashioned scoring tools such as Just IsaacThe FICO tool, which takes a very narrow view of creditworthiness.

Upstart is trying to change that by using machine learning and evaluating many other criteria to determine creditworthiness. He claims that banks using his platform have 75% fewer defaults at the same approval rates. Its easy-to-use, easy-to-integrate model eliminates many hassles for banks and customers, with 74% of applicants approved instantly.

More lenders are taking notice, and banking and credit union partners have grown from 18 in Q1 2021 to 57 at the end of Q1 2022. More than half of its business comes from a banking partner , so it’s something to keep an eye on, although that went down over 70% when Upstart went public.

The numbers speak for themselves. Revenue grew by triple-digit percentages for four consecutive quarters, and one quarter even recorded a four-digit gain. In the first quarter of 2022, revenue increased 156% year-over-year to $310 million, and net income increased to $32.7 million from $10.1 million a year last.

The company recently entered the auto loan market through Upstart Auto Retail, and it is growing rapidly as well. Dealer roofs on the platform have grown from 162 at the end of Q1 2021 to 525 at the end of Q1 2022. More and more bank lenders are also joining the platform.

Management sees a huge market opportunity, with $112 billion in personal loans and $751 in auto loans. It also plans to enter new markets, with a market opportunity of $4.5 trillion in mortgages and $644 billion in business loans.

It’s no wonder investors are snapping up stocks. But it is not that simple.

why he fell

Upstart’s share price has already begun to falter after the company gave what investors considered a weak outlook in October. Despite the triple-digit growth percentages, shareholders did not appreciate the slowdown in projected growth.

But that got really ugly after the first-quarter 2022 earnings report in May, when the company revealed it had added a large position to loans held on its books. Upstart is essentially a platform, not a lender. The fact that it didn’t have much credit exposure was seen as a positive when considering Upstart as an investment. In a rising interest rate environment, with more loans on its books, the company is exposed to a higher risk of default. Worse still, management expects growth of around 55% year-over-year for the second quarter of 2022. More banks may be reluctant to approve loans in this type of interest rate environment, and more customers could be lacking. To top it off, Upstart’s model has yet to be tested when rates rise. It is unclear how accurately the model will be able to assess solvency under current macroeconomic conditions that include this highest inflation in four decades.

Finally, management provided a preliminary second quarter update in early July with revenue below expectations and net losses reaching between $27 million and $31 million after many quarters of profits.

Part of this projected loss was due to Upstart converting some of its books’ loans to cash. Removing loans from its books is a positive step and demonstrates the company’s willingness to tackle an emerging issue, even if it has reduced its revenue.

What should you do now?

You don’t usually find stocks with triple-digit growth trading this cheap. This low price means investors are factoring in a lot of risk here. The risk is certainly there, but management’s handling of the situation inspires a lot of confidence. The next few months will be very revealing. Investors who can handle the risk should consider taking a small position, keeping the long-term picture in mind.

Jennifer Sabil has no position in the stocks mentioned. The Motley Fool holds positions and recommends Upstart Holdings, Inc. The Motley Fool recommends Fair Isaac. The Motley Fool has a disclosure policy.

Trial begins for NH truck-motorcycle accident with seven dead


Three years after a horrific motorcycle accident killed seven New Hampshire bikers and seriously injured several others, we are finally entering the early days of the resulting lawsuit.

The basic arguments of the prosecution and the defense are simple. Prosecutors said 26-year-old commercial trucker Volodymyr Zhukovskyy was impaired by cocaine and alcohol, which led to his collision with members of the Jarheads motorcycle club. Defense lawyers say it was the members of the riding club themselves who caused the accident, due to their own drunk driving.

In our previous coverage of the case, we laid out the basics for you. On June 21, 2019, Zhukovskyy (a Massachusetts resident) was driving his commercial truck in New Hampshire when it collided with the Jarheads, a riding club formed by former Marines. Seven runners were killed and three were injured; Zhukovskyy was charged with seven counts of negligent homicide. The investigation also uncovered evidence to suggest that Zhukovskyy shouldn’t even have been a licensed commercial driver at the time of the accident, due to prior issues with the law, but state authorities are not did not properly verify commercial driver’s licenses. As we told you in one of our previous stories:

In the months that followed, there were a series of shocking allegations; reporters discovered Zhukovskyy had arrest records in six states, including drug charges and traffic violations, and a brush with the law just weeks before the fatal crash that theoretically should have resulted in cancellation of its business license.

Massachusetts launched a license ban-a-thon after the crash, digging through its records and bringing down the hammer on other drivers who should have been banned but had evaded the system.

Originally, Zhukovskyy was to stand trial in 2020, but COVID-19 and the difficulty in finding a crash reconstruction expert to work for the defense interfered with that plan. He has been in jail since the accident, as he was considered a flight risk. His trial began on Tuesday July 26; the two brothers who owned the transport company he worked for are also expected to face trial in the future.

1936 Harley-Davidson EL Auction by Mecum [The First Knucklehead]

1936 Harley-Davidson EL Auction by Mecum [The First Knucklehead]

Launched in the depths of the Great Depression, the Harley-Davidson knucklehead engine revolutionized The Motor Company’s big V-twins. The flathead design that launched the brand 33 years earlier has given way to the knucklehead’s pushrod-actuated overhead valve architecture – a refined version powering modern Harley-Davidson motorcycles 86 years later. The 61ci engine – just under a liter – produced 40 horsepower and allowed the rider of the 1936 Harley-Davidson EL to flirt with triple-digit top speed. The single-cam engine was mated to a four-speed transmission with a tank-mounted shifter and foot clutch. A Linkert carburettor fed the knucklehead combustion chambers, with a coil-and-point ignition system providing a spark.1936 Harley-Davidson EL Auction: For SaleThe 1936 Harley-Davidson EL used a twin downtube frame with reinforced trellis castings. A hardtail, sprung fork design with oval front-sprung downtubes. To offer the rider some relief from rough roads, the seat post has been suspended. A nearly 60-inch wheelbase provided stability for the EL, which had a curb weight of around 600 pounds. Between the knucklehead power and the sophisticated chassis, the EL was considered a premium touring bike. Engine guards, 18-inch wheels (now shod with Coker Classic Diamond Tread 4.50-inch-wide rubber) and an illuminated tank-mounted speedometer added to the EL’s looks.1936 Harley-Davidson EL Auction: First Knucklehead EngineThis example will be auctioned at Mecum Auctions‘ The Daytime Auction Monterey 2022 event at Hyatt Regency Monterey Hotel and Spa on Del Monte Golf Course. The auction begins Aug. 18, with this 1936 EL going under the hammer on Saturday, Aug. 20, alongside four other Harley-Davidsons: a 1910 belt-drive single-seater, a 1908 belt-drive tank, a racer 1920 Dewey Sims track truck and 1925 Dino Paul equipped sidecar from JD.HP Cycles in Berwick, Maine performs restoration of the 1936 Harley-Davidson EL. Original parts include dash, speedometer shifter, gas cap, toolbox, small butted front fender, fluid lines and incredibly rare open rocker arms for the knucklehead engine. NOS parts were also used in the restoration, which includes a Dusk Gray and Royal Buff paint job.Photograph by Zachary Cliff, courtesy of Mecum

1936 Harley-Davidson EL Auction Photo Gallery

Can credit cards help you go back to college and change careers?


If you’re like most people, there comes a time when you want to change careers. A 2021 fast company investigation found that 52% of American workers have considered changing jobs and 44% have taken steps to make it happen.

But it’s one thing to make major life changes when you’re young and have few responsibilities. It’s another when you’re older, have a mortgage, people depend on you for care, or are already retired.

To find out if such a change is right for you, think about what you need to prepare for the next step, as well as the associated costs. This may require additional training or a higher degree to qualify for your next position, or a good start-up credit card if you’re ready to go it alone. If you don’t have the money to pay for the programs, you might even consider charging for what you can’t afford right now.

Why change jobs?

There are plenty of reasons you might want to leave an established profession, says AJ Vollmoeller, a Key West, Fla.-based career coach and author of “How to Not Get Hired.” Chief among them:

  • Boredom: You’re just tired of doing the same thing every day. It is no longer difficult.
  • No room for growth: You wanted to climb the corporate ladder, but in the end, there is no place to go.
  • Your work is unsatisfactory: Maybe you went to school to be an accountant because that was expected of you, but it never made you happy.
  • Your business is failing: Feel layoffs on the horizon? This could be your trigger to go out on purpose, before you have no choice.
  • The industry is changing: If the industry you work in is getting anachronistic, you might want to train for the next best thing.
  • You don’t earn enough: Where you are now may be fine, but the salary is too low.
  • Your work-life balance is out of balance: If you spend too much time working and not enough enjoying life, you may be considering a career that requires fewer hours or is less stressful.

“People used to go to work and stay, love it or hate it,” Vollmoeller says. “It’s okay to explore more opportunities now, at any age. But you need to be sure that changing professions is what you want to do.

“Everyone has a bad day at work and starts thinking about it,” he says. “It’s when you start having these thoughts constantly that you have to take this desire seriously.”

Understand the new career and identify education gaps

Resist the urge to quit until you know exactly what your desired profession requires and what day-to-day tasks really look like, says Vollmoeller. Talk to as many people as you can who are in this industry. Participate in informational interviews (informal meetings with hiring managers) to find out what the job is really about.

If you find you want to make the switch, review not only your own resume, but also those of people in that profession. This way you can find out if you have skills and training that you can highlight and need to acquire.

For example, maybe you have twenty years of experience in marketing, but you are called to social services. You may have a proven track record of working with people and influencing them, so you can highlight that on your resume. What you don’t have is a master’s degree in social work, which many states require. With this information, you can start planning your return to school and consider ways to manage the associated costs.

“Changing careers always requires a plan,” says Vollmoeller. “You know you want to transition, but your mind is spinning.”

Slow down and do your research. Go online and type “certifications and training” for the job you want in the search bar. Next, look at other people’s resumes, which are often available on LinkedIn, and identify patterns around degrees, certifications, and licenses. Learn what others have that you don’t.

Evaluate the cost of education and try to reduce it

Once you know what you need for the job, you’ll need to figure out how to pay for it – and if the price and time are worth it.

For example, if your dream is to become a university professor, you should know that reality usually requires a doctorate. The Education Data Institute reports that an average doctorate costs $98,800 and takes four to eight years to complete. Only you know if it’s worth it.

Other professions do not require such expensive and time-consuming advanced degrees, but do require professional courses and certifications. If it’s not too far from your field, find out if your current employer will cover the cost.

So did Beth Pinsker, personal finance writer and certified financial planner from Brooklyn, New York. The savings can be substantial. According to the American College of Financial Services, total CFP courses tuition costs $4,675.

Do your due diligence when it comes to certification programs, however, warns Vollmoeller. You don’t want to spend money on a program that’s unnecessary or not above board. Credential Enginea non-profit organization dedicated to career training transparency, found that there are thousands of credentialing programs in the United States, many of which were developed when people changed careers during the COVID pandemic -19.

Use loans and credit cards strategically

Once you’re convinced you want to move on, you have the time to get the training, and you know it’s right for you, think about how to pay for it. If your employer isn’t footing the bill and you don’t have cash available, you may want to borrow some money.

Student loans are available for tuition and materials, and are worth pursuing in many circumstances. Federal loans have low, fixed interest rates and you can delay payments until you graduate. Since these loans are generally not dischargeable in bankruptcy, you are usually stuck with them until you pay them in full. Private student loans can also help, but their rates are higher than federal loans.

Credit cards can also be used for your studies. If you use a rewards card to cover costs, you can earn points or cash, which will reduce costs. But be careful.

“You will want to make sure that whatever you put [credit cards] you can repay as soon as possible,” says Pinsker. “Interest rates are rising, so you will have to be very careful with your debts. Instead of using credit cards for tuition, use low interest loans. Charge your living expenses to your credit cards and pay the bill.

Another option to consider is 0% APR cards. Some of the best 0% interest credit cards offer extra-long introductory periods. The Wells Fargo Reflect℠ card gives you 21 months of interest-free financing, for example, and the US Bank Visa® Platinum card gives you 20 months. If your certification program meets these time constraints and you pay off the debt before the regular account rate kicks in, you can save a lot of money.

And if your next career step is to start your own business, the right accounts will be instrumental in building up your business credit, which will help you maintain and grow your business.

The bottom line

To change course later in life, including if you’re retired and going back to work, consider all the pros and cons. “Not retiring” can affect your Social Security benefits, so understand the impact and plan ahead. If you want to start with a part-time job to test the waters, this is another option.

And if you’re going to make the leap from one profession to another, commit to taking the leap. “Do it 100%,” says Vollmoeller. “Be focused with a defined path and action plan where you know what the first steps will be. This is your life. Everyone once had a job they knew nothing about. You did it then and you can do it again.

If that means borrowing money, do it wisely. Along with loans, credit cards can be a tool that helps you build the next step in your profession. Take the time to find the right card for your next chapter.

2022 BSA Gold Star Impressions, from a vintage bike enthusiast


Bike reviews are tricky business. For one, they’re always subjective and you can’t help but compare what you ride now to what you’ve ridden in the past. It doesn’t matter if those comparisons are necessarily fair or not, it’s just something we as humans tend to do.

A seasoned motorcycle journalist may have ridden just about everything under the sun, so they will have a vast catalog of experiential knowledge and opinions to draw upon. Meanwhile, an avid fan may have their own collection of trial memorabilia to peruse and, as always, results may vary.

Either way, the question remains: how do you start evaluating a bike? Specifications are important, but so are personal preferences. There is no perfect bike that will make everyone completely happy. The simplest answer is that you have to think about who the bike is for and if it does a good job of being what its target audience would like.

That’s why this video is interesting. In it, the Classic Motorcycle Channel speaks to a vintage bike enthusiast, fresh from riding the 2022 BSA Gold Star for the first time. An enthusiast’s priorities won’t necessarily be the same as a journalist’s, so it’s refreshing to have a different perspective offered.

This rider, like many of us, is not a particularly tall person and she found the gold star quite accessible. I don’t know her riding history, or if she really enjoys doing gymnastics or using some sort of ladder to get on taller bikes, but those are moot points either way, since the gold star 2022 requires no such effort.

As with most things, there are things she appreciates, and things that could be improved that she noticed right away. The directionality of the gauge matches that of the old ones, which is a small (but appreciated) touch. However, the spot on the dash where you can see your turn signal is on is apparently not that easy to see while driving, so it could be a bit better. Likewise, the oil is hidden behind a side cover. As she mentions, “out of sight, out of mind” can be a problem if it applies to regular maintenance items.

All in all, she feels like this bike will appeal to oldies who don’t want the hassle of carburetors and start-ups, who fondly remember the original bikes and want something reminiscent of those glory days. Whether she thinks it will appeal to youngsters, once they outgrow smaller displacement bikes, is another matter. She sees it as a natural progression from a Royal Enfield Classic 350, for example, even though an Interceptor 650 would be its natural competitor for hearts, minds and wallets.

R&G announces new partnership with brands that shine


R&G, a global leader in motorcycle accident protection, announced a new partnership with Brands That Shine. The company will strive to further drive R&G’s growth in the United States through increased dealer support and an increased track presence.

Click here to read more

The move marks a significant step forward for the British brand as it expands its reach into the US market, with Brands That Shine opening up channels and building dealer awareness to grow the business in the US.

Commenting on the announcement, Simon Hughes, Managing Director of R&G, said: “We are truly delighted to be working with Brands That Shine. Jessica’s expertise in relationship building, brand awareness and creative marketing perfectly complements emerging growth areas for R&G. I believe this is an important step in continuing to expand our brand presence in the United States with a long-term strategic partnership.

Jessica Shine, Founder of Brands That Shine, added, “Our goal has always been to provide the best products and the best possible after-sales service to our retailers while giving our partner brands the care and attention that they deserve. R&G has given us the opportunity to promote a range of exceptional products tailored to our customer base, which are not only market leaders, but also fit with our long-term vision. I can’t wait to see what the future holds for both parties thanks to this great partnership.

Founded in 1999, R&G is a global leader in damage protection and styling accessories for motorcycles. For more than two decades, R&G has protected hundreds of thousands of bikers and racers from costly damage when the worst happens. With thousands of applications for hundreds of motorcycles, R&G products have been used in racing championships around the world, including British Superbikes, MotoAmerica and Australian Superbikes.

R&G is an official partner of the 2022 MotoAmerica Championship and sponsors two teams in the series: Team Hammer and Tom Wood Powersports. MotoAmerica has also given official approval for R&G engine case covers, lever guards and tank sliders.

As well as supplying essential crash protection products, such as aero frame sliders, engine case covers, crash bars and fork protectors, R&G also offers a host of accessories, such as exhaust brackets and fender eliminators.

R&G will be exhibiting at AIMEXPO 2023 (February 15-17, 2023, Las Vegas) where visitors to booth 4084 will be able to see the company’s product line first-hand.

Motorcycle Engine Management Systems Market Growth Areas, Stocks, Strategy | Value chain and forecasts by 2031


Motorcycle Engine Management Systems Market Explores New Growth

The research study also gives in-depth insights into upcoming technological advancements, R&D initiatives, and new product expansion.

NEW YORK CITY, NEW YORK, USA, July 27, 2022 /EINPresswire.com/ — Market.us offers a comprehensive understanding of the Motorcycle Engine Management Systems market in its latest research report. The Motorcycle Engine Management Systems market research helps new entrants to obtain accurate market data and also communicates with customers to understand their needs and preferences. The report includes an analysis of competitors and regions, as well as the latest developments in global markets. It offers an analysis of the outlook for the technology and media industry in the main regions of the world: North America, Latin America, Western Europe, Eastern Europe, South Asia, Southeast Asia. East, Northeast Asia and Australasia, Middle East and North Africa and Sub-Saharan Africa.

The research study also gives in-depth insights into upcoming technological advancements, R&D initiatives, and new product expansion. Here, Market.us has featured the best motorcycle engine management system vendors based on extensive research on their advanced features, user experience, and content variety. To create the in-depth report, primary and secondary research was combined. Analysts provide clients with objective perspectives on the global Motorcycle Engine Management Systems industries to help them make informed business decisions.

Learn more about Drivers and Challenges – Download sample PDF here: https://market.us/report/motorcycle-engine-management-systems-market/request-sample/

Years considered for the study:

Historical year: 2015-2020

Reference year: 2021

Estimated year: 2022

Year of short-term projection: 2025

Projected year – 2030

Long-term projected year – 2032

TOP Key Players and Market Share Analysis of Motorcycle Engine Management Systems

This section includes company overview, company financials, revenue generated, market potential, research and development investment, new market initiatives, regional presence, strengths and business weaknesses, product launch, product breadth and breadth, application dominance. The report has also analyzed reputable companies in the market with some of the major players are

Infineon Technologies
Magneti Marelli
Nikki Auto Parts
NXP Semiconductors
Omnitek Engineering

Key target audience:

#1. Global Motorcycle Engine Management Systems Market Companies.

#2. Research organizations and consulting companies.

#3. Organizations, associations and alliances related to the motorcycle engine management systems industry.

#4. Government bodies such as regulators and policy makers.

#5. Industry Associations.

Market segmentation :

Segmentation 1: Breakdown of the market by type of product


Segmentation 2: Motorcycle Engine Management Systems Market Split By Application

off-road motorcycle
Domestic motorcycle

Segmentation 3: Regional dominance

North America (United States, Canada and Mexico)

Europe (Germany, France, UK, Russia, Italy and Rest of Europe)

Asia-Pacific (China, Japan, Korea, India, Southeast Asia and Australia)

South America (Brazil, Argentina, Colombia and rest of South America)

Middle East and Africa (Saudi Arabia, United Arab Emirates, Egypt, South Africa and Rest of Middle East and Africa)

Purchase the full report to read the analyzed strategies adopted by key vendors to retain or gain market share: https://market.us/purchase-report/?report_id=14291

Additional Benefits: This report includes the following key points

1. Channel Partner Analysis and Opportunity Orbits

2. Manufacturer Intensity Map

3. Analysis of the impact of the Russia-Ukraine war

If you cannot find what you are looking for, please contact our custom research team at: [email protected]

Answers to key questions in this report:

1. What is Motorcycle Engine Management Systems and how big is the Motorcycle Engine Management Systems industry?

2. What is the current market value of motorcycle engine management systems?

3. What is the current share of China and the United States in the global market for motorcycle engine management systems?

4. What are the key factors driving the growth of the Motorcycle Engine Management Systems market?

5. How will the Motorcycle Engine Management Systems Market perform through 2031?

6. What are the types and applications of motorcycle engine management systems?

7. What are the key regions of the global Motorcycle Engine Management Systems market?

Do you want to acquire the data with a strategy and actionable insights? Inquire here: https://market.us/report/motorcycle-engine-management-systems-market/#inquiry

To prepare the table of contents, our analyst did extensive research on the following:

Chapter 1. Industry Overview

The Motorcycle Engine Management Systems research work report covers a brief introduction of the global market definition, assumptions, and research scope.

Chapter 2. Market.us Research Methodology [Enhanced edition]

Chapter 3. Scope of the report

This is the third most important chapter, which covers the research objectives, the years considered, the economic indicators and the currency considered. It defines the entire scope of the Motorcycle Engine Management Systems report and the various facets it describes.

Chapter 4. Brief Introduction by Major Type Segments

This section of the report shows the market growth for different types of products.

Chapter 5. Comprehensive Introduction by Major Application

This part has fully estimated the market potential of key applications and recognized future opportunities.

Chapter 6. Geographical Analysis

– Regional Market Performance and Market Share 2015-2020

– North American market

– Asia-Pacific market

– European market

– Central and South American market

– Middle East and Africa market

– Market of other regions

Chapter 7. Manufacturing Profiles

And also many other chapter covers…

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US investigating Tesla crash that killed Utah biker


WASHINGTON, July 26 (Reuters) – The National Highway Traffic Safety Administration (NHTSA) said on Tuesday it had opened a special investigation into the crash of a 2020 Tesla Model 3 vehicle that killed a motorcyclist in Utah.

The driver of a Tesla in a Sunday crash that fatally injured a motorcyclist told police the vehicle was using Autopilot, an advanced driver assistance system that handles certain driving tasks.

Since 2016, NHTSA has opened 38 special investigations into crashes involving Tesla vehicles and where advanced driver assistance systems such as Autopilot were suspected of being used. A total of 19 accidental deaths have been reported in these Tesla-related investigations, including the latest fatal crash in Utah.

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The Utah Department of Public Safety (DPS) said Sunday that a Harley Davidson motorcycle was traveling in the busy southbound lane on I-15 near Draper, Utah at 1:09 a.m. when a Tesla collided with the rear of the motorcycle, throwing the rider off the bike. The 34-year-old motorcyclist suffered fatal injuries and died at the scene.

The DPS said “the driver indicated that he had activated the autopilot” and did not see the motorcyclist”.

Last week, NHTSA said it had opened a special investigation into the crash of a 2021 Tesla Model Y vehicle that killed a motorcyclist in California. According to media reports, a 48-year-old motorcyclist was killed on July 7 after a collision with a 2021 Tesla Model Y on the Riverside Freeway in California.

NHTSA typically opens more than 100 special crash investigations each year into emerging technologies and other potential auto safety issues that have, for example, previously helped develop airbag safety rules.

Tesla, which has disbanded its press office, did not respond to a request for comment.

In June, NHTSA upgraded its investigation into defects in 830,000 Tesla vehicles with Autopilot, a necessary step before it can request a recall.

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Reporting by David Shepardson and Hyunjoo Jin; Editing by Chris Reese and Aurora Ellis

Our standards: The Thomson Reuters Trust Principles.

Personal Loans Market Size, Scope, Growth Opportunities, Manufacturer Trends and Forecast to 2029 – This Is Ardee


New Jersey, United States – The personal loan market research guides new entrants to get accurate market data and communicates with customers to learn about their needs and preferences. He identifies direct business opportunities and helps bring new products to market. It identifies opportunities in the market. It aims to make changes in the business to make business procedures smooth and business moving forward. It helps business players make informed decisions. The Personal Loans Market report assists in reducing business risks and provides means for facing upcoming challenges. The market information provided here helps new entrants make informed decisions. It emphasizes on major global regions such as Europe, North America, Asia-Pacific, Middle East, Africa, and Latin America along with their market size .

Such a unique research report on Personal Loans Market offers detailed strategic plans that help players to face the current market situation and position themselves. This helps strengthen your trading position. It provides a better understanding of the market and keeps perspective to help stay ahead in this competitive market. Organizations can gaze and compare their presentation with others in the market based on this quick market report. This market report offers a clarified picture of the various market tactics and thus helps the business organizations to earn bigger profits. You get a clear idea about product launches, trade regulations, and market expansion through this market report.

Get Sample Full PDF Copy of Report: (Including Full Table of Contents, List of Tables and Figures, Chart) @ https://www.verifiedmarketresearch.com/download-sample/?rid=116671

Key Players Mentioned in the Personal Loans Market Research Report:

LightStream, Rocket Loans, Upstart, SoFi, LendingClub, Earnin, HDFC, Bank of India, Central Bank of India, SBI.

The Personal Loans Market report embraces significant data regarding the entire market environment for any product or service offered by various industry players. It allows industries to know the market scenario of a particular product or service including demand, supply, market structure, price structure, and trend analysis. It is of great help in developing the product market. It further outlines essential data regarding customers, products, competition, and market growth factors. Personal loan market research is very helpful in making the right decision. Future trends are also revealed for particular products or services to help business players make the right investment and launch products in the market.

Personal Loans Market Segmentation:

Personal loan market, by loan term

• Long term loans
• Medium-term loans
• Short-term loan

Personal Loan Market, By End User

• People
• Small and medium-sized enterprises (SMEs)
• Others

Inquire for a discount on this Premium Report @ https://www.verifiedmarketresearch.com/ask-for-discount/?rid=116671

To prepare the table of contents, our analyst did extensive research on the following:

Presentation of the report: It includes key Personal Loans Market players covered in the research study, research scope, market segments by Type, market segments by Application, years considered for the research study, and market objectives. report.

Global Growth Trends: This section focuses on industry trends where market drivers and key market trends are shed light on. It also provides the growth rates of major producers operating in the personal loan market. Additionally, it offers production and capacity analysis where marketing price trends, capacity, production, and production value of Personal Loans market are discussed.

Market Share by Manufacturers: Here, the report provides details about manufacturers’ revenue, production and capacity by manufacturers, prices by manufacturers, expansion plans, mergers and acquisitions and products, market entry dates, distribution and market areas of major manufacturers.

Market Size by Type: This section focuses on the product type segments where production value market share, price and production market share by product type are discussed.

Market Size by Application: Besides an overview of Personal Loans market by application, it gives a study on Personal Loans market consumption by application.

Production by region: Here, production value growth rate, production growth rate, import and export, and key players in each regional market are provided.

Consumption by region: This section provides information on consumption in each regional market studied in the report. Consumption is discussed according to country, application and product type.

Company Profiles: Almost all major players in the personal loan market are profiled in this section. The analysts provided information on their recent developments in the Personal Loans market, products, revenue, production, business and company.

Market forecast by production: The production and production value forecasts included in this section are for the personal loan market as well as major regional markets.

Market forecast by consumption: The consumption and consumption value forecasts included in this section are for Personal Loans market along with major regional markets.

Value chain and sales analysis: It provides an in-depth analysis of customers, distributors, sales channels and value chain of Personal Loan market.

Main findings: This section provides a quick overview of important findings from the research study.

For more information or query or customization before buying, visit @ https://www.verifiedmarketresearch.com/product/personal-loans-market/

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Europe ends positive motorcycle sales in the first half of 2022 with a slowdown in June


Economies around the world continue to face suffocating supply chain shortages, shipping delays and inflation. In addition to these factors, the ongoing conflict between Russia and Ukraine contributes to energy insecurity around the world. After motorcycle sales benefited from the COVID-19 pandemic for months, it looks like a potential recession could threaten those gains going forward.

At least that’s what motorcycle sales figures for Europe in June 2022 suggest. After beating projections in the first five months of the year, the Motorcycle Industry Association (MCIA) reports that the Kingdom’s momentum UK slowed in June. Compared to June 2021, sales decreased by 15.7%.

Yet Britons bought 11.1% more two-wheelers in 2022 (compared to the first half of the previous year). These figures are the direct result of a 15.2% increase in the adventure segment and a 37.1% increase in the electric sector, which now accounts for 6% of the overall motorcycle market.

“In the context of a cost of living crisis, it is encouraging to see that year-to-date registrations remain positive from an industry and user perspective,” MCIA CEO admitted. , Tony Campbell, “because we know horseback riding has great mental health benefits as well as relieving pressure on the pocket.

Italy also suffered similar losses in June 2022. The country moved 7.5% fewer units in the sixth month of 2022, with 69,202 new registrations underperforming compared to 74,708 two-wheelers purchased in June 2021. Even sales of used motorcycles and scooters are down seven percent.

Unlike the UK, however, this month-long slump could not keep Italy in the black through to the end of the first half of 2022. In the first six months of the year, the nation in boot shape saw its motorcycle sales decline moderately to 1.8% (compared to the same period in 2021).

Of course, we’re still halfway through 2022 and manufacturers should start rolling out new models in the coming months. However, with signs of an impending recession and many brands focusing on transitioning to alternative energy sources, the market may remain on shaky ground for the foreseeable future.

Jason Momoa unhurt after frontal motorcycle accident


New videos show Jason Momoa escaping unscathed the day after a frontal motorcycle crash near Los Angeles on Sunday.

The ‘Aquaman’ hunk, 42, was driving his beloved 1970 Oldsmobile down a winding road in Calabasas around 11 a.m. when a motorcyclist allegedly jumped out of traffic lanes and collided with the vintage vehicle. actor.

The motorcyclist, identified as 21-year-old Vitaliy Avagimyan, was thrown from his bike and knocked over the bonnet of Momoa’s car.

The DC action star then stopped his vehicle and rushed to help Avagimyan. He was then able to flag another passing motorist and told him to call 911.

Avagimyan was taken to a nearby hospital for treatment for “minor, non-life-threatening injuries,” according to CBS News.

On Monday, footage of the aftermath of the crash was obtained by TMZ, showing Momoa at the scene of the crash.

New video shows Momoa at the scene of the collision, appearing to return to his vehicle after being questioned by California Highway Patrol.

The video appears to have been taken after an ambulance escorted Avagimyan to the hospital.

It appears members of the California Highway Patrol also came and went from the scene. According to a CHP spokesperson, Momoa remained at the crash site to assist them throughout their investigation.

Tap on the right side of the screen below to watch this web story:

Jason Momoa survives head-on collision with motorcyclist

In the video shared with TMZ, the actor appears to leave the stage, returning to his 1970 Oldsmobile while talking on the phone.

A fire crew remained at the scene, with firefighters appearing to examine Avagimyan's motorcycle.
Firefighters appear to be examining the crashed motorcycle.

However, a fire crew remained at the scene, with firefighters appearing to examine Avagimyan’s motorcycle.

The Post has reached out to Momoa representatives for further comment.

No charges have been filed in the case and the actor has yet to address the incident on his social media platforms.

Momoa is pictured with his beloved 1970 Oldsmobile in a recent Instagram photo.
Momoa is pictured with his beloved 1970 Oldsmobile in a recent Instagram photo.
Instagram / Jason Momoa

Albany Motorcycle Club Promotes Safe Driving Even After Operation Slowdown


ALBANY, Ga. (WALB) – The multi-state crackdown on reckless driving by law enforcement called “Operation Slow Down” ends Sunday, but there are still good reasons to continue staying aware of the limit of speed while driving on the road.

The motorcycle club,Xtreme Riderz» spoke with Candace Newman from WALB about reckless driving marked them forever.

Snake was this one-of-a-kind member. He loved. He loved his bike. When you see him, most of the time you see him on his motorcycle,” said member LaTasha “Fablouz” Brown. “He was the type of member any club would want.”

“Xtreme Riderz” meets regularly, but now with a missing rider.

Rashad Roberts was known as his rider “Snake”. He was also known for the work he did to save animals in Albany. He was part of the Albany Police Department Animal Control Unit.

“He was just so important. Regardless of Snake’s involvement, everyone knew he was just that guy,” Brown said.

Roberts was cycling across the Oakridge Drive Bridge in Albany in October 2019.

Investigators say a racing driver lost control of his car and hit Roberts head-on, killing him.

“You know, our lives have changed forever. I just remember getting the phone call about the accident,” Brown said. “Snake lost his life because someone decided to make the wrong choice.”

Three men were prosecuted in the case.

Xtreme Riderz and the animal shelter continue to host events throughout the year to honor The memory of the snake.

The group advocates that the community should remember to drive carefully when behind the wheel.

The Public Safety Department vows to continue to crack down on reckless drivers.

Copyright 2022 WALB. All rights reserved.

Richmond autism nonprofit raises funds with Harley-Davidson Motorcycle Club


Motorcyclists from Toronto took their Harley-Davidson motorcycles to Vancouver to raise money for the Pacific Autism Family Network.

About 30 motorcyclists from Toronto made their way to Sea Island on a sunny Saturday afternoon to support a local non-profit fundraiser for children with autism and their families.

Community members gathered at Pacific Autism Family Network (PAFN)‘s Cessna Drive for an afternoon of family fun with teddy bear painting and community kids’ performances. The East Van Car Club also showed their support with a car show.

With thundering engines, riders on Harley-Davidson motorcycles rode up to the entrance and kicked off the event.

The Maple Riders had embarked on a cross-country tour to raise money for children with autism, and they presented PAFN with a donation generated from the tour.

Kyle Nguyen, COO of PAFN, said the fundraiser was “fantastic”.

“It’s great to see, especially after COVID, with all the challenges that have happened, events like this happening – where we can really bring communities together and recognize that there is a population of individuals that we can help support and raise awareness,” he said.

“It’s really about reigniting the community engagement that we saw when we were able to put on big events like this, and also having a good time in the sun.”

PAFN is a grassroots initiative created by the British Columbia autism community that aims to address service and resource gaps in the province and support people with autism spectrum disorders (ASD) and their families.

“Autism and related disabilities are a pervasive aspect of so many people’s lives, that wherever they are on their journey, we would like to help them,” Nguyen said.

And these awareness initiatives are crucial to supporting the ASD community.

“There is so much potential in our community,” said Lucas Gates, an autistic and self-advocate.

“Right now we’re at a point where people are starting to realize that we’re a little bit different, but that’s okay. Because not only is our community different, but the whole world is different. is the same.”

11 Popular Small Business Homes You Can Buy Right Now


Image source: Getty Images

Small houses have become big businesses.

Key points

  • Tiny homes are houses of a few hundred square feet (or even less).
  • The cost of a tiny house can be half or less of that of a traditional house.
  • You can buy a fully finished tiny house, a partially finished shell, or DIY your own from scratch.

Although owning a home is a goal shared by many people, the opportunity to do so is becoming increasingly rare. Home prices are skyrocketing and mortgage rates are the highest in years.

Enter: the movement of small houses. For a growing number of people, downsizing has been the key to home ownership. So-called tiny houses are just that, houses of a few hundred square feet, often built on trailers for mobility (not to be confused with caravans or mobile homes, which are completely different animals).

Tiny homes are designed to minimize Things and maximize living. They may cost just a small fraction of a more traditional home, allowing many people to ditch their mortgages in favor of a simpler life.

Ready to explore the tiny house movement? Here are 11 small home businesses happy to help you take the next step.

1. 84 Little Life

Location: At national scale

Website: https://84tinyliving.com

Renowned building materials retailer 84 Lumber has gotten into the tiny house game with a series of tiny house building plans and lists. You can choose from three stationary models or four ready-to-use models. Adventurous builders can purchase blueprints through 84 Tiny Living for $500. They will also provide you with material lists and help you get all the supplies you need.

2. Live in a Custom Container

Location: Archie, Mo.

Website: https://www.customcontainerliving.com

If you’ve ever looked at a shipping container and thought, “I could do wonders with that!” – Well, you’re not alone. The folks at Customer Container Living are turning cold metal boxes into welcoming homes. Unlike some of the other companies on the list, Customer Container Living’s Tiny Homes aren’t meant to be transported from here to there; instead, once delivered, your new home will remain in his new home for good.

3. Tiny Homes Forever

Location: Cottonwood, California

Website: https://www.forevertinyhomes.com

Specializing in tiny homes on wheels, Forever Tiny Homes offers homes meant to be taken on the road. They offer four models depending on the size of trailer you want, with options as small as 20 feet, up to 32 feet long. Want an idea of ​​your options? They offer a handy tiny house building tool on their website so you can get an idea of ​​your price based on customization options.

4. Hudson River Tiny Houses

Location: Ghent, NY

Website: https://www.hudsonrivertinyhomes.com

No matter what type of tiny home you want, you can probably find it at Hudson River Tiny Homes. They offer everything from basic, DIY-ready shells to fully finished homes ready for you. Their website has a basic feature overview, as well as a gallery of home designs to browse. Unfortunately, if you want a custom quote, be prepared to shell out at least $500.

5. Minimalist

Location: Quebec, Canada

Website: https://minimalisthouses.com/fr

If you’re looking for a little luxury, check out Minimalist. This Canadian tiny home builder offers mobile and semi-permanent models, all with plenty of customization options. Although the prices are a bit steep compared to some other builders, the upscale look and quality finishes are likely to please even the most discerning tiny home hopefuls.

6. Oregon Cottage Company

Location: Eugene, OR

Website: https://oregoncottagecompany.net

Although the Oregon Cottage Company isn’t currently building homes, it has the next best thing: affordable building plans. DIY enthusiasts can order all the plans and specifications needed to build their own custom home. Oregon Cottage Company has two designs ready to download on its website for just $320, or you can contact the company to discuss your own designs.

7. Tiny House Northeast

Location: Wakefield, New Hampshire

Website: https://www.tinyhousenortheast.com

If you’re considering a tiny house but are worried about surviving the winter in one, check out Tiny House Northeast. These New England builders are no strangers to a cold winter! They offer permanent and wheeled options, including finished models as well as DIY shells ready for your own touches.

8. Small Legacy

Location: Portland, OR

Website: https://www.tinyheirloom.com

Tiny Heirloom is a multi-faceted tiny house company that offers everything from fully finished tiny houses to DIY piece sets. You can choose from an already designed model or custom build your own tiny house. Or head to their online store to find the perfect home appliances or starter kits for your own project. Plus, you can search through their listings for a pre-loved tiny house ready to go.

9. Small mountain houses

Location: Fall Town, WA

Website: https://www.tinymountainhouses.com

Specializing in houses on trailers, Tiny Mountain Houses has no shortage of options for your next tiny house on wheels. They have over 20 models to choose from, ranging from 18 to 28 feet in length, so you can choose the style that suits your needs. In true tiny house spirit, models are named after popular mountain peaks, including Little Tahoma Peak to Grand Teton.

10. Small smart home

Location: Albany, OR

Website: https://www.tinysmarthouse.com/

Whether you want a DIY shell, a foundation-ready house, or a fully finished house on wheels, Tiny Smart House has something for you. Just need the trailer and some shots? They have you covered there too! They offer reasonable prices and plenty of customization options, making it easy to find the right fit.

11. Tumbleweed Tiny House Company

Location: Colorado Springs, Colorado

Website: https://www.tumbleweedhouses.com/

Tumbleweed Tiny House Company is one of the best known companies in gaming and has been building tiny houses for over a decade. Although they aren’t the most affordable builders on the list, they do offer a quality product, including certified green tiny homes and off-grid options. Their models are ideal for people looking to get into the small life, with roomy options ranging from 26 to 30 feet.

Although tiny houses can be significantly cheaper than traditional houses, they certainly don’t come free. Unless you’re doing it all yourself, you’re still looking at $40,000 to $50,000 for a smaller model. And prices can easily top $100,000 for larger models and/or luxury trims.

Also, unless you’re building on a foundation, most mortgage lenders won’t offer loans for tiny homes. Instead, you’ll need to pay cash or qualify for an RV loan or other financing. This can mean that even small homes are out of reach for potential owners who are short on cash or have less than excellent credit.

As with any major purchase, be sure to take a good look at your personal finances and financing options before jumping on the tiny house bandwagon. Although they can be a great option, they are not for everyone.

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Never forget the feeling – The Durango Herald


Seniors reflect on time in DEVO

Lauren Aggeler says she has made some strong friendships through the Durango DEVO program. She will run for Northern Arizona University next year. (Courtesy of Durango DEVO)

The eight senior Durango DEVO graduates recently reflected on their time at the cycling club.

Lauren Aggeler, Hannah Garvey, Bailey Cioppa, Shaw Kassay, Riley Jaber, Ivan Sippy, Jack Lootens and Ben MacKenzie all spoke about some of their favorite memories in the program, the coaches who guided them and their plans for the future .

They also offered advice for future high school riders.

“The DEVO journey that started my love for cycling was in 2016 for the Crested Butte Wildflower Classic,” Aggeler said. “I had started DEVO earlier this spring and was always trying to get into the rhythm of everything. This trip showed me how amazing bikes are and the beautiful places they can take you! was my very first mountain bike race and I got to race with my lifelong friends Sage Davis and Abbey Shepard!They both smoked me but I just remember how gratified I felt at the finish line and the magic of looking around and seeing all my friends supporting me. The relationships you make in cycling are huge, and DEVO has helped me create some of the best friendships I’m likely to have. never.

Hannah Garvey will soon begin studying sports science while riding for the Western Colorado Bike Team. (Courtesy of Durango DEVO)

“There are so many incredible coaches working for Durango Devo that it’s hard to name just one, but if I had to, it would definitely be Sam Vickery,” Garvey said. “Sam was there throughout my high school running career and was the coach I went to for everything from warm-up tips to life advice.”

Jaber also said Vickery had a significant impact on him.

Cioppa said coach Cara Kropp touched her.

“She was there through U14 as well as U19 and almost every NICA race,” Cioppa said. “I loved going to practice every week because I had a coach like her to look up to and take us on all the adventures. She was always the coach we told everything (all the drama) to and we understood.

Bailey Cioppa leans into a turn during the Girls’ Varsity State Championship mountain bike race last fall in Durango Mesa. The state champion will continue to ride for Fort Lewis College. (Cody Olivas/Durango Herald)

MacKenzie and Kassay, meanwhile, were influenced by coaches Rob Nichols and Max Bechtold.

“I’ve been riding with them since college, about seven years ago, and I think those two have made some of the greatest contributions to the rider that I am today,” MacKenzie said.

Ben MacKenzie leans into a bend. MacKenzie plans to study mechanical engineering while on the Colorado School of Mines bike team. (Courtesy of Durango DEVO)

“There were so many special moments and people that it’s really hard to name just one, but I’d say NICA (high school league) was probably one of the most fun I’ve ever had. had on a bike, and that made me fall in love with racing, which certainly shaped my future a lot,” said Sippy.

Ivan Sippy took the lead in the men’s varsity mountain bike championship last season. Sippy, who placed third in the race, will continue to ride at University Colorado Mesa. (Cody Olivas/Herald Sports Editor)

Riley Jaber will miss cheering on his teammates next year when he attends Colorado State University. (Courtesy of Durango DEVO)

And now that they’re leaving the program, their advice to incoming high school team riders is to enjoy their time in the program and talk to everyone.

“If I could offer any advice to new NICA runners, I would tell them to enjoy every moment,” Jaber said. “Enjoy every moment of your time doing the things you love because before you know it you will be an adult. So be kind. Be kind to those around you and cherish your relationships. Kindness can go very away, and you never know who might need it the most.

“Talk to as many kids in your group as possible,” Kassay said. “Everyone is there to have a good time and meet new people. The more people you talk to, the more lifelong friends you will make.

Shaw Kassay plans to stay in Durango for another year before earning a welding degree. (Courtesy of Durango DEVO)

Although seniors have graduated, many plan to continue cycling through college.

Cioppa, who won the University State Women’s Championship this year, will stay in Durango and ride for Fort Lewis College.

“I’m going to major in biology and do the varsity mountain bike season with them and maybe some cyclocross,” Cioppa said. “Although it may take me a little longer to graduate, I plan to take the spring so I can focus more on racing and on the international side.”

Sippy, third in the state in the Men’s College Division, will travel to Colorado Mesa in Grand Junction and ride for the Skyhawks’ biggest rival.

Both Garvey and Lootens plan to ride for Western Colorado University in Gunnison.

“I will be riding for Western’s bike team and hopefully riding their mountain rescue team as well,” Garvey said.

Aggeler will ride for Northern Arizona University, where she will be part of the school’s honors program.

MacKenzie plans to join the club team at the Colorado School of Mines, where he will study mechanical engineering. “I plan to join their club’s mountain bike team and do downhill for school while training and riding to compete in enduro for myself,” Mackenzie said.

Jaber, meanwhile, will attend Colorado State University in Fort Collins. Kassay said he plans to stay and work in Durango for another year and then attend a welding school in the state of Montana.

Jack Lootens will continue to pedal his varsity bike at Western Colorado University. (Courtesy of Durango DEVO)

“I will miss the long adventure outings with the team the most,” Lootens said. “Being with the team on one-day outings is really what got me through long training blocks over the season.”

“I’ve always loved the fun of riding a bike, whether it’s for racing or just to ride, I felt that DEVO has always done an amazing job of keeping the kids excited to be on their cycling, and having this community to completely immerse yourself in is something I’ll miss a lot,” MacKenzie said.

electric motorcycle market [+Regional Market Share and BPS Analysis] | Value chain forecast to 2031

electric motorcycle market [+Regional Market Share and BPS Analysis] |  Value chain forecast to 2031

Electric Motorcycle Market Size

Electric Motorcycle Market is expected to be worth USD 58370 Million by 2027, registering a CAGR of 12% during the forecast period (2021-2027)

NEW YORK CITY, NEW YORK, USA, July 22, 2022 /EINPresswire.com/ — The Global Electric Motorcycles Market report provides an overview of the industry including definitions, classifications and chain structures. The market is totally broken down in the report which incorporates key patterns, verifiable information, market situations, open houses and development drivers. It additionally offers methodologies for market members.

To assess the presence of the global Electric Motorcycle market, the report also includes regional analysis. The report provides a detailed analysis of the Electric Motorcycle market, market competition, pros and cons of company actions, study market industry growth patterns, characteristics regional modern design and monetary approaches, as well as industry news and systems.

The sample PDF report includes the following information:

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The research covers the current Electric Motorcycle market size, share and growth rates based on 5 year records with company summary of key players or manufacturers:

Yadea, AIMA, Lvyuan, Sunra, TAILG, Lima, BYVIN, Zongshen Electric Motorcycle, Wuyang Honda, HONG ER DA, Lvjia, Slane, Opai Electric, Supaq, Xiaodao Ebike, Sykee, Aucma EV, Terra Motor, Govecs, ZEV

Based on product type, this report states the production, revenue, price, market share and growth rate of each type, primarily split into:

electric motorcycle
electric scooter

On a customer basis, this report focuses on the status and outlook for each major and end-user application, consumption (sales), market size, share and growth rate for each application, including:

60 years

COVID-19 Impact Analysis

The coronavirus, an irresistible disease, is caused by the novel Covid. The coronavirus, which was generally obscure when it emerged in Wuhan, China, in December 2019, went from a local pandemic to a global emergency in just half a month. The second quarter also saw manufacturing and supply chain delays that posed a threat to the automotive lightweight materials market as end-use industries were not operating at full capacity.

Before buying, inquire more about the report here: https://market.us/report/electric-motorcycle-market/#inquiry

Here are the main concerns that will be presented:

* Company Synopsis – A detailed description of the business operations of the company and the divisions of the business company.

* Corporate Strategy – An analyst’s summary of an organization’s business corporate strategies.

* Strategic Analysis – A one-of-a-kind assessment of the association’s strengths and weaknesses, potential and dangers.

* Company history – progress of key activities related to the company.

* Key Products and Services – An overview of the basic products, offerings and types that make up an organization.

* Major Competitors – A list of an organization’s major competitors.

* Major Sites and Affiliates – List and contact details of major sites and affiliates.

* Detailed Currency Ratios – These are the current currency ratios derived from financial statements. They can be reached by association with history.

Below is an overview of these quadrants.

Customer Experience Map:-

The Electric Motorcycle market study offers an in-depth assessment of the various customer journeys relevant to the and its segments. It offers different customer impressions of things and the use of the organization. The review examines their pain points and fears across different customer contact centers.

Information and tools: –

The various information contained in the study of the Electric Motorcycle market is based on elaborate cycles of primary and secondary research that the analysts engage with during the research. Research Intellect examiners and master guides adopt large-scale, quantitative knowledge instruments and projection approaches to appear in the results, which makes them reliable.

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3. What trends lead to these developments?

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6. What Was Global Market Status of Electric Motorcycle Market?

7. What was the capacity, product price, market share and profit of Electric Motorcycle?

8. What is Electric Motorcycles Market Chain Analysis by Upstream Raw Materials and Downstream Industry?

9. What should be the entry tactics, economic impact countermeasures, and marketing channels for Electric Motorcycle industry?

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Harley-Davidson Softail Standard Vs. Indian Chief


The rivalry between Harley-Davidson and Indian Motorcycle dates back to the early 1900s. From the board track to the dirt track, the two American manufacturers competed for generations before Indian’s post-war decline finally led to its demise in 1953. The Motor Company, of course, continued, but the battle was far from over.

After changing hands throughout the latter half of the 20th century and around the turn of the millennium, the Indian name was sold to American powersports brand Polaris in 2011. The revived company launched its first models under the ownership of Polaris in 2013, reigniting the long dormant war. between the two American icons.

Like any great rivalry, the brands have exchanged blows in recent years. Indian’s Wrecking Crew may dominate the American Flat Track, but the Bar and Shield won the King of the Baggers Championship in 2021. This blow-for-blow battle only bleeds into the streets, where the two outfitters battle for supremacy cruisers.

Harley-Davidson upped the ante with the all-new 2021 Sportster S, prioritizing performance in a showdown with Indian’s 100-hp Scout. Indian threw its own stone when it introduced the highly revised Chief line, positioning the stripped-down bobber to take on Harley’s recently revamped Softail series.


Indian chief 2022 - side, right
Harley-Davidson Softail 2022 Indian Chief 2022
Engine: 1753cc V-twin oil/air cooled 1811cc air-cooled V-twin
Bore and Stroke: 100mm x 111.1mm 101mm x 113mm
Transmission: 6 speeds 6 speeds
Performance: 78 hp / 110 lb-ft 79 hp / 108 lb-ft
Weight (wet): 655 pounds 670 pounds
Price: $13,949 $14,999

pound for pound

Big-bore V-twins dominate the cruiser market and the MoCos and Indians do nothing with their brawny mills. Harley’s Milwaukee-Eight 107 engine benefits from oil/air cooling and a 107ci (1753cc displacement). This stout V-Twin makes 78 horsepower and 110 lb-ft of torque, but Indian isn’t afraid to go even bigger.

The 2022 Indian Chief entered the scene with the company’s Thunderstroke 111 powertrain. The pushrod-actuated V-Twin boasts a larger displacement at 111 ci (1,811 cc), but relies solely on cooling fins to dissipate heat. Despite four extra cubic inches of volume, the Thunderstroke only wrangles an extra pony (79 horsepower) and generates 108 lb-ft of torque.

The power difference may be indistinguishable in the saddle, but torque is still king in the cruiser world. With just 2 lb-ft separating the peak torque figures of the Chief and Softail, the Harley narrowly outshines the Indian. When you factor in the Softail Standard’s 655-pound curb weight and the Chief’s 670-pound wet weight, that little toque advantage becomes more pronounced.

2022 Harley-Davidson Softail Standard - Solo, Low

The saying goes “nothing replaces engine capacity,” but Harley-Davidson proves that assumption wrong with its Milwaukee-Eight 107 V-twin. The Thunderstroke 111 puts up a valiant fight but Harley claims that ride with the slimmest of margins. Of course, with the two engines so balanced, the real difference between the Softail Standard and the Chief will come down to the rider’s right wrist, but the Hog takes the win on paper.

Tale of the Band

The similarities between bobbers don’t end with big-bore V-twins. The Chief and Softail both share 4.9 inches of ground clearance and a 28.5-degree lean angle. The Indian sports a 29-degree rake and 64-inch wheelbase, which practically mirrors the Harley’s 30-degree head angle and 64.2-inch wheelbase.

Low seat heights are essential for heavy cruisers, and the Softail standards win the race to the bottom with a 25.8-inch overhang measurement that barely beats the Chief’s 26-inch seat height. However, the Indian will keep you in this saddle longer with a 4-gallon gas tank outgrowing the Harley’s 3.5-gallon unit.

2022 Indian Chief - Duo, right

Showa’s twin-bend valving, 49mm fork and 43mm rear monoshock give the Softail chassis a slight advantage over the Chief’s 46mm front and twin rear shocks. The Harlistas shouldn’t get ahead of themselves, though, as the Chief’s Pirelli Night Dragon tires outperform the Softail’s Dunlop rubber. Finally, both manufacturers turn to a four-piston caliper up front and a two-pot binder in the rear to stop naked bobbers.

On the spec sheet, the Chief and Softail are nearly indistinguishable. The Harley boasts a lower seat, but the Indian goes the distance. The Chief’s tires optimize cornering grip, while the Softail’s tuned chassis doesn’t make it slouch in the corners either. With such a thin margin between the two cruisers, this round comes down to a draw, but one final factor could be decisive for many consumers.

Split decision

Starting at $13,949, the 2022 Harley-Davidson Softail Standard slightly undercuts the $14,999 MSRP of the 2022 Indian Chief. The two models are not only virtually identical on the spec sheet, they also cater to the same public with a clean and personalized aesthetic. Considering the Softail’s price, horsepower advantage and slimmed-down chassis, we have to award the overall victory to Harley.

2022 Harley-Davidson Softail Standard - Solo, Right
2022 Indian Chief - Duo, Left

However, we must also acknowledge Indian’s efforts with the last generation chef. The rivalry between Harley-Davidson and Indian may last nearly 120 years, but the showroom showdown between the Chief and the Softail is only likely to escalate the decades-long war.

New Wave of British Heavy Metal


In the 1970s a musical movement began in the UK called the “new wave of British heavy metal”, abbreviated as NWOBHM. The style was 1970s heavy metal, steeped in punk influences, and by the 1980s NWOBHM became an international phenomenon with influences seen across the Atlantic. Bands like Iron Maiden, Motorhead, Black Sabbath, and Def Leppard were early influencers of NWOBHM, which gave the platform to what is widely considered 1980s Glam Rock and Hard Rock, which originated mostly in New York. west coast of the United States.

A decade earlier, in the 1960s, just when British rock bands like Pink Floyd, Rolling Stones and The Beatles were creating waves in the UK music scene, the British motorcycle industry was at its peak. , with brands like BSA, Norton, Triumph, Royal Enfield and Ariel having many fans. This was preceded by the proliferation of a motorcycling subculture in 1950s Britain, which went hand in hand with rock n’ roll music.

Groups calling themselves the “Rockers” and the “Ton-Up Boys” dominated popular motorcycling subculture in the 1950s in the UK, racing stripped down coffee-producing motorbikes to cafes, turning the street racing and motorcycling into a lifestyle, often meeting at iconic addresses like the Ace Cafe in London. Almost six decades later, a new wave of British heavy metal seems to be emerging, but this time in the world of motorcycles. And almost all of them are iconic British motorcycle brands, with the help and support of major motor and two-wheeler companies in India.

Read also : Launch of the new BSA Gold Star 2022 in the UK

BSA, or Birmingham Small Arms Company, was one of the largest motorcycle companies in the world, at one time selling one in four motorcycles worldwide. Pictured is a 1954 BSA Gold Star.

The roots of the British motorcycle industry

The British motorcycle industry once accounted for the largest share of world motorcycle production. Brands like BSA, Norton, Triumph, Ariel, Matchless and Vincent have led the global motorcycle industry in design, performance and technology. After the Second World War, British motorcycles continued to dominate the world market, as well as the racetracks. The Second World War created a substantial demand for motorcycles and brands like BSA and Royal Enfield produced motorcycles for the British Armed Forces. In the 1950s, BSA bought Triumph and Sunbeam and became the largest motorcycle manufacturer in the world, with one in four motorcycles sold worldwide bearing the BSA badge.


The new BSA Gold Star, right, is definitely inspired by the original 1950s Gold Star design, parked left.

In the 1970s, however, there was a challenge from the Far East, when Japanese brands arrived with sophisticated technology and mechanically superior, reliable machinery. The popularity of Japanese machines, along with market sentiment turning towards scooters, left the British motorcycle industry in the doldrums. The only exception was Royal Enfield, which continued in India, with Madras Motors continuing production of Royal Enfield bicycles in India under licence, even after its British parent company closed in the UK in the 1950s. Enfields continued with the same technology and platform from the 1960s, through the turn of the 1990s, sporting the same pushrod engine with a separate gearbox and right-side shifter.

Read also : How is the Royal Enfield J-Series 350cc engine different?


The RE Classic 350 has been Royal Enfield’s best selling model for over 10 years now.

The history of Royal Enfield in India

After being acquired by India’s Eicher Group in the 1990s, Royal Enfield has grown exponentially over the past decade, at one point selling more than 80,000 motorcycles per month in the domestic market. And the Indian motorcyclist’s love affair with classic 60s British motorcycle design continues unabated. With the introduction of the new 650 Twins platform and an overhaul of its product line with better engineering; With updated models and platforms, Royal Enfield now aims to consolidate its leading position in the global mid-size motorcycle segment.

Read also : Review of the 2021 Royal Enfield Classic 350


The Triumph Bonneville range offers the perfect examples of a true blue modern classic, with a design inspired by the 1960s, but with modern engineering and technology.

While Royal Enfield’s commercial successes began around 2010, with the introduction of a new unit-building engine and its successful Classic 350 platform, the true blue ‘modern classic’ actually took shape. under the watch of another British motorcycle brand, at least a decade before RE began to taste commercial success. In fact, at Royal Enfield Tech Center in the UK, many of its current employees are from neighboring British brand headquartered in Hinckley – Triumph Motorcycles.

Read also : Royal Enfield Meteor 350 review


Triumph Motorcycles dominated the modern classics segment. The Triumph Bonneville Bobber is a perfect example of old school design, with a hardtail look, hidden rear monoshock and finned head, although it is liquid cooled, and has all the modern electronics and technology.

The modern classic motorcycle

At the turn of the century in the early 2000s, the modern classic motorcycle made a complete resurgence, with performance, dynamics and engineering comparable to contemporary motorcycles. Triumph Motorcycles, the only British brand of British motorcycles in production, have made the world stand up and take notice of their new modern classic range. The new Triumph Bonneville, when launched as a modern classic in 2001, closely resembles previous models from the 1960s, in basic styling and configuration, but with modern engineering. Two decades later, the current Triumph Bonneville range presents the best examples of a true blue modern classic, successfully combining liquid cooling, modern electronics, components and engineering, while maintaining the silhouette and design base of previous air-cooled models. from the 50s and 60s.


The Kawasaki Z900RS is a superb example of a classic modern or neo-retro motorcycle of Japanese origin.

Today, the modern classic genre has not only expanded to include British-origin brands like Triumph and Royal Enfield, but has also been closely followed by Kawasaki, Honda and Suzuki with their own retro-styled modern models. . Closer to home, Classic Legends, a subsidiary of the Mahindra Group, started operations in 2016 and relaunched the Czech motorcycle brand Jawa, followed by its spiritual successor from the Indian brand, Yezdi motorcycles. Classic Legends also acquired the rights to the BSA motorcycle brand in 2016, finally launching the new BSA Gold Star in the UK earlier this month. For now, the Gold Star is made in India, but the company has a technology center in the UK, where manufacturing could eventually start, albeit on a much smaller scale than in India.

Read also : Norton Motorcycles Files New Trademarks under TVS Ownership


The new Norton V4SV superbike has been completely redesigned. Under TVS ownership, Norton intends to focus on quality and a long-term future for the Norton brand.

The new Norton Motocycle brand

Another Indian two-wheel powerhouse, TVS Motor Company, acquired the Norton Motorcycle brand in 2020 for £16million, just months after taking office. TVS has since invested more in the brand and moved its manufacturing and headquarters to a new factory in the UK, already re-launching the Norton Commando and V4 models with improved engineering and technology. The company is also preparing to revamp the Atlas 650 platform for customers around the world.

Read also : Norton Motorcycles moves to new UK headquarters


The TVS Ronin is the latest retro-style motorcycle on the market, which TVS describes as “modern retro”. Powered by a perfect square 225cc engine, the Ronin is built for low-end grunt and refinement.

Read also : TVS Motor Company may launch Norton motorcycles in India

In the domestic market, TVS launched its first retro-style motorcycle, the Ronin, in early July, possibly paving the way for a small-displacement Norton to be introduced both at home and abroad, to battle at the future against Royal Enfield. It might take a while, but it’s only natural that TVS is using its Norton brand equity to try for a slice of the pie that Royal Enfield is comfortably sitting on.

Read also : Is there a bigger strategy behind the TVS Ronin?


Spy photos have revealed a prototype that is unmistakably a Triumph, and the small-displacement single-cylinder engine confirms that this upcoming Scrambler will also be from the Bajaj-Triumph alliance and will be made in India.

Bajaj-Triumph Alliance

Triumph is also working on a small-displacement platform with India’s largest motorcycle exporter, Bajaj Auto. Under the partnership, Bajaj will manufacture a small-displacement single-cylinder Triumph motorcycle that will be sold both in India and around the world. Bajaj already owns a large stake in KTM’s parent company and also manufactures single-cylinder KTM motorcycles in India, for the world. The partnership between Bajaj and Triumph will only add another cog in the wheel of modern classic motorcycles, all with a British heritage to be made in India, for the world.

Read also : TVS Ronin Review


New Norton Motorcycles headquarters houses design, engineering, purchasing, sales, marketing and support teams

In a way, it’s a strong resurgence of classic ’60s motorcycle styling, combined with modern technology and electronics. It’s a formula that’s likely to see plenty of action, not only on India’s love of modern classic design, but also on expanding the horizons of heavyweight historic British motorcycle brands across the globe. It is also a trend that is expected to take center stage in the global motorcycle market, and perhaps even rival the popularity of the adventure bike segment, which is also causing a storm in all segments. In all of this, one thing is clear; a new wave of British heavy metal is already underway, and this time the action will be centered around mid-size four-stroke thumpers, made in India!

Riding Australia: A look at Noosa’s top five rides


So you’re heading to Noosa for August 14th Classic Noosahave selected one of three course lengths and are wondering where else to ride during their stay.

Recently in the Noosa area for the annual holiday, Bicycling Australia editor Nat Bromhead spent some time exploring the local roads and came up with this Top 5 personal rides.

1: Gyncier Promenade

Noosa’s best kept secret for cyclists is Gyndier Drive, a closed road that connects the busy Cooroy Noosa Rd to Sunrise Road. To get to ‘Gyndier’, simply drive northwest through Tewantin towards Cooroy. A few miles out of town you will pass the day use area of ​​Wooroi on the left – an absolute mecca for mountain bikers and a ‘trail town’ for local downhill riders.

Gyndier Drive is a closed road and one of the most popular rides in the Noosa area.

Gyndier Drive is one of Noosa’s best little rides – make sure you do it when you’re there!

Once you arrive at the start of Gyndier, you will cross the bollards and will almost have the road all to yourself! Keep an eye out for walkers, sticks, and other road debris. It’s a beautiful and truly memorable bike.

2: The “World Champions”

Around a 45km ride that locals call ‘World Champions’, this weekly ride leaves the Noosa Bike Shop every Tuesday morning at 6am. The runners start quickly and go up Gyndier Drive before heading towards Cooroy.

The runners take a break in Little Cove after a “world champions” Tuesday.

You can smell the coffee and the bakery but there is no stop in the satellite village, instead they go back to Sunrise Rd then down to Noosaville before ending at Little Cove Coffee.
Challenging, fast but highly recommended!

3: Coolum and Back – Australia’s most scenic ride?

Fancy one of Australia’s most scenic road trips? The David Low Way connects Noosa to a series of beaches including Sunshine, Sunrise, Coolum and Marcoola. It’s a smooth, well-maintained road that features Noosa National Park on one side and the beautiful blue ocean on the other as it winds south.

Prepare for stunning scenery if you ride from Noosa to Coolum – we think this is one of the best rides in Australia!

The David Low Way can be very busy during the day, but offers the comfort and safety of cycle paths north and south. Our tip: head to Coolum for a morning coffee (at the French Cafe) before heading back to Noosa.

The runners stop at the Ma Boulange cafe in Coolum before returning to Noosa.

4: Boreen Point out and back

A classic round trip, Noosa to Lake Cootharaba is one of the great rides in the area. It’s a 40-50km round trip (depending on your starting point) and a fast, flat basic training course. One trick is to turn right at Lake Cooroibah Drive to add a Cooroibah loop to the ride. This allows you to stay away from McKinnon Drive, which can get relatively busy in the mornings and afternoons.

Once at the Louis Bazzo Drive intersection, turn right for the last few miles into beautiful Boreen Point. Do you have a few extra minutes during your stay? Walk or ride along the Esplanade and especially Boreen Pt Campground – the views of the lake are sublime.

5: Ringtail Creek and the Noosa Trail System

Do you like gravel or XC mountain biking? You’ll love Noosa’s elaborate rail network! The huge expanse of paths that crisscross North and South Noosa – from Tewantin to Cooroy, Pomona and beyond. Our advice is to follow the Boreen Pt route above – including the Cooroibah loop. Back on McKinnon Drive, drive about a mile before turning left onto Ringtail Creek Rd.

Do you like adventure cycling? The Ringtail Creek Rd and Noosa Trail network literally offers days of exploration options.

From here the road is gravel and you have a huge network of trails ahead of you. Our suggestion would be to download the Trailforks and Ride With GPS apps, as well as plan your route on Strava.

The Ringtail Creek Rd area offers the best gravel driving in Noosa.

do you like adventure biking? The Noosa Trail Network literally offers weeks of exploration opportunities.

On a recent ride along this route, we enjoyed a 57km loop that passed Ringtail Creek, Pomona and the cafe in Cooroy before descending mainly to Noosa. A truly memorable ride!

Want to ride the Noosa Classic in August? Visit www.noosaclassic.com.au for details.

59-year-old man identified after being killed in motorcycle accident on I-94 near Deerfield

William L. Graves, 59, of Milwaukee, Wisconsin, died Thursday after a two-vehicle crash on Interstate 94 at Deerfield Road in Deerfield, officials said. | Photo provided

A Wisconsin man has been identified after being killed in an accident involving his motorcycle and a tractor-trailer last week on Interstate 94 near Deerfield.

The Deerfield-Bannockburn Fire Protection District and Illinois State Police responded around 1:46 p.m. Thursday on Interstate 94 near Deerfield Road in Deerfield.

An Illinois State Police spokesperson said District 15 troopers responded to a call about a two-vehicle crash with injuries.

The accident involved a motorcycle and tractor truck semi-trailer in westbound traffic lanes.

The driver of the motorbike was pronounced dead following the collision, the spokesman said.

Lake County Deputy Chief Coroner Steve Newton said the victim was identified as William L. Graves, 59, of Milwaukee, Wisconsin.

The driver of the semi-trailer truck reported no injuries.

All westbound lanes were closed for several hours for an investigation into the crash.

The highway was reopened around 4:25 p.m. Thursday.

According to his obituary, Graves leaves behind his wife and four children. He was also a grandfather of three children.

One of his children started a GoFundMe to raise money for Graves’ wife.

“My dad lived on disability checks and my mom is a gas station manager. And now that my dad is gone, my mom won’t be getting those disability checks to help with expenses,” Sarah Graves said. .

“It was an absolute shock to our family. My dad has cycled thousands of times and has always come home… but this time he didn’t. This event really broke our hearts,” said she declared.

Nearly $2,000 was raised with a goal of $5,000.

V Engine Market Scope 2022 and Forecast by 2029 – Harley-Davidson, Rolls Royce, GM, Jaguar Land Rover – Travel Adventure Cinema


Global V Motors Market Overview and Analysis:

New Jersey, United States, Report Title V Engine is one of the most comprehensive and important additions to verified market reports. Provides detailed research and analysis of key aspects of the global V Engine market. Market analysts author detailed information provided in this report which constitutes a comprehensive analysis of the global V Engine market, providing growth drivers, restraints, leading challenges, trends and opportunities. Market players can use market dynamics analysis to plan effective growth strategies and prepare for future challenges. Each trend in the global V Engine market is carefully analyzed and investigated by market analysts.

Furthermore, the Global V-Engine market is expected to grow at a CAGR of roughly X.X% in the next five years, and will reach USD X.X billion in 2020, USD X.X billion in 2028.

Get a sample copy (including full TOC, charts and tables) of this report @ https://www.verifiedmarketreports.com/download-sample/?rid=540438

Competitive landscape

Competitive composition is an important aspect that every key player must know. This report sheds light on the competitive scenario of the Global V Engine Market to know the competition at country and global level. The market experts also provide an overview of all major players in the global V-motor market, considering key aspects such as regional operations, production, and product portfolio. Furthermore, the company report is based on key research factors such as company size, market share, market growth, revenue, production and profit.

The study focuses on the current V Engine market size and growth rate based on historical business overview of Key Players/Manufacturers:

Key Players of the V Engine Market are:

  • Harley-Davidson
  • Rolls Royce
  • GM
  • JaguarLand Rover
  • To dodge
  • Toyota
  • Ford
  • volkswagen
  • Ferrari
  • Lamborghini
  • Mercedes-Benz
  • BMW
  • Porsche
  • CLA
  • GE
  • Pratt & Whitney

Market Segmentation of V Engine Market:

V Motors market is split by Type and by Application. For the period 2021-2028, Intersegment Growth provides accurate calculations and forecasts of sales by Type and Application in terms of volume and value. This analysis can help you grow your business by targeting qualified niche markets.

Global V Motors Market Segment By Type:

  • V2-V10 engine
  • V10-V20 engine
  • V20-V40 engine
  • V40-V60 engine
  • V60 engine and above

Global V Motors Market Segment By Application:

  • Automotive
  • Marine
  • Aerospace
  • Others

Get an exclusive discount on this Premium Report @ https://www.verifiedmarketreports.com/ask-for-discount/?rid=540438

Scope of the V Engine Market Report

UNITY Value (million USD/billion)
SECTORS COVERED Types, applications, end users, and more.
REPORT COVER Revenue Forecast, Business Ranking, Competitive Landscape, Growth Factors and Trends
BY REGION North America, Europe, Asia-Pacific, Latin America, Middle East and Africa
CUSTOMIZATION SCOPE Free report customization (equivalent to up to 4 analyst business days) with purchase. Added or changed country, region and segment scope.

The V Engine regional market analysis can be represented as follows:

This part of the report assesses key regional and country-level markets on the basis of market size by type and application, key players, and market forecast.

On the basis of geography, the global market for V Engine has been segmented as follows:

    • North America includes the United States, Canada and Mexico
    • Europe includes Germany, France, UK, Italy, Spain
    • South America includes Colombia, Argentina, Nigeria and Chile
    • Asia Pacific includes Japan, China, Korea, India, Saudi Arabia and Southeast Asia

To get more insights on market analysis, browse the research report summary @

Visualize the Anesthesia Delivery Systems Market using Verified Market Intelligence:-

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Personal Loan Market Is Booming In The Coming Years Due To Global Demand 2030 | Barclays PLC, DBS Bank


Personal loan

OREGAON, PORTLAND, USA, July 19, 2022 /EINPresswire.com/ — Allied Market Research released a report titled “personal loan market By Loan Term (Long-Term Loans, Mid-Term Loans, and Short-Term Loans) and End User (Residentials, Small and Medium Enterprises (SMEs), and Others): Global Opportunities Analysis and Industry Forecast, 2020-2027 » .

The report offers an in-depth analysis of drivers and opportunities, key segments, major investment pockets, competitive landscape, and value chain. These data, statistics and information will prove useful to market participants, shareholders, new entrants and investors to have market insights and adopt various growth strategies.

@ https://www.alliedmarketresearch.com/request-sample/7945

The research provides a comprehensive analysis of drivers, restraints, and opportunities in the global personal loans market. This information is valuable for identifying driving factors, highlighting them and implementing strategies to help achieve sustainable growth. Additionally, market players, investors, and startups can use this information to determine new opportunities, explore market potential, and gain competitive advantage.

The report provides a detailed impact of the Covid-19 pandemic on the global personal loans market. This information will help market participants, investors and others to change their strategies accordingly to deal with the pandemic and stay in the market.

Key market segments include:

By type
• P2P market ready
• Balance sheet loans

By age
• Under 30
• 30-50
• More than 50

By marital status
• Married
• Only
• Others

By employment status
• Employee
• Man
• Female
• Others
• Company

A detailed analysis of each segment and sub-segment is provided in the report. Tabular and graphical formats are used to allow better understanding. This analysis is valuable in identifying the most dynamic and revenue-generating segments. It will help market players adopt various strategies to achieve sustainable growth.

Customization request @ https://www.alliedmarketresearch.com/request-for-customization/7945?reqfor=covid

The research offers a detailed analysis of the global personal loans market for each region. Regions analyzed in the study include North America (United States, Canada, and Mexico), Europe (Germany, United Kingdom, Russia, Spain, France, and Italy), Asia-Pacific (China, Japan, Korea, India and rest of Asia-Pacific) and LAMEA (Latin America, Middle East and Africa). The data and statistics mentioned in the research are valuable in determining strategies such as expanding into specific regions and exploring untapped potential in different markets. AMR also offers customization services for specific region and segment as per customer requirements.

Main benefits for stakeholders
• This report provides a quantitative analysis of market segments, current trends, estimates and dynamics of the 20WW-20MM Operating Room Equipment market analysis to identify current opportunities in the equipment market of operating room.
Market research is offered with information related to key drivers, restraints and opportunities.
• Porter’s Five Forces analysis highlights the ability of buyers and suppliers to enable stakeholders to make profit-driven business decisions and strengthen their supplier-buyer network.
• In-depth analysis of operating room equipment market segmentation helps to determine existing market opportunities.
• Major countries in each region are mapped according to their contribution to global market revenue.
• Positioning of market players facilitates benchmarking and provides a clear understanding of the current position of players in the personal loans market.
• The report includes analysis of regional and global operating room equipment market trends, key players, market segments, application areas and personal loan market growth strategies.

Interested potential key market players can inquire for purchase of the report at: https://www.alliedmarketresearch.com/purchase-enquiry/7945

The report offers a detailed analysis of major market players operating in the global Personal Loans Market. The major market players analyzed in the report are American Express, Avant, LLC, Barclays PLC, DBS Bank Ltd, Goldman Sachs, LendingClub Bank, Prosper Funding LLC, Social Finance, Inc., Truist Financial Corporation, and Wells Fargo. They have implemented various strategies including new product launches, mergers and acquisitions, joint ventures, collaborations, expansions, partnerships and others to achieve growth and gain an international presence.

The adoption of the personal loan market is increasing significantly in recent years due to its usefulness and efficiency. With the rapid advancements in technology, the application areas of the personal loan market are expanding to various fields. The research offers a comprehensive analysis of drivers, restraints, and opportunities in the global personal loans market.

About Us:
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Energica, Lightning Motorcycles, Lito Sora, Saietta – Travel Adventure Cinema


The market research report titled “Global High Performance Electric Motorcycles Market 2022 – By Player, Region, Type, Application, Forecast 2022-2027” provides detailed information on the different brands, sales value and sales quantity associated with the major players with the highest market figures, as well as the shares. It offers extensive coverage of post-pandemic forces that are expected to influence market growth. The High Performance Electric Motorcycles Market research report sheds light on numerous segments by application, product type, key players, and region. Each segment would provide detailed information about the demand and supply of the product over the forecast period (years 2022-2027). The application segment digs deeper into the consumption pattern of the product. In addition, the report presents the manufacturers’ information including business breakdown, gross profit, revenue, price, sales volume, and interview record. Understanding the above mentioned segments would help the stakeholders to realize the importance of various significant factors that would drive the development of the market.

Key Players/Manufacturers Studied in the Research:

  • energetic
  • lightning motorcycles
  • Lito Sora
  • Saietta
  • Brutus
  • Johammer
  • KTM
  • brammo
  • gogoro
  • Zero Motorcycles
  • Mahindra
  • BMW Motorrad
  • hero
  • Recall
  • High
  • Biker
  • Palla
  • Yamaha
  • Terra Engine
  • Governments
  • ZEV

Get a sample report on: https://courant.biz/request-sample/?id=89455

Segmentation by product, application, sales channel and regions

Global High Performance Electric Motorcycles Market Segment By Type:

  • 3hp
  • 12hp
  • 20hp
  • 45hp
  • 75hp
  • 100hp

Global High Performance Electric Motorcycles Market Segment By Type:

  • off-road market
  • street market

Regional sectors:

  • Europe
  • Japan
  • China
  • India
  • South East Asia

The Global High Performance Electric Motorcycles Market Research Report Provides Answers to the Following Questions:

  • What are the key drivers driving the global high performance electric motorcycles market?
  • What are the major restraints affecting the growth of the global high performance electric motorcycle market?
  • Who are the key players in the Global High Performance Electric Motorcycles Market?
  • Which region is expected to dominate the global market in terms of share?
  • What are the constraints and targeted approaches holding the market back?
  • What are the main results of Porters Five and the SWOT analysis?
  • What factors are responsible for creating new growth opportunities in the global high performance electric motorcycle market?

Please check the scope of the report in detail: https://courant.biz/report/world-high-performance-electric-motorcycle-market/89455/

Our new market research report is ideal for stakeholders and industry participants. It will also help them by providing them with a clear picture of the overall market to make effective decisions. Global market managers seek to release estimates, as well as recent global market statistics. Organizations, policy makers, regulators and government agencies will be able to make crucial investments by reviewing the latest global market trends. Additionally, academic institutions, strategy managers, educators, and analysts could get detailed information on how to proceed with their future strategies.

We used both primary and secondary research methodologies to gather insights for this report. We considered paid databases, interviews with business leaders, journals and business magazines.


  1. About High Performance Electric Motorcycles Industry (Industry Definition, Types, Major Market Activities)
  2. Global market competition landscape (Markets by Regions, Market Revenue (USD M), Market Sales and Growth Rate 2017-2022, Top Players Revenue by Regions)
  3. Global High Performance Electric Motorcycles Market Share (Production and Revenue Market Share by Regions and Players)
  4. Supply chain (raw material analysis, raw material market analysis, production cost, manufacturing equipment and end user analysis)
  5. Company Profiles (company details, product information, revenue, profit analysis)
  6. Globalization and trade (trade sites, supply channels, marketing strategy, etc.)
  7. Distributors and customers (information on major distributors and customers by region)
  8. Import, export, consumption and consumption value by major countries
  9. Global High Performance Electric Motorcycles Market Forecast to 2027 (Demand, Price Revenue, Regions, Types, Applications)
  10. Key success factors and market overview

Check the table of contents:https://courant.biz/report/world-high-performance-electric-motorcycle-market/89455/

Report customization:

This report can be customized to meet customer requirements. Please contact our sales team ([email protected]), which will ensure that you get a report that suits your needs. You can also get in touch with our executives at +1 (210) 807 3402 to share your research needs.

Over 200 vintage vehicles arrive in Mitchell’s Bay for the show


Content of the article

More than 200 vintage vehicles arrived in Mitchell’s Bay on Saturday for the Antique Car, Truck, Motorcycle and Tractor Show.

Content of the article

The event, organized and held by Mitchell’s Bay Area Association, returned after a two-year pandemic absence.

“It’s just beautiful and it’s been such a beautiful day too,” said Karen Miles, the show’s president, as she gazed out at the crowd gathered in Mitchell’s Bay Park.

Some of the registered vehicles were from the London and Windsor areas, she added. Thirty traders also participated.

The Bones bike, once owned by daredevil Evel Knievel, known for his death-defying motorcycle jumps, was also on display, along with Ukrainian military sidecars.

Miles said 45 volunteers were involved in the event.

Vintage vehicles of all styles were in Mitchell’s Bay on Saturday for the Antique Car, Truck, Motorcycle and Tractor Show. Trevor Terfloth/Postmedia

“There’s a lot of work, and it keeps me busy throughout the year,” she laughed.

Despite the pandemic causing cancellations, or at least uncertainty, for event organizers everywhere in recent years, Miles said she’s “pretty confident” the show will go ahead.

“Thank goodness, huh? she added.

Vintage vehicles of all styles were in Mitchell's Bay on Saturday for the Antique Car, Truck, Motorcycle and Tractor Show.  Trevor Terfloth/Postmedia
Vintage vehicles of all styles were in Mitchell’s Bay on Saturday for the Antique Car, Truck, Motorcycle and Tractor Show. Trevor Terfloth/Postmedia jpg, CA

Italian electric scooter and motorcycle market to exceed $707.1 million by 2035, according to P&S Intelligence


NEW YORK, July 18, 2022 /PRNewswire/ — According to the market research report published by P&S Intelligence, in 2021 the Italy electric scooters and motorcycles market was rated at $26.7 millionand he will receive a value of $707.1 million by 2035, at a growth rate of around 30% over the period 2021-2025 and, in addition, around 24% over the period 2026-2035.

Li-ion batteries dominate Italy electric scooter and motorcycle market with more $26 million revenues, which will increase by approximately 31% over the 2021-2025 period. Manufacturers of maximum electric two-wheelers prefer Li-ion batteries due to their low self-discharge rate, lack of memory effect and high energy density. In addition, these batteries last longer than sealed lead-acid batteries.

Get sample pages of this report at: https://www.psmarketresearch.com/market-analysis/italy-electric-scooter-motorcycle-market/report-sample

Electric scooters are seeing the highest demand in the world. Italy market for electric scooters and motorcycles, and their sales value will increase at a rate of around 23% through 2025. Motorcycles need more power, which means a larger battery and electric motor are necessary, which increases their cost of acquisition. Additionally, electric scooters are one of the most cost-effective options for traveling short distances, which is boosting the sales of electric scooters in the country.

The growth in the Italy The market for electric scooters and motorcycles will be the fastest in vehicles equipped with a battery of 100 V or more, with a growth rate of approximately 38%, during the years 2026-2035. The improved mileage and performance of these vehicles will propel their sales in the near future. Additionally, with a lack of charging infrastructure in the country, customers are focusing on EV mileage.

Between the 1990s and 2019, Italy reduced its emissions by approximately 19%. Its efforts to reduce emissions are inseparably linked to the policies and recommendations of the European Union. The European Union recently created a new policy linked to the European Climate Law, aiming to reduce GHG emissions to a minimum of 55% by 2030 compared to levels 40 years ago. This is a significant increase from the previous target of a 40% reduction set under the Paris Agreement.

Browse the detailed report on Italy Electric Scooters and Motorcycles Market size, trends, emerging opportunities and demand forecast to 2030

Italy released a new 2030 ESR target of a 33% reduction in discharges from 2005. These initiatives will help expand the opportunity for growth in the Italy market for electric scooters and motorcycles in the coming years, implementing strict emission regulations on ICE variants and raising awareness about climate change.

Italian Electric Scooter and Motorcycle Market Report Coverage

By product

  • Scooter
  • low power motorcycle
  • high power motorcycle

By power

  • 1.5 to 5kW
  • 6–15kW
  • >15kW

By voltage

  • 48V
  • 60V
  • 72V
  • 100V and above

By cooling system

  • Natural convection
  • Forced convection
  • Liquid

By maximum speed

  • 40–80 km/h
  • >80km/h

By battery type

  • sealed lead acid
  • Lithium Ion

By battery charging mode

By charging time

By battery capacity

  • 2–2.5kWh
  • > 2.5kWh

By range

  • 50–100km
  • 101–150km
  • >150km

Browse more reports published by P&S

Electric Scooters and Motorcycles Market – Global Industry Analysis and Growth Forecast to 2025

North America Electric Scooters and Motorcycles Market Analysis and Growth Forecast to 2025

China Electric Scooters and Motorcycles Market Demand Size, Share, Development, Growth and Forecast, 2013-2025

Europe Electric Scooters and Motorcycles Market Analysis and Demand Forecast to 2025

India Electric Scooter and Motorcycle Market Analysis and Growth Forecast to 2025

About P&S intelligence

P&S Intelligence provides market research and consulting services to a wide range of industries around the world. As an enterprising research and advisory firm, P&S believes in providing in-depth insights into the ever-changing market scenario, to enable businesses to make informed decisions and ground their business strategies wisely. . P&S has the interests of its customers at heart, which is why the information we provide is both honest and accurate. Our long list of satisfied customers includes entry-level businesses as well as multi-million dollar companies and government agencies.

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SOURCE P&S Intelligence

The Harley Davidson Nightster™ accelerates


TODAY, Harley Davidson announced the arrival of the Nightster™ model in the Philippines. The 2022 Harley-Davidson® Nightster™ model marks an evolution of the classic Harley-Davidson® Sportster®, optimized for extraordinary performance and style while maintaining a Sportster-model silhouette. With the on-demand performance of the new Revolution® Max 975T powertrain and a host of contemporary electronic aids and features, the 2022 Nightster model delivers a powerful, comfortable and stylish ride.

Harley-Davidson of Pampanga, an authorized dealer in the Philippines, will host an open house exclusively for the Nightster™ model on July 16, 2022, so customers can experience the Nightster™ motorcycle and be one of the first to own the latest model. with prices starting at P950,000.

“The Nightster™ is engineered for nimble performance and distinctive styling based on a motorcycle story written 65 years ago, and we’re thrilled to share this new chapter in the Sportster® heritage with our Filipino customers. We were witnessed a phenomenal response for the Sportster™ S model, and we are confident that this new best-in-class offering will resonate well with our riders,” said Sajeev Rajasekharan, Managing Director, Asia Emerging Markets & India at Harley-Davidson.

A new model based on the classic shape

The Nightster™ model combines a nimble, lightweight chassis with a powerful engine tuned for strong mid-range performance, an ideal combination for navigating city traffic and recharging along twisty roads. At the heart of the 2022 Nightster™ model is the new Revolution® Max 975T powertrain. It’s a liquid-cooled, 60-degree V-twin with a torque curve that stays flat across the powerband – and engine performance designed to deliver strong acceleration and robust mid-range power. .

The Nightster™ model is equipped with Harley-Davidson Rider Safety Enhancements*, a set of technologies designed to match the performance of the motorcycle to the traction available during acceleration, deceleration and braking. All new from the wheels up with a lean, low and powerful look, the Nightster™ model conveys classic styling cues from the Sportster model, most evidently in the exposed rear shocks and airbox lid shape that evokes the iconic Sportster walnut fuel tank. For 2022, the Nightster™ model comes in Vivid Black, with prices starting at P950,000, Gunship Gray and Redline Red, with prices starting at P1,000,000.

Learn more about the Nightster™ model at www.harley-davidson.com. Availability and prices may vary by market, please consult your local retailer for details.

Discover the Nightster™ at Harley-Davidson of Pampanga, LausGroup Motorcycle Center, Microtel Lane, Event Center Boulevard, LausGroup Complex, Jose Abad Santos Avenue 2000 City of San Fernando. Call (045) 981 4487 or email us at [email protected] (PR)

Motorcycle Brake By Wire (BBW) System Market [+Investment Feasibility Index] | Trends and forecasts until 2031

Motorcycle Brake By Wire (BBW) System Market [+Investment Feasibility Index] |  Trends and forecasts until 2031

Global Industry Analysis Of Motorcycle Brake By Wire (BBW) System Market By 2031

The Motorcycle Brake By Wire (BBW) System market report offers recommendations to help industry players to compete in the market and survive.

NEW YORK CITY, NEW YORK, USA, July 15, 2022 /EINPresswire.com/ — The motorcycle brake-by-wire (BBW) system market is booming, according to new analysis presented by Market.us (40 000+ published and upcoming reports), the take-out and drop-off manufacturing and construction market will indeed witness an increased demand in the coming years in addition to the motorcycle brake-by-wire (BBW) system market. A lot of research and development is going on to improve motorcycle brake-by-wire (BBW) system products and new innovative technologies. The report discusses numerous research objectives, investment plans, business strategies, import-export scenario and supply-demand scenario. To facilitate strategic planning, key stakeholders can use the tables and figures in this report to gather statistics. It provides insights on key production, revenue, and consumption trends of players to increase sales and growth in the global Motorcycle Brake By Wire (BBW) System Market.

It examines the most recent developments, sales, market valuation, production, gross margin, as well as other significant factors, of the major players of the Motorcycle Brake By Wire (BBW) System market. To fully understand the current and future growth of the market, players can refer to the market figures and statistical analysis in the report. This report examines the main factors that have influenced the growth of the industry and describes how they contribute to it. The Global Motorcycle Brake By Wire (BBW) System Market is objectively analyzed and benchmarks all key segments. The report offers valuable analysis and suggestions for industry players. The report offers recommendations that will help industry players to compete in the market and survive.

Learn more about drivers and challenges | Download sample PDF now: https://market.us/report/motorcycle-brake-by-wire-bbw-system-market/request-sample/

Motorcycle Brake By Wire (BBW) System Market: Analysis Focusing On Competitive Landscape And Key Developments

The BWI Group, NXP Semiconductors, Johnson Electric, ZF TRW, Honda, Continental, ADVICS (Aisin Seiki) and Bosch are leading companies in the market for brake-by-wire (BBW) systems for motorcycles. Market leaders are now focusing on strategies such as product innovation, mergers and acquisitions, recent developments and joint ventures, collaborations and partnerships to improve their market position.

The research then reveals simple market opportunities and provides the company with valuable insights that will help it to thrive in the global Motorcycle Brake By Wire (BBW) System market. The report contains detailed information about the factors that will increase the growth of the market over the next few years, from 2022 to 2031. The report discusses market segmentation, key players and application types, as well as growth fast in key markets.

How can these reports help you?

– Get a truly global view with the most comprehensive report on the Motorcycle Brake By Wire (BBW) System market covering over 60 geopolitical regions.

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– Outperform the competition using market forecast data and market drivers, trends and global market formation.

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– Performance against market leaders.

– Use relationships between key data sets to improve your strategy.

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Market segmentation :

Segmentation 1: By Application – They are widely used in places such as

electric motorcycle
Motorcycle Fuel

Segmentation 2: by product

single channel

Segmentation 3: by Region

– North America (USA and Canada)

– Europe (Germany, UK, France, Italy, Spain, Russia and others)

– Asia-Pacific (China, India, South Korea, Indonesia, Australia and others)

– Latin America (Brazil, Mexico)

– Middle East and Africa

North America and Asia-Pacific dominate the market. These are also attractive regions for the Motorcycle Brake By Wire (BBW) System market owing to the availability of different market fragments.

How can this report add value to an organization?

1. Product/Innovation Strategy: This segment helps the reader understand what types of Motorcycle Brake By Wire (BBW) system products are available and how they can be used in different industries.

2. Growth/Marketing Strategy: The study identifies key players in the global “Motorcycle Brake By Wire (BBW) System” market. It also provides a competitive benchmarking analysis of these players to show how they compare to each other and present a clear market landscape.

3. Competitive Strategy: To help readers understand how the market is doing, the study provides a clear map of the market.

Access the full study results here: https://market.us/report/motorcycle-brake-by-wire-bbw-system-market/

Frequently Asked Questions (FAQ)

1. Who are the most well-known players in the global Motorcycle Brake By Wire (BBW) System Market?

2. What is the role of emerging market players in expanding their presence in the Motorcycle Brake By Wire (BBW) System Market?

3. What are the biggest challenges for the Motorcycle Brake By Wire (BBW) System Market?

4. What are the main results of Porter’s five SWOT and Porter analyses?

5. Which market is most covered by Motorcycle Brake By Wire (BBW) System in terms of Market Share and Size?

6. What factors are preventing the growth of the Motorcycle Brake By Wire (BBW) System Market?

7. What are the most important market trends today?

8. What are the best selling models?

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Hennion & Walsh Asset Management Inc. Reduces Equity Holdings in Harley-Davidson, Inc. (NYSE:HOG)


Hennion & Walsh Asset Management Inc. reduced its stake in Harley-Davidson, Inc. (NYSE: PORKGet a rating) by 6.3% in the first quarter, HoldingsChannel reports. The company held 7,872 shares of the company after selling 533 shares during the period. Hennion & Walsh Asset Management Inc.’s holdings in Harley-Davidson were worth $310,000 when it last filed with the SEC.

A number of other institutional investors and hedge funds also changed their HOG holdings. Allspring Global Investments Holdings LLC purchased a new position in Harley-Davidson during Q4 for a value of approximately $27,000. Allegheny Financial Group LTD bought a new position in Harley-Davidson during Q4 for a value of approximately $27,000. Spire Wealth Management increased its holdings in Harley-Davidson by 89.4% during the fourth quarter. Spire Wealth Management now owns 945 shares of the company worth $36,000 after buying 446 additional shares in the last quarter. Covestor Ltd bought a new position in Harley-Davidson during Q4 worth around $36,000. Finally, Dixon Hughes Goodman Wealth Advisors LLC bought a new position in Harley-Davidson during Q1 worth approximately $39,000. 91.69% of the shares are held by hedge funds and other institutional investors.

HOG has been the subject of a number of research analyst reports. StockNews.com launched a coverage on Harley-Davidson in a report on Thursday, March 31. They have placed a “holding” rating on the stock. Robert W. Baird lowered his price target on Harley-Davidson from $60.00 to $55.00 and set an “outperform” rating on the stock in a Thursday, April 28 research report. DA Davidson began covering Harley-Davidson in a research report on Thursday, June 30. They set a “neutral” rating and a price target of $35.00 on the stock. Wolfe Research reiterated a “buy” rating and set a price target of $45.00 on Harley-Davidson shares in a Friday, May 20 research report. Finally, TheStreet downgraded Harley-Davidson from a “c+” rating to a “b” rating in a research report on Wednesday, April 27. An equity research analyst rated the stock with a sell rating, five gave the stock a hold rating, and five gave the stock a buy rating. According to data from MarketBeat.com, the company has an average rating of “Hold” and an average price target of $46.62.

PORK opened at $31.41 on Friday. Harley-Davidson, Inc. has a 12 month minimum of $29.80 and a 12 month maximum of $44.58. The company has a debt ratio of 1.78, a current ratio of 1.34 and a quick ratio of 1.12. The stock has a market capitalization of $4.63 billion, a P/E ratio of 7.91, a P/E/G ratio of 0.88 and a beta of 1.29. The stock’s 50-day moving average price is $33.57 and its 200-day moving average price is $36.75.

Harley-Davidson (NYSE: PORKGet a rating) last reported results on Wednesday, April 27. The company reported EPS of $1.45 for the quarter, missing the consensus estimate of $1.52 per ($0.07). Harley-Davidson had a net margin of 11.78% and a return on equity of 27.07%. The company posted revenue of $1.50 billion in the quarter, compared to analysts’ estimates of $1.33 billion. In the same quarter a year earlier, the company had earned earnings per share of $1.68. The company’s revenue increased by 5.1% compared to the same quarter last year. Equity analysts expect Harley-Davidson, Inc. to post EPS of 4.16 for the current year.

The company also recently announced a quarterly dividend, which was paid on Friday, June 17. Investors of record on Thursday, June 2 received a dividend of $0.157. This represents an annualized dividend of $0.63 and a yield of 2.00%. The ex-dividend date was Wednesday, June 1. Harley-Davidson’s dividend payout ratio is currently 15.87%.

About Harley-Davidson (Get a rating)

Harley-Davidson, Inc. manufactures and sells motorcycles. The Company operates in two segments, Motorcycles and Related Products and Financial Services. The Motorcycles and Related Products segment designs, manufactures and sells Harley-Davidson motorcycles, including cruiser, touring, standard, sport and dual models, as well as motorcycle parts, accessories, apparel and related services .

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Want to see which other hedge funds hold HOG? Visit HoldingsChannel.com for the latest 13F filings and insider trading for Harley-Davidson, Inc. (NYSE: PORKGet a rating).

Institutional ownership by quarter for Harley-Davidson (NYSE:HOG)

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20 best home automation ideas


Ideas for home automation

Also called smart home technology, home automation is the electronic control of household activities. More advanced automation connects home features to a network, to control, schedule, and monitor their use. The backbone of the network is usually Wi-Fi. This network of devices is called the Internet of Things.

Automated homes use a centralized system for simple and more complex household functions and appliances, such as controlling lights, locks, heating and cooling systems, indoor and outdoor cameras, security systems, blinds, audio systems and even coffee makers.

Most products use software that remotely controls home features through an internet-connected device. for example, a homeowner can lock their front door from their office using their smartphone. They can fill a cup to the appropriate level using a voice command. Home automation also refers to the use of sensors, such as an HVAC system that automatically turns on and off based on home occupancy.

There are several ways to control these devices. Sure, you can control your thermostat the old-fashioned way, but you can also control it from your phone. You can tell your Amazon device to make all your wishes come true with Alexa. The same goes if you want to use Google Assistant or Apple’s Siri. Let’s get into what you can do.

Home Lighting Automation Ideas

Some of the earliest smart technology came in the form of light bulbs – perhaps because there’s something appealing to the human ego about being able to say “let there be light” and turn on a bunch of lights smart connected.

The gold standard in this area are lights that can change to any color in a spectrum so you have full control over the ambiance of your home at all times. Although they are the most customizable, they also tend to be the most expensive. White bulbs are often less expensive. These bulbs usually allow you to control the color temperature as well.

Another consideration for everything is whether you just want it to connect to your smartphone via Bluetooth or need it to connect to Wi-Fi. If you want to be able to control devices with smart assistants, you need to make sure you get the Wi-Fi enabled lights or a connection bridge device.

Of course, not everything has to depend on Wi-Fi and Bluetooth when it comes to lighting. If you just want motion sensors, this is definitely something that can be accommodated as well. Owners will sometimes be use them on a patio or porch for safety or security purposes, but you can also use them indoors to turn on a light when you enter a room.

Heating and Cooling Automation Ideas

In the heating and cooling space, the smart thermostat allows you to control the temperature and turn the heating and air conditioning on and off remotely. You can also program the thermostat to maintain a certain temperature during the day when you’re at work and adjust it when you get home.

Nest is owned by Google and was a pioneer in this area, but similar competing thermostats are available from Sensi and Honeywell. Nest and Honeywell claim to offer the ability to learn your preferences over time, depending on which model you get.

Home Security Automation Ideas

Home security is another area that has been revolutionized as technology has become cheaper and more connected. You can get everything from traditional motion sensors and security cameras to video doorbells and smart locks.

For example, you have the ability to see who is at your door without leaving the bathroom if someone shows up with a delivery at the wrong time. You can communicate with them and tell them where to leave it.

Some companies sell things like water level sensors so you can be alerted to a potential leak even if you’re away from home. You can also get smoke and carbon monoxide detectors.

Smart locks work by allowing you to enter at least one code. Some of the more advanced allow you to grant someone access temporarily or permanently when a device they own is within the appropriate Bluetooth range.

If you have two Amazon Echoes or Nest Audio speakers, they can be used as an intercom to talk between rooms. It seems a little old fashioned, but it can be useful. I’ll continue for now, but I’ll give you some personal experience later.

A note of caution here is that this is probably an area where you don’t want to mix up systems. If it’s a security system, you want to be sure everything is going to talk to each other. You will also want to know more about redundancy. What kind of backup is there in case of power or internet failure?

Home Entertainment Automation Ideas

This is where things get really fun for me. There are several ways to do this. However, by way of illustration, allow me to tell you about my personal configuration. I have a smart TV, an Amazon Fire TV Stick, an Amazon Echo, and a Harmony Hub.

This allows me to accomplish the following in about 30 seconds:

“Alexa, turn on Kevin’s TV.”

“Alexa, play the program on [streaming service].”

The Harmony Hub is the really cool part of this entertainment setup. It lets you take devices that otherwise won’t connect to any other hub and connect them with Google Assistant or Alexa. So I can tell it to play discs on my not-smart Blu-ray player.

Home Kitchen Automation Ideas

Another area people spend a lot of time in is the kitchen, and that too has its fair share of smart gadgets. One of them I will talk about even claims to cook for you.

Let’s start with the faucets. There are several brands of smart sink now it will allow you to do things like request specific measurements of your sink at a certain temperature. This can be especially useful if you don’t have measuring cups handy. You can also have a preset for plant watering.

There are also smart refrigerators. It’s the one that seems the most forced to me. There are features like cameras so you can see what you have. Maybe if you’re at the grocery store, it’s useful. Samsung’s refrigerator has a music streaming feature, but it would be cheaper in my mind to just get a speakerphone.

Ovens get a little interesting. There are ranges that will remember your cooking presets for given dishes. You can also connect it to Wi-Fi to give it preheat commands and also receive temperature notifications from your phone.

Then there’s the superstar air fryer with toaster oven. The Breville’s most advanced model has an autopilot mode that claims to help you through all the trickiest bits of anything you might cook in the device.

Outdoor home automation ideas

There are a few different outdoor gadgets worth mentioning. I suspect the former could be used indoors as well, but when I think of temperature probes, I think of grilled meats. There are several probes which will allow you to monitor temperatures wirelessly from your phone.

I’m also a big fan of anything that converts your existing system into something connected. It is often cheaper to convert than to invest in brand new technology. It also keeps perfectly good devices out of landfills. The myQ Smart Garage™ control allows you to convert major garage door openers sold after 1993 into smart doors that can be controlled remotely.

Convenience Home Automation Ideas

There are some things that are just practical that don’t fit anywhere else in this article.

One of my favorite gadgets I own is this system that converts my blinds into motorized smart blinds. Depending on how many windows you want to do, it can get a bit pricey, and the Wi-Fi bridge for voice control is separate (it’s a Bluetooth connection by default), but it’s great to be able to give a command vocal and to have the blinds obey.

Not everything has to be overwhelming to be useful either. For example, it’s really nice to receive a notification when you receive a new package or to be able to find out about the weather before going out for the day. Voice assistants can even make home shopping easier.

Br… | 10 American Market Motorcycles Remaining in the United States


We always want what we can’t have and the same goes for motorcycles.

From Australia to Japan to India, there are plenty of motorcycles we just can’t put our dirty mitts on here in the UK…although that’s not necessarily always a bad thing.

In the US, meanwhile, there are also a few discernible alternatives that we know won’t be crossing the pond anytime soon because they’re either too big, too thirsty, or too environmentally punitive to respect. emission regulations.

Granted, while we wouldn’t necessarily choose one of these models over a European counterpart, let’s just say we’d still like the option…

Kawasaki ZX-14R

A true juggernaut of Kawasaki’s British range until 2019, when the last of its stocks ran out, the Kawasaki ZX-14R lives in the United States.

A ‘gentle giant’ to the rather more manic Kawasaki H2 SX SE which has essentially assumed its role as the biggest of the touring sportsmen, the ZX-14R has been kept quite fresh with a series of nips and tucks, which means it still cuts a dash as a more modest alternative to the cheekier Suzuki Hayabusa.

The 1441cc inline-four pushes out 208bhp but is still comfortable enough to cover the miles with confidence. The H2 SX SE may be loaded with impressive modern technology, but there’s something pleasingly honest about the ZX-14R that just can’t be matched.

Yamaha Star Venture

While the name sounds a bit like a pyramid scheme, the Yamaha Star Venture is the Japanese firm’s answer to the whimsically titled Harley-Davidson Road Glide.

A model aimed squarely at the US market through and through, the Star Venture is big, brash and chunky, but arguably has a more aggressive look than its Harley and Indian fronted counterparts.

No expense was spared here in making the Star Venture the dad of Yamaha’s American lineup with its 1854cc engine, “lazy boy” style seats and slew of tech to keep things comfortable and refined.

Honda CBR600RR

While Honda may have moved with the times by narrowing its line of middleweight sport bikes to the less intimidating and better value CBR650R and CBR500R, we still pine for the CBR600RR knowing that it is available elsewhere in the world.

A combination of emissions restrictions and declining industry sales ultimately killed the CBR600RR in Europe, while encroaching a bit too much on the Fireblade CBR1000RR-R market as well.

Still, with 150bhp, clever electronics and sleek, sleek styling, the CBR600RR hits just that spot the decidedly lukewarm CBR650R and CBR500R could never reach.

Kawasaki KLR 650

Unlike its Japanese counterparts, Kawasaki has only felt the need to head off-road a few times over the decades.

In Europe, he prefers to market the Versys as a lightweight adventure bike, but he certainly won’t be chasing a Honda Africa Twin or Yamaha Tenere 700 for long in the harsh conditions.

Nevertheless, Kawasaki offers a mid-size adventure motorcycle in a number of markets outside of Europe in the form of the KLR650.

A dual-sport bike that recycles a motocross machine to be a more compliant on-road companion, while the KLR650 lacks desirability and refinement, it’s surprising it doesn’t consider its no-frills utility approach to find favor here.

Suzuki Boulevard

You don’t have to be a motorcycle enthusiast to recognize that the traditional cruiser remains a popular choice for our friends in the States.

While Harley-Davidson largely dominates this sector in terms of sales and accolades, it’s still a missed opportunity for rival brands not to offer at least one alternative. For Suzuki, this is the Boulevard, which is available in three versions – the more classic C50 and C50T, as well as the flagship M109 BOSS

Wearing its big-boy attitude straight on its sleeves, the M109 BOSS makes a statement with its slender silhouette and moody colorways, giving off some Hayabusa vibes… albeit once it retreats to the coast.

With a 1783cc engine pulling the horsepower under the skin, the Boulevard M109 BOSS definitely owns 51% of this company…

Kawasaki Z125 Pro

They say everything is bigger in the US, but when it comes to the Kawasaki Z125 Pro, the opposite is absolutely true.

Kawasaki’s answer to the Honda MSX125 Grom, the Z125 Pro is just as cute in that comedic “honey, I shrunk the bike” way.

Although it’s not quite as charming as its Honda equivalent, it carries all the usual Kawasaki features while its peppy 125cc engine, nimble handling and huge fun factor make any trip a joy.

Suzuki GSX-R600

Like its Honda counterpart, the Suzuki GSX-R600 may have reached its end in Europe, but it continues to thrive in the United States.

Distilling all of Suzuki’s famous “Gixxer” heritage into a package of compact and nimble sportbikes, the GSX-R600 may not be in the first wave of youth, but it runs enthusiastically and handles as well as it does. any of its rivals.

With the future of the GSX-R line looking in jeopardy following Suzuki’s withdrawal from World Championship motorcycle racing, anyone in the United States might need to get in there quickly before it’s gone.

Honda Ruckus

For a company perhaps best known for being everything for all bikers, the Honda Ruckus is a real oddity we’d be hard pressed to categorize.

But why do you want to do this? Named Ruckus in the US (although we prefer its Japanese title “Zoomer”), it’s a stripped-down scooter that looks like both urban transport and the Meccano ensemble.

It’s not pretty but that’s kind of the point, nor fast with its 49cc engine. But it’s shabby, easy to drive and more beautiful than a scooter!

Kawasaki Vulcan 1700 Voyager

Now we speak… the Kawasaki Vulcan may be known to UK buyers as an S trim with its 900cc engine, but in the US it’s a name attached to a much beefier and more ostentatious offering.

Two Vulcan models with gigantic 1700 cc engines are available; either the modern and contemporary looking Vulcan Vaqueoro bagger or the bells and whistles Vulcan Voyager cruiser [above].

There’s nothing subtle about them and at first glance we think you’d struggle to pass them on most streets in the UK. But you would definitely get noticed!

indian chief

It may not have escaped your notice that while we are discussing motorcycles available in the United States and not here, the previous nine entries here are actually Japanese.

Well, that’s largely because America’s biggest brands – Harley-Davidson and Indian – very generously offer the majority of their wares on both sides of the pond.

Indian motorcycles do have a few variations though – just maybe not where you think. Indeed, while the biggest and most brutal offerings in their range may not be obvious choices in the UK, most are available.

The big differences are at the lower end of the range with the Chief – available in the UK in a higher specification – being available as a blank canvas for customization in the US, priced at $14,999 (around 13,000 £).

My… | First impressions of the electric motorcycle in the city


New British manufacturer Maeving has burst onto the burgeoning electric two-wheeler scene with a fresh take on the market. The electric scene is ultimately polarizing, but quickly gaining momentum, especially in the small and medium capacity segment. The first offering from its Coventry headquarters is the new Maeving RM1 motorcycle.

Is he a city commuter? Is it a café poser? Or is it a well-made, sleek machine that appeals to a wide crowd of city dwellers? Simply put, it could be all of that.

We headed to London for a UK launch and first ride of the 110cc Maeving RM1 equivalent. A classic-inspired take that doesn’t look too much like how you imagine a futuristic Bonneville.

Maeving RM1 price and colors

With the first production run selling out almost instantly, the Maeving RM1 is priced from £4,995, rising to £5,990 if you opt for a bonus battery. 7 colors are available, ranging from a heritage British racing green, the ever suave black (as fitted on the day), to silvers, blues and whites.

Comparatively, the Super Soco TC Max (spoke model) costs £4,499. We’ll wait to see if the “big four” can beat those electric motorcycle prices through sheer economies of scale. Don’t forget, though, that Maeving is a UK manufacturer and it’s always good to support your local.

This Coventry brand also does things differently when it comes to the typical customer journey. Instead of having dedicated dealerships, Maeving will operate primarily as an online manufacturer, one where you select your machine, place the order, and your RM1 is delivered to your doorstep and serviced on site – every unit built to order.

It’s a new way of doing things and it’s a glimpse into a possible future of buying your next motorcycle without having to leave the couch.

However, that doesn’t mean you have to go blind, Maeving says they’ll be holding pop-up shops regularly, showcasing their bikes at select high street shops and dealerships, and running demo rides to give you a taste. chance to swing a leg.


As the Maeving RM1 is a learner-friendly 110cc equivalent, peak power of 5.9bhp and peak torque of 160Nm are distinctly electric figures, and the restricted model can be ridden at 16 with CBT – Maeving can then unclamp it if you wish.

A Bosch hub motor mounted in the rear wheel (they say it’s the first to be built directly into spoked wheels) spools up quickly and virtually entirely silently, propelling you to a top speed of 45 mph.

However, as this launch was in central London, it was a speed we didn’t quite hit – we spent most of the time at 20mph. Top speed on a machine like this is far from its divine purpose, it’s more about the sincere benefit of overtaking cars and traffic – a lot of that in city centers.

In terms of torque and horsepower, it varies depending on what mode you’re in. A choice of 1-2-3 mode grants a twist-n-go top speed of 20mph/35mph/45mph respectively, adjusted by the tap of a button. In mode 1 the bike accelerates a little slower at 20mph, but then you can sit back, accelerate and cruise past the many speed cameras without worry, while mode 3 quietly zips you up to 20mph and drops when you get there. at 35mph – it sounds exactly like a 110cc peaking at nearly 45mph.

I would compare the handling to that of a pushbike. Weighing around 111kg (with a single battery), I could literally take the rear wheel with both hands under the seat – and I weigh about the same as the bike itself (~95kg if you’re wondering). The turning radius is extremely sharp with a 1395mm wheelbase, and at high speeds it’s a very balanced ride with 19-inch wheels front and rear (mainly for style when riding it). ‘m wondering about it), and ultimately perfect for navigating tight spaces.

A note on the quiet nature of the RM1, there was absolutely no need for earplugs, and you can happily chat with the passengers next to you as you navigate. It made for a great sightseeing tour where we could all point to the happenings in Leicester Square, Houses of Parliament, Big Ben etc.

Battery and autonomy

Perhaps the most important segment. A battery pack is housed bottom and centre, with a door opening that locks at the push of a button on the handlebars, revealing a sleek, bamboo-handled 50.4V unit.

A second battery, if you choose to use one, is kept in the tank space, again behind a door opening locked by holding the same lock button on the handlebar – you have a 5 second window when stopping to open the two compartments.

With both batteries in use, the max range quoted is 80 miles, halved to 40 miles with the single battery. It looks like a short range on paper, but it’s primarily a short-range urban machine – even 20 miles is quite a distance in a city.

On our day trip of about 20 miles, I went about 92% and finished 51% – so not quite on target for the full 80 miles. Although the caveat here is that range is hampered by my weight, a smaller rider ended up with around +75% battery remaining.

Removing 12kg batteries is easily done with a smart mounting plate underneath to connect to both the bike and the remote charger (which then connects to the mains socket to recharge).

Charging time 0-100% is around 4 hours 10 minutes, but 0-80% is 2 hours 55 minutes, with a charging capacity of 42 Ah. You’d do well to complete a ride with 0 per cent battery, so charging from 10 per cent to 80 per cent would be just over 2 hours – not too bad. Running costs are estimated to be around £60/year.

The battery, with LG MJ1 lithium cells inside, comes with a 3 year warranty (the bike itself has 2 years from new), with replacements available for £995. One final note, if you choose to ride lighter with 1 battery cell, the tank compartment becomes a handy place to store your gadgets (with a built-in USB charger), security, whatever you want.

Features and Specifications

Apart from the USB sockets, the Maeving RM1 keeps it simple electronically, although you can opt for a 3-year anti-theft tracking subscription for £195.

To me, the simplicity of the machine is a feature in itself. The style is very classic, but is designed to give that sleek modern look without excess pieces hanging around for no reason. I can honestly say we were constantly turning heads and explaining what we were up to – passers-by, taxi drivers, even Downing Street police. Everyone was simply impressed, and if you like to turn heads…

We even chatted with someone on a £2500 e-cycle, who was surprised that for double his money he’d be riding a motorbike instead. Don’t blame yourself, mate!

Moving on to a bit of spec, you have a 785mm bobber seat, USD front suspension and twin preload rear shocks, and 240mm front and 180mm rear disc brakes.

It’s a smooth and comfortable ride, even for me as a 6’3″ rider. The brakes are linked to a CBS system, the minimum requirement for machines up to 125cc, and worked well – well that the front brake felt much weaker in application than the rear Pushing the rear brake activates a single piston on the front disc, so there is a little dip when you apply the left lever hard (for the rear brake) – while the right lever operates the two remaining front pistons.

Maeving said they designed the front brake to be a bit softer consciously for novice riders, who can grab a handful of brakes – although I’ll add it was very easy to lock the rear brake and to make some skids if you pull it suddenly. A shameful pleasure to drive at low speed.

As this is a hand built to order machine in Coventry, you feel a lot of love and passion in every RM1 machine, and the build quality was uniquely superior to match, if not exceed, the price.

Finally, the gearing was intuitive, and the analog dial was easy to read while still matching the overall style – however, the indicator light was a bit small and disappeared behind the needle when riding around 20mph, and the inset LCD shows your load percentage, but no estimated range.

What I liked

  • Superbly agile and easy to drive.
  • The style is perfect, perfect for posing at a cafe.
  • Removable batteries are smart and easy to use with an insert plate.

What I did not like

  • Too quiet? The indicator has no sound and the little light can be hidden behind the speed needle as it sits at around 20 mph.
  • Skids for days – great fun, but CBS will still raise a few question marks in wet weather.
  • Range seems to vary wildly depending on your weight, so take that into account if you’re planning on doing a 30-mile ride on a single battery. Also, you can’t plug the bike in directly, the batteries have to be removed to be charged.

Closing | Maeving RM1

When it comes to electric motorcycles on the market, Maeving may not be the first, but it is undoubtedly the most stylish.

Easy to drive and perfectly suited to city walks, electric in this form takes on its full meaning. Not only did it make driving in London easy, it also made it a lot of fun. We even had a few quibbles along the way, and it was stupidly fun (I wanted to go back and do it all day).

What’s next for Maeving? They said they were primarily focused on getting the RM1 into service before jumping into alternatives. I jokingly asked if a Lambretta-style scooter would be next, but the more I thought about it, the more I think it would suit both Maeving’s style and approach.

They actively reflect on advances in battery technology, with a keen eye on the promising electric future of two wheels. You will therefore not fail to see this name again, especially in a trendy café near you.

Thanks to Maeving for riding with us, head over to their site to find out more about specs, pricing and how to book a test drive.

Take a look inside a Yamaha motorcycle factory in France


If you’ve ever wondered what the inside of a Yamaha motorcycle factory looks like, then today is your lucky day. This video gives a quick look at the small bits of all the many moving parts that go into a day at a key Yamaha factory in France. There is no dialogue; instead, you get a sort of ambient glimpse of several two-wheeled products that Team Blue makes at their Saint-Quentin manufacturing facility.

At the end of 2021, the Yamaha factory in Saint-Quentin, France, has 560 employees. In total, they made 50,106 motorcycles, 29,760 scooters and 2,062 ATVs and SSVs in 2021, for sale in Europe. Current vehicles that this plant is responsible for include all XMAX displacements, the MT-125, R125, XSR700, Ténéré 700 and Tracer 7.

Although this video doesn’t cover it, the plant itself has an interesting history. Do you remember Motobécane? Well, okay, maybe a lot of us weren’t around when the brand was still around, but if you’ve spent a lot of time watching vintage motorcycle encounters, you might have seen some of its vehicles, such as the hugely popular Mobylette moped. .

What you may or may not know is that Yamaha stepped in to save MBK Industrie (the eventual name the company had adapted) in the 1980s. This led to the company becoming a wholly owned subsidiary of Yamaha and eventually a European factory Yamaha. It began manufacturing small-displacement scooters under both brands, with the Yamaha BW and MBK Booster both being produced at the same time. Fast forward to 2022, and the factory is currently making scooters and bikes up to 700cc.

The video shows a bit of this and a bit of that from several vehicle assembly lines. Although there are robots involved, they mostly do things like transport parts between stations. Skilled human workers still focus their full attention on things like engine assembly, painting, parts inspection, and most other processes.

Interestingly, the MBK factory is able to manufacture most of its own parts, thanks to significant investment in its development and modernization by Yamaha in 2012. It is even able to use advanced cataphoresis techniques to minimize consumption of paint when painting certain elements. While this obviously has benefits for the business, it also seems to be a positive thing in terms of reducing industrial waste in the face of climate change.

The Golden Age Flight Museum has its home in Tehachapi


The Golden Age Flight Museum now has a temporary home at Tehachapi Airport in California.

The museum is open to the public on the second Saturday of each month from 10 a.m. to 2 p.m.

Additionally, Tehachapi pilots open their hangars to display their planes. These include homemade builds, jets, antiques, and current aircraft.

On a tour, you can see an Antonov AN-2, a BT-13, a Beech 18 and a 1922 Harley Davidson up close.

Several showcases feature authentic artifacts. Featured are the Amelia Earhart luggage story; Pancho Barnes and his riding clothes; memorabilia from Charles Lindbergh, including sheet music, pins and children’s travel suitcases; vintage collections of aviation games, valentines and other paper goods from the 1920s and 1930s; and the documented history of Kern County airports. Aviation history books are also on sale.

Todd Schultz founded the Golden Age Flight Museum in 2016 with a mission to create a museum that houses planes that fly. As a result, it inspired him to save airplanes, gliders, cars, tanks, trucks, and related objects that represent a variety of aviation history. He’s dedicated to restoring them to working order and putting them on public display – and a chance for a ride.

Additionally, it is important to Todd to share his knowledge base by promoting educational programs, including STEM platforms. He believes that exposing young people to the world of aviation will give them the opportunity to choose successful careers.

Given the many aircraft donations to the museum, Todd has earned a reputation as a trustworthy custodian of the past and the future. For more information about the museum, to donate an item or to arrange a group visit, visit http://www.goldenageflightmuseum.org/ or contact Todd at [email protected]

Is a home equity loan a good idea? – Forbes Advisor


Editorial Note: We earn a commission on partner links on Forbes Advisor. Commissions do not affect the opinions or ratings of our editors.

For homeowners looking to tap into the equity in their home for extra cash, a home equity loan could be a good option. However, this type of loan also comes with risks to keep in mind, such as the possibility of losing your home if you don’t meet your monthly payment.

Here’s what you need to know before getting a home equity loan.

What is a home equity loan?

A home equity loan is essentially a second mortgage that allows you to borrow against the equity in your home, which is the difference between the value of your home and what you still owe on your first mortgage. This can help you access extra money if you need it.

How does a mortgage loan work?

Home equity loans are offered by a variety of mortgage lenders. As with most loans, you will generally need good to excellent credit (i.e. a credit score of at least 680) as well as a stable income and a low debt-to-income ratio (DTI) to qualify for a home loan. You must also have sufficient equity in your home, usually at least 20%.

You can usually borrow up to 80% or 85% of the value of your home with a home equity loan, depending on the lender and your financial profile. If you are approved, you will receive a lump sum to use as you wish, for example, to cover major expenses such as home renovations or unexpected medical bills.

Home equity loans come with fixed interest rates, which means you’ll make payments to cover both principal and interest in fixed installments for the life of the loan. Repayment terms generally range from five to 30 years. Keep in mind that lenders generally offer better rates to borrowers who opt for shorter terms.

When to get a home equity loan

Here are some situations that might make getting a home equity loan a good idea:

  • You can benefit from a good interest rate. Since a home equity loan is secured by your home and therefore less risky for the lender, it usually comes with a lower interest rate than you would get with a personal loan or mortgage. unsecured credit card. If you have a good credit score, you’ll be more likely to qualify for the lowest rates available, which will reduce the overall cost of your loan.
  • You know exactly how much you need to borrow. Unlike a home equity line of credit (HELOC), a home equity loan is paid out in a lump sum. It might help if you know exactly how much you need to borrow.
  • You want stable payments. Since home equity loans come with fixed rates, your payments won’t fluctuate like they might with a variable rate HELOC or credit card.
  • You will be entitled to a tax deduction. According to the IRS, you can deduct the interest on a home equity loan from your federal income tax if you use the funds to “buy, build, or substantially improve your home.”

When not to get a home equity loan

Although a home equity loan can be a good option in some cases, getting one comes with several risks that are important to be aware of. If you’re considering a home equity loan, here are some scenarios where it might be best to look at other alternatives:

  • You could risk losing your home. In addition to the amount you still owe on your first mortgage, taking out a home equity loan means you’ll have another large loan to pay off at the same time. And like with a typical mortgage, your lender could foreclose on your home if you don’t make your payments. If you doubt you’ll be able to handle two loans, don’t get a home equity loan.
  • You will have to pay high closing costs. As with your first mortgage, you will have to pay closing costs if you take out a home equity loan. These can range from 2% to 5% of your loan amount, which could significantly eat into your cash reserves.
  • You don’t know how much you need to borrow. If you end up needing more money than you borrowed with a home equity loan, you will need to apply for another loan. In this case, it may be better to opt for a revolving line of credit that allows you to borrow repeatedly, such as a HELOC.
  • You plan to sell your house soon. If you decide to sell your home, you will need to make enough profit from the sale proceeds to pay off both your first mortgage and your home equity loan. This could leave you with very little, if any, cash proceeds from the transaction.

Alternatives to a home equity loan

Here are some alternatives to consider if a home equity loan isn’t right for you.

  • HELOC: Unlike a home equity loan, a HELOC is a revolving line of credit that you can draw on and repay repeatedly. This could be a good option if you have a long project with fluctuating costs to cover. Keep in mind that like a home equity loan, a HELOC is secured by your home and you risk foreclosure if you don’t make your payments.
  • Personal loan: With a personal loan, you can usually borrow up to $100,000, depending on the lender. Most personal loans are unsecured, which makes them less risky for the borrower than a home equity loan. However, the tradeoff is that you’ll likely get a higher interest rate.
  • Credit card: Another revolving line of credit option is a credit card. Some cards come with an introductory annual percentage rate (APR) offer of 0%, which means you could avoid paying interest if you pay off your card before the end of that period. But if you can’t pay off the card on time, you could end up with high interest charges — and credit card interest rates are generally higher than home loan and personal loan rates.

Find the best home equity lenders of 2022

Parade Entries Wanted for Navy Bean’s Annual Fall Festival


The event takes place on Saturday, September 17 in downtown Rising Sun.

Photo provided.

(Rising Sun, Ind.) – The Navy Bean Fall Festival Parade is back!

Entries are now available for the Navy Bean Fall Festival 2022 parade. The event will take place on Saturday, September 17 at 10:30 a.m. in downtown Rising Sun.

Pre-registration before August 31 mandatory. Submit a minimum donation of $5 (make checks payable to Navy Bean Fall Festival) for entries entered in the judging categories. There is no charge for unjudged entries.

A grand prize of $300 will be awarded to the best overall presentation of the tank. Prizes of $200 will be awarded to the first place winners in the categories of Best Float Presentation by a Youth Group and Most Entertaining Parade. A second place prize of $100 will also be awarded in each division.

A downloadable parade app with guidelines is available at https://bit.ly/3aBjnO7. Registrations can be picked up in person at City Hall located at 200 N. Walnut Street or at the Visitor Center at 217 N. High Street during regular business hours.

The queue will be at the Maiden Lane boat launch. The parade will go up Poplar St.; turn left on Second St; bear right on Walnut St; and ending at Rising Star Drive. The parade does not return to the starting line. Participants must arrange for pick-up at the end of the course.

Categories include floats; vehicles; ATV/Motorcycle; pedestrian entrances; antique tractors; and equestrian.

The Navy Bean Fall Festival is presented by the City of the Rising Sun. The event will take place Friday, September 16 from 3:30-10:00 p.m. and Saturday, September 17 from 10:30 a.m.-10:00 p.m. Enjoy live music, rides, costumed characters, traveling performers, a show of magic and Navy Beans served along the river.

For more information, contact Jennifer at City Hall at (812) 438-2407. Information is also available on the City of the Rising Sun website and Facebook page.

Information on accommodations, restaurants, shopping, attractions and events is available on the enjoyrisingsun.com website, the Rising Sun-Ohio County Tourism Facebook page or by emailing [email protected] at the Ohio County Tourism Visitors Center.

Alvaro Bautista shakes off the pressure: ‘I don’t mind winning, being second or third’


Alvaro Bautista is the current leader of the Superbike World Championship, making Ducati dream of regaining the titles that have eluded him since 2011. Without pressure, the rider wants above all to stay on the margin of error and do the best he can. , extract what there is to extract from the packet regardless of the result itself.

The No.19 told Motorsport.com that his previous experience with the team had been marked by relative inexperience: “Ducati haven’t won for many years. This means that the other brands were stronger. I don’t know, but so far so good. In 2019, I was fine, but I lacked experience, I didn’t know the tires well, etc. The bike at the time was new and the engineers didn’t have many references either. Little by little, we were writing a book that now has many chapters.”

In the current season, his fourth in WSBK and also the fourth in Panigale V4 R, Bautista has a much greater context of experience, and knows that it will be essential not to make mistakes: “I also wrote my own book, and now that we’ve put the two together and are trying to make the most of it. […]. In 2019 things were going very well, but I didn’t expect how we started or how we ended… I think this year the important thing will be not to make mistakes.

The Spaniard also confided that he had no pressure to win: “Now I want to give my best and from there the result doesn’t really matter to me. I don’t mind winning, being second or third. If I can enjoy, it’s worth it. I don’t feel obligated to win.”

Recap: Rides4ALZ 2022 – San Diego Alzheimer


By Burtland Dixon

All of San Diego County felt the acceleration and rumble of over 350 motorcycles participating in the 6th Annual Rides4ALZ on July 9, 2022. The sun greeted all riders with fabulous weather from start to finish as everyone was coming together for one of the most exciting fundraisers. anyone can attend.

What began at the beautiful San Diego Alzheimer’s office in the Kearny Mesa area would see participants of all skill levels take on a 108-mile charity hike through San Diego. People could embark in teams or in individual groups. As familiar and new faces arrived as early as 6:45 a.m., it was hard for everyone to contain their excitement. Who wouldn’t be thrilled with an after-party filled with tasty food, prizes, good vibes and craft beer samples. Along the route, there were pit stops for photo ops at places like Pio Pico Campground and Coronado Bridge to help commemorate the day even more.

First-time entrant Gary Delgado, who usually rides solo, showed up with the brightest smile on his face and a tie-die shirt. He willingly explained what excited him most about the event when he said, “Hit the road; to be with more people. Not only does Rides4ALZ raise money for a cause, it also helps build a stronger community. In the perilous times we live in today, this event is what the doctor ordered. Harley-Davidson owner Lon Peterson said he couldn’t wait for “the beers and the tacos”. It’s safe to believe he wasn’t the only one with this combination in mind. Lenno Campos, member of ICON Utility Services echoed the same sentiments last year.

Once everyone finished the course, the destination for more fun was AleSmith Brewing.

At AleSmith Brewing, the smell of fresh tacos from Rudy’s Taco greeted people as they arrived around 11:30 a.m. There were dogs, family members from out of town, and all the smiles in the world. The air was electric, but the fun was far from over as sponsors Par West, Patriot General, Jingoli Power and more were also in attendance. After people enjoyed the personalized Ride Out Hoppy Pilsner and food, it was time to thank the top donors! Scott Drury won the highest plate by an individual with $6,400. Meanwhile, the most generous team was San Diego HOG, which raised $2,760. The icing on the cake was the door prizes, which included Padres tickets, an electric bike and even two nights at the Sahara in Las Vegas!

The consensus among attendees was that they wanted there to be more charity events like Rides4ALZ. Rides connects a passion like riding motorcycles and a way to help a county of 100,000 people with dementia without it feeling like a chore. Hopefully, in the future, more cases like this will thrive and find ways to build camaraderie while tackling a devastating disease. Since 2022 was only the 6th ride, you can expect it to continue to grow and become a staple in San Diego for years to come.

5 ways to pay for college


Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are our own.

The price of a college degree continues to rise, making it difficult for some people to afford. Here’s how to pay for college. (Shutterstock)

It’s no secret that college costs continue to rise. In the 2019-20 school year, tuition and fees at a four-year public university averaged $9,400, according to the National Center for Education Statistics. This is a 13% increase from the 2010-11 school year, when average costs were $8,300.

Despite rising costs, most college graduates think their degree is worth it. And luckily, there are several options available to make college more affordable. Here are five ways to pay for college.

If you need private loans to help finance your college education, visit Credible to view your prequalified student loan rates from various private lenders, all in one place.

Tips for reducing tuition fees

Before you come up with a plan on how you’re going pay for collegetake the time to understand what your study cost will be. In addition to tuition and housing, you will need to purchase books, supplies, and equipment like a laptop.

Whether you plan to commute to school or live on campus, you will need to consider transportation costs. And depending on the school you attend, you may have to pay additional fees.

With that in mind, here are some ways to lower your tuition:

  • Choose a more affordable school. One of the easiest ways to save on tuition is to start at a community college. Once you have completed two years, you can transfer to a four-year university.
  • Consider living at home. Living on campus can be expensive, so you can save quite a bit of money by living at home while you study. Or you can choose to live off campus and share an apartment with a roommate.
  • Look for ways to save. While you’re in school, look for other money-saving opportunities. For example, you might consider renting your textbooks or carpooling to school to save money on gas.

Once you’ve exhausted your options for federal financial aid, private loans can help fill gaps in your education costs. With Credible, you can quickly and easily compare student loan rates from private lenders.

5 ways to pay for college

Once you’ve identified some strategies to lower your tuition, you can start thinking about how you’re going to pay for your education. Let’s look at five strategies for how to pay for college.

1. Complete the FAFSA first

The Free Application for Federal Student Aid (FAFSA) is a form you will complete to qualify for federal assistance. Submitting the FAFSA helps you qualify for things like financial aid, federal grants, work-study programs, and more.

The FAFSA submission deadline for the 2022-23 academic year is June 30, 2023, but you’ll want to complete it as soon as possible. Federal aid is disbursed on a first-come, first-served basis, so if you delay this, you could miss vital opportunities to pay for school.

Even if you don’t think you qualify for financial aid, it’s still a good idea to complete the application. Schools consult the FAFSA when making financial aid decisions for the scholarships and grants they award.

2. Find scholarships and grants

If you are trying to figure out how to pay for your education without a loan, you should research as many scholarships and grants as possible. Students don’t have to repay scholarships, and thousands are available through schools, employers, nonprofits, and community groups.

Scholarships are available for a variety of different purposes. Some are merit-based, so you can earn them for things like academic performance. Need-based scholarships, which are awarded based on financial need, are also available.

You can use a free tool to search for scholarships, like the ones on CollegeCouncil Where Scholy. You can also contact the financial aid department of the school you plan to attend to inquire about scholarship opportunities.

Grants are another source of financial aid that you don’t have to repay. They are available from the federal and state governments, your school, and nonprofit organizations. For example, the federal Pell Grants are available to undergraduate students who can demonstrate financial need.

3. Obtain a work-study federal position

Federal work-study positions provide students with part-time jobs while they are in school. These positions are generally reserved for students with some type of financial need and can take place on or off campus.

These positions are available for full-time and part-time students. Your college administers the work-study program, so you’ll need to contact your school’s financial aid office to find a program you qualify for.

If a work-study federal position isn’t an option, you can find other ways to earn money while in school. You can seek work opportunities as a research assistant, complete a paid internship, or take a part-time job off campus.

4. Take out federal student loans

Once you have maximized the grants and scholarships available to you, you may want to look into federal student loans. These loans are available from the US Department of Education and must be repaid.

Three main types of federal loans are available:

  • Subsidized direct loans — Aavailable to undergraduate students who are in a state of financial need. As long as you are enrolled in school part-time, the federal government will pay interest on your loans for up to six months after you graduate.
  • Unsubsidized Direct Loans — These loans are available to all undergraduate and graduate students, whether or not they have financial need. But you’re responsible for the interest that accrues on your student loans while you’re in college. You can make interest-only payments while in school or have the interest added to your loan principal balance.
  • Direct PLUS Loans for Graduate Students, Professional Students and Parents — Two options are available for Direct Plus loans, the Grad PLUS loan and the Parent PLUS loan. These loans are subject to a credit investigation. Borrowers can still potentially qualify for a loan, even with patchy credit histories. The difference between the two is that, unlike Grad PLUS loans, borrowers are responsible for payments as soon as the loan is disbursed for Parent PLUS loans. Interest accrues for Grad PLUS loans, but borrowers do not need to make payments while enrolled at least half-time or during the grace period after graduation.

Federal loans have several advantages that private loans do not, including lower interest rates, income-based repayment plans, and deferral or forbearance options. For these reasons, you should always exhaust your federal loan options first.

5. Take out private student loans to fill funding gaps

Private loans should be the last financing option for pay for college. Private lenders – like banks, credit unions, or online lenders – fund private student loans. Individual lenders set their own terms for private loans, so they tend to be more expensive, and you may need to apply with a co-signer if you have little or no credit history.

But private student loans have a few advantages. They can be a good way to fill in the gaps if your federal loans don’t cover your school’s full tuition. And you may be able to refinance your loans in the future and lower your interest rate.

If you need private student loans, shop around to find the lowest rates and most flexible repayment plans. You can use Credible student loan calculator to determine your estimated monthly payments.

If you’re ready to apply for a private student loan, Credible makes it easy to see your prequalified student loan rates from several lenders.

How did Royal Enfield partner with premium motorcycle safety brand Alpinestars?


We Indians love our motorcycles. For the majority, they serve as a cost-effective means of transportation, while for some they embody a sense of freedom you can’t feel in an enclosed four-wheeled space. Reaffirming the fact, the many “Wanderlust” stickers we come across on the back of Enfields. But there is a disturbing commonality between the two. While we love to ride, we also hate wearing any kind of protection that could save us from any potential harm.

Fortunately, things are changing. Indian cyclists realize that a helmet is not the only protection you need on the road. Which, in turn, prompted companies like Royal Enfield to start venturing more seriously into the riding apparel segment than before. Their new venture is the result of a collaboration with the famous Italian brand Alpinestars. But how did this collaboration come about? We sat down with Puneet Sood, global head of apparel at Royal Enfield, to get some answers.

Edited excerpts from the interview

1) How was the collaboration? And why Alpinestars?

To improve the driving experience in India, our goal is to create products that meet global safety standards and make them accessible, both in terms of price and availability. Keeping this in mind, at Royal Enfield we are constantly updating our product range and trying to bring an enviable collection through our collaborations with the best global brands. In this case, Royal Enfield and Alpinestars have a rich heritage in the motorcycling world and symbolize a fusion of authenticity and safety. Through this collaboration, we aim to provide our cycling community with the essential tools needed to elevate the standard of riding with high safety, performance and comfort.

2) What kind of expertise did Alpinestars bring to the table?

Alpinestars is the world’s leading manufacturer of professional racing products, motorcycle airbag protectors, performance apparel and technical footwear. Alpinestars’ rich heritage and experience, combined with Royal Enfield’s strong understanding of the Indian market, have helped create the product line that meets the needs of the motorcycling community in India.

The collection includes armor-infused riding jackets, gloves and riding pants that meet global safety standards. All riding jackets and riding pants in this range are CE certified with Class A protection in accordance with Personal Protective Equipment regulations and come with Alpinestars Nucleon flex pro CE level 2 armor. In addition, the products are also feature Alpinestars patented Drystar technology. The Drystar membrane makes the gear waterproof, yet breathable and allows riders to withstand all weather conditions while keeping the rider dry and comfortable.

The range also includes 3 gloves, all of which are CE certified to Level 1 EN13594:2015, KP and have been developed with the best features such as knuckle protection, palm protection, padding, cuff adjusters, screen compatible fingertips, accordion stretch panels and constructed with high quality abrasion resistant goat nappa leather, Polyester Air mesh and waterproof Drystar membrane among others.

3) In India, where cycling safety is often overlooked, how do you plan to raise awareness?

Our first task is to understand the unique needs of motorcyclists in the Indian market. Customer expectations are changing and they are looking for comfort and style in addition to the safety of riding gear. These are the pillars on which we build our range. To increase the adoption of horse safety, we must build a range that is relevant, versatile and at the same time accessible both in terms of price and availability. To solve the availability problem, Royal Enfield Apparel’s range of riding gear is not only available at dealerships, but also online through our website and other e-commerce stores.

While building a relevant range, we also want to ensure that we provide our riders with the best safety products globally, hence the partnerships with brands like D30, Knox, TCX, Alpinestars. We hope we can evolve the riding equipment market in India by pushing the benchmark higher. With this intention, Royal Enfield Apparel has launched a full range of CE certified riding gear as well as a full range of women’s riding gear.

To help raise awareness of safety, responsible riding, and proper riding gear, the company focused on creating the right communication in addition to creating the right product. It is important to educate consumers about the need for riding gear and how gear can enhance a rider’s riding experience.

4) Have you noticed any changes in buyer behavior? Are customers/cyclists slowly becoming aware of the safety equipment on offer?

Motorcycling has become a mainstream culture and a way of life for enthusiasts. Today’s cyclists are more aware, responsible and educated and realize the importance of wearing the right riding gear. Customers are now looking for safety, comfort and style in the riding gear they wear. With the rise of recreational motorcycling, more and more bikers are investing in large capacity motorbikes coupled with an increasing number of motorcycle clubs in India, resulting in increased usage of riding equipment.

Although there are multiple offerings in the market, the larger Indian market has for a very long time been underserved in terms of products that are accessible in terms of price and distribution and designed for the Indian climate and terrain.

Motorcycle owners are also increasingly aware that the use of riding gear should be independent of travel distance or destination. To achieve this, Royal Enfield has focused on specially designed riding gear, such as a lightweight full mesh jacket or lifestyle jackets with a pocket for pull-on armor, to make it easy to use and comfortable.

From an industry perspective, we see a lot of potential in the overall riding apparel and equipment segment. With more and more motorcyclists understanding the need for safe and protective riding gear, the industry is set to thrive and grow and we are pleased to be at the forefront of this growth and change.

5) Some of the products offered are more expensive, at least in terms of Indian prices. What were some of the challenges you faced when developing a line of motorcycle safety clothing for a cost-conscious country like India?

At Royal Enfield, our priority is to put rider safety first. The idea behind the development of our clothing and equipment portfolio was to offer a relevant range for our cyclists, whatever the terrain, weather conditions and destination. To drive adoption of riding gear, the company has focused on building an affordable range without compromising on safety, style or comfort. Our range of riding jackets start at Rs. 4950 while helmets start at Rs. 1750 making them accessible for the Indian market.

6) Can you tell us more about the “Art of the Motorcycle” campaign? What was the response to the campaign?

ArtOfMotorcycling has been a unique and engaging initiative and the brand has seen customer engagement and brand interaction achieve exemplary results. It also allowed the brand to reach a new audience and spread the message of “pure motorcycling”. The campaign has brought together a diverse audience from Tier 2 and 3 cities as well as the Royal Enfield community, ranging from avid and aspiring drivers to artists, illustrators and graphic designers under one umbrella through our ongoing digital campaign. Our plan is to keep #ArtofMotorcycling as a recurring event and as a next step we will look at its global expansion.

7) What are some of the milestones that Royal Enfield clothing has set itself?

We measure ourselves in terms of impact, not just revenue. When we started, our first benchmark was to create a full line of clothing with an emphasis on safety, comfort and style. We aim to continue on this path and engage deeply and meaningfully with the community to continue to evolve our apparel line. We want to not only evolve the range, but also partner with our cycling community and help them understand the importance of the right riding gear to them, helping to evolve the market as well.

(Image credits: Royal Enfield)

The Commonwealth Club turns 60 – Macomb Daily


Like many things in the Detroit area, the Commonwealth Club has its roots in the automotive industry.

The social club was started in 1962 by English immigrants, many of whom came to the area to work at the General Motors Technical Center in Warren. What started as informal home gatherings among British GMs has evolved into the Commonwealth Club, encompassing all things British. In 1969 the club moved to its current headquarters on Dequindre Road, just south of 14 Mile Road in Warren, which had previously operated as a tool and die business.

“The transformation is pretty amazing,” said Commonwealth Club President Lori Monkeyy. “You have to wonder if the club members knew about the building and knew it was available because they worked in the automotive industry.”

The Commonwealth Club celebrates its 60th anniversary this year. A gala was held on June 25 to which the Prince of Wales was invited.

“I invited Prince Charles, knowing he would never show up, but I received a letter from his secretary conveying her best wishes for our event,” Monley said, pointing to a copy of Jade Knight’s letter which is printed in the club. anniversary celebration program. “It’s very stupid of me, but I was so excited when the letter arrived and it was postmarked from Buckingham Palace.”

The COVID pandemic has presented many challenges for the club, but Monley is proud to say it has survived thanks to the hard work of its members and its commitment to keep it going through generous donations of time and money.

“We weren’t eligible for any of the COVID relief grants that were available because we’re a social club,” said Monley, who was the club’s 2020 treasurer. “But you know what? We’re still here and I’m pretty proud of it. Our members kind of went with the flow, which I think is part of the British mentality: do it or don’t.

You don’t have to be British to join; many of the Commonwealth Club’s 500 members are non-Britons with an interest in English culture and history or perhaps simply enjoy the fabulous fish and chips dinners that are served every Friday.

Part of the entertainment at the Commonwealth Club's recent anniversary celebration included bagpipes.  (PHOTO SUBMITTED)
Part of the entertainment at the Commonwealth Club’s recent anniversary celebration included Jim Lyon playing bagpipes. (PHOTO SUBMITTED)

“We have a lot of Canadian members, a lot of Anglophiles, and we still have quite a few Brits,” Monley said. “We still have a significant number of original members who are over 90 years old. They are amazing.”

The emphasis is on fun and there is a wide range of activities and events for people of all ages.

There are fish fry dinners on Friday nights; the British Trivial Leagues; darts leagues; and the opportunity to see British football matches on television. There are musical performances, plays, comedy shows and the club is in the process of creating a British-themed book club.

“We have a tropical event coming up at the end of August because of the whole Caribbean Commonwealth, which will be a lot of fun,” Monley said.

The ’60s Smackdown event that pits American rock music artists of that era against artists who were part of the British Invasion is always well attended and inspires many to come dressed in their best hippie attire.

“We also have the Triumph cars that come here and do their car show here,” Monley said. “We have the Mini Coopers and the Triumph motorcyclists, so we do a lot. We have something for everyone.”

Two of the most popular events were the World War I Centenary Celebration and the World War II Anniversary Event.

“The World War I event was interesting because there were a lot of people whose parents or grandparents had served,” Monley said. “But for the World War II event, it was totally packed. We worked in conjunction with the Michigan Historical Society, which put on exhibits, and we had a band that came in and played music. Authentic from the war era.

Many attendees shared stories of their time in England during the bombings or of relatives who fought in World War II. Hearing these personal stories from people who lived through the war gives a perspective that Monley notes you just can’t get from a history book.

It tells the story of a member who was a small child in London at the end of World War II and described the use of debris left over from wartime bombings to build Guy Fawkes Day bonfires.

“We try to save a lot of these things because we lose them, let’s be honest,” Monley said.

Monley has been a member of the Commonwealth Club for 25 years – she was drawn to the British trivia party – and said her motto that you come in as a stranger and leave as family still stands.

The club is cozy with a distinct mid-century modern vibe. The living room features a vintage orange Malm fireplace and is filled with historic pictures, letters, horse brass, coins, books, tea cups and even a classic red English ‘phone box’ is tucked away next to the bar.

The Commonwealth Club recently increased its annual dues to $45 per year for an individual or $90 for a family. Subscriptions purchased now are valid until December 31, 2023.

“You can come three times as a non-member to explore the club and figure out if you think you’d like to join or not,” Monley said. “We really have a lot of history here and we also try to have fun.”

Housing market tightens as buyers grapple with rising mortgage rates and closing costs

Day trips close to home are likely to be the trend among summer travelers

Entrepreneurship is alive and well in Macomb County

Location, cost drivers as Macomb communities bridge the digital divide

🌱 Motorcycle accident at the station + Concerts + Police blotter


Welcome to Smithtown! I’m in your inbox to keep you up to date with everything you need to know about what’s happening around town.

First, today’s weather forecast:

Sunny and less humid. High: 81 Low: 65.

🏡 Attention real estate pros in Smithtown! We are now offering an exclusive sponsorship opportunity for an agent interested in attracting local clients and standing out from the competition. Click here to find out more.

Here are today’s top 5 stories in Smithtown:

  1. The Booster Camp held at Smithtown High School was a success! Children in grades 3 through 12 were taught by district graduates who currently play hockey at their colleges. (Smithtown School District)
  2. A couple riding a Harley-Davidson motorcycle crashed into a pole on the Kings Park railway line. According to Suffolk Police, the motorcyclist lost control near Woodvale Avenue around 9 p.m. Thursday. (audacy.com)
  3. Little dancers will have fun at the Smithtown Public Library with the “Musical Tots”. The program is aimed at children from 2 to 4 years old who will love to sing and dance starting at 10 a.m. (Smithtown Library)
  4. For those interested in policing activity in Suffolk County, watch Patch’s arrest report for July 8. (Patch)
  5. MacArthur Airport is ready to invest $14 million to improve security systems. The airport received the grants through the Federal Government’s Infrastructure Act. The main terminal as well as the fire safety systems should be modernized. (News 12 Long Island)

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Today in Smithville:

  • Junior Little Mermaid at the Smithtown Center Performing. (2 p.m.)
  • Celebrate the St. James Summer Concert Series at Long Beach City Park. (6 p.m.)
  • Family Concerts – Radio Flashback at the Hoyt farm. (7 p.m.)

From my notebook:

  • Sweetbriar Nature Center: “To your delight, meet one of yesterday’s catches. This chipmunk was found in a homeowner’s yard; it was not acting like a normal chipmunk (it didn’t run away). They could easily pick it up and bring it to our clinic.” (Sweetbriar Nature Center via Facebook)
  • Smithtown Historical Society: “Facts from the farm! A horse’s sense of smell is sharper than that of humans, but less sensitive than that of dogs. Horses use their sense of smell to identify other horses, people, predators, and animal feed.” (Smithtown Historical Society via Facebook)
  • Smithtown Performing Arts Center: “Once the show begins, each flawless scene delights with wonderful acting, singing and dancing by a cast of 20 aspiring young actors.” – TBR Thank you.” (Smithtown Performing Arts Center via Facebook)

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You’re all caught up for today. See you tomorrow for another update!

Debora Whitehead

About me: Do you have a story idea? Please get in touch with me! I would love to hear from you! Wife, mom, foodie, traveler and nature lover.

Got a news tip or suggestion for an upcoming Smithtown Daily? Contact me at [email protected]

O’Hara soars in Bagger series – Monterey Herald


LAGUNA SECA — There was a brief moment when Tyler O’Hara wondered what he had gotten himself into.

A new series of motorcycles on the AmericaMoto circuit was unlike any other, with bikes weighing twice as much as standard race bikes, while reaching speeds of 175 mph on an oval track.

You had Indian Motorcycles, founded in 1901, racing against Harley-Davidson (1903). Two of America’s oldest companies – creating instant rivalry in the Mission King of Baggers series.

Tyler O’Hara is the overall leader of the Bagger Racing Series. (Courtesy picture)

“It’s unique,” O’Hara said. “You have American motorcycles and a rivalry. Nobody knew what to expect. But it turned into one hell of a series.

After winning the inaugural race at WeatherTech Raceway Laguna Seca in 2020, O’Hara will be in the spotlight on Sunday as the overall leader of the Bagger Racing Series.

Two years after that inaugural Laguna Seca invitational race as an exhibition, the Baggers Racing series has become MotoAmerica’s fastest growing form of racing.

It eclipsed Superbikes in terms of public engagement and views. With its growing popularity, the series has expanded each year with its stops across the country.

“It was supposed to be boring,” O’Hara recalled. “People can identify with these bikes. Obviously, we have some modifications. But it’s the same bike you can buy from dealerships.

O’Hara, who has three podium finishes this year, has 74 points, with Irish teammate Jeremy McWilliams second and defending champion Kyle Wyman fourth.

“I’m exactly where I want to be,” said O’Hara, who has been leading since the first lap. “I have the best bike and the best team. With Jeremy as a teammate, we have more data to try different things.

With the series expanded to six rounds and seven races, O’Hara will draw on his experiences riding his 695-pound Indian Bike at Laguna Seca for the past two years.

The Baggers Racing series has become MotoAmerica's fastest growing form of racing.  (Courtesy picture)
The Baggers Racing series has become MotoAmerica’s fastest growing form of racing. (Courtesy picture)

“There’s no other track like this in the world,” said O’Hara, who lives in Petaluma. “It’s demanding. It’s difficult. You have to anticipate. Sometimes the hardest part is getting out of the pit.

O’Hara expects to hit speeds of 135 mph on the straights of the 2,238-mile, 11-turn Laguna Seca track, with his knee inches from touching the pavement in the turns.

“For the weight and size of these bikes, it doesn’t make sense,” O’Hara said. “We’re running superstock times on these big badgers.”

O’Hara, who is also in the running for the Roland Sands Super Hooligans Race, won’t have many laps to settle, as the race is only eight laps or around 35 miles.

His first race at Laguna in the Baggers exhibition of 2020 was memorable as he charged up front in the closing stages to win the event.

“I had the fastest lap,” O’Hara recalled. “I was going a little too fast and almost fell. I ran forward and made a pass to take the lead. It made it a lot of fun.

What has also drawn attention to the series is the burgeoning rivalry between America’s oldest motorcycles, both of which are pouring more money into the series.

“It’s fair to say it’s a rivalry,” O’Hara said. “The Indian was the first winner. Harley-Davidson came out strong last year and doubled down on its investment.

O’Hara finished second last year in the series and at Laguna Seca. The addition of a teammate this season allowed him and McWilliams to brainstorm ideas with the bike.

“We feed off each other to see what we can do differently,” O’Hara said. “He made me a better driver. We are the underdogs. You can see the print when Harley-Davidson shows up in the paddocks. But no one works harder than our team.

Having raced professionally since 2005, O’Hara has a diverse background, having competed in the 600 Series, Superbikes and MotoGP.

His first professional win came at Indianapolis Motor Speedway. Earlier this year he won the Daytona 200.

“I’ve dabbled in a bit of everything over the years,” O’Hara said. “This series has become a niche for me with these big heavy twin bikes.”

The weight of the bike creates unique challenges, especially with so much torque, according to O’Hara, whose career includes victories on the AMA and AFM road racing circuits.

“The bike moves a lot,” said O’Hara, 35. “We are constantly making adjustments. I felt we left some on the table in our last run.

As O’Hara competes in the Hooligans series – where he is four points behind third place in the series – the two finals take place on the same afternoon, back-to-back, about 20 minutes apart.

“I’ll have about five minutes between races,” O’Hara said. “I trained for this. I have a wide range of experiences. The main thing is to be focused on each run and lock yourself in.

The adrenaline rush of running so close to home, with friends and family there, creates a feeling like no other for O’Hara.

“Having that support gives you a little something extra,” O’Hara said. “We’re going to put on a show and make it entertaining. It will be a dogfight. But this is my home track.

This is the average credit card balance of a 30-something


Image source: Getty Images

How does yours compare?

Key points

  • Credit card debt can lead to high interest charges, which can get in the way of financial goals.
  • Too much credit card debt can also lead to a lower credit score.
  • On average, the average person in their 30s has a credit card balance of $6,568.

As a general rule, it’s best to keep your credit card debt to a minimum, or even avoid this type of debt altogether. Credit cards are notorious for charging high interest. And the more money you spend on interest, the less you’ll have to spend on important goals and other bills.

Plus, having a high credit card balance can actually hurt your credit score. And if your score isn’t great, you might have a hard time borrowing money — or borrowing affordably — when you need it.

During your 20s, you might end up with a little credit card debt. This is because you may be in a situation where your bills are high and you don’t have enough work experience to demand a high enough salary to keep up. But by the time you hit your 30s, you should really try to lower your balance.

Meanwhile, if you have a credit card balance in your 30s, you might be curious how your level of debt compares to people your age. And you might be surprised to learn that the average credit card balance for 30-somethings isn’t small.

How much do 30-somethings owe on their credit cards?

Average credit card balance among 30-somethings is $6,568, reports Personal capital. On a positive note, this is actually less than the average 40, 50 and 60 year old owes. But still, $6,568 is not a negligible amount, so if you have a comparable balance, it’s important to try to reduce it as quickly as possible.

Options for Paying Off Credit Card Debt

The sooner you can get rid of your credit card debt, the better. So whether your balance is comparable to that of a typical 30-something, higher or lower, it’s important to develop a compensation plan.

To that end, you might want to consider a balance transfer, which allows you to transfer your various balances to a single credit card that ideally will come with a lower interest rate. You might even be able to qualify for a 0% introductory rate on your balance transfer. But if you decide to go that route, commit to taking advantage of that lower interest rate (or 0% rate) by paying off your debt, and not add to your balance unless you have absolutely no choice.

Another option is to consolidate your credit card balances into a personal loan, then pay off that single loan as soon as you can. The advantage is that personal loans generally have lower interest rates than credit cards. They also offer fixed interest rates, so you won’t have to worry about your rate going up while you’re paying off your debt.

Clear that debt as soon as you can

If you’re in your 30s and have credit card debt, you’re in good company. But you should also do your best to get rid of this debt as soon as possible. As you get older, you’re likely to want to start focusing on other goals, like saving for retirement, so the less money you waste on credit card interest, the better.

The best credit card waives interest until 2023

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2022 Yamaha XSR900 review


| July 8, 2022

Yamaha is channeling one of its most famous liveries for the new XSR900, and the changes are more than superficial.

Chris Cantle channels his inner Christian Sarron on Highway 33. The new XSR900 will do that to a man.

By Chris Cantle | Photography by Adam Campbell

Over the past year, Yamaha has methodically relaunched its excellent three-motor 890cc CP3 line. First, the company tackled its game-changing sports standard, the MT-09, smoothing out some famous rough edges and making the machine a better playmate.

Then the Tracer 9 GT, already an excellent value-oriented tourer, got the same big dose of refinement. But Yamaha saved the best for last in their big update to the XSR900.

On to the big stuff: Measured by parts count, the XSR900 is 90% new. While the styling change is noteworthy, marking an inspired shift from 70s machines to 80s race cars, the mechanical changes are no less subtle. Readers will notice the lightweight die-cast aluminum frame introduced by the MT-09. Sharp eyes might catch clever spin-forged wheels and a new adjustable KYB fork. What you won’t see is the effort to reduce weight inside the engine, or the work done to meet Euro 5 emissions standards.

2022 Yamaha XSR900 left side
It’s definitely a contender for our “Prettiest Bike of 2022” award. We should make this award a reality.

The XSR900 also gets a full suite of electronics that can keep pace with the deliciously rowdy powertrain. A six-axis IMU aids ABS cornering while standard cruise control helps make the XSR900 a competent commuter. The standard quick up/down shifter does away with shifting.

Taken together, this is a big leap forward for the XSR900. Even on paper. But in practice it’s even better.

On the road, the XSR900 has become the star of the CP3 family. We are familiar with Yamaha’s three-motor platform by now. The Tracer 9 GT and MT-09 are great. The MT-09, as always, is an unreal bargain. And the most recent update has made the driving experience exceptional. But the MT-09 is also visually brash to the point of looking cheesy. When stopped, it looks like it should be driving through a school zone. The stark contrast to the loudmouth MT-09, the brilliantly equipped Tracer is as solid a touring machine value proposition as you’ll find on sale today. But the Tracer picked up a funny little headlight squint and some of the MT-09’s garish angles. Worse still, it’s lost some of the rip and snort that so defines the wicked-good CP3 engine underneath. After riding them, both impressed us, but neither left us wanting more.

Rear wheel Yamaha XSR900 2022
The classic gold rims are pleasant to the touch and lighter than in 2021.

The XSR900 has no blocking. It’s an absolute delight, inhabiting a happy medium between the maturity of the Tracer and the silly joy of the MT-09.

Yamaha leaned into the racy aesthetic with a more aggressive riding position, moving the bars forward and down. It has screaming intake vents located on either side of the fuel tank. And the seat cushion is incredibly hard. Even bums accustomed to the abuse of long days in the saddle will be surprised by the XSR’s aggressively firm foam. Another detail ripped from runners of yore.

That’s all before you fire up the 890cc triple. The CP3 ignites with a clack and a big intake grunt. Like its stablemates, the 2022 XSR boasts a 3mm longer stroke (now 62.1mm) while using the same 78mm bore. This results in a displacement bump from 849cc to 890cc. The character is the same. It’s an instant reminder of what made the original Yamaha cross-plane grinder so compelling.

Yamaha XSR900 2022 Passenger Footpegs
The passenger footpegs fold down for a beautifully clean rear.

But it’s when you hit the clutch that all of Yamaha’s hard work on dialing in the XSR900 really becomes apparent. Up to California Highway 33, the XSR is a showoff. Big, fast sweepers are the rule, punctuated by occasional falling radius clutches and, further north, a few close hairpins. It soaks them all up, firm suspension keeping the tires glued to the tarmac. The corner exits are all loud and blurry, the brilliant engine opening up with a dramatic air intake and reminding you why you love motorcycles in the first place.

The machine has a longer wheelbase and a wider turning radius than the MT-09. It comes with a longer swingarm—the same treatment tamed the Tracer. But on the nimble and athletic XSR, the stabilizing effect combines with that riding position and the excellent Bridgestone Battleax S22 tires for terrific, quick and precise transitions. Instead of being stiff and uncomfortable, the new ergonomics and stiff seat padding encourage active riding and suspend your meat out of the seat.

2022 Yamaha XSR900 Swingarm
The swingarm, like many parts, was removed from the Tracer 9 GT.
2022 Yamaha XSR900 Mirrors
Bar end mirrors look great but can be a little awkward.
2022 Yamaha XSR900 static rear view
Aside from the huge exhaust manifold box, this is a beautifully finished motorcycle.

A reminder: This is an inexpensive machine. Other manufacturers make bikes that look fantastic and stimulate your every lizard brain impulse. Nobody but Yamaha does it for less than $10,000.

But that doesn’t mean it’s perfect. The CP3 trio was built on a budget. From a packaging standpoint, they are notable for this. The thin-walled frame is exceptional for its ability to reduce manufacturing costs as well as weight, for example. And unsurprisingly, there are a good number of shared rooms around the family. The dash is the same as the MT-09, and there’s economy written all over it. The wonderfully functioning clutch lever also hangs oddly in the wind, and the bar end mirrors leave awkwardly filled brackets in their original homes. That long swing arm? All signs point to it being pulled directly from the Tracer. And you notice it when you go slow. A little extra lockdown would go a long way to making the XSR900 a little more nimble when haunting parking lots rather than foothills.

2022 Yamaha XSR900 at high speed
The XSR’s engine is a gem and will happily play through the canyons and tackle city chores without complaint.

It’s just little things. If that’s the extent of compromise we have to tolerate, consider us sold on Yamaha’s choices when digging through the parts bin.

Mainly because the great details of the design far outweigh a few small savings here and there. Take the passenger footpegs, for example. Rear seats have relied on the peg itself to stow for generations. This usually means a mounting point that hangs badly. On the XSR900, the passenger footpeg is a long, sleek arm that folds up and out to either side of the bike. When needed, the entire ensemble spins into place, landing with a satisfying mechanical snick. Somewhere right now a motorcycle designer is looking at them and slapping their forehead wondering why they didn’t think of Yamaha’s solution first.

2022 Yamaha XSR900 left side action
The racy stance is matched by excellent comfort thanks to firm seat padding.

The result is the machine it always should have been. The XSR900 was a classic. Almost. It was almost a perfect combination of style and sportiness. Almost the better and more refined alternative to its wildly exciting yahoo of a platform companion, the MT-09. Almost one of the easiest bikes to recommend to any avid cyclist.

But the XSR has always lived in the shadow of its showy, happy family, while suffering from the same annoying irritations: the famously frustrating throttle control on early machines, the oddly apparent cost-cutting on later bikes. And because of that, it was the odd one out, the black sheep. So far. NC

2022 Yamaha XSR900 Specifications

2022 Yamaha XSR900 Specifications

MSRP: $9399
Engine: Three cylinders in line
Valve train: DOHC, 4 valves per cylinder
Cooling system: Liquid
Shift: 890cc
Bore x stroke: 78×62.1mm
Compression ratio: 11.5:1
Fuel system: Multipoint sequential electronic injection
Exhaust: 3-1
Clutch: Wet, multi-plate
Transmission: 6 speeds
Frame: Die-cast aluminum
Front suspension: 41mm fork, USD, fully adjustable
Rear suspension: Single shock, spring preload, rebound damping adjustment.
Front wheel travel: 5.1 inches
Rear wheel travel: 5.4 in.
Front wheel: 17 x 3.5 inches
Rear wheel: 17 x 5.5 inches
Front tire: 120/70 ZR17 in.
Rear wheel: 180/55 ZR17 in.
Front brake: Dual 298mm floating discs, 4-piston radial-mount calipers, cornering ABS
Rear brake: Single 245mm disc, 2-piston sliding caliper, cornering ABS
Rake: 25°
Track: 4.3 inches
Seat height : 31.9 in.
Wheelbase: 58.9 in.
Weight (wet, claimed): 425 pounds.
Fuel capacity: 3.7 gal.
Colors: Legend Blue, Raven

Click here to read the 2022 Yamaha XSR900 Review in the Cycle News Digital Edition Magazine

Click here for the latest Cycle News Sportbike motorcycle reviews and news.

Click here for more Yamaha motorcycle reviews and news.

Moto Morini set to launch its range of motorcycles in India


Italian boutique manufacturer Moto Morini has been making headlines in recent months with its new mid-size adventure bike, the X-Cape 650. Available mainly in Italy and neighboring European countries, Moto Morini has now l intend to expand into Asia, particularly India. The Italian company is in the process of setting up a manufacturing plant, as well as setting up a distribution network in the Asian country.

In an article from Indian Motoring Publication automotive world, Moto Morini is set to launch a total of four models in India, based on the X-Cape and Seiemmezzo middleweight machines available in other markets. Specifically, two versions of each will be available, with the X-Cape 650 and X-Cape 650X comprising the brand’s ADV segment, and the Seiemmezzo 6 ½ Street and Seiemmezzo 6 ½ Scrambler making up its urban styling, neo-range. retro.

We already know the X-Cape pretty well, with its 649cc parallel-twin engine producing 59 horsepower at 7,000 rpm. Moto Morini released this bike in hopes that it could compete with the Yamaha Ténéré 700 and Aprilia Tuareg 660 in the rapidly growing middleweight adventure segment. When the power fails, the X-Cape features top-of-the-line components. For example, it is equipped with sturdy 50mm inverted front forks from Marzocchi, an adjustable KYB monoshock in the rear and a set of Pirelli Scorpion Rally STR tires. In addition, the bike is equipped with Brembo brakes, a color TFT display and an adjustable windshield for maximum touring comfort.

Moving on to the brand’s road bikes, the Seiemmezzo 6 ½ models are characterized by their retro style and 650cc engines, similar to what we find in the X-Cape. The Seiemmezzo’s engine, however, is tuned slightly differently and only produces 54 horsepower higher in the rev range. Likewise, it features premium components such as KYB suspension, Brembo brakes and dual-channel ABS from Bosch. It also flaunts a lightweight chromoly steel frame, making it a nimble and flickable machine.

Moto Morini X-Cap 2022

Specific to the Indian market, Moto Morini has partnered with Adishwar Auto Ride India (AARI). The company will also handle the production and distribution of Moto Morini motorcycles in the country. AARI is also the authorized dealer of Benelli and Keeway motorcycles, brands that have European origins and are gaining popularity around the world. As of now, the prices for Moto Morini models in India have yet to be announced, so be sure to keep your eyes peeled.